Insurance Terms tagged with 'Personal Lines'
- Accidental Death Benefit
- Activities of Daily Living (ADL)
- Annuitization Options
- Annuity
- Automobile Liability Insurance
- Casualty Insurance
- Collision Insurance
- Comprehensive Insurance
- Convertible
- Copayment
- Death Benefit
- Disease Management
- Dividend
- Elimination Period
- Floater
- Grace Period
- Guaranteed Renewable
- Health Maintenance Organization (HMO)
- Health Savings Account (HSA)
- Hurricane Deductible
- Income Tax
- Least Expensive Alternative Treatment (LEAT)
- Living Benefits
- Medical Loss Ratio (MLR)
- Mortgage Insurance Policy
- Named Peril
- Non-Recourse Mortgage
- Own Occupation
- Paid-Up Additional Insurance
- Peril
- Point-of-Service Plan (POS Plan)
- Pre-existing Condition
- Preferred Auto
- Preferred Provider Organization (PPO)
- Qualified High-Deductible Health Plan
- Residual Benefits
- Standard Auto Insurance Policy
- Subrogation
- Successive Periods
- Surrender Charge
- Total Loss
- Umbrella Policy
- Valuation Reserve
- Variable Life Insurance
- Viatical Settlement Provider
- Waiting Period
- Waiver of Premium
- Whole Life Insurance
- Appraisal
- Appurtenance
- Automobile Insurance
- Betterment
- Brick Veneer Construction
- Burglar Alarm
- Burglary
- Burglary Insurance
- Cash Surrender Value (CSV)
- Collision Coverage
- Comprehensive Personal Liability
- Condominium
- Constructive Total Loss
- Estate
- Face of Policy
- Fair Market Value (FMV)
- Fire Damage
- Fire Department Service Clause
- Fixtures
- Floater Policy
- Habitation
- Hit and Run Accident
- Improvements and Betterments
- Malicious Mischief
- Medical Payments Insurance
- Merit Rating
- Multi-peril Policy
- Mysterious Disappearance Clause
- Negligence
- Off-premise Clause
- Partial Loss
- Personal Auto Policy (PAP)
- Personal Effects Floater
- Personal Property
- Personal Property Floater (PPF)
- Policy Limit
- Private Passenger Car
- Property Damage Liability Insurance
- Property Insurance
- Punitive Damages
- Robbery
- Policy Schedule
- Scheduled Property Floater
- Smoke Damage
- Spontaneous Combustion
- Third Party Insurance
- Unoccupied
- Void
- Acceleration Life Insurance
- Accelerative Endowment
- Accidental Death Clause
- Act of God
- Actual Total Loss
- Additional Death Benefit
- Life Insurance Adequacy
- Adjustable Life Insurance
- Adjustment Provision
- Administration Bond
- Affirmative Warranty
- American Experience Table
- Americans with Disabilities Act (ADA)
- Animal Health Insurance
- Annuitant
- Annuity Analysis
- Annuity Certain
- Annuity Due
- Tax-Deferred Annuity (TDA)
- Apportionment Clause
- Appurtenant Structure
- Assessment Plan
- Asset Allocation
- Assigned Risk Plan
- Assumed Interest Rate (AIR)
- Attending Physician Statement
- Attractive Nuisance
- Automatic Cost of Living Adjustment
- Automatic Premium Loan Provision
- Automatic Reinstatement Clause
- Automobile Assigned Risk Insurance Plan
- Average Monthly Wage (AMW)
- Aviation Exclusion
- Baggage Insurance
- Basic Mortality Table
- Beneficiary
- Beneficiary Clause
- Betterment Insurance
- Bodily Injury
- Bodily Injury Liability Insurance
- Broad Form Insurance
- Building and Personal Property Coverage Form
- Burial Insurance
- Capitated Contract
- Cash Value Life Insurance
- Catastrophe Insurance
- Catastrophic Health Insurance
- Catastrophic Illness Insurance
- Certificate of Deposit Annuity (CD Annuity)
- Chartered Life Underwriter (CLU)
- Civil Liability
- Claims Occurrence Form
- Codicil
- Coinsurance Limit
- Collateral Assignment
- Collateral Bond
- Collision Damage Waiver (CDW)
- Comparative Negligence
- Compensatory Damages
- Comprehensive Automobile Liability Insurance
- Comprehensive Health Insurance
- Comprehensive Medicare Supplement
- Comprehensive Personal Liability Insurance (CPL)
