Mitsubishi Outlander Car Insurance Cost 2025
On average, insuring a Mitsubishi Outlander costs $877 per year. However, your actual premium may vary depending on factors such as your age, the car’s model year, and other personal details. To get a more precise estimate, refer to our quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Mitsubishi Outlander, one crucial aspect to consider is the cost of insurance. On average, insurance for a Mitsubishi Outlander costs $877 per year. Insurance plays a major role in owning a car, so it’s essential to understand its implications before making a purchase.
Choosing the wrong car insurance policy could result in unexpected and potentially expensive consequences later on. You wouldn’t want to be underinsured when an accident happens, leaving you with substantial out-of-pocket expenses. Additionally, there’s the possibility of higher premiums if you’re deemed at fault.
With over ten years of experience studying car insurance rates, I’ve observed how much these expenses can vary. Your age, driving history, and even your location can significantly impact the amount you pay for insurance.
How Much Does Mitsubishi Outlander Car Insurance Cost?
Mitsubishi Outlander drivers typically pay an average of $877 per year for car insurance. However, individual rates may vary based on factors such as age, location, driving history, and coverage options.
The cost of car insurance for a Mitsubishi Outlander can vary significantly based on several factors, including location, driving history, car model year, and coverage options. Maintaining a clean driving record can help lower premiums, while accidents or traffic violations may lead to higher costs. Additionally, urban areas with heavy traffic tend to have higher insurance rates than rural locations. The type of coverage also impacts costs, with comprehensive insurance being more expensive than minimum liability coverage. Compared to the average cost of all Mitsubishi models, the Outlander has a lower insurance cost, and it is also cheaper than the average insurance cost for all cars. Insuranceopedia can help you compare quotes from different providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Mitsubishi Outlander | $168 |
| All Mitsubishis | $180 |
| All Cars | $175 |
Average Insurance Cost Of Mitsubishi Outlander By Model Year
| Model Year | Average Premium |
| 2024 Mitsubishi Outlander | $1,557 |
| 2023 Mitsubishi Outlander | $631 |
| 2022 Mitsubishi Outlander | $719 |
| 2021 Mitsubishi Outlander | $821 |
| 2020 Mitsubishi Outlander | $689 |
| 2019 Mitsubishi Outlander | $662 |
| 2018 Mitsubishi Outlander | $677 |
| 2017 Mitsubishi Outlander | $634 |
| 2016 Mitsubishi Outlander | $609 |
| 2015 Mitsubishi Outlander | $728 |
| 2014 Mitsubishi Outlander | $768 |
| 2013 Mitsubishi Outlander | $664 |
| 2012 Mitsubishi Outlander | $689 |
| 2011 Mitsubishi Outlander | $629 |
| 2010 Mitsubishi Outlander | $587 |
2024 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2024 Mitsubishi Outlander is $1,557. However, SECURA Insurance offers the cheapest rates, averaging $877 per year.
| Insurance Provider | Average Annual Cost |
| Alliance United | $1,408 |
| Kemper Auto | Infinity | $1,897 |
| USAA | $1,769 |
| CSAA | $1,633 |
| SECURA Insurance | $877 |
| California Capital | $1,562 |
| New York Central Mutual Fire | $978 |
| Grange | $1,799 |
| Hastings Mutual Insurance Co | $1,863 |
| Mercury | $1,787 |
2023 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2023 Mitsubishi Outlander is $631. However, Safeco offers the cheapest rates, averaging $275 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $275 |
| NatGen PPA | $1,073 |
| Pekin Insurance | $869 |
| Kemper Personal Insurance | $404 |
| Victoria | $222 |
| Kemper Auto | Infinity | $360 |
| NatGen Custom 360 | $316 |
| SECURA Insurance | $984 |
| SafeAuto | $1,108 |
| NatGen Advantage | $700 |
2022 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2022 Mitsubishi Outlander is $719. However, NatGen Custom 360 offers the cheapest rates, averaging $128 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $334 |
| NatGen Value | $1,129 |
| Union Mutual Fire Group | $948 |
| American National P | $884 |
| NatGen Custom 360 | $128 |
| Safeco | $362 |
| Victoria | $277 |
| Mercury Insurance | $1,100 |
| Capital Insurance Group | $1,106 |
