Insurance Terms tagged with 'The Insurance Business'
- Insurance
- Actuary
- Admitted Assets
- Agent
- Aggregate Limit
- Annual Administrative Fee
- Assets
- Business Net Retention
- Captive Agent
- Insurance Case Management
- Casualty
- Ceded Reinsurance Leverage
- Change in Net Premiums Written
- Change in Policyholder Surplus (IRIS)
- Chartered Property and Casualty Underwriter (CPCU)
- Claim
- Coinsurance
- Combined Ratio After Policyholder Dividends
- Commission
- Common Carrier
- Conditional Reserves
- Coverage
- Coverage Area
- Current Liquidity
- Deductible
- Developed to Net Premiums Earned
- Development to Policyholder Surplus
- Direct Premiums Written
- Direct Writer
- Exclusions
- Expense Ratio
- Exposure
- Guaranteed Insurability Option
- Hazard
- Indemnity
- Inflation Protection
- Insurable Interest
- Insurance Attorney
- The Institutes
- Interest-Crediting Method
- Investment Income
- Insurance Regulatory Information System (IRIS)
- Lapse Ratio
- Liability
- Loss Adjustment Expenses (LAE)
- Loss and Loss-Adjustment Reserves to Policyholder Surplus Ratio
- Losses and Loss-Adjustment Expenses
- Loss Control
- Loss Ratio
- Loss Reserve
- Losses Incurred
- Mutual Insurance Company
- National Association of Insurance Commissioners (NAIC)
- Net Leverage
- Net Liabilities to Policyholders' Surplus
- Net Premium
- Net Premiums Earned
- Net Premiums Written
- Net Underwriting Income
- Net Premiums Written to Policyholder Surplus
- Operating Ratio
- Out-of-Pocket Limit
- Personal Lines Insurance
- Policy
- Policyholder Dividend Ratio
- Preferred Provider Organization (PPO)
- Premium
- Premium to Surplus Ratio
- Quick Asset
- Reinsurance
- Reinsurance Ceded
- Reinsurance Recoverables to Policyholder Surplus
- Renewal
- Reserve
- Return on Policyholder Surplus
- Risk Class (RC)
- Risk Retention Groups (RRG)
- Secondary Market
- Section 7702
- Solvency
- Stock Insurance Company
- Surrender Period
- Tort
- Underwriter
- Underwriting
- Underwriting Expenses Incurred
- Underwriting Expense Ratio
- Underwriting Guide
- Unearned Premiums
- Valuation
- Variable Annuitization
- Voluntary Reserve
- Amount of Insurance
- Appraisal Clause
- Appraiser
- Arbitration
- Audit
- Automatic Reinstatement
- Custodian
- Bailor
- Basic Premium
- Binder
- By-law
- Care, Custody, and Control
- Certified Copy
- Canadian Chartered Insurance Broker (C.C.I.B.)
- Civil Commotion
- Claimant
- Claims Examiner
- Clause
- Consideration
- Contract
- Contributory Negligence
- Credit Report
- Daily Report
- Decline
- Deductible Clause
- Depreciation
- Direct Billing
- Disability
- Disclosure
- Estimated Premium
- Estoppel
- Experience
- Fellow Chartered Insurance Professional (FCIP)
- Fixed Asset
- Fraud
- Fraudulent Misrepresentation
- Gross Negligence
- Guiding Principles
- House of God Insurance
- Inception
- Indemnify
- Indemnity Period
- In Force
- Insurance Bureau of Canada (IBC)
- Insurance Crime Prevention Bureau (I.C.P.B.)
