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Hazard Insurance: Is Your Home Protected?

Hazard insurance offers basic coverage for your home. It may satisfy your mortgage lender’s insurance requirements, but it doesn’t offer the same coverage as a comprehensive policy.

Written by Kaitlyn Kokoska 13 April 2021

A Look at Uninsurable Risk

Uninsurable risk refers to those things insurance companies won’t cover. Knowing what is uninsurable will help you plan for the future.

Written by Charlene Royston 31 March 2021

4 Types of Liability Insurance Every Business Should Have

These essential liability insurance policies will protect you from mishaps that can put a company out of business.

Written by Bennett O'Brien 5 March 2021

Insurance Agents: What’s the Point?

An insurance agent’s job is to get to know you, figure out what you need, then find the policy that best fits those needs.

Written by Claire Boyte-White 16 February 2021

The Key Elements of an Insurance Contract

Understanding the basic terms of an insurance contract will help you make an informed choice when buying a policy.

Written by Charlene Royston 9 February 2021

10 Ways to Prevent Theft and Break-Ins in Your Apartment

Make sure you prevent theft and break-ins in your apartment. Just because you don’t own your space doesn’t mean you can’t take steps to secure it!

Written by Charlene Royston 19 January 2021

Business Insurance: Building, Contents, and Stock

Protecting your company with specific types of business insurance can reduce your exposure to financial risk and keep your hard-earned profits in your own pockets.

Written by Bennett O'Brien 12 January 2021

Blanket Coverage: Understanding the Basics

If you own a business with multiple locations, the term “blanket coverage” is one you will want to get cozy with!

Written by Tiffanie Demasters 21 December 2020

5 Types of Crime Insurance Policies Businesses Should Consider

Crimes insurance can protect your company in the event that a commercial crime causes losses. It pays to consider the main types of coverage available to reduce your risk exposures.

Written by Tiffanie Demasters 2 November 2020

Direct Recognition Life Insurance vs Non-Direct: Which Is Better?

If you take out a policy loan, Direct Recognition Life Insurance pays dividends only on the remaining value, non-direct means dividends paid on the whole thing.

Written by Jodie L Stauffer 27 August 2020

How Insurance Companies Value Your Home for Your Home Insurance

When it comes to home insurance, the higher the cost to rebuild, the more coverage you need.

Written by Kaitlyn Kokoska 19 August 2020

How to Dispute an Insurance Claim Settlement

If dealing with your insurance company does not resolve the dispute, there are a few parties who can help you get the settlement you deserve.

Written by David Hughes 5 March 2018

Insurance Industry Careers: What They Are and How to Get Them

With a variety of jobs and lots of opportunities for mobility, the insurance industry is a great place to build a career.

Written by Jacques Wong 8 November 2017

Insurance and Lawsuits: What Happens When You Are Sued

Understanding your insurer’s role in the event of a lawsuit can help you better cooperate with them and allow the process to go as smoothly as possible.

Written by David Hughes 3 July 2017

5 Types of Income Protection Insurance and How They Work

In the event you cannot work due to an injury or illness, income protection insurance provides financial assistance.

Written by Insuranceopedia Staff 12 April 2017

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Commercial Lines

4 Types of Liability Insurance Every Business Should Have

These essential liability insurance policies will protect you from mishaps that can put a company out of business.

Written by Bennett O'Brien 5 March 2021

Business Insurance: Building, Contents, and Stock

Protecting your company with specific types of business insurance can reduce your exposure to financial risk and keep your hard-earned profits in your own pockets.

Written by Bennett O'Brien 12 January 2021

Blanket Coverage: Understanding the Basics

If you own a business with multiple locations, the term “blanket coverage” is one you will want to get cozy with!

Written by Tiffanie Demasters 21 December 2020

5 Types of Crime Insurance Policies Businesses Should Consider

Crimes insurance can protect your company in the event that a commercial crime causes losses. It pays to consider the main types of coverage available to reduce your risk exposures.

