Honda Ridgeline Car Insurance Cost
Getting insurance for a Honda Ridgeline typically amounts to about $439 annually through Safeco. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.
If you’re thinking about buying a Honda Ridgeline, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially costly situations in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket expenses. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can greatly impact your insurance premiums.
How Much Does Honda Ridgeline Car Insurance Cost?
Typically, Safeco provides the most competitive rate, averaging $439 annually for full coverage insurance on a 2023 Honda Ridgeline.
While Safeco’s rate serves as a useful reference point, it’s crucial to understand that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal.
2023 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $439 |
| Direct Auto | $433 |
| Nationwide | $1,152 |
| AssuranceAmerica Economy | $1,256 |
| National General | $1,481 |
| AssuranceAmerica Elite | $1,508 |
| New York Central Mutual Fire | $1,561 |
| Travelers | $1,595 |
| 21st Century | $1,681 |
| USAA | $1,761 |
2022 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $259 |
| Dairyland | $446 |
| Victoria | $550 |
| Mercury Insurance | $563 |
| Pekin Insurance | $689 |
| American National P | $723 |
| Rural Mutual Insurance | $793 |
| Hastings Mutual Insurance Co | $831 |
| Titan | $906 |
| Rockford Mutual Insurance | $979 |
2021 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $328 |
| Victoria | $496 |
| Safeco | $541 |
| PEMCO | $582 |
| American National P | $701 |
| Capital Insurance Group | $712 |
| United Farm Bureau of IN Group | $851 |
| Wolverine Mutual | $879 |
| Pekin Insurance | $993 |
| SECURA Insurance | $1,020 |
2020 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $434 |
| Dairyland Broadform | $481 |
| American National P&C | $687 |
| Pekin Insurance | $770 |
| Texas Farm Bureau Group | $830 |
| North Carolina Farm Bureau | $861 |
| Safeco | $919 |
| Utica National Ins Group | $967 |
| Safety Group | $947 |
| Capital Insurance Group | $988 |
2019 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $86 |
| Kemper Auto | Infinity | $498 |
| American National P&C | $501 |
| American National P | $526 |
| Mercury Insurance | $545 |
| Buckeye Insurance Group | $715 |
| AssuranceAmerica Mobile Max | $727 |
| AssuranceAmerica | $757 |
| PEMCO | $784 |
| Jupiter Auto Insurance | $793 |
2018 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $289 |
| Pekin Insurance | $682 |
| North Carolina Farm Bureau | $786 |
| IMT Insurance Company | $909 |
| Texas Farm Bureau Group | $911 |
| Indiana Farmers Mutual Ins | $966 |
| United Farm Bureau of IN Group | $994 |
| GMAC Insurance Group | $1,009 |
| Farm Bureau Mutual (IA Group) | $1,031 |
| SafeAuto | $1,041 |
2017 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $370 |
| SAFECO | $470 |
| NatGen PPA | $650 |
| Countryway Insurance | $800 |
| North Carolina Farm Bureau | $806 |
| Mercury Insurance | $819 |
| Texas Farm Bureau Group | $841 |
| Dairyland Broadform | $917 |
| Virginia Farm Bureau | $954 |
| GMAC Insurance Group | $1,000 |
2015 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $466 |
| Buckeye Insurance Group | $654 |
| Cincinnati Insurance | $768 |
| Hastings Mutual Insurance Co | $834 |
| Auto-Owners Insurance Co | $846 |
| Motorists Mutual | $844 |
| Westfield | $864 |
| Indiana Farmers Mutual Ins | $951 |
| Grange Mutual | $1,000 |
| Western Reserve | $1,029 |
2014 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $217 |
| Buckeye Insurance Group | $470 |
| SECURA Insurance | $587 |
| Wolverine Mutual | $582 |
| North Carolina Farm Bureau | $653 |
| American National P | $683 |
| Bear River | $712 |
| AssuranceAmerica Mobile Max | $716 |
| AssuranceAmerica | $745 |
| Direct Auto | $804 |
2013 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $379 |
| Safeco | $469 |
| Colorado Farm Bureau Mutual | $546 |
| Pekin Insurance | $560 |
| Buckeye Insurance Group | $585 |
| West Bend Mutual | $605 |
| American National P | $577 |
| PEMCO | $631 |
| Rural Mutual Insurance | $622 |
| Rockford Mutual Insurance | $656 |
