Insurance Terms tagged with 'The Insurance Business'
- Absolute Assignment
- Acceptance
- Accident and Health Insurance
- Accident Prevention
- Accident-Year Statistics
- Accidental Means
- Accommodation Line
- Account Current
- Accredited Advisor in Insurance (AAI)
- Accrued Interest
- Accumulated Value
- Actual Charge
- Actuarial
- Actuarial Adjustment
- Actuarial Consultant
- Actuarial Cost Method
- Actuarial Equity
- Actuarial Equivalent
- Actuarial Gains and Losses
- Actuarial Present Value
- Actuarial Rate
- Actuary
- Ad Infinitum
- Ad Valorem
- Addendum
- Additional Interest
- Adhesion Insurance Contract
- Adjustable Premium
- Adjustable Rate
- Adjusted Underwriting Profit
- Adjuster
- Adjustment Bureau
- Administrative Charge
- Administrative Expenses
- Administrative Services Only Agreement (ASO Agreement)
- Admissions/1,000
- Admitted Assets
- Admitted Insurance
- Advance Premium
- Adverse Selection
- Advertisers Liability Insurance
- Affordable Care Act
- Agency
- Agency Agreement
- Agency by Estoppel
- Agent
- Agent License
- Agent of Record
- Aggregate Limit
- Aggregate Mortality Table
- Agreed Amount Form
- Aleatory Contract
- Alien Insurer
- All Lines Insurance
- Allied Health Personnel
- Allied Lines
- Allowable Cost
- Alternative Risk Financing Facilities
- American Council of Life Insurance
- American Mutual Insurance Alliance
- American Risk and Insurance Association (ARIA)
- Amount at Risk
- Amount of Insurance
- Ancillary Product
- Animal Life Insurance
- Annual Administrative Fee
- Annual Aggregate Limit
- Annual Insurance Policy
- Annual Limit
- Annual Report
- Annual Statement
- Annualized
- Annuity Forms
- Annuity Table
- Any Occupation Income Protection
- Apparent Agency
- Apparent Authority
- Appeal Bond
- Apportionment
- Appraisal Clause
- Appraiser
- Approved Health Care Facility or Program
- Approved Reinsurance
- Arbitration
- Arson
- Assessed Value
- Asset Transfer
- Assets
- Assigned Risk
- Assignee
- Assignor
- Assistive Technology
- Associate In Claims (AIC)
- Associate in Insurance Accounting and Finance (AIAF)
- Associate in Premium Auditing (APA) (APA)
- Associate in Risk Management (ARM)
- Associate in Underwriting (AU)
- Association Group Insurance
- Association of Insurance and Risk Managers in Industry and Commerce (AIRMIC) (AIRMIC)
- Assumed Loss Ratio
- Assumption Reinsurance
- Assurance
- Asymmetric Risk Exposure
- At Fault
- Attachment Point
- Attestation Clause
- Audit
- Automatic Non-proportional Reinsurance
- Automatic Proportional Reinsurance
- Automatic Reinstatement
- Automatic Reinsurance
- Average Indexed Monthly Earnings (AIME)
- Average Monthly Earnings (AME)
- Average Weekly Wage
- Avoidance
- Backdating
- Bailor
- Barratry
- Basic Hospital Expense Insurance
- Basic Limits of Liability
- Basic Premium
- Bear Market
- Benefit
- Benefit Year
- Bilateral Contract
- Binder
- Binding Authority
- Binding Receipt
- Birthday Rule
- Blackout Period
- Blanket Rate
- Blockchain
- Bond
- Book of Business
- Bordereau
- Breach of Contract
- Broker/Dealer
- Brokerage
- Brokerage Firm
- Bureau of Labor Statistics (BLS)
- Business Net Retention
- By-law
- Canadian Chartered Insurance Broker (C.C.I.B.)