- Insurance Institute of Canada (IIC)
- Insurance Policy
- Insured
- Insurer
- Insuring Clause
- Intermediary
- Joint and Several Liability Clause
- Lapse
- Legal Liability
- Liability Limits
- Libel Insurance
- Lien
- Limit of Liability
- Market Value
- Material Fact
- Misrepresentation
- Named Insured
- Named Peril Policy
- Non-disclosure
- Non-insurable Risk
- Notary Public
- Notice of Loss
- Null and Void
- Optional Settlement Clause
- Other Insurance
- Overlapping Insurance
- Personal Injury Liability
- Physical and Sexual Abuse Insurance
- Policy Conditions
- Policy Provisions
- Policy Year
- Policyholder
- Power of Attorney
- Preferred Risk
- Principle of Indemnity
- Proof of Loss
- Proscription
- Proximate Cause
- Insurance Quote
- Registered Insurer
- Regulator
- Reinstatement
- Renewal Premium
- Replacement Cost Clause
- Representation
- Rider
- Risk
- Seasonal Risk
- Settlement
- Settlement Options
- Slander
- Special Damages
- Statement of Claim
- Statute of Limitations
- Structured Settlement
- Subscription Policy
- Sum Insured
- Superintendent of Insurance
- Surrender
- Third Party
- Underwriters' Laboratories of Canada (ULC)
- Utmost Good Faith
- Waiver
- Implied Warranty
- Writ
- Absolute Assignment
- Acceptance
- Accident and Health Insurance
- Accident Prevention
- Accident-Year Statistics
- Accidental Means
- Accommodation Line
- Account Current
- Accredited Advisor in Insurance (AAI)
- Accrued Interest
- Accumulated Value
- Actuarial
- Actuarial Adjustment
- Actuarial Consultant
- Actuarial Cost Method
- Actuarial Equity
- Actuarial Equivalent
- Actuarial Gains and Losses
- Actuarial Rate
- Ad Infinitum
- Ad Valorem
- Addendum
- Additional Interest
- Adhesion Insurance Contract
- Adjustable Premium
- Adjusted Underwriting Profit
- Independent Adjuster
- Adjustment Bureau
- Administrative Charge
- Administrative Expenses
- Admitted Insurance
- Advance Premium
- Adverse Selection
- Advertisers Liability Insurance
- Agency
- Agency Agreement
- Agency by Estoppel
- Agent License
- Agent of Record
- Policy Writing Agent
- Aggregate Mortality Table
- Agreed Amount Form
- Associate in Insurance Accounting and Finance (AIAF)
- Associate In Claims (AIC)
- Aleatory Contract
- Alien Insurer
- All Lines Insurance
- Allied Lines
- Alternative Risk Financing Facilities
- The American College of Financial Services
- American Council of Life Insurance
- American Mutual Insurance Alliance
- American Risk and Insurance Association (ARIA)
- Amount at Risk
- Animal Life Insurance
- Annual Aggregate Limit
- Annual Insurance Policy
- Annual Report
- Annual Statement
- Annualized
- Annuity Forms
- Annuity Table
- Apparent Agency
- Apparent Authority
- Appeal Bond
- Apportionment
- Associate in Risk Management (ARM)
- Arson
- Assessed Value
- Asset Transfer
- Assigned Risk
- Assignee
- Assignor
- Assistive Technology
- Associate in Premium Auditing (APA) (APA)
- Associate in Underwriting (AU)
- Association Group Insurance
- Association of Insurance and Risk Managers in Industry and Commerce (AIRMIC) (AIRMIC)
- Assumed Loss Ratio
- Assumption Reinsurance
- Assurance
- Asymmetric Risk Exposure
- Attachment Point
- Attestation Clause
- Automatic Non-proportional Reinsurance
- Automatic Proportional Reinsurance
- Automatic Reinsurance
- Average Indexed Monthly Earnings (AIME)
- Average Monthly Earnings (AME)
- Average Weekly Wage
- Avoidance
- Backdating
- Barratry
- Basic Limits of Liability
- Base Rate
- Bear Market
- Benefit
- Key Person Insurance
- Bilateral Contract
- Binding Authority
- Binding Receipt
- Blackout Period
- Blanket Rate
- Bond
- Book of Business
- Bordereau
- Breach of Contract
- Broker/Dealer
- Brokerage
- Bureau of Labor Statistics (BLS)