2012 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $209 |
| NatGen Value | $328 |
| National General Value | $504 |
| Dairyland Scored | $477 |
| Utica National Ins Group | $535 |
| Liberty Mutual | $570 |
| NatGen Advantage | $650 |
| Direct Auto | $689 |
| Donegal Mutual Insurance Co | $655 |
| Tennessee Farmers | $705 |
2011 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $391 |
| Concord Group | $477 |
| Union Mutual Fire Group | $487 |
| Buckeye Insurance Group | $526 |
| SECURA Insurance | $607 |
| MMG Insurance Company | $656 |
| Patriot Group | $673 |
| Western Reserve | $684 |
| Texas Farm Bureau Group | $681 |
| Indiana Farmers Mutual Ins | $695 |
2010 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $273 |
| NatGen PPA | $579 |
| IMT Insurance Company | $604 |
| Buckeye Insurance Group | $732 |
| Kentucky Farm Bureau | $721 |
| Oklahoma Farmers Union | $732 |
| Partners Mutual Insurance Co | $776 |
| North Carolina Farm Bureau | $814 |
| Virginia Farm Bureau | $821 |
| Southern Farm Bureau | $862 |
Cost of Honda Ridgeline Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $4,956 | $7,303 | $8,546 |
| 18 | $4,642 | $6,794 | $7,947 |
| 19 | $4,108 | $5,998 | $7,020 |
| 20 | $3,559 | $5,221 | $6,144 |
| 21 | $2,983 | $4,400 | $5,136 |
| 22 | $2,899 | $4,273 | $5,014 |
| 23 | $2,537 | $3,734 | $4,366 |
| 24 | $2,403 | $3,577 | $4,176 |
| 25 | $2,075 | $3,070 | $3,578 |
| 30 | $1,644 | $2,372 | $2,801 |
| 35 | $1,523 | $2,256 | $2,616 |
| 40 | $1,482 | $2,139 | $2,516 |
| 45 | $1,421 | $2,105 | $2,463 |
| 55 | $1,300 | $1,924 | $2,269 |
| 65 | $1,365 | $2,016 | $2,345 |
| 75 | $1,738 | $2,514 | $2,980 |
Honda Ridgeline Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,561 | $2,239 | $2,874 |
| Alaska | $1,304 | $1,763 | $1,745 |
| Arizona | $1,441 | $2,102 | $3,077 |
| Arkansas | $1,582 | $2,501 | $2,762 |
| California | $1,782 | $3,131 | $1,766 |
| Colorado | $1,670 | $2,302 | $2,942 |
| Connecticut | $2,120 | $3,286 | $4,163 |
| Delaware | $1,762 | $2,319 | $2,998 |
| Florida | $2,104 | $2,867 | $3,746 |
| Hawaii | $687 | $922 | $672 |
| Idaho | $1,179 | $1,547 | $1,904 |
| Illinois | $1,250 | $1,885 | $2,139 |
| Indiana | $1,271 | $1,945 | $2,195 |
| Iowa | $1,013 | $1,392 | $1,640 |
| Kansas | $1,358 | $1,954 | $2,288 |
| Kentucky | $1,929 | $2,850 | $3,339 |
| Louisiana | $2,500 | $3,745 | $4,066 |
| Maine | $957 | $1,313 | $1,921 |
| Maryland | $1,501 | $2,192 | $2,464 |
| Massachusetts | $1,236 | $2,106 | $1,214 |
| Michigan | $2,935 | $4,462 | $7,041 |
| Minnesota | $1,217 | $1,593 | $2,273 |
| Mississippi | $1,469 | $2,062 | $2,093 |
| Missouri | $1,392 | $1,965 | $2,596 |
| Montana | $1,417 | $1,970 | $2,265 |
| Nebraska | $1,164 | $1,747 | $1,912 |
| Nevada | $1,952 | $2,909 | $3,049 |
| New Hampshire | $1,350 | $2,164 | $2,699 |
| New Jersey | $1,498 | $2,332 | $3,055 |
| New Mexico | $1,527 | $2,256 | $2,344 |
| New York | $1,430 | $1,793 | $2,951 |
| North Carolina | $868 | $1,494 | $1,095 |
| North Dakota | $1,204 | $1,811 | $2,160 |
| Ohio | $1,068 | $1,645 | $1,703 |
| Oklahoma | $1,721 | $2,432 | $2,758 |
| Oregon | $1,574 | $2,075 | $2,502 |
| Pennsylvania | $1,309 | $1,903 | $2,269 |
| Rhode Island | $2,201 | $3,207 | $3,589 |
| South Carolina | $1,501 | $2,076 | $2,840 |
| South Dakota | $1,311 | $1,901 | $2,232 |
| Tennessee | $1,568 | $2,296 | $3,061 |
| Texas | $1,585 | $2,297 | $2,852 |
| Utah | $1,346 | $1,889 | $2,591 |
| Vermont | $1,049 | $1,588 | $1,678 |
| Virginia | $994 | $1,483 | $1,444 |
| Washington | $1,277 | $1,765 | $2,097 |
| West Virginia | $1,276 | $1,874 | $2,313 |
| Wisconsin | $1,299 | $2,015 | $2,303 |
| Wyoming | $1,192 | $1,705 | $1,781 |
| Georgia | $1,686 | $2,526 | $2,573 |
Compare Honda Ridgeline To Other Honda Models
FAQs
Who has the cheapest car insurance for a Honda Ridgeline?
For the 2023 model year, Safeco offers the most affordable car insurance for the Honda Ridgeline.
Which company offers the best car insurance for a Honda Ridgeline?
Considering their combination of the lowest rates, comprehensive coverage options, and highly-rated customer service, we consider Safeco to provide the best car insurance for a Honda Ridgeline.