- Cancellation
- Capacity of Parties
- Capital Gains
- Captive Agent
- Captive Insurance Companies Association (CICA)
- Captive Insurance Company
- Care, Custody, and Control
- Carrier
- Carry-Over Provision
- Cash Flow Plan
- Cash Flow Surplus
- Cash Flow Underwriting
- Cash Value
- Casualty
- Catastrophe Loss
- Caveat Emptor
- Ceded Reinsurance Leverage
- Cedent
- Ceding Company
- Certain Annuity
- Certificate of Authority
- Certificate of Insurance
- Certified Copy
- Cession
- Cestui Que Vie
- Change in Net Premiums Written
- Change in Policyholder Surplus (IRIS)
- Charitable Gift Annuity
- Charitable Remainder Trust (CRT)
- Chartered Property and Casualty Underwriter (CPCU)
- Churning
- Civil Action
- Civil Commotion
- Civil Damages
- Claim
- Claim Agent
- Claim Expense
- Claim Provision
- Claimant
- Claims Adjuster
- Claims and Loss Control
- Claims Department
- Claims Examiner
- Claims Made Basis Liability Coverage
- Claims Occurrence Basis Liability Coverage
- Claims Report
- Claims Representative
- Claims Reserve
- Class Rating
- Clause
- Closing Costs
- CLUE report
- Co-insurer
- Co-insurer
- Coercion
- Coinsurance
- Coinsurance Clause
- Coinsurance Percentage
- Coinsurance Plan of Reinsurance
- Collateralized Mortgage Obligation (CMO)
- Collection Book
- Collection Fee
- College of Insurance
- Combined Ratio After Policyholder Dividends
- Combined Single Limit
- Commercially Uninsurable Loss
- Commission
- Common Carrier
- Common Stock Investments
- Community Property
- Commutation
- Commuted Value
- Comparative Interest Rate Method
- Competent Parties
- Competitive State Fund
- Compound Probability
- Comprehensive Loss Underwriting Exchange (CLUE)
- Concealment
- Concurrent Causation
- Condition Precedent
- Conditional Receipt
- Conditional Reserves
- Conflagration
- Consideration
- Contingency
- Contingency Reserve
- Contingent Commission
- Contingent Fee
- Contract
- Contract of Indemnity
- Contributory Negligence
- Conventional Mortgage
- Coordination of Benefits (COB)
- Cost Plus
- Countersignature
- Cover Note
- Coverage
- Coverage Area
- Coverage of Hazard
- Covered Expense
- Covered Losses
- Covered Reasons
- Coverholder
- Credit Based Insurance Score (CBIS)
- Credit Investigation
- Credit Report
- Crude Death Rate
- Cumulative Trauma Disorder (CTD)
- Current Liquidity
- Current Yield
- Custodian
- Daily Report
- Damages
- Date of Inception of the Insurance Policy
- Days of Grace
- Decedent
- Decline
- Deductible
- Deductible Clause
- Defamation of Character
- Defeasance
- Defense Costs
- Deferred Premium
- Defined Benefit Plan
- Delivery Receipt
- Demand Letter
- Depreciation
- Developed to Net Premiums Earned
- Development to Policyholder Surplus
- Diagnosis-Related Group
- Direct Billing
- Direct Premiums Written
- Direct Writer
- Direct Writing Agent
- Disability
- Disappearing Deductible
- Disclosure
- Discontinuance
- Discovery Period
- Discretionary Authority
- Disintermediation
- Disparagement
- Diversification
- Dividend Scale
- Dividends Actually Paid
- Domestic Insurer
- Domicile
- Dower Interest
- Due Care
- Durable Medical Equipment (DME)
- Durable Power of Attorney
- Duration of Benefits
- Duties of the Insured
