Cheapest Car Insurance In Macon, GA 2024
At $37 per month, Country Financial provides the cheapest minimum coverage car insurance in Macon.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the most budget-friendly car insurance in Macon, GA, can be tricky, as the rates vary quite a bit.
For budget-friendly liability-only coverage, Country Financial leads the pack. Auto-Owners delivers the best rates for drivers who prefer full coverage, and young drivers can also get the cheapest rates from Country Financial.
Cheapest Car Insurance Companies In Macon, GA
Cheapest Liability-only Car Insurance In Macon: Country Financial
With an average monthly rate of $37, Country Financial is the cheapest option for minimum coverage car insurance in Macon.
Check out the table below to compare insurance rates from different companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $37 | $446 |
| GEICO | $49 | $590 |
| Auto-Owners | $46 | $548 |
| State Farm | $83 | $992 |
| Allstate | $75 | $894 |
Cheapest Full Coverage Insurance Rates In Macon: Auto-Owners
With an average monthly rate of $94, Auto-Owners delivers the most affordable full coverage car insurance in Macon.
Use the table below to compare average car insurance quotes from affordable insurers in Macon.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $94 | $1,084 |
| State Farm | $158 | $1,890 |
| Allstate | $109 | $1,308 |
| GEICO | $120 | $1,443 |
| Mercury | $134 | $1,604 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
At $103 per month on average,Auto-Owners delivers the most affordable car insurance rates for seniors in Macon.
The table highlights average quotes from budget-friendly auto insurance providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $103 | $1,231 |
| State Farm | $150 | $1,805 |
| Allstate | $115 | $1,382 |
| Mercury | $128 | $1,536 |
| Progressive | $160 | $1,918 |
Cheapest Rates In Macon For Teenagers: Allstate
In Macon, Allstate provides the most affordable quotes for teen drivers, at $130 a month on average.
The following table highlights the insurance companies with the lowest rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $130 | $1,560 |
| State Farm | $240 | $2,880 |
| Auto-Owners | $195 | $2,342 |
| GEICO | $171 | $2,050 |
| Progressive | $230 | $2,761 |
Cheapest Auto Insurance For Young Adults in Macon: Country Financial
Country Financial delivers the lowest quotes for young adults in Macon, with an average monthly cost of $99.
You can refer to the table below to see the cheapest auto insurance rates in Macon for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $99 | $1,190 |
| Allstate | $112 | $1,346 |
| Auto-Owners | $135 | $1,620 |
| GEICO | $191 | $2,291 |
| State Farm | $205 | $2,460 |
Cheapest Car Insurance In Macon For Good Drivers: Country Financial
In Macon, good drivers can find the cheapest car insurance with Country Financial, at approximately $37 a month.
The table below helps good drivers compare average quotes from the most cost-effective insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $37 | $446 |
| GEICO | $49 | $590 |
| Auto-Owners | $46 | $548 |
| State Farm | $83 | $992 |
| Allstate | $75 | $894 |
Find affordable Macon rates
Cheapest Car Insurance In Macon After A Speeding Ticket: Country Financial
Drivers in Macon with a speeding ticket can find Country Financial to be one of the cheapest, offering average rates of $93 per month.
The table below provides average insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $93 | $1,120 |
| State Farm | $185 | $2,217 |
| Auto-Owners | $120 | $1,436 |
| Allstate | $106 | $1,270 |
| Progressive | $223 | $2,680 |
Cheapest For Drivers With After At-Fault Accident: Country Financial
The lowest car insurance rates for drivers with an at-fault incident come from Country Financial, at an average of $98 per month.
Here’s a look at the car insurance companies with the most affordable rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $98 | $1,180 |
| Auto-Owners | $133 | $1,596 |
| State Farm | $201 | $2,417 |
| GEICO | $177 | $2,118 |
| Progressive | $311 | $3,730 |
Cheapest Rates In Macon For Drivers After A DUI: Country Financial
The most affordable rates for drivers with a DUI in Macon come from Country Financial, with premiums averaging $113 per month.