- Compulsory Insurance
- Condominium Insurance
- Continuing Care Retirement Community
- Conversion Privilege
- Convertible Term Life Insurance
- Corridor Deductible
- Cost of Insurance
- Credit Card Insurance
- Critical Illness Insurance
- Curtesy Interest
- Death
- Death Benefit Only Life Insurance Plan (DBO)
- Death Claim
- Decreasing Term Life Insurance
- Deferred Annuity
- Defined Contribution Pension Plan
- Dependent
- Dependent Care Flexible Spending Account (FSA)
- Dependent Coverage
- Deposit Term Life insurance
- Difference in Conditions Insurance (DIC)
- Direct Loss
- Direct Property Exposures
- Direct Recognition
- Disability Benefit
- Disability Clause
- Disability Income (DI)
- Disability Income Insurance
- Disability Income Rider
- Disability Insurance
- Disability Insurance Conditions
- Long-term Disability
- Short-term Disability
- Temporary Partial Disability
- Disclaimer
- Discount Point
- Distribution Clause
- Distribution of Property at Death of Owner
- Dividend Illustration
- Dividend Option
- Drive Other Car Insurance (DOC)
- Double Indemnity
- Dwelling Coverage
- Dwelling Insurance
- Dwelling, Buildings, and Contents insurance (DB&C)
- Early Retirement
- Earthquake Insurance
- Easement
- Educational Fund
- Emergency Fund
- Employee Contribution
- Endowment Insurance
- Equity
- Equity Indexed Annuity
- Equity Indexed Universal Life Insurance (EIUL)
- Equity Split Dollar Life Insurance
- Estate Equalization
- Estate Planning
- Estate Settlement Costs
- Estate Tax
- Estate Transfer
- Exclusions in Homeowner's Insurance
- Exclusions in Medical Benefits
- Exclusions in Property and Casualty Insurance
- Experience Refund
- Extended Term Insurance
- Face Amount
- Facility of Payment Clause
- Family Income Policy
- Family Income Rider
- Family Maintenance Policy
- Family Policy
- Family Protection Endorsement
- Fee Simple Estate
- Final Expense Fund
- Fire Extinguisher
- Fire Insurance
- Fixed Annuity
- Fixed Benefits
- Flexible Premium Deferred Annuity (FPDA)
- Flood Insurance
- Forfeiture
- Forfeiture of Vested Benefits
- Form No. 1 Basic or Standard Homeowners Insurance (HO-1)
- Form No. 3 Special Homeowners Insurance (HO-3)
- Form No. 6 Condominium Unit Owner's Form (HO-6)
- Fraternal Life Insurance
- Funeral Insurance
- Grantor
- Guaranteed Issue
- Guardian
- Hedonic Damages
- Hold Harmless Agreement
- Holographic Will
- Home Service Life Insurance
- Hospice
- Hospital Expense Insurance
- Hospital Indemnity Insurance
- Hospital Medical Insurance
- Hospitalization Insurance
- Household Inventory
- Hurricane Insurance
- Immediate Annuity
- In-patient
- Income Averaging
- Income in Respect of a Decedent (IRD)
- Independent Contractors Insurance
- Indexed Life Insurance
- Individual Insurance
- Individual Life Insurance
- Industrial Life Insurance
- Inflation Factor
- Inflation Guard Endorsement
- Inheritance Tax
- Insurable Value
- Insured Peril
- Insuring Agreement
- Intangible Personal Property
- Integrated Deductible
- Interest Rate Collar
- Jewelry Floater
- Jewelry Insurance
- Joint And Survivor Option
- Joint Annuitant
- Joint Insurance
- Joint Life Insurance
- Joint Tenancy
- Jumping Juvenile Policy
- Juvenile Endowment Policy
- Juvenile Life Insurance
- Level Premium
- Level Term Insurance
- Liability Claim
- Liberalization Clause
- Life Annuity
- Life Care Community
- Life Expectancy
- Life Income with Period Certain
- Life Insurance
- Life Insurance Settlement Options
- Living Benefits of Life Insurance
- Living Will
- Long-Term Care (LTC)
- Loss of Income
- Major Medical Insurance
- Maturity Date
- Means Test
- Medicaid
- Medical Expense Insurance
- Medical Savings Accounts (MSA)
- Medicare
- Medicare Supplement Insurance
- Mexico Insurance
- Minimum Standards
