Honda Clarity Car Insurance Cost

To insure a Honda Clarity, the average cost is approximately $1,474 annually through Direct Auto. However, actual expenses can vary based on factors such as age, car model year, and other individual considerations. Utilize our quote tables below to determine your specific insurance costs.

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Updated: 01 May 2024
Written by Bob Phillips
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If you’re thinking about buying a Honda Clarity, one essential aspect to consider is the insurance cost. Insurance plays a vital role in car ownership, so it’s crucial to understand its implications before making a purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s essential to ensure you have sufficient coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, being found at fault in accidents can lead to increases in insurance premiums.

With my extensive experience analyzing car insurance rates over the past decade, I’ve observed how much these costs can vary. Factors such as age, driving history, and location play significant roles in determining insurance premiums.

How Much Does Honda Clarity Car Insurance Cost?

Typically, Direct Auto provides the most competitive price, averaging $1,474 annually, for comprehensive insurance coverage on a 2022 Honda Clarity.

While Direct Auto’s pricing serves as a useful reference, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. A clean driving record typically results in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.

Moreover, residing in an urban area with heavy traffic may incur higher insurance rates compared to rural regions with less traffic congestion. The type of coverage you opt for also plays a significant role in determining your premium. Comprehensive coverage, which includes protection against a wide range of risks including collisions, tends to be more expensive than basic liability coverage.

Insuranceopedia offers assistance in comparing insurance quotes from various providers, ensuring that you secure the most favorable deal tailored to your needs.

2022 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,474
California Capital $1,986
USAA $2,260
Farm Bureau Ins of MI $2,496
Unitrin $2,611
State Farm $2,948
21st Century $2,981
Bristol West $3,182
Alliance United $3,254
Country $3,335

2021 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
National General $378
Direct Auto $844
Texas Farm Bureau Group $996
Titan $1,165
American National P $1,251
MO Farm Bureau Services $1,601
North Carolina Farm Bureau $1,673
Utica National Ins Group $1,702
GMAC Insurance Group $1,914
Unigard $1,953

2020 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $28
Pure Companies Grp $406
Titan $846
Victoria $1,083
Virginia Farm Bureau $1,383
Oregon Mutual $1,419
North Carolina Farm Bureau $1,466
Utica National Ins Group $1,552
PEMCO $1,597
USAA $1,701

2019 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
American National P $656
Tennessee Farmers $855
Direct Auto $882
Indiana Farmers Mutual Ins $900
Virginia Farm Bureau $1,016
Utica National Ins Group $1,095
Texas Farm Bureau Group $1,160
Penn National $1,288
Erie $1,332
Capital Insurance Group $1,381

2018 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Pure Companies Grp $372
American National P&C $687
American National P $745
SAFECO $1,006
Direct Auto $1,072
Titan $1,070
Bear River $1,147
EMC Insurance $1,349
Texas Farm Bureau Group $1,355
Virginia Farm Bureau $1,414

2017 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $636
American National P $782
Direct Auto $843
Indiana Farmers Mutual Ins $1,092
Titan $1,249
EMC Insurance $1,272
North Carolina Farm Bureau $1,345
Farm Bureau Mutual (IA Group) $1,376
Penn National $1,373
Oregon Mutual $1,380

Cost of Honda Clarity Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,367 $10,808 $12,679
18 $6,876 $10,093 $11,785
19 $6,053 $8,894 $10,439
20 $5,299 $7,785 $9,095
21 $4,458 $6,538 $7,617
22 $4,331 $6,360 $7,441
23 $3,793 $5,553 $6,494
24 $3,596 $5,280 $6,177
25 $3,086 $4,570 $5,307
30 $2,396 $3,550 $4,141
35 $2,266 $3,337 $3,873
40 $2,168 $3,176 $3,721
45 $2,123 $3,108 $3,646
55 $1,956 $2,862 $3,317
65 $2,025 $2,969 $3,459
75 $2,573 $3,745 $4,399

Honda Clarity Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,289 $3,360 $4,248
Alaska $1,924 $2,642 $2,580
Arizona $2,164 $3,102 $4,593
Arkansas $2,384 $3,719 $4,087
California $2,632 $4,635 $2,634
Colorado $2,454 $3,435 $4,374
Connecticut $3,156 $4,859 $6,159
Delaware $2,618 $3,457 $4,430
Florida $3,096 $4,280 $5,563
Hawaii $1,004 $1,383 $1,018
Idaho $1,730 $2,314 $2,832
Illinois $1,840 $2,781 $3,166
Indiana $1,887 $2,870 $3,209
Iowa $1,490 $2,025 $2,414
Kansas $1,989 $2,874 $3,359
Kentucky $2,855 $4,204 $4,972
Louisiana $3,669 $5,561 $6,017
Maine $1,391 $1,919 $2,822
Maryland $2,238 $3,296 $3,637
Massachusetts $1,827 $3,153 $1,824
Michigan $4,365 $6,621 $10,475
Minnesota $1,810 $2,395 $3,366
Mississippi $2,171 $3,085 $3,096
Missouri $2,058 $2,911 $3,818
Montana $2,090 $2,890 $3,354
Nebraska $1,758 $2,613 $2,825
Nevada $2,873 $4,274 $4,536
New Hampshire $2,007 $3,183 $4,037
New Jersey $2,210 $3,494 $4,543
New Mexico $2,247 $3,371 $3,509
New York $2,087 $2,638 $4,409
North Carolina $1,306 $2,219 $1,581
North Dakota $1,782 $2,721 $3,213
Ohio $1,598 $2,432 $2,528
Oklahoma $2,549 $3,634 $4,084
Oregon $2,305 $3,072 $3,682
Pennsylvania $1,929 $2,864 $3,354
Rhode Island $3,233 $4,735 $5,339
South Carolina $2,204 $3,047 $4,223
South Dakota $1,977 $2,843 $3,303
Tennessee $2,321 $3,438 $4,565
Texas $2,330 $3,393 $4,193
Utah $2,008 $2,784 $3,841
Vermont $1,549 $2,371 $2,481
Virginia $1,435 $2,226 $2,179
Washington $1,919 $2,600 $3,081
West Virginia $1,925 $2,758 $3,461
Wisconsin $1,932 $3,005 $3,413
Wyoming $1,773 $2,499 $2,648
Georgia $2,531 $3,752 $3,783

FAQs

Who has the cheapest car insurance for a Honda Clarity?

Direct Auto offers the most affordable car insurance for the 2022 Honda Clarity.

Which company offers the best car insurance for a Honda Clarity?

Considering their competitive rates, extensive coverage options, and high-quality customer service, we think Direct Auto provides the optimal car insurance for Honda Clarity vehicles.

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