Cheapest Car Insurance In Atlanta, GA For 2024
Auto-Owners is the most affordable choice in Atlanta, with an average monthly rate of $37.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the most budget-friendly car insurance in Atlanta, Georgia, the choices can differ widely. However, one company, Auto-Owners, stands out for its competitive pricing. On average, Atlanta residents can obtain car insurance for approximately $37 per month, significantly lower than the state’s average of $148.
Cheapest Car Insurance In Atlanta, GA
How Much Is Car Insurance In Atlanta, GA?
Auto-Owners provides the most affordable car insurance in Atlanta, GA, with coverage available for $195 per month. As depicted in the table below, its rates are significantly higher than the average rates in both the State of Georgia and the entire United States:
| Area | Average Monthly Rate |
| National | $152 |
| Georgia | $148 |
| Atlanta, GA | $195 |
Cheapest Car Insurance Rates In Atlanta For Full Coverage: Auto-Owners
Auto-Owners offers the most budget-friendly car insurance rates for full coverage in Atlanta. On average, their quotes amount to $103 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $192 | $2,302 |
| GEICO | $193 | $2,278 |
| Auto-Owners | $103 | $1,238 |
| Allstate | $156 | $1,834 |
| State Farm | $153 | $1,882 |
Cheapest Car Insurance Rates In Atlanta For Teenagers: Farm Bureau
Teenage drivers in Atlanta can obtain the most affordable quotes from Farm Bureau, with average monthly premiums totaling $313.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farm Bureau | $313 | $3,741 |
| GEICO | $319 | $3,832 |
| Auto-Owners | $327 | $3,921 |
| State Farm | $354 | $4,112 |
| Allstate | $380 | $4,591 |
Cheapest Car Insurance Rates In Atlanta For Minimum Coverage: Auto-Owners
Auto-Owners stands out as the most economical car insurance company for minimum coverage in Atlanta, offering an average monthly cost of $37.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $439 |
| Progressive | $63 | $756 |
| Farm Bureau | $42 | $504 |
| State Farm | $64 | $768 |
| Allstate | $57 | $684 |
Cheapest Car Insurance Rates In Atlanta For Seniors: Clearcover
Clearcover offers the most affordable car insurance rates for seniors in Atlanta, with average quotes at $87 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $87 | $1,040 |
| Auto-Owners | $97 | $1,095 |
| USAA | $98 | $1,107 |
| Farm Bureau | $102 | $1,213 |
| Kemper | $105 | $1,249 |
Cheapest Car Insurance Rates In Atlanta For Young Adults: Allstate
Allstate provides the most affordable quotes for young adults in Atlanta, with rates averaging around $90 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $147 | $1,764 |
| GEICO | $173 | $2,076 |
| Mercury | $163 | $1,956 |
| Allstate | $90 | $1,080 |
| Progressive | $178 | $2,136 |
Cheapest Car Insurance Rates In Atlanta For Good Drivers: Auto-Owners
Auto-Owners offers the most affordable car insurance quotes for good drivers in Atlanta, averaging around $37 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $439 |
| Progressive | $63 | $756 |
| Farm Bureau | $42 | $504 |
| State Farm | $64 | $768 |
| Allstate | $57 | $684 |
Cheapest Car Insurance Rates In Atlanta For Drivers With Prior Incidents
In Atlanta, drivers with records of traffic violations, such as accidents, speeding, or DUIs, frequently encounter challenges in obtaining affordable car insurance. These driving infractions cause insurance companies to classify them as high-risk, implying a higher likelihood of filing future insurance claims.
As a result, insurance providers raise their rates for these individuals to offset the risk of facing higher claim payouts.
Cheapest Car Insurance Rates For Drivers With A Speeding Ticket: State Farm
State Farm offers notably affordable rates compared to other companies, with average premiums of $95 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $95 | $1,140 |
| Travelers | $168 | $2,016 |
| Geico | $167 | $2,004 |
| Allstate | $113 | $1,356 |
| Progressive | $157 | $1,884 |
Cheapest Insurance Rates In Atlanta For Drivers With An At-Fault Accident: State Farm
State Farm provides the most budget-friendly car insurance quotes for drivers with an at-fault incident, boasting an average rate of $107 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,284 |
| Travelers | $167 | $2,004 |
| Geico | $177 | $2,124 |
| Progressive | $168 | $2,016 |
| Allstate | $119 | $1,428 |
Cheapest Car Insurance In Atlanta For Drivers After A DUI: State Farm
State Farm stands out as the company offering the most affordable rates for drivers with a DUI in Atlanta, providing average monthly premiums of $127.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $127 | $1,524 |
| Travelers | $207 | $2,484 |
| Progressive | $184 | $2,208 |
| Geico | $212 | $2,544 |
| Allstate | $143 | $1,716 |
Best Car Insurance Companies In Atlanta
When selecting a car insurance company in Atlanta, drivers prioritize both affordable rates and dependable protection. Here are the top 10 car insurance companies in Atlanta, GA, ranked by their average monthly rates:
| Company | Monthly Premium |
| USAA | $100 |
| State Farm | $132 |
| Nationwide | $175 |
| Mercury | $121 |
| Clearcover | $107 |
| Mercury | $134 |
| Country | $148 |
| Farm Bureau | $100 |
| Auto Owners | $115 |
| ACCC | $150 |
Average Car Insurance Rates In Atlanta – By Age
| Age | Average Yearly Rate |
| Teenagers | $5,480 |
| 20s | $3,096 |
| 30s | $2,232 |
| 40s | $1,956 |
| 50s | $1,776 |
| 60s | $1,680 |
| 70s | $1,860 |
Average Car Insurance Rates In Atlanta – By Vehicle Type
| Vehicle | Average Monthly Rate |
| Ford Crown Victoria | $543 |
| Audi A3 | $128 |
| Chevrolet Malibu | $466 |
| Chevrolet Equinox | $70 |
| Kia Soul | $98 |
Our Methodology
Utilizing a comprehensive approach that considers customer service ratings, product offerings, pricing, and a thorough examination of numerous online review platforms and user feedback, I've developed a detailed understanding of the car insurance provider landscape in Atlanta, Georgia. This perspective is informed by over 15 years of direct involvement in the industry as a licensed insurance agent. It incorporates extensive interactions with representatives from diverse companies and insights gathered from firsthand experiences.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Atlanta?
Auto-Owners provides the lowest car insurance rates in Atlanta for both the minimum coverage required by the State of Georgia and for full coverage, which encompasses comprehensive and collision coverage.
What is the average cost of car insurance in Atlanta?
The average cost of car insurance in Atlanta is approximately $195 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, your driving record, and other relevant variables.
Sources
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