| Concord Group | $921 |
2021 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2021 Mitsubishi Outlander is $821. However, NatGen Custom 360 offers the cheapest rates, averaging $183 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $378 |
| Pekin Insurance | $1,197 |
| Hastings Mutual Insurance Co | $1,068 |
| Farm Bureau Mutual (IA Group) | $929 |
| Safeco | $183 |
| Texas Farm Bureau Group | $874 |
| Victoria | $320 |
| SECURA Insurance | $1,120 |
| Buckeye Insurance Group | $1,178 |
| Direct Auto | $964 |
2020 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2020 Mitsubishi Outlander is $689. However, Kemper Personal Insurance offers the cheapest rates, averaging $159 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $366 |
| SECURA Insurance | $1,021 |
| Utica National Ins Group | $999 |
| Dairyland Scored | $722 |
| Safeco | $157 |
| Mercury Insurance | $551 |
| Kemper Personal Insurance | $156 |
| EMC Insurance | $1,021 |
| Titan | $1,038 |
| Union Mutual Fire Group | $862 |
2019 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2019 Mitsubishi Outlander is $662. However, NatGen Custom 360 offers the cheapest rates, averaging $325 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $329 |
| Kemper Premium | $993 |
| NatGen Value | $876 |
| American National P | $671 |
| NatGen Custom 360 | $325 |
| AssuranceAmerica Mobile Max | $643 |
| Kemper Personal Insurance | $309 |
| Mercury Insurance | $835 |
| Kemper Auto Premier | $860 |
| Ameriprise Group | $776 |
2018 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2018 Mitsubishi Outlander is $677. However, Safeco offers the cheapest rates, averaging $168 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $361 |
| Utica National Ins Group | $1,020 |
| SECURA Insurance | $912 |
| Infinity Special | $674 |
| Safeco | $168 |
| Dairyland FR Bond | $661 |
| AssuranceAmerica Mobile Max | $287 |
| Concord Group | $940 |
| American National P | $1,002 |
| NatGen PPA | $749 |
2017 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2017 Mitsubishi Outlander is $634. However, Kemper Personal Insurance offers the cheapest rates, averaging $12 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $605 |
| Capital Insurance Group | $931 |
| Plymouth Rock | $844 |
| American National P | $669 |
| Kemper Personal Insurance | $12 |
| NatGen Advantage | $577 |
| Safeco | $154 |
| Clearcover | $816 |
| Concord Group | $917 |
| Buckeye Insurance Group | $812 |
2016 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2016 Mitsubishi Outlander is $609. However, Kemper Auto | Infinity offers the cheapest rates, averaging $341 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $385 |
| Capital Insurance Group | $928 |
| Utica National Ins Group | $818 |
| American National P&C | $590 |
| Mercury Insurance | $196 |
| Kemper Auto | Infinity | $341 |
| NatGen Custom 360 | $359 |
| Indiana Farmers Mutual Ins | $813 |
| PEMCO | $904 |
| MMG Insurance Company | $755 |
Find Affordable Mitsubishi Outlander Insurance Rates
2015 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2015 Mitsubishi Outlander is $728. However, Safeco offers the cheapest rates, averaging $143 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $519 |
| Hastings Mutual Insurance Co | $1,031 |
| Buckeye Insurance Group | $927 |
| National General Value | $783 |
| Safeco | $143 |
| Dairyland Scored | $728 |
| Kemper Auto | $439 |
| SECURA Insurance | $912 |
| Pekin Insurance | $936 |
| Victoria | $863 |
2014 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2014 Mitsubishi Outlander is $768. However, Safeco offers the cheapest rates, averaging $138 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $682 |
| Victoria | $1,001 |
| Dairyland | $880 |
| Capital Insurance Group | $825 |
| Safeco | $138 |
| Virginia Farm Bureau | $763 |
| Kemper Auto | Infinity | $606 |
| PEMCO | $929 |
| New Jersey Manufacturers | $980 |
| Pekin Insurance | $879 |
2013 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2013 Mitsubishi Outlander is $664. However, Safeco offers the cheapest rates, averaging $78 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $609 |
| Indiana Farmers Mutual Ins | $851 |
| Buckeye Insurance Group | $813 |
| SafeAuto | $709 |
| Safeco | $78 |
| Kemper Personal Insurance | $634 |
| Clearcover | $427 |
