Honda CR-V Car Insurance Cost 2025
On average, insuring a Honda CR-V costs $148 per year. However, the exact cost may vary depending on factors like your age, the year of the car model, location, and other personal considerations. To get a more accurate estimate of your insurance costs, you can use quote tables available below to compare rates specific to your situation.
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If you’re thinking about buying a Honda CR-V, one crucial factor to consider is the insurance cost. On average, insurance for a Honda CR-V costs $148 per year. Insurance plays a vital role in car ownership, so it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Having inadequate coverage in case of an accident can leave you facing substantial out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, you might experience increases in your insurance premiums.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors like age, driving history, and location can significantly impact insurance premiums. Therefore, it’s essential to consider these factors when evaluating insurance options for your Honda CR-V.
How Much Does Honda CR-V Car Insurance Cost?
Typically, Honda CR-V drivers can find car insurance at an average rate of $148 per year. However, keep in mind that your exact rate may vary depending on factors such as your age, driving history, and location. It’s always a good idea to compare quotes from multiple providers to find the best deal for your situation.
The cost of car insurance can vary significantly depending on several factors, including location, driving history, the year of your car, and your chosen coverage options. For instance, having a clean driving record can help lower your premiums, while accidents or violations may increase your costs.
Living in an area with heavy traffic or a high rate of accidents might lead to higher premiums, while rural areas with fewer risks could lower your rates. Additionally, the type of coverage you select, such as comprehensive coverage, generally costs more than minimum liability coverage.
For the Honda CR-V, insurance costs are relatively lower compared to the average cost for all Honda models and more affordable than the average for all vehicles. By comparing quotes from different insurance providers, you can ensure you find the best possible rate for your needs.
| Vehicle | Average Monthly Premium |
| Honda CR-V | $131 |
| All Honda | $167 |
| All Cars | $175 |
Average Insurance Cost Of Honda CR-V By Model Year
| Model Year | Average Premium |
| 2024 Honda CR-V | $782 |
| 2023 Honda CR-V | $526 |
| 2022 Honda CR-V | $518 |
| 2021 Honda CR-V | $543 |
| 2020 Honda CR-V | $516 |
| 2019 Honda CR-V | $575 |
| 2018 Honda CR-V | $510 |
| 2017 Honda CR-V | $909 |
| 2016 Honda CR-V | $540 |
| 2015 Honda CR-V | $459 |
| 2014 Honda CR-V | $387 |
| 2013 Honda CR-V | $412 |
| 2012 Honda CR-V | $488 |
| 2011 Honda CR-V | $340 |
| 2010 Honda CR-V | $398 |
2024 Honda CR-V Insurance Rates
The average annual insurance cost for a 2024 Honda CR-V Car is $782. However, Victoria offers the cheapest rates, averaging $148 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $966 |
| New York Central Mutual Fire | $897 |
| AssuranceAmerica Mobile Max | $961 |
| Texas Farm Bureau Group | $1,001 |
| Safeco | $243 |
| Rockford Mutual Insurance | $902 |
| Pekin Insurance | $617 |
| Victoria | $148 |
| USAA | $1,031 |
| Virginia Farm Bureau | $1,055 |
2023 Honda CR-V Insurance Rates
The average annual insurance cost for a 2023 Honda CR-V Car is $526. However, Safeco offers the cheapest rates, averaging $122 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $642 |
| New York Central Mutual Fire | $850 |
| Kemper Personal Insurance | $684 |
| Safeco | $122 |
| Pekin Insurance | $733 |
| Victoria | $256 |
| Mercury Insurance | $255 |
| American National P | $308 |
| Buckeye Insurance Group | $807 |
| Kemper Auto | Infinity | $599 |
2022 Honda CR-V Insurance Rates
The average annual insurance cost for a 2022 Honda CR-V Car is $518. However, NatGen Custom 360 offers the cheapest rates, averaging $166 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $166 |
| Dairyland FR Bond | $668 |
| Titan | $838 |
| Safeco | $594 |
| Victoria | $282 |
| American National P | $377 |
| Mercury Insurance | $837 |
| Dairyland Broadform | $533 |
| NatGen Value | $323 |
| NatGen PPA | $562 |
2021 Honda CR-V Insurance Rates
The average annual insurance cost for a 2021 Honda CR-V Car is $453. However, Kemper Personal Insurance offers the cheapest rates, averaging $341 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $677 |
| NatGen PPA | $482 |
| Kemper Personal Insurance | $341 |
| NatGen Value | $485 |
| American National P | $420 |
| Safeco | $755 |
| Buckeye Insurance Group | $726 |
| AssuranceAmerica Mobile Max | $342 |
| NatGen Custom 360 | $694 |
| Dairyland Broadform | $503 |
2020 Honda CR-V Insurance Rates
The average annual insurance cost for a 2020 Honda CR-V Car is $516. However, American National P offers the cheapest rates, averaging $50 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $597 |
| Mercury Insurance | $781 |
| NatGen Value | $530 |
| Kemper Auto | $754 |