Written by Tiffanie Demasters 2 November 2020

Etsy for Sellers: What Insurance Do You Need?

Which insurance is best when it comes to Etsy for sellers? Product liability, a home-based business endorsement, or a full commercial policy—it depends on many factors.

Written by Kaitlyn Kokoska 7 October 2020

The 6 Types of Business Insurance Many Companies Don’t Realize They Need

Get past the basics of your business insurance policy. Talk to an independent agent about often overlooked, but critical coverages to make sure your business is protected.

Written by Tiffanie Demasters 18 September 2020

How to Insure a Business with a Remote Work Team

Remote work increases insurance exposures. Make sure you review your remote working policy and procedures with your insurance agent

Written by Tiffanie Demasters 8 September 2020

What You and Your Business Need to Know About Liability Insurance

Liability insurance is a must for every business. Your insurance needs will vary based on your specific situation, but liability coverage is one thing you don’t want to overlook.

Written by Tiffanie Demasters 7 August 2020

Working for a Ridesharing Service? Here’s the Insurance You Need

If you work for a ridesharing service, your auto insurance policy needs to cover all potential liabilities.

Written by Maurice Draine 21 July 2020

How to Get the Best Insurance While Self-Employed

Finding the right insurance while self-employed isn’t difficult when you know what to look for.

Written by Tiffanie Demasters 8 July 2020

Farm Insurance: 9 Essential Policies to Know

​Running a farm includes managing risk at the lowest cost to stay competitive. Whether you run a small hobby farm or an expansive operation, consider these farm insurance policies to protect your business.

Written by Charlene Royston 16 April 2020

Commercial Insurance Premiums: How Are They Calculated?

​Each insurance company calculates commercial insurance premiums based on risk, but the formulas they use can differ greatly.

Written by Charlene Royston 8 April 2020

Fintech

What Is P2P Insurance and What Will It Mean for Your Coverage?

P2P is still in an experimental stage, but it promises lower rates and increased transparency.

Written by Jacques Wong 19 February 2018

Infographic: 6 InsureTech Trends to Know

More than 30% of insurance customers already rely on some form of InsureTech. Here’s what we might see next.

Written by Insuranceopedia Staff 5 February 2018

Insurance Industry Careers: What They Are and How to Get Them

With a variety of jobs and lots of opportunities for mobility, the insurance industry is a great place to build a career.

Written by Jacques Wong 8 November 2017

5 Ways New Technology Will Change the Way You Buy Insurance

Wearable technology, FinTech, and other recent technological developments will make purchasing insurance more convenient and cost effective.

Written by Maurice Draine 30 June 2017

Working a Freelance Job? Consider These 3 Health Insurance Options

Many freelancers worry about how to get health insurance. Here are some solutions for this problem.

Written by Bennett O'Brien 23 June 2017

Government Regulations

Are You Eligible for Victim Compensation Insurance?

If you have suffered losses as the result of a crime, consult your state government’s victim compensation program to find out which of those losses can be recovered.

Written by David Hughes 14 August 2017

What Self-Driving Cars Will Mean for Your Auto Insurance

Self-driving cars might complicate liability but will likely result in far lower auto insurance premiums for consumers.

Written by Jacques Wong 12 July 2017

An Intro to Workers’ Compensation

Most employees who suffer a work-related injury are entitled to worker’s compensation benefits.

Written by David Hughes 30 December 2016

Personal Lines

Leasing Vs Buying A Car: Which Is Better?

When it comes to buying versus leasing, you’ll need to weigh your options. Insuranceopedia lays out the pros and cons to help you make the best decision for you.

Written by Kaitlyn Kokoska 29 September 2021

From the Experts: Top Tips for Saving Money on Your Insurance

The bottom line when it comes to expert tips for saving money on your insurance is: do your research and don’t be afraid to negotiate.

Written by Steven Porrello 27 September 2021

Hazard Insurance: Is Your Home Protected?

