Honda Insight Car Insurance Cost
Getting insurance for a Honda Insight typically amounts to approximately $478 annually through Safeco. However, the actual expense varies based on factors such as age, the year of the car model, and other considerations. Refer to our provided quote tables to determine the specific cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Honda Insight, it’s important to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses later on. You wouldn’t want to be caught without sufficient coverage in the event of an accident, facing substantial out-of-pocket costs. Additionally, being found at fault could result in increased premiums over time.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.
How Much Does Honda Insight Car Insurance Cost?
Typically, Safeco provides the best deal, with an average annual cost of $478 for full coverage insurance on a 2022 Honda Insight.
Although Safeco’s rate serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your rates.
Furthermore, residing in a densely populated urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal.
2022 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $478 |
| AssuranceAmerica Economy | $784 |
| Clearcover | $774 |
| Mercury Insurance | $939 |
| Titan | $1,156 |
| Utica National Ins Group | $1,207 |
| North Carolina Farm Bureau | $1,263 |
| AssuranceAmerica Elite | $1,276 |
| Colorado Farm Bureau Mutual | $1,320 |
| New Jersey Manufacturers | $1,386 |
2021 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland | $169 |
| Capital Insurance Group | $935 |
| Oregon Mutual | $1,039 |
| Farm Bureau Mutual (IA Group) | $1,049 |
| PEMCO | $1,187 |
| Buckeye Insurance Group | $1,275 |
| Texas Farm Bureau Group | $1,302 |
| Titan | $1,305 |
| North Star | $1,352 |
| Utica National Ins Group | $1,383 |
2020 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $268 |
| SAFECO | $426 |
| American National P | $830 |
| Titan | $859 |
| Buckeye Insurance Group | $933 |
| Hastings Mutual Insurance Co | $1,097 |
| National General Value | $1,170 |
| Texas Farm Bureau Group | $1,159 |
| Virginia Farm Bureau | $1,191 |
| Partners Mutual Insurance Co | $1,230 |
2019 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $411 |
| Buckeye Insurance Group | $516 |
| American National P&C | $646 |
| Nodak Mutual | $796 |
| Plymouth Rock | $958 |
| North Carolina Farm Bureau | $964 |
| Mercury Insurance | $973 |
| NatGen Custom 360 | $1,000 |
| Clearcover | $1,080 |
| Ohio Mutual Ins Group | $1,052 |
2014 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $755 |
| Utica National Ins Group | $791 |
| PEMCO | $851 |
| Capital Insurance Group | $860 |
| Texas Farm Bureau Group | $862 |
| First Chicago Insurance | $1,029 |
| Partners Mutual Insurance Co | $1,100 |
| GMAC Insurance Group | $1,103 |
| Kentucky Farm Bureau | $1,163 |
| Titan | $1,174 |
2013 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $375 |
| Pekin Insurance | $466 |
| American National P | $459 |
| Bear River | $622 |
| Rockford Mutual Insurance | $704 |
| Clearcover | $744 |
| NatGen Value | $804 |
| Mercury Insurance | $839 |
| SECURA Insurance | $892 |
| First Chicago Insurance | $864 |
2012 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $468 |
| Rural Mutual Insurance | $679 |
| Pekin Insurance | $694 |
| Kentucky Farm Bureau | $772 |
| Rockford Mutual Insurance | $827 |
| IMT Insurance Company | $932 |
| SECURA Insurance | $936 |
| Southern Farm Bureau | $1,014 |
| PEMCO | $1,049 |
| Utica National Ins Group | $1,069 |
2011 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $136 |
| NatGen Value | $374 |
| PEMCO | $576 |
| Mercury Insurance | $676 |
