Honda Accord Car Insurance Cost
Insuring a Honda Accord costs around $1,093 per year, from State Farm. However, costs depend on age, car model year and other factors, so use our quote tables below to find out how much it might cost you.
If you’re considering purchasing a Honda Accord, one of the many factors you’ll need to consider is the cost of insurance. After all, insurance is a significant part of car ownership, and it’s crucial to know what you’re getting into before you make your purchase.
Not carefully selecting a good car insurance policy can lead to unexpected and potentially high costs down the road. The last thing you want to happen is to have insufficient coverage when an accident occurs, leaving you with hefty out-of-pocket expenses. And let’s not forget about potential increases in premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve seen just how much these costs can vary. Factors such as your age, driving record, and even where you live can significantly influence your insurance premiums.
How Much Does Honda Accord Car Insurance Cost?
On average, State Farm offers the most competitive rate at $1,093 per year for full coverage insurance on a 2023 Honda Accord.
While State Farm’s rate is an excellent benchmark, it’s important to understand that the cost of car insurance can vary widely depending on numerous factors. These include your location, driving history, your car’s model year, and the specific coverage levels you choose. A clean driving record can lead to lower premiums, while a history of accidents or traffic violations can increase your costs.
Additionally, living in an urban area with high traffic may result in higher rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium – full coverage insurance, which includes comprehensive and collision coverage, will be more expensive than minimum liability coverage.
Insuranceopedia is here to help you shop around and compare quotes from different insurance companies to ensure you’re getting the best deal.
2023 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,096 |
| GEICO | $1,189 |
| Travelers | $1,352 |
| Nationwide | $1,371 |
| Allstate | $1,475 |
| Progressive | $1,526 |
| Farmers | $1,663 |
2022 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,289 |
| GEICO | $1,311 |
| Nationwide | $1,334 |
| Travelers | $1,376 |
| Progressive | $1,654 |
| Allstate | $1,808 |
| Farmers | $1,847 |
2021 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,259 |
| GEICO | $1,273 |
| Nationwide | $1,354 |
| Travelers | $1,353 |
| Progressive | $1,628 |
| Allstate | $1,725 |
2020 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,191 |
| GEICO | $1,246 |
| Travelers | $1,298 |
| Nationwide | $1,334 |
| Progressive | $1,547 |
| Allstate | $1,653 |
2019 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,166 |
| GEICO | $1,233 |
| Nationwide | $1,325 |
| Travelers | $1,349 |
| Progressive | $1,542 |
| Allstate | $1,624 |
2018 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,115 |
| GEICO | $1,217 |
| Nationwide | $1,312 |
| Travelers | $1,345 |
| Progressive | $1,506 |
| Allstate | $1,583 |
2017 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,084 |
| GEICO | $1,186 |
| Travelers | $1,303 |
| Nationwide | $1,338 |
| Progressive | $1,492 |
| Allstate | $1,507 |
2016 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,072 |
| GEICO | $1,175 |
| Nationwide | $1,346 |
| Travelers | $1,392 |
| Allstate | $1,457 |
| Progressive | $1,552 |
2015 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,061 |
| GEICO | $1,165 |
| Nationwide | $1,356 |
| Allstate | $1,393 |
| Travelers | $1,428 |
| Progressive | $1,594 |
2014 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,052 |
| GEICO | $1,155 |
| Allstate | $1,353 |
| Travelers | $1,368 |
| Nationwide | $1,435 |
| Progressive | $1,524 |
Cost of Honda Accord Car Insurance By Age
| Driver Age | Average Annual Premium |
| 16 | $6,241 |
| 17 | $5,074 |
| 18 | $4,467 |
| 19 | $3,083 |
| 20 | $2,797 |
| 21 | $2,153 |
| 22 | $1,997 |
| 23 | $1,855 |
| 24 | $1,757 |
| 25 | $1,583 |
Honda Accord Car Insurance Rates By State
| State | Annual Premium |
| Alabama | $709 |
| Alaska | $699 |
| Arizona | $682 |
| Arkansas | $629 |
| California | $1,001 |
| Colorado | $541 |
| Connecticut | $693 |
| Delaware | $881 |
| District of Columbia | $662 |
| Florida | $1,058 |
| Georgia | $665 |
| Hawaii | $565 |
| Idaho | $299 |
| Illinois | $663 |
| Indiana | $555 |
| Iowa | $509 |
| Kansas | $670 |
| Kentucky | $790 |
| Louisiana | $1,048 |
| Maine | $521 |
| Maryland | $938 |
| Massachusetts | $483 |
| Michigan | $898 |
| Minnesota | $797 |
| Mississippi | $723 |
| Missouri | $909 |
| Montana | $437 |
| Nebraska | $405 |
| Nevada | $940 |
| New Hampshire | $540 |
| New Jersey | $895 |
| New Mexico | $644 |
| New York | $781 |
| North Carolina | $630 |
| North Dakota | $616 |
| Ohio | $485 |
| Oklahoma | $662 |
| Oregon | $706 |
| Pennsylvania | $580 |
| Rhode Island | $700 |
| South Carolina | $463 |
| South Dakota | $746 |
| Tennessee | $579 |
| Texas | $699 |
| Utah | $725 |
| Vermont | $493 |
| Virginia | $601 |
| Washington | $534 |
| West Virginia | $784 |
| Wisconsin | $556 |
| Wyoming | $745 |
Compare Honda Accord To Other Honda Models
FAQs
Who has the cheapest car insurance for a Honda Accord?
State Farm has the cheapest car insurance for the Honda Accord for model years 2014 – 2023.
Which company offers the best car insurance for a Honda Accord?
Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe State Farms offers the best car insurance for a Honda Accord.