Hazard insurance offers basic coverage for your home. It may satisfy your mortgage lender’s insurance requirements, but it doesn’t offer the same coverage as a comprehensive policy.

Written by Kaitlyn Kokoska 13 April 2021

Maternity Coverage: Does Your Insurance Have You Covered?

The ACA means maternity coverage is better than it has been before, but there are still a few things you need to look out for when expecting a baby.

Written by Maurice Draine 25 March 2021

Insurance Tips for Newlyweds

Top insurance tips for newlyweds include buying insurance for the big day and your big ticket items and updating your policies and beneficiaries.

Written by Kaitlyn Kokoska 9 March 2021

Life Insurance Companies: 67 of the Biggest Carriers in the U.S.

Making the right choice for life insurance can feel overwhelming. Start here, with this list of major life insurance companies and information about each one.

Written by Jacques Wong 3 March 2021

First Time Buying Car Insurance? Here’s What to Do

Pump the breaks before you head to the dealership! The first time buying car insurance can be a harrowing experience. Make sure you know what to look for.

Written by Kaitlyn Kokoska 18 February 2021

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

10 Ways to Prevent Theft and Break-Ins in Your Apartment

Make sure you prevent theft and break-ins in your apartment. Just because you don’t own your space doesn’t mean you can’t take steps to secure it!

Written by Charlene Royston 19 January 2021

Back to the Basics: How Insurance Companies Make Money

Wondering how insurance companies make money? Just like any business, they need to carefully ensure they are bringing in more than they spend.

Written by Kaitlyn Kokoska 15 January 2021

Your Credit Score and Your Insurance Premium

A low credit score can make you appear like a higher insurance risk, resulting in more expensive premiums for your insurance coverage.

Written by Maurice Draine 7 January 2021

Why Life Insurance Should Be Part of Your Personal Finance Plan

Life insurance should be part of your personal finance plan as a way to help when you are here and after you’re gone.

Written by Mark Cussen 17 December 2020

Professional Organizations

Insurance Industry Careers: What They Are and How to Get Them

With a variety of jobs and lots of opportunities for mobility, the insurance industry is a great place to build a career.

Written by Jacques Wong 8 November 2017

The Insurance Business

CLUE Yourself In: How Your Claims History Informs Your Insurance Future

Your claims history plays a major role in your insurability. Understanding its impact equips you with the power to make better decisions to improve your insurance score.

Written by Claire Boyte-White 16 July 2021

A Look at Uninsurable Risk

Uninsurable risk refers to those things insurance companies won’t cover. Knowing what is uninsurable will help you plan for the future.

Written by Charlene Royston 31 March 2021

Insurance Agents: What’s the Point?

An insurance agent’s job is to get to know you, figure out what you need, then find the policy that best fits those needs.

Written by Claire Boyte-White 16 February 2021

The Key Elements of an Insurance Contract

Understanding the basic terms of an insurance contract will help you make an informed choice when buying a policy.

Written by Charlene Royston 9 February 2021

Back to the Basics: How Insurance Companies Make Money

Wondering how insurance companies make money? Just like any business, they need to carefully ensure they are bringing in more than they spend.

Written by Kaitlyn Kokoska 15 January 2021

Your Credit Score and Your Insurance Premium

A low credit score can make you appear like a higher insurance risk, resulting in more expensive premiums for your insurance coverage.

Written by Maurice Draine 7 January 2021

How Insurance Companies Are Handling COVID-19

Between the global pandemic and financial crisis, insurance companies and their insured clients are facing challenges they have never faced before.

Written by Jodie L Stauffer 18 June 2020

The First Steps You Need to Take After Wrecking Your Car

Familiarize yourself with these steps so that you don’t forget something important when you’re involved in a serious car collision.

Written by Kaleigh Cox 4 June 2020

The Top 5 States with the Highest Auto Insurance Rates

Regulations and the number of uninsured drivers on the road can make a big difference to the cost of your auto insurance.