- Cancellation
- Flat Cancellation
- Pro Rata Cancellation
- Short Rate Cancellation
- Capacity of Parties
- Capital Gains
- Captive Insurance Companies Association (CICA)
- Captive Insurance Company
- Carrier
- Cash Flow Plan
- Cash Flow Surplus
- Cash Flow Underwriting
- Cash Value
- Catastrophe Loss
- Medicare Catastrophic Coverage Act (MCCA)
- Caveat Emptor
- Cedent
- Ceding Company
- Certain Annuity
- Certificate of Insurance
- Cession
- Cestui Que Vie
- Charitable Gift Annuity
- Charitable Remainder Trust (CRT)
- Civil Action
- Civil Damages
- Claims Report
- Claims Adjuster
- Claim Agent
- Claim Expense
- Claim Provision
- Claims and Loss Control
- Claims Department
- Claims Made Basis Liability Coverage
- Claims Occurrence Basis Liability Coverage
- Claims Representative
- Claims Reserve
- Class Rating
- Closing Costs
- Coinsurance Clause
- Coinsurance Percentage
- Coinsurance Plan of Reinsurance
- Co-insurer
- Collateralized Mortgage Obligation (CMO)
- Collection Book
- Collection Expense Insurance
- Collection Fee
- College of Insurance
- Combined Single Limit
- Contingent Commission
- Insurance Commissioner
- Common Stock Investments
- Community Property
- Commutation
- Commuted Value
- Comparative Interest Rate Method
- Competitive State Fund
- Compound Probability
- Concealment
- Concurrent Causation
- Concurrent Insurance
- Condition Precedent
- Conditional Receipt
- Conflagration
- Contingency
- Contingency Reserve
- Contingent Fee
- Contract of Indemnity
- Contract of Utmost Good Faith
- Conventional Mortgage
- Cost Plus
- Countersignature
- Cover Note
- Coverage of Hazard
- Individual Coverage
- Covered Expense
- Covered Losses
- Credit Investigation
- Crude Death Rate
- Cumulative Trauma Disorder (CTD)
- Damages
- Date of Inception of the Insurance Policy
- Days of Grace
- Decedent
- Defamation of Character
- Defeasance
- Defense Costs
- Deferred Premium
- Defined Benefit Plan
- Delivery Receipt
- Diagnosis-Related Group
- Direct Writing Agent
- Temporary Total Disability
- Disappearing Deductible
- Discontinuance
- Discovery Period
- Discretionary Authority
- Disintermediation
- Diversification
- Dividend Scale
- Dividends Actually Paid
- Domestic Insurer
- Domicile
- Dower Interest
- Due Care
- Durable Power of Attorney
- Duration of Benefits
- Duties of the Insured
- Dynamic Risk
- Economic Value of an Individual Life (EVOIL)
- Effective Date
- Egress
- Electronic Data Interchange (EDI)
- Elements of an Insurance Contract
- Eligibility Period
- Eligibility Requirements
- Embezzlement
- Experimental Probability
- Employment Cost Index
- Enrolled Actuary
- Enure
- Escrow Account
- Evidence of Insurability (EOI)
- Excess Reinsurance
- Excess Insurance
- Excess of Loss Reinsurance
- Excess and Surplus Lines Insurance
- Excluded Peril
- Exclusion Ratio
- Exclusion Rider
- Exculpatory Provision
- Executor
- Exemplary Damages
- Expectation of Life
- Expected Loss
- Expected Loss Ratio
- Expected Value
- Expenses
- Expense Allowance
- Expense Loading
- Expiration Date
- Expiration Notice
- Extended Coverage
- Facultative Reinsurance
- FAIR Plan
- Family Coverage
- Federal Deposit Insurance Corporation (FDIC)
- Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA)
- Federal Housing Administration (FHA)
- Fiduciary Bond
- Field Force
- Field Underwriting
- Financed Premium
- Financial Planning
- Financial Statement
- Finder's Fee
- Finite Risk Reinsurance
- Fire Load
- Fire Map
- First Year Commission
- Fixed Income
- Level Amount
- Flat Commission
- Flexible Funding
- Flexible Premium Annuity
- Foreign Insurer
- Franchise Deductible
- Fraudulent Claim
- Free Examination Period
- Front Loading
- Fronting Company
- Full Coverage
- General Adjustment Bureau (GAB)
