Aviation Exclusion

What Does Aviation Exclusion Mean?

A clause present in many life insurance policies, an aviation exclusion states that the death benefit becomes void if the insured dies as a result of an aviation-related accident while not on a regularly scheduled flight.

Insuranceopedia Explains Aviation Exclusion

What this means is that if the policyholder dies in a private plane crash, rather than during a commercial flight, or if they get aviation-related injuries in a private aircraft, their beneficiary could not claim the death benefit. Depending on the specific policy, the clause may list other excluded scenarios as well, such as death while parachuting from an aircraft or traveling in an aircraft as a crew member, student pilot or pilot.