Written by Maurice Draine 29 May 2020

How to Pick the Right Insurance Company

Finding a reliable company that treats you well just takes a bit of research.

Written by Maurice Draine 9 July 2018

How to Choose an Insurance Company That Won’t Go Out of Business

Like any other business, insurance companies can fail. These tips will help you find a reputable company that is likely to stay afloat.

Written by Charlene Royston 2 July 2018

Insurance for Veterans: A Primer

Veterans and active duty servicemembers might be eligible for tailored policies and discount rates.

Written by David Hughes 23 April 2018

Trusts

What You Should Include in Your Will

Fewer than half of Americans have a will, but the process isn’t as intimidating as many think it is.

Written by Maurice Draine 29 December 2017

Your Basic Guide to Trusts

Trusts are a great way to pass on your assets without burdening your heirs with additional taxes and costs.

Written by Maurice Draine 20 November 2017

Asset Insurance

Business Insurance: Building, Contents, and Stock

Protecting your company with specific types of business insurance can reduce your exposure to financial risk and keep your hard-earned profits in your own pockets.

Written by Bennett O'Brien 12 January 2021

Infographic: 6 Steps to Collecting Burglary Insurance

A burglary occurs every 13 seconds in the United States. Are you protected from loss?

Written by Insuranceopedia Staff 11 April 2018

Commercial Marine Insurance 101: How the Oldest Insurance Works Today

Marine coverage is one of the oldest and most complex types of insurance.

Written by Jacques Wong 24 January 2018

Inside Jobs: How to Prevent Employee Theft

Employee theft is common, especially for small businesses.

Written by Jacques Wong 18 December 2017

Why You Might Need Cyber Insurance (Even if You Run a Small Business)

Small businesses are now the primary target for cyber crimes. Make sure you have the right insurance protection.

Written by Charlene Royston 23 August 2017

An Overview of Revenue Protection Insurance

The market and the weather are very unpredictable, and both can have devastating effects on agricultural profitability . It’s better to prepare for crop failures with revenue protection insurance than to be caught without your business’ primary asset.

Written by Bennett O'Brien 31 March 2017

An Introduction to Cyber Insurance for Businesses

Cyber insurance policy details vary significantly across insurers. Compare policies to make sure you have all of the coverage your business requires.

Written by David Hughes 15 March 2017

Group Benefits

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

COBRA Insurance: What It Is and If It’s Right for You

For the time between health benefit coverage at your last job and your next job, COBRA may ensure the coverage you need.

Written by Mark Cussen 8 December 2020

Self-Insurance: A Fool’s Bargain?

Self-insurance is a riskier option for small and medium-sized companies.

Written by Maurice Draine 12 March 2018

Top Commercial Insurance Feeds to Follow on Twitter

Insurance is a part of keeping a business running and profitable. Follow these feeds for information and advice straight from the experts.

Written by Insuranceopedia Staff 4 October 2017

A Guide to Group Health Insurance for Small Business Owners

Group health insurance can offer great benefits for you and your employees, but to find the right policy for your business you will need to do your homework and follow the advice in this brief guide.

Written by David Hughes 31 July 2017

What You Need to Know About Health Insurance Before Quitting Your Job

Consult an insurance agent and carefully consider your healthcare coverage options before quitting your job.

Written by Kaleigh Cox 7 July 2017

An Overview of Commercial Group Life and Health Plans

Understanding these options will help you select the benefits that are most suitable to your employees.

Written by David Hughes 3 March 2017

Liability Insurance

4 Types of Liability Insurance Every Business Should Have

These essential liability insurance policies will protect you from mishaps that can put a company out of business.

Written by Bennett O'Brien 5 March 2021

Insurance Agents: What’s the Point?

An insurance agent’s job is to get to know you, figure out what you need, then find the policy that best fits those needs.

Written by Claire Boyte-White 16 February 2021

Etsy for Sellers: What Insurance Do You Need?