- General Agency System
- General Agent (GA)
- General Damages
- Gross Estate
- Gross Premium
- Guaranteed Interest Rate
- Guaranteed Investment Contract (GIC)
- Guarantor
- Guaranty Fund
- Health Certificate
- Highly Protected Risk
- Home Office
- Implied Authority
- Incidents of Ownership
- Income Replacement Ratio
- Incontestable Clause
- Indemnitee
- Indemnitor
- Indemnity Agreement
- Indemnity Bond
- Independent Agent
- Index Annuity
- Individual Retirement Annuity
- Inherent Vice Exclusion
- Inspection Report
- Installment Refund Annuity
- Institute of Actuaries
- Insurability
- Insurance Agent
- Insurance Carrier
- Insurance Examiner
- Insurance Exchange
- Insurance Institute for Highway Safety (IIHS)
- Insurance Marketplace Standards Association (IMSA)
- Insurance Pool
- Insurance Premium
- Insurance Rate
- Insurance Regulation
- Insurance Risk
- Insurance Solicitor
- Insurance to Value
- Insured Loan
- Intentional Tort
- Interest
- Interest Free Loans
- Interest Maintenance Reserve (IMR)
- Internal Rate of Return (IRR)
- International Insurance
- Interpleader
- Inverted Yield Curve
- Invitee
- Irrevocable Beneficiary
- Job Related Injury
- Joint Annuity
- Joint Life Annuity
- Journal of Risk and Insurance
- Judgment Rating
- Keynesian Economics
- Large Loss Principle
- Leasehold
- Legal Expense Insurance
- Licensee
- Life Estate
- Life Insurance Contract
- Life Insurance in Force
- Fellow, Life Management Institute (FLMI)
- Life Planning
- Limitations
- Limited Liability Company (LLC)
- Lloyd's Association
- Lloyd's Syndicate
- Loan
- Loan Receipt
- Loss Carryforward
- Loss Conversion Factor
- Loss Development
- Loss Development Factor
- Loss Draft
- Loss Rate
- Loss Ratio Method
- Loss Reduction
- Loss Report
- Loss Severity
- Lost Policy Release
- Malingering
- Market Risk
- Market Timing
- Market Value Adjustment (MVA)
- Master Contract
- Material Misrepresentation
- Maturity Value
- Maximum Benefit
- Maximum Foreseeable Loss (MFL)
- Maximum Probable Loss (MPL)
- Medicaid Qualifying Trust
- Minimum Standards
- Miscellaneous Expenses
- Mobile Equipment Insurance
- Money Damages
- Monoline Policy
- Moral Hazard
- Morbidity Rate
- Mortality Risk
- Mortality Table
- Multiple Employer Welfare Arrangement (MEWA)
- Mutual Assent
- Mutual Benefit Association
- Mutualization
- National Health Insurance
- Net Amount at Risk
- Nominal Interest Rate
- Non-admitted Assets
- Non-Admitted Insurance
- Non-Admitted Insurer
- Noninsurance Transfer
- Nuisance
- Obligee
- Ocean Marine Insurance
- Offeree
- Opportunity Cost
- Other Insurance Clause
- Package Policy
- Parol Evidence Rule
- Payee
- Payroll Audit
- Per Stirpes
- Permit Bond
- Persistency
- Pet Insurance
- Physician-Hospital Organization (PHO)
- Principal, Interest, Taxes, and Insurance (PITI)
- Probable Maximum Loss (PML)
- Policy Dividend
- Policy Summary
- Political Risk
- Pooling
- Portfolio
- Portfolio Rate of Return
- Postselection of Insured
- Mode of Premium
- Premium Refund
- Prepaid Insurance Expense
- Prepaid Legal Insurance
- Prepayment
- Present Value
- Present Value Table
- Primacy
- Primary Beneficiary
- Primary Insurer
- Prior Insurance
- Private Insurance
- Private Placement
- Pro Rata
- Pro Rata Clause
- Pro Rata Liability Clause
- Probationary Period
- National Association of Professional Insurance Agents (PIA)
- Proration
- Prospecting
- Public Adjuster
- Pure Endowment
- Pure Risk
- Quid Pro Quo
- Quota Share Reinsurance
- Rebating
- Reciprocity
- Rescission
- Redlining
- Reformed
- Registered Representative
- Reimbursement of Insured
- Reinstatement of Policy
- Reinsurance Assumed
- Reinsurance Broker
- Reinsurance Premium
- Reinsured
- Reinsurer
- Rejection