| Safeco | $513 |
| MMG Insurance Company | $663 |
| Jupiter Auto Insurance | $50 |
| American National P | $369 |
| Kemper Premium | $329 |
| Kemper Auto Premier | $578 |
2019 Honda CR-V Insurance Rates
The average annual insurance cost for a 2019 Honda CR-V Car is $575. However, NatGen Value offers the cheapest rates, averaging $164 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $477 |
| Concord Group | $605 |
| American National P | $336 |
| Utica National Ins Group | $795 |
| Kemper Auto Premium | $381 |
| Countryway Insurance | $842 |
| NatGen Value | $164 |
| MMG Insurance Company | $820 |
| NatGen Custom 360 | $547 |
| Dairyland Broadform | $785 |
2018 Honda CR-V Insurance Rates
The average annual insurance cost for a 2018 Honda CR-V Car is $510. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $231 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $577 |
| NatGen Value | $298 |
| Dairyland FR Bond | $364 |
| Buckeye Insurance Group | $561 |
| AssuranceAmerica Mobile Max | $231 |
| Countryway Insurance | $704 |
| MMG Insurance Company | $672 |
| Concord Group | $712 |
| American National P | $507 |
| Safeco | $469 |
2017 Honda CR-V Insurance Rates
The average annual insurance cost for a 2017 Honda CR-V Car is $709. However, Safeco offers the cheapest rates, averaging $336 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $812 |
| Mercury Insurance | $815 |
| Utica National Ins Group | $897 |
| NatGen Value | $891 |
| Buckeye Insurance Group | $971 |
| American National P | $401 |
| Safeco | $336 |
| NatGen Custom 360 | $393 |
| NatGen PPA | $736 |
| PEMCO | ccccccccc |
Find Affordable Honda CR-V Insurance Rates
2016 Honda CR-V Insurance Rates
The average annual insurance cost for a 2016 Honda CR-V Car is $540. However, Kemper Personal Insurance offers the cheapest rates, averaging $114 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $401 |
| AssuranceAmerica Mobile Max | $227 |
| Umialik Insurance | $735 |
| Safeco | $457 |
| Buckeye Insurance Group | $653 |
| Texas Farm Bureau Group | $815 |
| PEMCO | $738 |
| Mercury Insurance | $613 |
| Kemper Personal Insurance | $114 |
| NatGen PPA | $642 |
2015 Honda CR-V Insurance Rates
The average annual insurance cost for a 2015 Honda CR-V Car is $459. However, Kemper Auto Premium offers the cheapest rates, averaging $137 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $340 |
| PEMCO | $638 |
| Mercury Insurance | $442 |
| Kemper Auto Premium | $137 |
| Kemper Personal Insurance | $583 |
| Safeco | $202 |
| Dairyland Broadform | $604 |
| American National P | $603 |
| Buckeye Insurance Group | $623 |
| Dairyland FR Bond | $420 |
2014 Honda CR-V Insurance Rates
The average annual insurance cost for a 2014 Honda CR-V Car is $387. However, NatGen Custom 360 offers the cheapest rates, averaging $55 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $638 |
| Kemper Personal Insurance | $105 |
| Concord Group | $547 |
| American National P | $501 |
| Mercury Insurance | $502 |
| NatGen Custom 360 | $55 |
| IMT Insurance Company | $535 |
| Union Mutual Fire Group | $618 |
| AssuranceAmerica Mobile Max | $34 |
| Safeco | $336 |
2013 Honda CR-V Insurance Rates
The average annual insurance cost for a 2013 Honda CR-V Car is $412. However, Dairyland Broadform offers the cheapest rates, averaging $260 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $470 |
| Safeco | $319 |
| MMG Insurance Company | $611 |
| NatGen PPA | $499 |
| Mercury Insurance | $370 |
| Kemper Personal Insurance | $200 |
| Concord Group | $544 |
| Dairyland Broadform | $260 |
| NatGen Custom 360 | $323 |
| American National P | $523 |
2012 Honda CR-V Insurance Rates
The average annual insurance cost for a 2012 Honda CR-V Car is $488. However, Mercury Insurance offers the cheapest rates, averaging $114 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $175 |
| Texas Farm Bureau Group | $738 |
| PEMCO | $718 |
| North Carolina Farm Bureau | $593 |
| Kemper Personal Insurance | $411 |
| SECURA Insurance | $738 |
| NatGen Custom 360 | $209 |
| Mercury Insurance | $114 |
| American National P | $539 |
| Buckeye Insurance Group | $643 |
2011 Honda CR-V Insurance Rates
The average annual insurance cost for a 2011 Honda CR-V Car is $340. However, Kemper Personal Insurance offers the cheapest rates, averaging $34 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $555 |
| Kemper Personal Insurance | $34 |
| American National P | $429 |
| AssuranceAmerica Mobile Max | $238 |
| NatGen Custom 360 | $170 |
| Safeco | $237 |
| Infinity Special | $65 |
| Dairyland Broadform | $518 |
| Mercury Insurance | $628 |
| Concord Group | $524 |
2010 Honda CR-V Insurance Rates
The average annual insurance cost for a 2010 Honda CR-V Car is $398. However, Kemper Premium offers the cheapest rates, averaging $127 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $518 |
| American National P | $491 |
| Dairyland Broadform | $340 |
| Mercury Insurance | $546 |
| Kemper Premium | $127 |
| Safeco | $261 |
| Kemper Auto Premier | $476 |
| Kemper Auto Premium | $324 |
| Kemper Auto | $561 |
| American National P&C | $331 |
Find Affordable Honda CR-V Insurance Rates
Is A Honda CR-V Expensive To Insure?