Which insurance is best when it comes to Etsy for sellers? Product liability, a home-based business endorsement, or a full commercial policy—it depends on many factors.

Written by Kaitlyn Kokoska 7 October 2020

The 6 Types of Business Insurance Many Companies Don’t Realize They Need

Get past the basics of your business insurance policy. Talk to an independent agent about often overlooked, but critical coverages to make sure your business is protected.

Written by Tiffanie Demasters 18 September 2020

5 Types of Auto Insurance Coverage It Pays to Understand

Understanding these five crucial auto insurance coverages will help you keep your car protected.

Written by Insuranceopedia Staff 14 September 2020

What You and Your Business Need to Know About Liability Insurance

Liability insurance is a must for every business. Your insurance needs will vary based on your specific situation, but liability coverage is one thing you don’t want to overlook.

Written by Tiffanie Demasters 7 August 2020

Working for a Ridesharing Service? Here’s the Insurance You Need

If you work for a ridesharing service, your auto insurance policy needs to cover all potential liabilities.

Written by Maurice Draine 21 July 2020

Hiring a Contractor? You Need Insurance for Renovations

Insurance for renovations can make or break your project, especially when working with a contractor.

Written by Jacques Wong 26 June 2020

Farm Insurance: 9 Essential Policies to Know

​Running a farm includes managing risk at the lowest cost to stay competitive. Whether you run a small hobby farm or an expansive operation, consider these farm insurance policies to protect your business.

Written by Charlene Royston 16 April 2020

Who Needs Umbrella Insurance?

If you have more assets than liability coverage, umbrella insurance can give you the protection you need.

Written by Jacques Wong 18 June 2018

Parental Liability: When You’re Responsible for Another’s Actions

Parental liability is complicated and varies across states. If your child has committed a wrongful, negligent, or criminal act, you may want to consult a lawyer.

Written by David Hughes 4 June 2018

Your Guide to Bailee’s Liability Insurance

Ordinary business insurance doesn’t usually cover you for property that is entrusted to you.

Written by David Hughes 7 May 2018

Auto Insurance

Leasing Vs Buying A Car: Which Is Better?

When it comes to buying versus leasing, you’ll need to weigh your options. Insuranceopedia lays out the pros and cons to help you make the best decision for you.

Written by Kaitlyn Kokoska 29 September 2021

From the Experts: Top Tips for Saving Money on Your Insurance

The bottom line when it comes to expert tips for saving money on your insurance is: do your research and don’t be afraid to negotiate.

Written by Steven Porrello 27 September 2021

Insurance Tips for Newlyweds

Top insurance tips for newlyweds include buying insurance for the big day and your big ticket items and updating your policies and beneficiaries.

Written by Kaitlyn Kokoska 9 March 2021

First Time Buying Car Insurance? Here’s What to Do

Pump the breaks before you head to the dealership! The first time buying car insurance can be a harrowing experience. Make sure you know what to look for.

Written by Kaitlyn Kokoska 18 February 2021

Insurance Agents: What’s the Point?

An insurance agent’s job is to get to know you, figure out what you need, then find the policy that best fits those needs.

Written by Claire Boyte-White 16 February 2021

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

How to Compare Car Insurance Quotes, Rates and Offers

Look beyond the price when you compare car insurance quotes.

Written by Kaitlyn Kokoska 17 November 2020

The Top 5 States with the Lowest Car Insurance Rates

Various factors, including the number of major city centers and the number of uninsured drivers, affect car insurance rates across states.

Written by Maurice Draine 9 October 2020

Important Insurance Coverage for Seniors

For seniors, making sure your insurance policy reflects your lifestyle will protect both yourself and your family’s financial future.

Written by Kaitlyn Kokoska 2 October 2020

5 Types of Auto Insurance Coverage It Pays to Understand

Understanding these five crucial auto insurance coverages will help you keep your car protected.

