Denied a home insurance claim? Get a strong appeal, drafted for you.
Upload your denial letter and we'll read it, find the strongest grounds to challenge it, and draft the reconsideration letter for you — then track every deadline and help you respond when the insurer writes back. Grounded in your actual coverage, not a generic template.
Appeal Assistant · your honest readFrom a denial letter to a strong, policy-grounded appeal.
Four steps, in plain English. You stay in control — we draft, you decide what to send.
Upload your denial
Drop the denial letter — PDF or photo. We read the insurer, claim number, the reason they gave, and any deadline. Add your policy to sharpen the letter.
Get an honest read
Is the denial well-founded, really a dollar-amount dispute, or is there a genuine basis to challenge it? We tell you which — appealing is never the automatic answer.
Draft the appeal
A reconsideration letter built from your own policy language — it rebuts the stated reason, won't overreach, and won't draft at all when the denial is valid.
Track & respond
Deadline and follow-up reminders, plus help responding when the insurer writes back — including appraisal or a state-regulator complaint when it's warranted.
Real help at every step of the appeal.
Is there really a case?
We never treat appealing as the default. Some denials are correct — and telling you that saves you a fight you can't win.
Built from your policy
Grounded in your coverageA reconsideration letter that quotes your own policy language — not a template an adjuster has read a hundred times.
Follow it through
Deadlines, confirm-receipt and status-request drafts, and — when they reply — your next honest move: appraisal, a DOI complaint, or a targeted second reconsideration.
A grounded appeal beats a generic one — every time.
A template or appeal mill
- ✕ Hands you a generic letter that ignores your specific policy language
- ✕ Advertises win-rates and "we'll fight them" — promises no one can honestly keep
- ✕ Pushes every denial toward an appeal, even the well-founded ones
- ✕ Sometimes fires letters at your insurer on your behalf, out of your hands
The Appeal Assistant
- ✓ Builds every argument from your actual policy, so the appeal carries weight
- ✓ Gives an honest read first — and tells you plainly when the denial holds up
- ✓ No outcome-percentage promises; your policy, insurer and state have the final say
- ✓ Nothing goes to your insurer without you — you review and send every word
No catch.
Will this get my appeal approved?
No one can honestly promise that. What we do is help you make the strongest, best-grounded case your policy supports — your insurer, and if needed your state regulator, have the final say. We don't advertise win-rates because they'd be meaningless for your specific claim.
What if my denial is actually valid?
We'll tell you plainly, and we won't draft an appeal designed to fail. Often we can still point to a real alternative — like a dollar-amount dispute you can take to appraisal — instead of a dead-end fight.
Do you send anything to my insurer for me?
No. We draft the letters; you review, edit, and send every one yourself. Nothing leaves under your name without you choosing to send it.
Is it really free?
Yes — free, and no signup to get your read and a drafted reconsideration letter.
What happens to my documents?
Your denial letter and policy are read in transit, analyzed, and discarded — we don't store the files. If you save and track your appeal, we keep only the details you enter, never the documents.
Is this legal advice?
No — it's clear, sourced information to help you act. Your policy, your insurer, and your state are the final word. Home-insurance appeals are handled inside the insurer, so we won't promise an external review that doesn't exist for property claims.
Turn a denial into your strongest possible appeal.
Upload your denial letter for an honest read and a policy-grounded reconsideration letter you can send today. Free, and no signup.
Start my appeal — free →