The cost of insuring a Honda CR-V is typically higher than the average for all vehicles. However, the exact amount you’ll pay for car insurance depends on several key factors, including your age, location, the age of your vehicle, and the specific coverage options you choose. By evaluating these factors and comparing quotes from multiple providers, you can find a policy that suits your needs and budget.
Cost of Honda CR-V Car Insurance By Age
Age is a crucial factor in determining car insurance rates for any vehicle. Teenagers generally face the highest premiums, as they are statistically more likely to be involved in car accidents compared to other age groups. As drivers age and gain more experience on the road, their premiums tend to decrease, reflecting a lower insurance risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,294 | $9,272 | $10,871 |
| 18 | $5,916 | $8,645 | $10,154 |
| 19 | $5,229 | $7,629 | $8,967 |
| 20 | $4,508 | $6,689 | $7,778 |
| 21 | $3,796 | $5,576 | $6,547 |
| 22 | $3,672 | $5,421 | $6,434 |
| 23 | $3,223 | $4,823 | $5,546 |
| 24 | $3,058 | $4,496 | $5,306 |
| 25 | $2,702 | $3,910 | $4,610 |
| 30 | $2,043 | $3,018 | $3,550 |
| 35 | $1,930 | $2,877 | $3,376 |
| 40 | $1,885 | $2,732 | $3,245 |
| 45 | $1,791 | $2,631 | $3,088 |
| 55 | $1,704 | $2,452 | $2,842 |
| 65 | $1,697 | $2,528 | $2,966 |
| 75 | $2,207 | $3,233 | $3,788 |
Honda CR-V Car Insurance Rates By State
Your location significantly impacts how insurance companies calculate car insurance rates. Each state regulates auto insurance differently, leading to variations in costs. For instance, Michigan drivers often pay higher premiums due to the state’s requirement for higher levels of coverage. Additionally, climate plays a role, as areas prone to extreme weather like hurricanes, storms, or flooding may have elevated rates.
Local statistics on crime and auto accidents are also factored in, including data on car thefts, crashes, and vehicle fatality rates. All these elements are considered by insurance providers when determining your specific Honda CR-V insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,996 | $2,915 | $3,622 |
| Alaska | $1,654 | $2,282 | $2,195 |
| Arizona | $1,820 | $2,727 | $3,908 |
| Arkansas | $2,023 | $3,151 | $3,528 |
| California | $2,303 | $3,993 | $2,312 |
| Colorado | $2,118 | $2,999 | $3,781 |
| Connecticut | $2,660 | $4,225 | $5,290 |
| Delaware | $2,228 | $3,026 | $3,796 |
| Florida | $2,645 | $3,678 | $4,769 |
| Georgia | $2,144 | $3,245 | $3,281 |
| Hawaii | $866 | $1,154 | $821 |
| Idaho | $1,512 | $1,969 | $2,433 |
| Illinois | $1,606 | $2,378 | $2,671 |
| Indiana | $1,578 | $2,478 | $2,820 |
| Iowa | $1,291 | $1,770 | $2,019 |
| Kansas | $1,741 | $2,521 | $2,928 |
| Kentucky | $2,480 | $3,666 | $4,241 |
| Louisiana | $3,130 | $4,764 | $5,196 |
| Maine | $1,166 | $1,685 | $2,418 |
| Maryland | $1,932 | $2,871 | $3,116 |
| Massachusetts | $1,563 | $2,721 | $1,564 |
| Michigan | $3,750 | $5,693 | $9,038 |
| Minnesota | $1,560 | $2,081 | $2,856 |
| Mississippi | $1,884 | $2,663 | $2,696 |
| Missouri | $1,802 | $2,517 | $3,270 |
| Montana | $1,818 | $2,502 | $2,893 |
| Nebraska | $1,492 | $2,233 | $2,415 |
| Nevada | $2,491 | $3,678 | $3,884 |
| New Hampshire | $1,715 | $2,703 | $3,466 |
| New Jersey | $1,885 | $3,004 | $3,882 |
| New Mexico | $1,993 | $2,934 | $3,055 |
| New York | $1,842 | $2,259 | $3,751 |
| North Carolina | $1,103 | $1,946 | $1,374 |
| North Dakota | $1,528 | $2,280 | $2,731 |
| Ohio | $1,327 | $2,150 | $2,187 |
| Oklahoma | $2,189 | $3,165 | $3,515 |
| Oregon | $1,945 | $2,656 | $3,196 |
| Pennsylvania | $1,625 | $2,477 | $2,855 |
| Rhode Island | $2,758 | $4,063 | $4,652 |
| South Carolina | $1,928 | $2,610 | $3,651 |
| South Dakota | $1,658 | $2,422 | $2,843 |
| Tennessee | $2,033 | $2,951 | $3,952 |
