Honda Accord Car Insurance Cost

Insuring a Honda Accord costs around $1,093 per year, from State Farm. However, costs depend on age, car model year and other factors, so use our quote tables below to find out how much it might cost you.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re considering purchasing a Honda Accord, one of the many factors you’ll need to consider is the cost of insurance. After all, insurance is a significant part of car ownership, and it’s crucial to know what you’re getting into before you make your purchase.

Not carefully selecting a good car insurance policy can lead to unexpected and potentially high costs down the road. The last thing you want to happen is to have insufficient coverage when an accident occurs, leaving you with hefty out-of-pocket expenses. And let’s not forget about potential increases in premiums if you’re found at fault.

With over a decade of experience analyzing car insurance rates, I’ve seen just how much these costs can vary. Factors such as your age, driving record, and even where you live can significantly influence your insurance premiums.

How Much Does Honda Accord Car Insurance Cost?

On average, State Farm offers the most competitive rate at $1,093 per year for full coverage insurance on a 2023 Honda Accord.

While State Farm’s rate is an excellent benchmark, it’s important to understand that the cost of car insurance can vary widely depending on numerous factors. These include your location, driving history, your car’s model year, and the specific coverage levels you choose. A clean driving record can lead to lower premiums, while a history of accidents or traffic violations can increase your costs.

Additionally, living in an urban area with high traffic may result in higher rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium – full coverage insurance, which includes comprehensive and collision coverage, will be more expensive than minimum liability coverage.

Insuranceopedia is here to help you shop around and compare quotes from different insurance companies to ensure you’re getting the best deal.

2023 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,096
GEICO $1,189
Travelers $1,352
Nationwide $1,371
Allstate $1,475
Progressive $1,526
Farmers $1,663

2022 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,289
GEICO $1,311
Nationwide $1,334
Travelers $1,376
Progressive $1,654
Allstate $1,808
Farmers $1,847

2021 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,259
GEICO $1,273
Nationwide $1,354
Travelers $1,353
Progressive $1,628
Allstate $1,725

2020 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,191
GEICO $1,246
Travelers $1,298
Nationwide $1,334
Progressive $1,547
Allstate $1,653

2019 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,166
GEICO $1,233
Nationwide $1,325
Travelers $1,349
Progressive $1,542
Allstate $1,624

2018 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,115
GEICO $1,217
Nationwide $1,312
Travelers $1,345
Progressive $1,506
Allstate $1,583

2017 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,084
GEICO $1,186
Travelers $1,303
Nationwide $1,338
Progressive $1,492
Allstate $1,507

2016 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,072
GEICO $1,175
Nationwide $1,346
Travelers $1,392
Allstate $1,457
Progressive $1,552

2015 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,061
GEICO $1,165
Nationwide $1,356
Allstate $1,393
Travelers $1,428
Progressive $1,594

2014 Honda Accord Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,052
GEICO $1,155
Allstate $1,353
Travelers $1,368
Nationwide $1,435
Progressive $1,524

Cost of Honda Accord Car Insurance By Age

Driver Age Average Annual Premium
16 $6,241
17 $5,074
18 $4,467
19 $3,083
20 $2,797
21 $2,153
22 $1,997
23 $1,855
24 $1,757
25 $1,583

Honda Accord Car Insurance Rates By State

State Annual Premium
Alabama $709
Alaska $699
Arizona $682
Arkansas $629
California $1,001
Colorado $541
Connecticut $693
Delaware $881
District of Columbia $662
Florida $1,058
Georgia $665
Hawaii $565
Idaho $299
Illinois $663
Indiana $555
Iowa $509
Kansas $670
Kentucky $790
Louisiana $1,048
Maine $521
Maryland $938
Massachusetts $483
Michigan $898
Minnesota $797
Mississippi $723
Missouri $909
Montana $437
Nebraska $405
Nevada $940
New Hampshire $540
New Jersey $895
New Mexico $644
New York $781
North Carolina $630
North Dakota $616
Ohio $485
Oklahoma $662
Oregon $706
Pennsylvania $580
Rhode Island $700
South Carolina $463
South Dakota $746
Tennessee $579
Texas $699
Utah $725
Vermont $493
Virginia $601
Washington $534
West Virginia $784
Wisconsin $556
Wyoming $745

FAQs

Who has the cheapest car insurance for a Honda Accord?

State Farm has the cheapest car insurance for the Honda Accord for model years 2014 – 2023.

Which company offers the best car insurance for a Honda Accord?

Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe State Farms offers the best car insurance for a Honda Accord.

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