| SECURA Insurance | $680 |
| Kentucky Farm Bureau | $706 |
| Kemper Auto | Infinity | $795 |
| Texas Farm Bureau Group | $909 |
| Virginia Farm Bureau | $957 |
| First Chicago Insurance | $970 |
2010 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $147 |
| AssuranceAmerica Elite | $207 |
| Mercury Insurance | $231 |
| SAFECO | $239 |
| American National P&C | $454 |
| American National P | $663 |
| Kemper Personal Insurance | $694 |
| Concord Group | $777 |
| Indiana Farmers Mutual Ins | $797 |
| North Carolina Farm Bureau | $800 |
Cost of Honda Insight Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,473 | $9,516 | $11,134 |
| 18 | $6,051 | $8,890 | $10,402 |
| 19 | $5,341 | $7,852 | $9,180 |
| 20 | $4,667 | $6,836 | $8,015 |
| 21 | $3,920 | $5,733 | $6,714 |
| 22 | $3,796 | $5,573 | $6,532 |
| 23 | $3,333 | $4,867 | $5,738 |
| 24 | $3,164 | $4,655 | $5,427 |
| 25 | $2,709 | $4,020 | $4,697 |
| 30 | $2,140 | $3,113 | $3,632 |
| 35 | $2,011 | $2,939 | $3,415 |
| 40 | $1,900 | $2,826 | $3,302 |
| 45 | $1,876 | $2,727 | $3,213 |
| 55 | $1,695 | $2,492 | $2,955 |
| 65 | $1,765 | $2,599 | $3,083 |
| 75 | $2,259 | $3,303 | $3,852 |
Honda Insight Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,020 | $2,946 | $3,758 |
| Alaska | $1,678 | $2,317 | $2,267 |
| Arizona | $1,877 | $2,754 | $4,022 |
| Arkansas | $2,070 | $3,254 | $3,594 |
| California | $2,301 | $4,110 | $2,336 |
| Colorado | $2,177 | $3,040 | $3,826 |
| Connecticut | $2,741 | $4,300 | $5,428 |
| Delaware | $2,290 | $3,037 | $3,915 |
| Florida | $2,720 | $3,776 | $4,917 |
| Hawaii | $894 | $1,192 | $872 |
| Idaho | $1,551 | $2,054 | $2,489 |
| Illinois | $1,632 | $2,434 | $2,793 |
| Indiana | $1,668 | $2,534 | $2,824 |
| Iowa | $1,333 | $1,810 | $2,123 |
| Kansas | $1,760 | $2,543 | $2,981 |
| Kentucky | $2,507 | $3,722 | $4,369 |
| Louisiana | $3,248 | $4,912 | $5,325 |
| Maine | $1,224 | $1,680 | $2,487 |
| Maryland | $1,973 | $2,884 | $3,184 |
| Massachusetts | $1,593 | $2,762 | $1,593 |
| Michigan | $3,830 | $5,856 | $9,237 |
| Minnesota | $1,573 | $2,115 | $2,950 |
| Mississippi | $1,890 | $2,699 | $2,748 |
| Missouri | $1,808 | $2,575 | $3,353 |
| Montana | $1,836 | $2,567 | $2,955 |
| Nebraska | $1,549 | $2,280 | $2,496 |
| Nevada | $2,551 | $3,785 | $3,973 |
| New Hampshire | $1,779 | $2,797 | $3,535 |
| New Jersey | $1,943 | $3,080 | $3,993 |
| New Mexico | $1,975 | $2,975 | $3,066 |
| New York | $1,847 | $2,315 | $3,884 |
| North Carolina | $1,154 | $1,968 | $1,384 |
| North Dakota | $1,561 | $2,387 | $2,826 |
| Ohio | $1,406 | $2,143 | $2,192 |
| Oklahoma | $2,244 | $3,184 | $3,583 |
| Oregon | $2,029 | $2,707 | $3,246 |
| Pennsylvania | $1,712 | $2,506 | $2,922 |
| Rhode Island | $2,848 | $4,192 | $4,732 |
| South Carolina | $1,943 | $2,681 | $3,722 |
| South Dakota | $1,735 | $2,514 | $2,870 |
| Tennessee | $2,036 | $3,006 | $4,000 |
| Texas | $2,053 | $2,962 | $3,707 |
| Utah | $1,741 | $2,466 | $3,382 |
| Vermont | $1,330 | $2,087 | $2,193 |
| Virginia | $1,263 | $1,951 | $1,898 |
| Washington | $1,702 | $2,292 | $2,709 |
| West Virginia | $1,684 | $2,402 | $3,023 |
| Wisconsin | $1,704 | $2,645 | $2,984 |
| Wyoming | $1,557 | $2,209 | $2,333 |
| Georgia | $2,200 | $3,302 | $3,361 |
Compare Honda Insight To Other Honda Models
FAQs
Who has the cheapest car insurance for a Honda Insight?
For the 2022 model year, Safeco offers the most affordable car insurance rates for the Honda Insight.
Which company offers the best car insurance for a Honda Insight?
Considering their combination of competitive pricing, comprehensive coverage options, and high-quality customer service, we recommend Safeco as the top choice for car insurance for a Honda Insight.