The table below lists the lowest rates for drivers in Macon who have a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $113 | $1,360 |
| Auto-Owners | $195 | $2,335 |
| Allstate | $141 | $1,690 |
| GEICO | $384 | $4,609 |
| State Farm | $185 | $2,217 |
Best Car Insurance Companies In Macon
Country Financial offers the lowest insurance rates in Macon at $37 a month, but drivers might also look at GEICO for $49 or Auto-Owners for $46 per month.
The list below ranks the top 10 car insurance companies in Macon, GA, based on their average monthly rates.
| Company | Monthly Premium |
| Country Financial | $37 |
| GEICO | $49 |
| Auto-Owners | $46 |
| State Farm | $83 |
| Allstate | $75 |
| Progressive | $82 |
| Clearcover | $102 |
| Georgia Farm Bureau | $107 |
| Victoria | $145 |
| Mercury | $60 |
| Central Mutual | $167 |
Average Auto Insurance Rates In Macon – By Age
Car insurance premiums are heavily influenced by age. Younger drivers, who are less experienced and more prone to accidents, typically face higher costs. Teen drivers, for instance, may pay approximately $6,216 per year.
Insurance rates generally drop for drivers when they reach 25, assuming they have maintained a good driving record.
The best insurance rates are typically given to drivers in their 50s and early 60s, as insurers use age to evaluate driving experience and risk, influencing premium prices.
| Age | Average Yearly Rate |
| Teenagers | $6,216 |
| 20s | $2,940 |
| 30s | $1,896 |
| 40s | $1,860 |
| 50s | $1,584 |
| 60s | $1,608 |
| 70s | $1,800 |
Average Cost Of Auto Insurance In Macon – By Zip Code
Zip codes allow insurers to determine crime levels in your neighborhood, leading to varied car insurance rates for different zip codes.
Refer to the table below to view average insurance premiums for Macon’s zip codes.
| Zip Code | Average Monthly Rate |
| 31201 | $172 |
| 31203 | $294 |
| 31707 | $230 |
| 31217 | $175 |
| 31208 | $270 |
Average Rates In Macon – By Vehicle
Car insurance premiums are significantly affected by the type of vehicle you own. Insurers assess details like the make, model, year, and body style. Typically, luxury vehicles with advanced features and high replacement costs carry higher rates.
The table below compares average rates in Macon for various types of vehicles.
| Vehicle | Average Monthly Rate |
| Dodge Journey | $277 |
| Buick Lesabre | $265 |
| Ford Mustang | $409 |
| Honda Accord | $245 |
| Chevrolet Suburban | $230 |
How Much Is Car Insurance In Other Cities In Georgia?
The area you live in strongly affects your car insurance rates. Insurers examine factors related to your location, such as accident risk, vehicle theft, and vandalism rates, which are usually higher in cities and drive up costs.
To illustrate, drivers living in Atlanta pay approximately $195 a month for insurance, compared to $120 a month for Valdosta residents.
| City | Average Monthly Rate |
| Norcross | $179 |
| Atlanta | $195 |
| Albany | $139 |
| Augusta | $148 |
| Columbus | $150 |
| Athens | $140 |
| Newnan | $152 |
| Savannah | $159 |
| Valdosta | $120 |
| Warner Robins | $145 |
Find affordable Macon rates
Our Methodology
Using a comprehensive evaluation that factors in customer service, available products, pricing, and data from multiple online review sites and user experiences, I’ve put together an in-depth look at the car insurance options in Macon, GA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Macon?
For the minimum coverage required in Macon, Country Financial offers the lowest rates in Macon, while Auto-Owners leads for full coverage, including comprehensive and collision insurance.
What is the average cost of car insurance in Macon?
On average, Macon drivers pay $170 per month for car insurance, but rates can fluctuate depending on your zip code, car details, and driving history.
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