| Virginia Farm Bureau | $838 |
| Tennessee Farmers | $850 |
| Pekin Insurance | $828 |
2012 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2012 Mitsubishi Outlander is $689. However, Mercury Insurance offers the cheapest rates, averaging $285 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $659 |
| SECURA Insurance | $988 |
| Acuity | $741 |
| Western National | $673 |
| Mercury Insurance | $285 |
| Rural Mutual Insurance | $630 |
| Safeco | $363 |
| Farm Bureau Mutual (IA Group) | $926 |
| Pekin Insurance | $965 |
| Virginia Farm Bureau | $661 |
2011 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2011 Mitsubishi Outlander is $629. However, Kemper Auto | Infinity offers the cheapest rates, averaging $119 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $611 |
| National General RAD | $867 |
| GMAC Insurance Group | $794 |
| SafeAuto | $618 |
| Kemper Auto | Infinity | $119 |
| North Carolina Farm Bureau | $568 |
| Dairyland | $236 |
| Norfolk and Dedham Group | $905 |
| Frankenmuth Mutual | $919 |
| Texas Farm Bureau Group | $648 |
2010 Mitsubishi Outlander Insurance Rates
The average annual insurance cost for a 2010 Mitsubishi Outlander is $587. However, Safeco offers the cheapest rates, averaging $210 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $580 |
| Mercury Insurance | $789 |
| MMG Insurance Company | $712 |
| National General Value | $605 |
| Safeco | $210 |
| Kemper Auto | $554 |
| Kemper Personal Insurance | $290 |
| SECURA Insurance | $729 |
| Concord Group | $813 |
| Clearcover | $583 |
Find Affordable Mitsubishi Outlander Insurance Rates
The cost of insuring a Mitsubishi Outlander is lower than the average for all cars, but the exact amount you’ll pay depends on several factors. Your age, location, driving history, and the car’s age all play a role in determining your insurance premium. Other factors, such as the level of coverage you choose and available discounts, can also impact your final rate.
Cost of Mitsubishi Outlander Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers face the highest premiums due to their higher accident risk, while older drivers typically see lower rates as they gain experience and become less of a liability for insurers.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,700 | $12,782 | $14,951 |
| 18 | $8,083 | $11,943 | $13,898 |
| 19 | $7,170 | $10,528 | $12,334 |
| 20 | $6,270 | $9,163 | $10,738 |
| 21 | $5,253 | $7,705 | $9,012 |
| 22 | $5,127 | $7,505 | $8,720 |
| 23 | $4,436 | $6,568 | $7,691 |
| 24 | $4,246 | $6,190 | $7,312 |
| 25 | $3,639 | $5,371 | $6,311 |
| 30 | $2,848 | $4,202 | $4,902 |
| 35 | $2,676 | $3,905 | $4,584 |
| 40 | $2,566 | $3,754 | $4,406 |
| 45 | $2,484 | $3,691 | $4,309 |
| 55 | $2,297 | $3,364 | $3,941 |
| 65 | $2,354 | $3,556 | $4,101 |
| 75 | $3,022 | $4,434 | $5,180 |
Mitsubishi Outlander Car Insurance Rates By State
Your location significantly influences how insurance companies determine rates. Each state has its own auto insurance regulations, which can impact pricing—Michigan, for instance, tends to have higher premiums due to mandated coverage levels. Additionally, climate conditions, such as hurricanes, storms, or flooding, can increase insurance costs in certain areas. Crime and accident statistics, including car thefts, crashes, and vehicle fatalities, also play a role in setting your Mitsubishi Outlander insurance rate. Insurers take all these factors into account to determine the cost of your coverage.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,740 | $3,958 | $5,033 |
| Alaska | $2,243 | $3,140 | $3,028 |
| Arizona | $2,565 | $3,689 | $5,432 |
| Arkansas | $2,795 | $4,347 | $4,846 |
| California | $3,113 | $5,479 | $3,108 |
| Colorado | $2,896 | $4,036 | $5,178 |
| Connecticut | $3,717 | $5,738 | $7,312 |
| Delaware | $3,058 | $4,074 | $5,247 |
| Florida | $3,628 | $5,045 | $6,553 |
| Hawaii | $1,204 | $1,651 | $1,170 |
| Idaho | $2,070 | $2,748 | $3,313 |
| Illinois | $2,210 | $3,274 | $3,745 |
| Indiana | $2,192 | $3,409 | $3,844 |
| Iowa | $1,760 | $2,437 | $2,815 |
| Kansas | $2,338 | $3,408 | $4,008 |
| Kentucky | $3,352 | $4,984 | $5,878 |
| Louisiana | $4,347 | $6,562 | $7,084 |
| Maine | $1,612 | $2,290 | $3,329 |
| Maryland | $2,638 | $3,876 | $4,329 |
| Massachusetts | $2,127 | $3,701 | $2,138 |
| Michigan | $5,153 | $7,865 | $12,380 |