- Mobile Home Insurance
- Modified Life Insurance
- Money Purchase Plan
- Morale Hazard
- Morbidity
- Mortgage Redemption Insurance
- Mortgagee Clause
- Mortgagee Insurance
- Multiple Peril Insurance
- National Service Life Insurance (NSLI)
- Natural Death
- Necessities of Life
- Needs Approach
- No-lapse Guarantee
- Nonforfeiture Clause
- Obligor
- Omnibus Clause
- Ordinary Life Insurance
- Out-patient
- Parental Liability
- Partial Disability
- Pension Benefit Guaranty Corporation (PBGC)
- Pension Equity Plan (PEP)
- Pension Maximization
- Pension Plan
- Permanent Disability
- Permanent Life Insurance
- Permanent Partial Disability
- Total Permanent Disability
- Personal Articles Insurance
- Personal Catastrophe Insurance
- Personal Effects Insurance
- Personal Excess Liability Insurance
- Personal Income
- Personal Jewelry Insurance
- Personal Liability Insurance
- Physical Damage Insurance
- Physician's Care
- Power of Appointment
- Premises Liability
- Single Premium
- Prescription Drug Plan
- Presumptive Disability
- Preventive Care
- Primary Insurance
- Private Mortgage Insurance (PMI)
- Pro Rata Insurance
- Proof of Death
- Property
- Property Damage
- Property Insurance Coverage
- Qualified Joint and Survivor Annuity (QJSA)
- Real Property
- Recurrent Disability
- Registered Mail Insurance
- Rehabilitation Benefit
- Reinstatement Premium
- Reinstatement Provision
- Relative Value Schedule (RVS)
- Renewable Term Life Insurance
- Rent Insurance
- Renter's Insurance
- Replacement Cost Less Physical Depreciation and Obsolescence
- Required Insurance
- Required Minimum Distribution (RMD)
- Residual Automobile Insurance Market
- Residual Disability
- Residual Market
- Rest Cure
- Retention Deductible
- Retirement Benefits
- Retroactive Conversion
- Retrospective Premium
- Revocable Beneficiary
- Right of Survivorship
- Riot and Civil Commotion Insurance
- Salary Reduction Plan
- Schedule of Benefits (SOB)
- Scheduled Coverage
- Scheduled Limit
- Scheduled Personal Property Endorsement
- Second Mortgage
- Section 79 Plan
- Securities
- Select Mortality Table
- Self-Directed Account
- Self-Inflicted Injury
- Separate Property
- Short-term Disability Insurance
- Sine Qua Non Rule
- Single Premium Immediate Annuity
- Single Premium Life Insurance
- Single Premium Variable Universal Life Insurance
- Smoke Clause
- Sole Proprietor Life and Health Insurance
- Specific Insurance
- Split Life Insurance
- Split Limit
- Split Limits Coverage
- Spouse's Benefit
- Standard Fire Policy (SFP)
- Standard Mortgage Clause
- State Life Fund
- Static Risk
- Stop-Loss Provision
- Straight Deductible Clause
- Straight Life Annuity
- Straight Life Insurance
- Sublimits
- Subrogation Clause
- Subrogation Principle
- Substandard Health Insurance
- Succession Beneficiary Clause
- Sue and Labor Clause
- Supplemental Liability Insurance (SLI)
- Supplemental Major Medical Insurance
- Supplemental Medical Insurance
- Surgical Expense Insurance
- Surgical Insurance Benefits
- Surgical Schedule
- Survivorship Annuity
- Survivorship Clause
- Survivorship Income Payments
- Survivorship Life Insurance
- Suspension of Coverage
- Suspension Provision
- Table of Morbidity
- Table of Mortality
- Tabular Mortality
- Taft-Hartley Pension Plan
- Tax Benefits of Life Insurance
- Tax Planning
- Tax-Sheltered Annuity (TSA)
- Temporary Disability Benefits
- Temporary Life Annuity
- Temporary Life Annuity Due
- Temporary Life Insurance
- Temporary Major Medical Insurance
- Tenancy by the Entirety
- Tenants' Improvements and Betterments
- Tenants' Insurance
- Terminal Illness Benefit
- Termination Rate
- Tertiary Beneficiary
- Threshold Level
- Time for Notification of Loss
- Time Policy
- Total Disability Benefit
- Total Loss Only Insurance (TLO)