Written by Insuranceopedia Staff 14 September 2020

What You Need to Know About Motorcycle Insurance

Motorcycle insurance is a separate policy you need to purchase to ensure you are covered out on the open road.

Written by Judith Pila 30 July 2020

Working for a Ridesharing Service? Here’s the Insurance You Need

If you work for a ridesharing service, your auto insurance policy needs to cover all potential liabilities.

Written by Maurice Draine 21 July 2020

Health Insurance

Future Trends in Pain Management Billing and Insurance: Adapting to Change

There are 4 key trends shaping pain management billing and insurance.

Written by Lindsey Lee 9 November 2023

From the Experts: Top Tips for Saving Money on Your Insurance

The bottom line when it comes to expert tips for saving money on your insurance is: do your research and don’t be afraid to negotiate.

Written by Steven Porrello 27 September 2021

A Look at Uninsurable Risk

Uninsurable risk refers to those things insurance companies won’t cover. Knowing what is uninsurable will help you plan for the future.

Written by Charlene Royston 31 March 2021

Maternity Coverage: Does Your Insurance Have You Covered?

The ACA means maternity coverage is better than it has been before, but there are still a few things you need to look out for when expecting a baby.

Written by Maurice Draine 25 March 2021

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

COBRA Insurance: What It Is and If It’s Right for You

For the time between health benefit coverage at your last job and your next job, COBRA may ensure the coverage you need.

Written by Mark Cussen 8 December 2020

How to Get a Life Insurance Quote Online: The Good, the Bad and the Ugly

Looking to get a life insurance online? Here’s what you need to be aware of before you start the process.

Written by Darrel Pendry 1 December 2020

What Canadians Need to Understand About Their Travel Insurance

Not sure what you need in a travel insurance or emergency medical coverage? This article is your first step to understanding your travel insurance.

Written by Darrel Pendry 12 June 2020

How to Lower Your Health Insurance Rates

Making adjustments to your policy or your lifestyle can help you save on health insurance. Here’s how.

Written by Jacques Wong 20 May 2020

Is Critical Illness Insurance Worth It?

Like most insurance products, when it pays out, it’s usually bittersweet and worth every penny. And, in this case of critical illness insurance, if it doesn’t, you are still left with peace of mind, your health and financial security.

Written by Jodie L Stauffer 15 May 2020

What Marijuana Use Means for Your Life Insurance

Smoking marijuana may affect your ability to buy life insurance, and maybe most importantly, it may affect how much you’ll pay for life insurance, too.

Written by David Hughes 16 April 2020

An In-Depth Look at Universal Life Insurance

In the world of life insurance, the Goldilocks of policies may be Universal Life insurance. The available forms of life insurance range from term contracts to whole life policies. In the middle, we have Universal Life (UL) insurance, more formally known as Flexible Premium Adjustable Life.

Written by Maurice Draine 3 April 2020

Home Insurance

From the Experts: Top Tips for Saving Money on Your Insurance

The bottom line when it comes to expert tips for saving money on your insurance is: do your research and don’t be afraid to negotiate.

Written by Steven Porrello 27 September 2021

Hazard Insurance: Is Your Home Protected?

Hazard insurance offers basic coverage for your home. It may satisfy your mortgage lender’s insurance requirements, but it doesn’t offer the same coverage as a comprehensive policy.

Written by Kaitlyn Kokoska 13 April 2021

Insurance Agents: What’s the Point?

An insurance agent’s job is to get to know you, figure out what you need, then find the policy that best fits those needs.

Written by Claire Boyte-White 16 February 2021

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

10 Ways to Prevent Theft and Break-Ins in Your Apartment

Make sure you prevent theft and break-ins in your apartment. Just because you don’t own your space doesn’t mean you can’t take steps to secure it!

Written by Charlene Royston 19 January 2021

Important Insurance Coverage for Seniors

For seniors, making sure your insurance policy reflects your lifestyle will protect both yourself and your family’s financial future.

