Honda Ridgeline Car Insurance Cost

Getting insurance for a Honda Ridgeline typically amounts to about $439 annually through Safeco. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a Honda Ridgeline, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand its implications before making a purchase.

Choosing the right car insurance policy is crucial to avoid unexpected and potentially costly situations in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket expenses. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.

With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can greatly impact your insurance premiums.

How Much Does Honda Ridgeline Car Insurance Cost?

Typically, Safeco provides the most competitive rate, averaging $439 annually for full coverage insurance on a 2023 Honda Ridgeline.

While Safeco’s rate serves as a useful reference point, it’s crucial to understand that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal.

2023 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Safeco $439
Direct Auto $433
Nationwide $1,152
AssuranceAmerica Economy $1,256
National General $1,481
AssuranceAmerica Elite $1,508
New York Central Mutual Fire $1,561
Travelers $1,595
21st Century $1,681
USAA $1,761

2022 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Safeco $259
Dairyland $446
Victoria $550
Mercury Insurance $563
Pekin Insurance $689
American National P $723
Rural Mutual Insurance $793
Hastings Mutual Insurance Co $831
Titan $906
Rockford Mutual Insurance $979

2021 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
National General Value $328
Victoria $496
Safeco $541
PEMCO $582
American National P $701
Capital Insurance Group $712
United Farm Bureau of IN Group $851
Wolverine Mutual $879
Pekin Insurance $993
SECURA Insurance $1,020

2020 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $434
Dairyland Broadform $481
American National P&C $687
Pekin Insurance $770
Texas Farm Bureau Group $830
North Carolina Farm Bureau $861
Safeco $919
Utica National Ins Group $967
Safety Group $947
Capital Insurance Group $988

2019 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $86
Kemper Auto | Infinity $498
American National P&C $501
American National P $526
Mercury Insurance $545
Buckeye Insurance Group $715
AssuranceAmerica Mobile Max $727
AssuranceAmerica $757
PEMCO $784
Jupiter Auto Insurance $793

2018 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
American National P $289
Pekin Insurance $682
North Carolina Farm Bureau $786
IMT Insurance Company $909
Texas Farm Bureau Group $911
Indiana Farmers Mutual Ins $966
United Farm Bureau of IN Group $994
GMAC Insurance Group $1,009
Farm Bureau Mutual (IA Group) $1,031
SafeAuto $1,041

2017 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
American National P $370
SAFECO $470
NatGen PPA $650
Countryway Insurance $800
North Carolina Farm Bureau $806
Mercury Insurance $819
Texas Farm Bureau Group $841
Dairyland Broadform $917
Virginia Farm Bureau $954
GMAC Insurance Group $1,000

2015 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $466
Buckeye Insurance Group $654
Cincinnati Insurance $768
Hastings Mutual Insurance Co $834
Auto-Owners Insurance Co $846
Motorists Mutual $844
Westfield $864
Indiana Farmers Mutual Ins $951
Grange Mutual $1,000
Western Reserve $1,029

2014 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $217
Buckeye Insurance Group $470
SECURA Insurance $587
Wolverine Mutual $582
North Carolina Farm Bureau $653
American National P $683
Bear River $712
AssuranceAmerica Mobile Max $716
AssuranceAmerica $745
Direct Auto $804

2013 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
American National P&C $379
Safeco $469
Colorado Farm Bureau Mutual $546
Pekin Insurance $560
Buckeye Insurance Group $585
West Bend Mutual $605
American National P $577
PEMCO $631
Rural Mutual Insurance $622
Rockford Mutual Insurance $656

2012 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $209
NatGen Value $328
National General Value $504
Dairyland Scored $477
Utica National Ins Group $535
Liberty Mutual $570
NatGen Advantage $650
Direct Auto $689
Donegal Mutual Insurance Co $655
Tennessee Farmers $705

2011 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
American National P $391
Concord Group $477
Union Mutual Fire Group $487
Buckeye Insurance Group $526
SECURA Insurance $607
MMG Insurance Company $656
Patriot Group $673
Western Reserve $684
Texas Farm Bureau Group $681
Indiana Farmers Mutual Ins $695