- Transfer on Death (TOD)
- Transferability
- Transit Insurance
- Travel Insurance
- Triple Indemnity
- Triple Option Plan
- True No-Fault Automobile Insurance
- Ultimate Mortality Table
- Unbundled Life Insurance Policy
- Underinsured Motorist Coverage Limits Trigger
- Underinsured Motorist Coverage Modified Limits Trigger
- Underinsured Motorist Endorsement (UIM)
- Underlying Mortality Assumption
- Life Underwriter
- Underwriting Factors of Health Insurance
- Underwriting Factors of Life Insurance
- Uninsurable Property
- Universal Health Coverage (UHC)
- Universal Variable
- Unoccupancy
- Usual, Customary, and Reasonable Charges (UCR)
- Valuation Mortality Table
- Vandalism and Malicious Mischief Insurance (VMM)
- Vandalism Endorsement
- Vanishing Premium
- Vanishing Premium Option
- Vanishing Premium Provision
- Variable Premium Life Insurance
- Variable Rate Mortgage
- Variable Universal Life Insurance (VUL)
- Vehicle Coverage
- Vermin Exclusion
- Vision Care Insurance
- Voluntary Plan Termination
- Waiver of Premium for Disability
- Waiver of Premium Rider
- Water Exclusion Clause
- Watercraft Endorsement
- Watercraft Nonowned Insurance
- Wedding Presents Floater
- Wellness Program
- Whole Life Annuity
- Whole Life Annuity Due
- Wrongful Death
- Yacht Insurance
- Yearly Probability of Dying
- Yearly Rate of Return Method
- Yearly Renewable Term (YRT)
- Actual Cash Value (ACV)
- Annuitization
- Approved Provider
- Mortgage Protection Life Insurance
- Homeowners Insurance
- Common Area
- Personal Property Coverage
- Liability Coverage
- Accelerated Death Benefit (ADB)
- Out-of-Pocket Expense
- Accidental Death and Dismemberment Insurance (AD&D)
- Certificate of Creditable Coverage (CCC)
- In-Network
- Out of Network
- Lifetime Maximum
- Lost Luggage
- Maximum Limit
- Maximum Coverage
- Medically Necessary
- Natural Disaster
- Pre-certification
- Unenforceable Contract
- Assumed Investment Return
- Form No. 5 Comprehensive Homeowners Insurance (HO-5)
- Vacant Building Insurance
- Bare Walls In Policy
- Intellectual Property
- Chattel Mortgage
- Homeowners Association (HOA)
- No-Fault Medical Coverage
- Premium Only Plan (POP)
- Medical Examination
- Portability
- First Party Insurance
- Usage-Based Insurance (UBI)
- Own Income Protection
- Suited Income Protection
- Proportionate Benefit
- Pay As You Go Coverage
- Wildland-Urban Interface (WUI)
- On-Demand Insurance
- Explanation of Benefits (EOB)
- Maintenance Drug List
- Actively at Work
- Acupuncture
- Acute Care
- Alternative Medicine
- Ambulatory Care
- Ancillary Services
- Assignment of Benefits (AOB)
- Balance Billing
- Living and Death Benefit Riders
- Capitation
- Certificate of Coverage
- Date of Service
- Drug Formulary
- Drug Utilization Review (DUR)
- Enrollee
- Enrollment Period
- Extension of Benefits
- High Deductible Health Plan (HDHP)
- Hospice Care
- Individual and Family Health Insurance
- Intermediate Care
- Medicare Medical Savings Account
- Maternity Coverage
- Maximum Out-of-Pocket Costs
- Medicare Beneficiary
- Out-of-Network Care
- Outpatient Surgery
- Over-the-Counter Drug (OTC)
- Partial Hospitalization Services
- Practical Nurse
- Pre-Admission Authorization
- Prescription Drug Coverage
- Preventive Benefits
- Prior Authorization
- Provider Write-Off
- Registered Nurse
- Secondary Care
- Secondary Coverage
- Service Area
- Skilled Nursing Care
- Treatment Facility
- Terminally Ill
- Vision Care Coverage
- Well-Baby/Well-Child Care
- Well-Woman Care
- Unidentified Motorist Coverage
- Livery Services Exclusion
- Motor Vehicle Report (MVR)
- Driving Record
- Classic Car Insurance
- Impaired Life Annuity
- Wrongful Death Claim
- Annuity Period
- Vacancy Permit
- Mortgagee
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