| Texas | $1,984 | $2,936 | $3,600 |
| Utah | $1,679 | $2,360 | $3,326 |
| Vermont | $1,284 | $2,047 | $2,163 |
| Virginia | $1,237 | $1,877 | $1,888 |
| Washington | $1,608 | $2,241 | $2,648 |
| West Virginia | $1,643 | $2,353 | $2,977 |
| Wisconsin | $1,673 | $2,564 | $2,930 |
| Wyoming | $1,535 | $2,119 | $2,276 |
Find Affordable Honda CR-V Insurance Rates
Cheapest Car Insurance Companies For A Honda CR-V
If you’re considering a new car insurance policy for your Honda CR-V, knowing the cheapest providers can help you save money. ACG offers the most affordable option, with an average premium of $27 per month, making it a budget-friendly choice for Honda CR-V drivers. However, insurance rates can vary significantly depending on your individual driver profile, including factors like your driving history, location, and coverage needs. To find the best rates tailored to your situation, it’s advisable to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| ACG | $27 |
| Clearcover | $35 |
| Shelter Mutual | $32 |
| FirstChicago | $40 |
| American Family | $35 |
Common Honda CR-V Insurance Discounts
Discounts can be an excellent way to reduce your car insurance premiums. Many auto insurance providers offer a variety of discounts, including:
- Multi-policy discounts: Bundling your home and auto insurance with the same provider often results in a lower rate.
- Paying annually: Opting to pay your entire premium upfront, instead of monthly installments, can lead to savings.
- Defensive driving courses: Completing a certified defensive driving course can make you eligible for discounted rates.
In addition to these common discounts, there may be others specific to your provider or circumstances. It’s a good idea to consult with your insurance agent, as they can help identify and apply the discounts you qualify for, ensuring you get the best possible rate.
Ways To Save On Honda CR-V Insurance Costs
Maintaining a clean driving record is essential for keeping your Honda CR-V insurance premiums affordable. A single speeding ticket or accident can lead to increased rates, with Honda CR-V drivers paying an average of $87 per month after a ticket and $122 per month if they have multiple accidents. Avoiding such incidents can help you maintain lower premiums.
Additionally, driving fewer miles annually can reduce your insurance costs. Drivers with low mileage have a reduced likelihood of accidents, making them less risky to insure. For example, Honda CR-V drivers traveling 2,501–5,000 miles per year pay around $73 per month for car insurance, while those driving over 10,000 miles annually pay approximately $77 per month. Keeping mileage low is another strategy for saving on insurance.
Compare Honda CR-V To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance companies. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that the numbers presented in this guide may vary from your own personal results, as insurance rates depend on individual factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Honda CR-V?
Yes, proof of insurance is required before you can drive your Honda CR-V off the dealership lot. The most effective approach is to purchase a policy ahead of time and inform your insurance company about your intention to buy the car. This is generally a better option than obtaining insurance through the dealership, as it allows you to shop around and secure a policy that meets your specific needs.
How Can You Get The Cheapest Insurance For Your Honda CR-V?
To find the most affordable rates for your Honda CR-V, it’s essential to shop around and compare quotes from various auto insurance companies. Luckily, Insuranceopedia makes this process simple by allowing you to compare quotes from multiple providers directly on their website.