Written by Kaitlyn Kokoska 2 October 2020

How Insurance Companies Value Your Home for Your Home Insurance

When it comes to home insurance, the higher the cost to rebuild, the more coverage you need.

Written by Kaitlyn Kokoska 19 August 2020

How Much Homeowner’s Insurance Do I Need?

Figuring out how much homeowner’s insurance you need is a balancing act between overpaying for coverage you don’t need and ending up with inadequate coverage.

Written by Jacques Wong 17 August 2020

Hiring a Contractor? You Need Insurance for Renovations

Insurance for renovations can make or break your project, especially when working with a contractor.

Written by Jacques Wong 26 June 2020

Parental Liability: When You’re Responsible for Another’s Actions

Parental liability is complicated and varies across states. If your child has committed a wrongful, negligent, or criminal act, you may want to consult a lawyer.

Written by David Hughes 4 June 2018

10 Home Upgrades that Will Increase Your Insurance Costs

Home improvements that increase your risk or the value of your home can result in changes in your insurance coverage.

Written by Charlene Royston 21 May 2018

Insurance for Veterans: A Primer

Veterans and active duty servicemembers might be eligible for tailored policies and discount rates.

Written by David Hughes 23 April 2018

Personal

Leasing Vs Buying A Car: Which Is Better?

When it comes to buying versus leasing, you’ll need to weigh your options. Insuranceopedia lays out the pros and cons to help you make the best decision for you.

Written by Kaitlyn Kokoska 29 September 2021

When Your Insurance Company Won’t Pay (And What to Do)

Collecting on an insurance claim isn’t always as seamless as it should be. Here’s what to do when your insurance company won’t pay.

Written by Janice Tober 26 January 2021

The Perfect Age to A Get Life Insurance Policy

Purchasing a life insurance policy early allows you to take advantage of lower premiums.

Written by Melissa Wright 10 December 2020

How to Get a Life Insurance Quote Online: The Good, the Bad and the Ugly

Looking to get a life insurance online? Here’s what you need to be aware of before you start the process.

Written by Darrel Pendry 1 December 2020

How to Compare Car Insurance Quotes, Rates and Offers

Look beyond the price when you compare car insurance quotes.

Written by Kaitlyn Kokoska 17 November 2020

How Is My Life Insurance Premium Calculated?

It isn’t just your age and lifestyle that determine what life insurance premium you will pay.

Written by Jodie L Stauffer 29 September 2020

Term Versus Permanent Life Insurance: Which Should I Choose?

When deciding on life insurance coverage, you need to consider premium costs, investment options, and how long you want your coverage to last.

Written by Aaron Moser 23 September 2020

Direct Recognition Life Insurance vs Non-Direct: Which Is Better?

If you take out a policy loan, Direct Recognition Life Insurance pays dividends only on the remaining value, non-direct means dividends paid on the whole thing.

Written by Jodie L Stauffer 27 August 2020

How Insurance Companies Value Your Home for Your Home Insurance

When it comes to home insurance, the higher the cost to rebuild, the more coverage you need.

Written by Kaitlyn Kokoska 19 August 2020

How Does a Life Insurance Payout Really Work?

Several key steps can help you get your life insurance payout quickly. Follow them to avoid having to wait a long time to access your benefits.

Written by Jodie L Stauffer 14 August 2020

Having a Baby? Here’s How Your Insurance Needs Will Change

A new baby means big changes. Now is the time to evaluate your insurance needs.

Written by Maurice Draine 14 July 2020

An In-Depth Look at Term Life Insurance

Term life insurance is a simple, affordable option that offers a lot of flexibility. Here’s what to consider when you are shopping for life insurance.

Written by Hervin Pesa 29 June 2020

Vehicle Insurace

What You Need to Know About Motorcycle Insurance

Motorcycle insurance is a separate policy you need to purchase to ensure you are covered out on the open road.

Written by Judith Pila 30 July 2020