Honda Insight Car Insurance Cost

Getting insurance for a Honda Insight typically amounts to approximately $478 annually through Safeco. However, the actual expense varies based on factors such as age, the year of the car model, and other considerations. Refer to our provided quote tables to determine the specific cost tailored to your circumstances.

min read
Updated: 31 March 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying a Honda Insight, it’s important to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses later on. You wouldn’t want to be caught without sufficient coverage in the event of an accident, facing substantial out-of-pocket costs. Additionally, being found at fault could result in increased premiums over time.

With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.

How Much Does Honda Insight Car Insurance Cost?

Typically, Safeco provides the best deal, with an average annual cost of $478 for full coverage insurance on a 2022 Honda Insight.

Although Safeco’s rate serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your rates.

Furthermore, residing in a densely populated urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal.

2022 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
Safeco $478
AssuranceAmerica Economy $784
Clearcover $774
Mercury Insurance $939
Titan $1,156
Utica National Ins Group $1,207
North Carolina Farm Bureau $1,263
AssuranceAmerica Elite $1,276
Colorado Farm Bureau Mutual $1,320
New Jersey Manufacturers $1,386

2021 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
Dairyland $169
Capital Insurance Group $935
Oregon Mutual $1,039
Farm Bureau Mutual (IA Group) $1,049
PEMCO $1,187
Buckeye Insurance Group $1,275
Texas Farm Bureau Group $1,302
Titan $1,305
North Star $1,352
Utica National Ins Group $1,383

2020 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $268
SAFECO $426
American National P $830
Titan $859
Buckeye Insurance Group $933
Hastings Mutual Insurance Co $1,097
National General Value $1,170
Texas Farm Bureau Group $1,159
Virginia Farm Bureau $1,191
Partners Mutual Insurance Co $1,230

2019 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $411
Buckeye Insurance Group $516
American National P&C $646
Nodak Mutual $796
Plymouth Rock $958
North Carolina Farm Bureau $964
Mercury Insurance $973
NatGen Custom 360 $1,000
Clearcover $1,080
Ohio Mutual Ins Group $1,052

2014 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $755
Utica National Ins Group $791
PEMCO $851
Capital Insurance Group $860
Texas Farm Bureau Group $862
First Chicago Insurance $1,029
Partners Mutual Insurance Co $1,100
GMAC Insurance Group $1,103
Kentucky Farm Bureau $1,163
Titan $1,174

2013 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
Safeco $375
Pekin Insurance $466
American National P $459
Bear River $622
Rockford Mutual Insurance $704
Clearcover $744
NatGen Value $804
Mercury Insurance $839
SECURA Insurance $892
First Chicago Insurance $864

2012 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
American National P $468
Rural Mutual Insurance $679
Pekin Insurance $694
Kentucky Farm Bureau $772
Rockford Mutual Insurance $827
IMT Insurance Company $932
SECURA Insurance $936
Southern Farm Bureau $1,014
PEMCO $1,049
Utica National Ins Group $1,069

2011 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
Safeco $136
NatGen Value $374
PEMCO $576
Mercury Insurance $676
SECURA Insurance $680
Kentucky Farm Bureau $706
Kemper Auto | Infinity $795
Texas Farm Bureau Group $909
Virginia Farm Bureau $957
First Chicago Insurance $970

2010 Honda Insight Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Economy $147
AssuranceAmerica Elite $207
Mercury Insurance $231
SAFECO $239
American National P&C $454
American National P $663
Kemper Personal Insurance $694
Concord Group $777
Indiana Farmers Mutual Ins $797
North Carolina Farm Bureau $800

Cost of Honda Insight Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,473 $9,516 $11,134
18 $6,051 $8,890 $10,402
19 $5,341 $7,852 $9,180
20 $4,667 $6,836 $8,015
21 $3,920 $5,733 $6,714
22 $3,796 $5,573 $6,532
23 $3,333 $4,867 $5,738
24 $3,164 $4,655 $5,427
25 $2,709 $4,020 $4,697
30 $2,140 $3,113 $3,632
35 $2,011 $2,939 $3,415
40 $1,900 $2,826 $3,302
45 $1,876 $2,727 $3,213
55 $1,695 $2,492 $2,955
65 $1,765 $2,599 $3,083
75 $2,259 $3,303 $3,852

Honda Insight Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,020 $2,946 $3,758
Alaska $1,678 $2,317 $2,267
Arizona $1,877 $2,754 $4,022
Arkansas $2,070 $3,254 $3,594
California $2,301 $4,110 $2,336
Colorado $2,177 $3,040 $3,826
Connecticut $2,741 $4,300 $5,428
Delaware $2,290 $3,037 $3,915
Florida $2,720 $3,776 $4,917
Hawaii $894 $1,192 $872
Idaho $1,551 $2,054 $2,489
Illinois $1,632 $2,434 $2,793
Indiana $1,668 $2,534 $2,824
Iowa $1,333 $1,810 $2,123
Kansas $1,760 $2,543 $2,981
Kentucky $2,507 $3,722 $4,369
Louisiana $3,248 $4,912 $5,325
Maine $1,224 $1,680 $2,487
Maryland $1,973 $2,884 $3,184
Massachusetts $1,593 $2,762 $1,593
Michigan $3,830 $5,856 $9,237
Minnesota $1,573 $2,115 $2,950
Mississippi $1,890 $2,699 $2,748
Missouri $1,808 $2,575 $3,353
Montana $1,836 $2,567 $2,955
Nebraska $1,549 $2,280 $2,496
Nevada $2,551 $3,785 $3,973
New Hampshire $1,779 $2,797 $3,535
New Jersey $1,943 $3,080 $3,993
New Mexico $1,975 $2,975 $3,066
New York $1,847 $2,315 $3,884
North Carolina $1,154 $1,968 $1,384
North Dakota $1,561 $2,387 $2,826
Ohio $1,406 $2,143 $2,192
Oklahoma $2,244 $3,184 $3,583
Oregon $2,029 $2,707 $3,246
Pennsylvania $1,712 $2,506 $2,922
Rhode Island $2,848 $4,192 $4,732
South Carolina $1,943 $2,681 $3,722
South Dakota $1,735 $2,514 $2,870
Tennessee $2,036 $3,006 $4,000
Texas $2,053 $2,962 $3,707
Utah $1,741 $2,466 $3,382
Vermont $1,330 $2,087 $2,193
Virginia $1,263 $1,951 $1,898
Washington $1,702 $2,292 $2,709
West Virginia $1,684 $2,402 $3,023
Wisconsin $1,704 $2,645 $2,984
Wyoming $1,557 $2,209 $2,333
Georgia $2,200 $3,302 $3,361

FAQs

Who has the cheapest car insurance for a Honda Insight?

For the 2022 model year, Safeco offers the most affordable car insurance rates for the Honda Insight.

Which company offers the best car insurance for a Honda Insight?

Considering their combination of competitive pricing, comprehensive coverage options, and high-quality customer service, we recommend Safeco as the top choice for car insurance for a Honda Insight.

Go back to top