- Dynamic Risk
- Earned Exposure
- Economic Value of an Individual Life (EVOIL)
- Effective Date
- Egress
- Electronic Data Interchange (EDI)
- Elements of an Insurance Contract
- Eligibility Period
- Eligibility Requirements
- Eligible Dependent
- Elizur Wright
- Embezzlement
- Employee Certificate of Insurance
- Employment Cost Index
- Engineering Approach
- Enrolled Actuary
- Enrollee
- Enrollment Card
- Entire Contract Clause
- Enure
- Escrow Account
- Estimated Premium
- Estoppel
- Evidence of Insurability (EOI)
- Excess Insurance
- Excess of Loss Reinsurance
- Excluded Peril
- Exclusion Ratio
- Exclusion Rider
- Exclusions
- Exculpatory Provision
- Executor
- Exemplary Damages
- Expectation of Life
- Expected Loss
- Expected Loss Ratio
- Expected Value
- Expense Allowance
- Expense Loading
- Expense Ratio
- Expenses
- Experience
- Experimental Probability
- Expiration Date
- Expiration Notice
- Exposure
- Extended Coverage
- Extraordinary Life Circumstances Exception
- Facultative Reinsurance
- FAIR Plan
- False Pretenses
- Family Coverage
- Federal Deposit Insurance Corporation (FDIC)
- Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA)
- Federal Housing Administration (FHA)
- Fee-For-Service Plan (FFS)
- Fellow Chartered Insurance Professional (FCIP)
- Fellow, Life Management Institute (FLMI)
- Fiduciary Bond
- Field Force
- Field Underwriting
- Financed Premium
- Financial Planning
- Financial Statement
- Finder's Fee
- Fire Load
- Fire Map
- First Year Commission
- Fixed Asset
- Fixed Income
- Flat Cancellation
- Flat Commission
- Flexible Funding
- Flexible Premium Annuity
- Flood Zone
- Foreign Insurer
- Franchise Deductible
- Fraud
- Fraudulent Claim
- Fraudulent Misrepresentation
- Free Consent
- Free Examination Period
- Front Loading
- Fronting Company
- Fulfillment Kit
- Full Coverage
- Fully Insured Health Plan
- Gatekeeper
- General Adjustment Bureau (GAB)
- General Agency System
- General Agent (GA)
- General Damages
- Grandfathered Plan
- Grievance Procedure
- Gross Estate
- Gross Negligence
- Gross Premium
- Guaranteed Insurability Option
- Guaranteed Interest Rate
- Guaranteed Investment Contract (GIC)
- Guaranteed Renewable Contract
- Guarantor
- Guaranty Fund
- Guiding Principles
- Hazard
- Health Certificate
- Health Service Agreement
- Highly Protected Risk
- Home Health Agency
- Home Office
- Hospital Benefits
- House of God Insurance
- Implied Acceptance of Risk
- Implied Authority
- Implied Warranty
- In Force
- In-Force Exposure
- Inception
- Incidents of Ownership
- Income Replacement Ratio
- Incontestable Clause
- Indemnify
- Indemnitee
- Indemnitor
- Indemnity
- Indemnity Agreement
- Indemnity Basis
- Indemnity Bond
- Indemnity Period
- Indemnity Plan
- Independent Adjuster
- Independent Agent
- Index Annuity
- Individual Coverage
- Individual Retirement Annuity
- Inflation Protection
- Inherent Vice Exclusion
- Injury Schedule
- Inspection Report
- Institute of Actuaries
- Insurability
- Insurable Interest
- Insurance
- Insurance Agent
- Insurance Attorney
- Insurance Bureau of Canada (IBC)
- Insurance Carrier
- Insurance Case Management
- Insurance Commissioner
- Insurance Crime Prevention Bureau (I.C.P.B.)
