While not as widely recognized as some of its larger-budget competitors, American Family holds its place among the top eight home insurers in the U.S. in terms of market share. This insurer distinguishes itself through a range of discounts that provide numerous avenues to reduce your monthly premium.
Qualifying for discounts from American Family is attainable through various methods, including:
● Bundling your mobile home and auto insurance
● Equipping your home with smart devices like Ring or Nest
● Owning a newer home purchased within the last three years
● Utilizing the company’s autopay, full pay, and paperless billing features
One notable aspect of American Family’s coverage is its diminishing deductible feature. On the day you acquire your policy, the deductible is reduced by $100, transforming a $1,000 deductible to $900. Subsequently, each year upon policy renewal, your deductible will continue to decrease until reaching the policy’s maximum limit.