Premiums

Latest Premiums Articles

• 
  Personal Lines

  Your Credit Score and Your Insurance Premium

  When it comes to calculating your insurance rate, insurers want to answer one question: are you a risky person to insure? To answer this, they’ll look closely at...

  By: Steven Porrello

• 
  Personal Lines

  The Top 5 States with the Lowest Car Insurance Rates

  The state you live in plays a large part in the cost of your insurance. While insurance rates have been rising consistently year after year, some states continue to keep...

  By: Maurice Draine

• 
  Personal Lines

  The Top 5 States with the Highest Auto Insurance Rates

  Data gleaned from each state's Department of Insurance show that auto insurance costs continue to rise. Rates varied considerably from a low average of about $900 in...

  By: Maurice Draine

• 
  Commercial Lines

  Commercial Insurance Premiums: How Are They Calculated?

  Each insurance company calculates commercial insurance premiums based on risk, but the formulas they use can differ greatly.Nonetheless, your company can do many things...

  By: Charlene Royston | Owner

• 
  Personal Lines

  10 Home Upgrades that Will Increase Your Insurance Costs

  According to Home Advisor’s True Cost Report, 80% of homeowners intend to tackle home upgrades this year. Existing homeowners may want to increase their home&rsquo...

  By: Charlene Royston | Owner

• 
  The Insurance Business

  Why Your Insurance Company Will Soon Use Drones (If It Doesn't Already)

  The wildfire that swept through your neighborhood was devastating. Access to nearby roads is limited, and insurance companies are slow to the scene. And when they do...

  By: Maurice Draine

• 
  The Insurance Business

  Wearable Tech and Insurance: Current and Coming Trends

  When most people think of wearable tech, the first thing that comes to mind are fitness trackers. These are devices that are worn (usually on the wrist) to keep track of...

  By: David Hughes | Writer/Researcher

• 
  Personal Lines

  Fireplaces and Wood-Burning Stoves: How to Use Them Safely and Keep Your Home Insurance Costs Manageable

  There's nothing like a blazing fire to keep you warm and comfortable. But according to the National Fire Protection Association, every year there are more than 20...

  By: David Hughes | Writer/Researcher

• 
  Commercial Lines

  Self-Insurance: A Fool's Bargain?

  When your company's budget feels tight, you might start wondering whether your insurance expenses need to be as high as they are. If you could shave down your...

  By: Maurice Draine

• 
  Fintech

  What Is P2P Insurance and What Will It Mean for Your Coverage?

  Peer-to-peer (P2P) insurance is one of the InsureTech trends to watch out for. Its proponents claim it will shake up the insurance industry and benefit policyholders...

  By: Jacques Wong

• 
  Personal Lines

  10 Common Insurance Myths: Setting the Record Straight

  Like any industry, insurance has insurance myths that get passed around. Whether you've heard them from your uncle, an acquaintance, or a TV show, these are the...

  By: Maurice Draine

• 
  The Insurance Business

  An Overview of Insurance Deductibles

  You’ve almost certainly heard the word "deductible" before. If you're new to purchasing your own insurance, however, you might not fully understand...

  By: David Hughes | Writer/Researcher