- Insurance Examiner
- Insurance Exchange
- Insurance Institute for Highway Safety (IIHS)
- Insurance Institute of Canada (IIC)
- Insurance Marketplace Standards Association (IMSA)
- Insurance Policy
- Insurance Pool
- Insurance Premium
- Insurance Producer
- Insurance Quote
- Insurance Rate
- Insurance Regulation
- Insurance Regulatory Information System (IRIS)
- Insurance Risk
- Insurance Solicitor
- Insurance to Value
- Insured
- Insured Loan
- Insurer
- Insurer of Last Resort
- Insuring Clause
- Intentional Tort
- Interest
- Interest Free Loans
- Interest Maintenance Reserve (IMR)
- Interest-Crediting Method
- Intermediary
- Internal Rate of Return (IRR)
- International Insurance
- Interpleader
- Inverted Yield Curve
- Investment Income
- Invitee
- Irrevocable Beneficiary
- Job Related Injury
- Joint and Several Liability Clause
- Joint Annuity
- Joint Life Annuity
- Journal of Risk and Insurance
- Judgment Rating
- Kaizen
- Key Person Insurance
- Keynesian Economics
- Lapse
- Lapse Ratio
- Large Loss Principle
- Leasehold
- Legal Consideration
- Legal Expense Insurance
- Legal Liability
- Legal Purpose
- Level Amount
- Liability
- Liability Limits
- Liability Risk
- Libel Insurance
- Licensee
- Lien
- Life Estate
- Life Insurance Contract
- Life Insurance in Force
- Life Planning
- Limit of Liability
- Limitations
- Limited Liability Company (LLC)
- Lloyd's Association
- Lloyd's Syndicate
- Loan
- Loan Receipt
- Loss Adjustment Expenses (LAE)
- Loss and Loss-Adjustment Reserves to Policyholder Surplus Ratio
- Loss Carryforward
- Loss Control
- Loss Conversion Factor
- Loss Development
- Loss Development Factor
- Loss Draft
- Loss Rate
- Loss Ratio
- Loss Ratio Method
- Loss Reduction
- Loss Report
- Loss Reserve
- Loss Severity
- Losses and Loss-Adjustment Expenses
- Losses Incurred
- Lost Policy Release
- Malingering
- Managed Care
- Market Risk
- Market Timing
- Market Value
- Market Value Adjustment (MVA)
- Master Contract
- Material Fact
- Material Facts
- Material Misrepresentation
- Maturity Value
- Maximum Benefit
- Maximum Foreseeable Loss (MFL)
- Maximum Probable Loss (MPL)
- Medicaid Qualifying Trust
- Medicare Catastrophic Coverage Act (MCCA)
- Minimum Standards
- Miscellaneous Expenses
- Misrepresentation
- Mobile Equipment Insurance
- Mode of Premium
- Modus Operandi (M.O.)
- Money Damages
- Monoline Policy
- Moral Hazard
- Morbidity Rate
- Mortality Risk
- Mortality Table
- Multiple Employer Welfare Arrangement (MEWA)
- Mutual Assent
- Mutual Benefit Association
- Mutual Insurance Company
- Mutualization
- Named Insured
- Named Peril Policy
- National Association of Insurance Commissioners (NAIC)
- National Association of Professional Insurance Agents (PIA)
- National Drug Code (NDC)
- National Health Insurance
- National Organization of Life and Health Insurance Guaranty Associations (NOLHGA)
- Net Amount at Risk
- Net Leverage
- Net Liabilities to Policyholders' Surplus
- Net Premium
- Net Premiums Earned
- Net Premiums Written
- Net Premiums Written to Policyholder Surplus
- Net Underwriting Income
- No Benefit to Bailee Provision
- No-Fault
- Nominal Interest Rate
- Non-admitted Assets
- Non-Admitted Insurance
- Non-Admitted Insurer
- Non-disclosure
- Non-Duplication of Benefits
- Non-insurable Risk
- Noninsurance Transfer
- Notary Public
- Notice of Loss
- Nuisance
- Nuisance Claim
- Null and Void
- Obligee
- Ocean Marine Insurance
- Offeree
- Online Fulfillment
- Open Enrollment Period
- Operating Ratio
- Opportunity Cost
- Optional Settlement Clause
- Other Insurance
- Other Insurance Clause
- Out of Pocket
- Out-of-Network Care
- Out-of-Pocket Limit
- Overlapping Insurance
- Package Policy
- Parol Evidence Rule
- Payee
- Payroll Audit
- Per Stirpes
- Permit Bond
- Persistency
- Personal Injury Liability
- Personal Lines Insurance
- Pet Insurance
- Physical and Sexual Abuse Insurance
