Cheapest Car Insurance In Atlanta, GA For 2024

Auto-Owners is the most affordable choice in Atlanta, with an average monthly rate of $37.

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Updated: 16 August 2024
Written by Bob Phillips
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When searching for the most budget-friendly car insurance in Atlanta, Georgia, the choices can differ widely. However, one company, Auto-Owners, stands out for its competitive pricing. On average, Atlanta residents can obtain car insurance for approximately $37 per month, significantly lower than the state’s average of $148.

Cheapest Car Insurance In Atlanta, GA

Cheapest Car Insurance, Atlanta, 2024

How Much Is Car Insurance In Atlanta, GA?

Auto-Owners provides the most affordable car insurance in Atlanta, GA, with coverage available for $195 per month. As depicted in the table below, its rates are significantly higher than the average rates in both the State of Georgia and the entire United States:

Area Average Monthly Rate
National $152
Georgia $148
Atlanta, GA $195

Cheapest Car Insurance Rates In Atlanta For Full Coverage: Auto-Owners

Auto-Owners offers the most budget-friendly car insurance rates for full coverage in Atlanta. On average, their quotes amount to $103 per month.

Provider Average Monthly Cost Average Annual Cost
Progressive $192 $2,302
GEICO $193 $2,278
Auto-Owners $103 $1,238
Allstate $156 $1,834
State Farm $153 $1,882

Cheapest Car Insurance Rates In Atlanta For Teenagers: Farm Bureau

Teenage drivers in Atlanta can obtain the most affordable quotes from Farm Bureau, with average monthly premiums totaling $313.

Provider Average Monthly Cost Average Annual Cost
Farm Bureau $313 $3,741
GEICO $319 $3,832
Auto-Owners $327 $3,921
State Farm $354 $4,112
Allstate $380 $4,591

Cheapest Car Insurance Rates In Atlanta For Minimum Coverage: Auto-Owners

Auto-Owners stands out as the most economical car insurance company for minimum coverage in Atlanta, offering an average monthly cost of $37.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $37 $439
Progressive $63 $756
Farm Bureau $42 $504
State Farm $64 $768
Allstate $57 $684

Cheapest Car Insurance Rates In Atlanta For Seniors: Clearcover

Clearcover offers the most affordable car insurance rates for seniors in Atlanta, with average quotes at $87 per month.

Provider Average Monthly Cost Average Annual Cost
Clearcover $87 $1,040
Auto-Owners $97 $1,095
USAA $98 $1,107
Farm Bureau $102 $1,213
Kemper $105 $1,249

Cheapest Car Insurance Rates In Atlanta For Young Adults: Allstate

Allstate provides the most affordable quotes for young adults in Atlanta, with rates averaging around $90 per month.

Provider Average Monthly Cost Average Annual Cost
State Farm $147 $1,764
GEICO $173 $2,076
Mercury $163 $1,956
Allstate $90 $1,080
Progressive $178 $2,136

Cheapest Car Insurance Rates In Atlanta For Good Drivers: Auto-Owners

Auto-Owners offers the most affordable car insurance quotes for good drivers in Atlanta, averaging around $37 per month.

Provider Average Monthly Cost Average Annual Cost
Auto-Owners $37 $439
Progressive $63 $756
Farm Bureau $42 $504
State Farm $64 $768
Allstate $57 $684

Cheapest Car Insurance Rates In Atlanta For Drivers With Prior Incidents

In Atlanta, drivers with records of traffic violations, such as accidents, speeding, or DUIs, frequently encounter challenges in obtaining affordable car insurance. These driving infractions cause insurance companies to classify them as high-risk, implying a higher likelihood of filing future insurance claims.

As a result, insurance providers raise their rates for these individuals to offset the risk of facing higher claim payouts.

Cheapest Car Insurance Rates For Drivers With A Speeding Ticket: State Farm

State Farm offers notably affordable rates compared to other companies, with average premiums of $95 per month.

Provider Average Monthly Cost Average Annual Cost
State Farm $95 $1,140
Travelers $168 $2,016
Geico $167 $2,004
Allstate $113 $1,356
Progressive $157 $1,884

Cheapest Insurance Rates In Atlanta For Drivers With An At-Fault Accident: State Farm

State Farm provides the most budget-friendly car insurance quotes for drivers with an at-fault incident, boasting an average rate of $107 per month.

Provider Average Monthly Cost Average Annual Cost
State Farm $107 $1,284
Travelers $167 $2,004
Geico $177 $2,124
Progressive $168 $2,016
Allstate $119 $1,428

Cheapest Car Insurance In Atlanta For Drivers After A DUI: State Farm

State Farm stands out as the company offering the most affordable rates for drivers with a DUI in Atlanta, providing average monthly premiums of $127.

Provider Average Monthly Cost Average Annual Cost
State Farm $127 $1,524
Travelers $207 $2,484
Progressive $184 $2,208
Geico $212 $2,544
Allstate $143 $1,716

Best Car Insurance Companies In Atlanta

When selecting a car insurance company in Atlanta, drivers prioritize both affordable rates and dependable protection. Here are the top 10 car insurance companies in Atlanta, GA, ranked by their average monthly rates:

Company Monthly Premium
USAA $100
State Farm $132
Nationwide $175
Mercury $121
Clearcover $107
Mercury $134
Country $148
Farm Bureau $100
Auto Owners $115
ACCC $150

Average Car Insurance Rates In Atlanta – By Age

Age Average Yearly Rate
Teenagers $5,480
20s $3,096
30s $2,232
40s $1,956
50s $1,776
60s $1,680
70s $1,860

Average Car Insurance Rates In Atlanta – By Vehicle Type

Vehicle Average Monthly Rate
Ford Crown Victoria $543
Audi A3 $128
Chevrolet Malibu $466
Chevrolet Equinox $70
Kia Soul $98

How Much Is Car Insurance For Other Cities In Georgia?

City Average Monthly Rate
Norcross $170
Macon $147
Albany $130
Augusta $138
Columbus $142
Athens $134
Newnan $140
Savannah $158
Valdosta $110
Warner Robins $128

Our Methodology

Utilizing a comprehensive approach that considers customer service ratings, product offerings, pricing, and a thorough examination of numerous online review platforms and user feedback, I've developed a detailed understanding of the car insurance provider landscape in Atlanta, Georgia. This perspective is informed by over 15 years of direct involvement in the industry as a licensed insurance agent. It incorporates extensive interactions with representatives from diverse companies and insights gathered from firsthand experiences.

89

Quotes Analyzed

15+

Years Of Industry Experience

22

Brands Reviewed

35+

Research Hours

FAQs

Who has the lowest car insurance rates in Atlanta?

Auto-Owners provides the lowest car insurance rates in Atlanta for both the minimum coverage required by the State of Georgia and for full coverage, which encompasses comprehensive and collision coverage.

What is the average cost of car insurance in Atlanta?

The average cost of car insurance in Atlanta is approximately $195 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, your driving record, and other relevant variables.

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