| Minnesota | $2,100 | $2,831 | $3,977 |
| Mississippi | $2,556 | $3,669 | $3,677 |
| Missouri | $2,401 | $3,444 | $4,506 |
| Montana | $2,468 | $3,394 | $3,937 |
| Nebraska | $2,083 | $3,050 | $3,311 |
| Nevada | $3,433 | $5,074 | $5,351 |
| New Hampshire | $2,359 | $3,740 | $4,764 |
| New Jersey | $2,624 | $4,118 | $5,374 |
| New Mexico | $2,694 | $3,962 | $4,125 |
| New York | $2,445 | $3,095 | $5,178 |
| North Carolina | $1,510 | $2,634 | $1,893 |
| North Dakota | $2,093 | $3,195 | $3,785 |
| Ohio | $1,869 | $2,893 | $2,973 |
| Oklahoma | $2,987 | $4,287 | $4,847 |
| Oregon | $2,688 | $3,659 | $4,373 |
| Pennsylvania | $2,293 | $3,402 | $3,947 |
| Rhode Island | $3,813 | $5,604 | $6,317 |
| South Carolina | $2,630 | $3,609 | $4,965 |
| South Dakota | $2,309 | $3,355 | $3,878 |
| Tennessee | $2,748 | $4,042 | $5,363 |
| Texas | $2,761 | $3,991 | $4,946 |
| Utah | $2,369 | $3,301 | $4,542 |
| Vermont | $1,798 | $2,782 | $2,912 |
| Virginia | $1,703 | $2,593 | $2,582 |
| Washington | $2,239 | $3,052 | $3,656 |
| West Virginia | $2,309 | $3,223 | $4,030 |
| Wisconsin | $2,259 | $3,505 | $4,038 |
| Wyoming | $2,137 | $2,930 | $3,161 |
| Georgia | $2,974 | $4,415 | $4,484 |
Find Affordable Mitsubishi Outlander Insurance Rates
Cheapest Car Insurance Companies For A Mitsubishi Outlander
If you’re looking to purchase a new car insurance policy for your Mitsubishi Outlander, it’s important to compare providers to find the best rates. AnswerFinancial offers the most affordable policy at $27 per month on average, making it the cheapest provider. However, insurance rates vary based on factors like your driving history, location, and coverage needs. To find the best and most affordable option for your specific profile, it’s recommended to shop around and compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Aspire | $35 |
| AnchorGeneral | $43 |
| StateAuto | $30 |
| Ohio Mutual | $40 |
| AnswerFinancial | $27 |
Common Mitsubishi Outlander Insurance Discounts
Discounts can help lower your car insurance costs. While each provider offers different discounts, here are some common ones to check for eligibility:
- Multi-policy: Bundling your home and auto insurance with one provider can result in a discounted rate.
- Pay annually: Paying your premium in full instead of monthly can lower your overall cost.
- Defensive driving: Completing a defensive driving course from a certified institution can make you eligible for discounts.
There may be additional discounts available. It’s best to consult with your insurance agent to find all the savings you qualify for.
Ways To Save On Mitsubishi Outlander Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Mitsubishi Outlander insurance costs low. Drivers with a speeding ticket on their record pay around $92 per month, while those with multiple accidents can expect to pay an average of $130 per month. Additionally, annual mileage plays a role in determining premiums. Outlander drivers who log between 7,501 and 10,000 miles per year pay about $91 per month, whereas those driving over 10,000 miles per year typically pay around $86 per month. By avoiding traffic violations and keeping annual mileage low, you can reduce your insurance costs.
Compare Mitsubishi Outlander To Other Mitsubishi Models
Looking for other Nissan model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance, which included coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide may vary depending on your personal circumstances and factors such as your age, driving record, location, and the type of coverage you choose.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Mitsubishi Outlander?
Yes, you will need to provide proof of insurance before you can drive your Mitsubishi Outlander out of the dealership. The best approach is to purchase a policy and inform your insurance company that you are about to buy the car, rather than getting insurance directly through the dealership. This ensures that you have the coverage you need and can often give you better flexibility and rates.
How Can You Get The Cheapest Insurance For Your Mitsubishi Outlander?
The best way to find the cheapest rates for your Mitsubishi Outlander is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easier for you to find the best deal that suits your needs and budget.