- Physician-Hospital Organization (PHO)
- Place of Service Code (POS)
- Policy
- Policy Conditions
- Policy Dividend
- Policy Form Number
- Policy Maximum
- Policy Provisions
- Policy Summary
- Policy Writing Agent
- Policy Year
- Policyholder
- Policyholder Dividend Ratio
- Political Risk
- Pooling
- Portfolio
- Portfolio Rate of Return
- Postselection of Insured
- Power of Attorney
- Preferred Provider Organization (PPO)
- Preferred Risk
- Premium
- Premium Refund
- Premium to Surplus Ratio
- Premiums Are Fully Earned
- Prepaid Insurance Expense
- Prepaid Legal Insurance
- Prepayment
- Prescription Medication
- Present Value
- Present Value Table
- Preventive Benefits
- Primacy
- Primary Beneficiary
- Primary Care Physician (PCP)
- Primary Coverage
- Principal, Interest, Taxes, and Insurance (PITI)
- Principle of Indemnity
- Prior Authorization
- Prior Insurance
- Private Insurance
- Private Placement
- Pro Rata
- Pro Rata Cancellation
- Pro Rata Clause
- Pro Rata Liability Clause
- Probable Maximum Loss (PML)
- Probationary Period
- Proof of Loss
- Property and Casualty Insurance Compensation Corporation (PACICC)
- Proration
- Proscription
- Prospecting
- Proximate Cause
- Public Adjuster
- Pure Endowment
- Pure Risk
- Quick Asset
- Quid Pro Quo
- Quota Share Reinsurance
- Rate Class
- Rebating
- Reciprocity
- Redlining
- Reformed
- Refund
- Registered Insurer
- Registered Representative
- Regulator
- Reimbursement of Insured
- Reinstatement
- Reinsurance
- Reinsurance Assumed
- Reinsurance Broker
- Reinsurance Ceded
- Reinsurance Premium
- Reinsurance Recoverables to Policyholder Surplus
- Reinsured
- Reinsurer
- Rejection
- Renewal
- Renewal Certificate
- Renewal Date
- Renewal Premium
- Replacement Cost Clause
- Reporting Period
- Representation
- Representative Sample
- Requirements of Insurable Risk
- Res Ipsa Loquitor
- Rescission
- Reservation of Rights (ROR)
- Reserve
- Resident Agent
- Resultant Damage
- Retirement Annuity (IRA)
- Retroactive Date
- Retroactive Insurance
- Retroactive Period
- Retroactive Rate Reduction
- Retroactive Restoration
- Retrocession
- Retrocessionaire
- Retrospective Rating
- Return of Premium
- Return On Assets (ROA)
- Return on Policyholder Surplus
- Rider
- Risk
- Risk and Insurance Management Society (RIMS)
- Risk Appraisal
- Risk Bearer
- Risk Class (RC)
- Risk Classification
- Risk Equivalent
- Risk Financing
- Risk Manager
- Risk Reduction
- Risk Retention
- Risk Retention Groups (RRG)
- Risk Selection
- Risk Spread
- Risk Transfer
- Risk-Based Capital
- Risk-Based Capital Ratio
- Safety Margin
- Sample
- Schedule Floater
- Schedule K-1
- Schedule of Insurance
- Schedule Rating
- Scheduled Departure Date
- Scheduled Policy
- Scheduled Return Date
- Seasonal Risk
- Secondary Beneficiary
- Secondary Market
- Section 7702
- Securities and Exchange Commission (SEC)
- Security Valuation
- Segregation of Exposure Units
- Self Insurance
- Self-Insured Reimbursement Plan
- Self-Procured Insurance
- Selling Agents' Commission Insurance
- Semiendowment Insurance
- Settlement
- Settlement Agreement
- Settlement Options
- Sex Discrimination
- Share Reinsurance
- Short Rate Cancellation
- Short Rate Premium
- Short Rate Table
- Short Term Insurance
- Short Term Policy
- Simple Probability
- Single Premium Deferred Annuity (SPDA)
- Single Premium Group Annuity
- Slander
- Small Business Protection Act
- Small Loss Principle
- Social Insurance
- Social Insurance Supplement
- Society of Actuaries (SOA)
- Society of Chartered Property and Casualty Underwriters
- Society of Insurance Research (SIR)
- Solvency
- Special Agent (Solicitor)
- Special Damages
- Special Features
- Special Insurance Policies
- Special Risk Insurance
- Specific Excess Reinsurance
- Specific Rate
- Specific Reinsurance
- Speculative Risk
- Spendthrift Trust Clause
- Split Deductible
- Spread Loss Reinsurance
- Staff Adjuster