- Renewal Certificate
- Representative Sample
- Requirements of Insurable Risk
- Res Ipsa Loquitor
- Resident Agent
- Retirement Annuity (IRA)
- Retroactive Date
- Retroactive Insurance
- Retroactive Period
- Retroactive Rate Reduction
- Retroactive Restoration
- Retrocession
- Retrocessionaire
- Retrospective Rating
- Return of Premium
- Return On Assets (ROA)
- Risk and Insurance Management Society (RIMS)
- Risk Appraisal
- Risk Bearer
- Risk Classification
- Risk Equivalent
- Risk Financing
- Risk Manager
- Risk Reduction
- Risk Retention
- Risk Selection
- Risk Spread
- Risk Transfer
- Risk-Based Capital
- Risk-Based Capital Ratio
- Safety Margin
- Sample
- Schedule Floater
- Injury Schedule
- Schedule of Insurance
- Schedule Rating
- Scheduled Policy
- Secondary Beneficiary
- Securities and Exchange Commission (SEC)
- Security Valuation
- Segregation of Exposure Units
- Self Insurance
- Self-Procured Insurance
- Selling Agents' Commission Insurance
- Semiendowment Insurance
- Settlement Agreement
- Sex Discrimination
- Share Reinsurance
- Short Rate Premium
- Short Rate Table
- Short Term Insurance
- Short Term Policy
- Simple Probability
- Single Premium Deferred Annuity (SPDA)
- Single Premium Group Annuity
- Small Business Protection Act
- Small Loss Principle
- Social Insurance
- Social Insurance Supplement
- Society of Actuaries (SOA)
- Society of Chartered Property and Casualty Underwriters
- Society of Insurance Research (SIR)
- Special Agent (Solicitor)
- Special Features
- Special Insurance Policies
- Special Risk Insurance
- Specific Excess Reinsurance
- Specific Rate
- Specific Reinsurance
- Speculative Risk
- Spendthrift Trust Clause
- Split Deductible
- Spread Loss Reinsurance
- Staff Adjuster
- Staff Underwriter
- Standard Form
- Standard Insurance Contract Provision
- Standard Limit
- Standard Policy
- Standard Risk
- State Associations of Insurance Agents
- State Disability Plan
- State Insurance Department
- State Rate Sheet
- State Taxation of Insurance
- State Unemployment Insurance
- Statutory Accounting
- Statutory Liability
- Stock Insurer
- Stop-Loss Reinsurance (SLR)
- Strategic Risk Financing
- Stratified Random Sampling
- Strict Liability
- Subject Premium
- Subjective Probability
- Subjective Risk
- Subrogation Release
- Waiver of Subrogation
- Subsequent Negligence
- Subsidization
- Substandard Group
- Substandard Risk
- Summary Plan Description
- Supplemental Contract
- Supplementary Contract
- Supplementary Coverage
- Supplementary Payments
- Surety's Right to Exoneration
- Surplus Lines Broker
- Surplus Reinsurance
- Surplus to Policyholders
- Surrender Cost Index
- Survivor's Right to Sue
- Survivorship Benefit
- Symmetric Risk Exposure
- Synthetic Products
- Tabular Plan
- Tax Lien
- Tax Reform Act of 1986
- Tax-Free Exchange of Insurance Products
- Tax-Free Income
- Tenancy
- Tender of Unearned Premium
- Terminal Reserve
- Termination Date
- Testamentary Disposition
- Theft, Disappearance, and Destruction Policy (Form C)
- Theory of Probability
- Third Party Administration
- Time and Distance Reinsurance
- Tontine
- Tort Law
- Total Disability
- Total Quality Management (TQM)
- Traditional Risk Reinsurance
- Transacting Insurance
- Transfer by Endorsement
- Transfer of Risk
- Transfer Payment
- Transportation Insurance
- Transportation Ticket Insurance
- Travel Accident Insurance
- Treaty Reinsurance
- Trip Cargo Insurance
- Trip Transit Insurance
- Tuition Fees Insurance
- Twisting
- Umbrella Reinsurance
- Unauthorized Insurance
- Unauthorized Insurer
- Unauthorized Reinsurance
- Unbundled
- Underinsurance
- Underlying Policy
- Underwriter Syndicate
- Underwriting Expenses
- Underwriting Factors of Life Insurance