2010 Honda Ridgeline Insurance Rates

Insurance Provider Average Annual Cost
Safeco $273
NatGen PPA $579
IMT Insurance Company $604
Buckeye Insurance Group $732
Kentucky Farm Bureau $721
Oklahoma Farmers Union $732
Partners Mutual Insurance Co $776
North Carolina Farm Bureau $814
Virginia Farm Bureau $821
Southern Farm Bureau $862

Cost of Honda Ridgeline Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $4,956 $7,303 $8,546
18 $4,642 $6,794 $7,947
19 $4,108 $5,998 $7,020
20 $3,559 $5,221 $6,144
21 $2,983 $4,400 $5,136
22 $2,899 $4,273 $5,014
23 $2,537 $3,734 $4,366
24 $2,403 $3,577 $4,176
25 $2,075 $3,070 $3,578
30 $1,644 $2,372 $2,801
35 $1,523 $2,256 $2,616
40 $1,482 $2,139 $2,516
45 $1,421 $2,105 $2,463
55 $1,300 $1,924 $2,269
65 $1,365 $2,016 $2,345
75 $1,738 $2,514 $2,980

Honda Ridgeline Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,561 $2,239 $2,874
Alaska $1,304 $1,763 $1,745
Arizona $1,441 $2,102 $3,077
Arkansas $1,582 $2,501 $2,762
California $1,782 $3,131 $1,766
Colorado $1,670 $2,302 $2,942
Connecticut $2,120 $3,286 $4,163
Delaware $1,762 $2,319 $2,998
Florida $2,104 $2,867 $3,746
Hawaii $687 $922 $672
Idaho $1,179 $1,547 $1,904
Illinois $1,250 $1,885 $2,139
Indiana $1,271 $1,945 $2,195
Iowa $1,013 $1,392 $1,640
Kansas $1,358 $1,954 $2,288
Kentucky $1,929 $2,850 $3,339
Louisiana $2,500 $3,745 $4,066
Maine $957 $1,313 $1,921
Maryland $1,501 $2,192 $2,464
Massachusetts $1,236 $2,106 $1,214
Michigan $2,935 $4,462 $7,041
Minnesota $1,217 $1,593 $2,273
Mississippi $1,469 $2,062 $2,093
Missouri $1,392 $1,965 $2,596
Montana $1,417 $1,970 $2,265
Nebraska $1,164 $1,747 $1,912
Nevada $1,952 $2,909 $3,049
New Hampshire $1,350 $2,164 $2,699
New Jersey $1,498 $2,332 $3,055
New Mexico $1,527 $2,256 $2,344
New York $1,430 $1,793 $2,951
North Carolina $868 $1,494 $1,095
North Dakota $1,204 $1,811 $2,160
Ohio $1,068 $1,645 $1,703
Oklahoma $1,721 $2,432 $2,758
Oregon $1,574 $2,075 $2,502
Pennsylvania $1,309 $1,903 $2,269
Rhode Island $2,201 $3,207 $3,589
South Carolina $1,501 $2,076 $2,840
South Dakota $1,311 $1,901 $2,232
Tennessee $1,568 $2,296 $3,061
Texas $1,585 $2,297 $2,852
Utah $1,346 $1,889 $2,591
Vermont $1,049 $1,588 $1,678
Virginia $994 $1,483 $1,444
Washington $1,277 $1,765 $2,097
West Virginia $1,276 $1,874 $2,313
Wisconsin $1,299 $2,015 $2,303
Wyoming $1,192 $1,705 $1,781
Georgia $1,686 $2,526 $2,573

FAQs

Who has the cheapest car insurance for a Honda Ridgeline?

For the 2023 model year, Safeco offers the most affordable car insurance for the Honda Ridgeline.

Which company offers the best car insurance for a Honda Ridgeline?

Considering their combination of the lowest rates, comprehensive coverage options, and highly-rated customer service, we consider Safeco to provide the best car insurance for a Honda Ridgeline.

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