- Staff Underwriter
- Standard Form
- Standard Insurance Contract Provision
- Standard Limit
- Standard Policy
- Standard Risk
- State Associations of Insurance Agents
- State Disability Plan
- State Insurance Department
- State Rate Sheet
- State Taxation of Insurance
- State Unemployment Insurance
- Statement of Claim
- Statute of Limitations
- Statutory Accounting
- Statutory Liability
- Stock Insurance Company
- Stock Insurer
- Stop-Loss Reinsurance (SLR)
- Strategic Risk Financing
- Stratified Random Sampling
- Strict Liability
- Structured Settlement
- Subject Premium
- Subjective Probability
- Subjective Risk
- Subrogation Release
- Subscription Policy
- Subsequent Negligence
- Subsidization
- Substandard Group
- Substandard Risk
- Sum Insured
- Summary Plan Description
- Superintendent of Insurance
- Supplemental Contract
- Supplementary Contract
- Supplementary Coverage
- Supplementary Payments
- Surety's Right to Exoneration
- Surplus Lines Broker
- Surplus Reinsurance
- Surplus to Policyholders
- Surrender
- Surrender Cost Index
- Surrender Period
- Survivor's Right to Sue
- Survivorship Benefit
- Symmetric Risk Exposure
- Synthetic Products
- Tabular Plan
- Tax Lien
- Tax Reform Act of 1986
- Tax-Free Exchange of Insurance Products
- Tax-Free Income
- Telematics
- Temporary Total Disability
- Tenancy
- Tender of Unearned Premium
- Terminal Reserve
- Termination Date
- Terrorism
- Tertiary Care
- Testamentary Disposition
- The American College of Financial Services
- The Institutes
- Theft, Disappearance, and Destruction Policy (Form C)
- Theory of Probability
- Third Party
- Third Party Administration
- Time and Distance Reinsurance
- Tontine
- Tort
- Tort Law
- Total Disability
- Total Quality Management (TQM)
- Traditional Risk Reinsurance
- Transacting Insurance
- Transfer by Endorsement
- Transfer of Risk
- Transfer Payment
- Transportation Insurance
- Transportation Ticket Insurance
- Travel Accident Insurance
- Treaty Reinsurance
- Trip Cancellation
- Trip Cargo Insurance
- Trip Interruption
- Trip Transit Insurance
- Tuition Fees Insurance
- Twisting
- Umbrella Reinsurance
- Unauthorized Insurance
- Unauthorized Insurer
- Unauthorized Reinsurance
- Unbundled
- Underinsurance
- Underlying Policy
- Underwriter
- Underwriter Syndicate
- Underwriters' Laboratories of Canada (ULC)
- Underwriting
- Underwriting Expense Ratio
- Underwriting Expenses
- Underwriting Expenses Incurred
- Underwriting Factors of Life Insurance
- Underwriting Guide
- Underwriting Income
- Underwriting Loss
- Underwriting Profit
- Underwriting Risk
- Unearned Premium Reserve
- Unearned Premiums
- Unfair Claims Practice
- Uniform Billing Code of 1992 (UB-92)
- Unilateral Contract
- Uninsurable Risk
- Unintentional Tort
- Unit Benefit Plan
- Unreported Claim
- Unsolicited Application
- Usual, Customary, and Reasonable Charge (UCR)
- Utmost Good Faith
- Valid Contract
- Validation Period
- Valuation
- Valuation Clause
- Valuation Method
- Valuation of Loss
- Valuation of Potential Property Loss
- Valuation Period
- Valuation Premium
- Value Reporting Form
- Valued Clause
- Valued Contract
- Valued Policy Law
- Variable Annuitization
- Variable Annuity
- Viatical Settlement Company
- Victim Compensation
- Vis Major
- Void Contract
- Voidable Contract
- Voluntary Compensation Endorsement
- Voluntary Government Insurance
- Voluntary Reserve
- W-2
- Waiver
- Waiver of Coinsurance Clause
- Waiver of Inventory Clause
- Waiver of Restoration Premium
- Waiver of Subrogation
- Waiver of Subrogation Rights Clause
- War Exclusion Clause
- War Risks
- Wear and Tear Exclusion
- Weekly Premium Insurance
- Will
- Window Guaranteed Investment Contract
- Wrap-Around Insurance Program
- Writ
- Write-Off
- Written Exposure
- Written Premiums
- Wrongful Termination Claim
- Years Certain Annuity
- Zone System
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