- Underwriting Income
- Underwriting Profit
- Underwriting Risk
- Unearned Premium Reserve
- Unfair Claims Practice
- Unilateral Contract
- Uninsurable Risk
- Unintentional Tort
- Unit Benefit Plan
- Unreported Claim
- Unsolicited Application
- Valid Contract
- Validation Period
- Valuation Clause
- Valuation Method
- Valuation of Loss
- Valuation of Potential Property Loss
- Valuation Period
- Valuation Premium
- Value Reporting Form
- Valued Clause
- Valued Contract
- Valued Policy Law
- Variable Annuity
- Viatical Settlement Company
- Victim Compensation
- Vis Major
- Void Contract
- Voidable Contract
- Voluntary Compensation Endorsement
- Voluntary Government Insurance
- Waiver of Coinsurance Clause
- Waiver of Inventory Clause
- Waiver of Restoration Premium
- Waiver of Subrogation Rights Clause
- War Exclusion Clause
- War Risks
- Wear and Tear Exclusion
- Weekly Premium Insurance
- Will
- Window Guaranteed Investment Contract
- Wrap-Around Insurance Program
- Elizur Wright
- Written Premiums
- Wrongful Termination Claim
- Years Certain Annuity
- Current Yield
- Zone System
- Adjustable Rate
- Adjuster
- Approved Reinsurance
- Affordable Care Act
- Underwriting Loss
- Policy Maximum
- Covered Reasons
- Fulfillment Kit
- Online Fulfillment
- Out of Pocket
- Premiums Are Fully Earned
- Refund
- Scheduled Departure Date
- Scheduled Return Date
- Terrorism
- Trip Cancellation
- Trip Interruption
- Enrollment Card
- Entire Contract Clause
- Engineering Approach
- Kaizen
- Credit Based Insurance Score (CBIS)
- Legal Consideration
- Competent Parties
- Free Consent
- Legal Purpose
- Material Facts
- Demand Letter
- Insurance Producer
- Extraordinary Life Circumstances Exception
- No-Fault
- Brokerage Firm
- At Fault
- Resultant Damage
- CLUE report
- Reporting Period
- Comprehensive Loss Underwriting Exchange (CLUE)
- Coverholder
- Fully Insured Health Plan
- Self-Insured Reimbursement Plan
- Flood Zone
- Telematics
- National Organization of Life and Health Insurance Guaranty Associations (NOLHGA)
- Property and Casualty Insurance Compensation Corporation (PACICC)
- Commercially Uninsurable Loss
- Insurer of Last Resort
- Any Occupation Income Protection
- Earned Exposure
- In-Force Exposure
- Written Exposure
- Blockchain
- Actual Charge
- Administrative Services Only Agreement (ASO Agreement)
- Admissions/1,000
- Allied Health Personnel
- Allowable Cost
- Ancillary Product
- Annual Limit
- Approved Health Care Facility or Program
- Basic Hospital Expense Insurance
- Benefit Year
- Birthday Rule
- Coordination of Benefits (COB)
- Carry-Over Provision
- Durable Medical Equipment (DME)
- Eligible Dependent
- Employee Certificate of Insurance
- Enrollee
- Rate Class
- Fee-For-Service Plan (FFS)
- Gatekeeper
- Grandfathered Plan
- Grievance Procedure
- Guaranteed Renewable Contract
- Health Service Agreement
- Home Health Agency
- Hospital Benefits
- Indemnity Plan
- Managed Care
- National Drug Code (NDC)
- Non-Duplication of Benefits
- Open Enrollment Period
- Out-of-Network Care
- Place of Service Code (POS)
- Policy Form Number
- Prescription Medication
- Preventive Benefits
- Primary Care Physician (PCP)
- Primary Coverage
- Prior Authorization
- Renewal Date
- Tertiary Care
- Schedule K-1
- Uniform Billing Code of 1992 (UB-92)
- Usual, Customary, and Reasonable Charge (UCR)
- W-2
- Disparagement
- False Pretenses
- Write-Off
- Modus Operandi (M.O.)
- Liability Risk
- Nuisance Claim
- Implied Acceptance of Risk
- Coercion
- Indemnity Basis
- Actuarial Present Value
- Churning
- Reservation of Rights (ROR)
- Force-Placed Insurance
- Guaranteed Asset Protection Insurance (GAP)
- No Benefit to Bailee Provision
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