Land Rover Discovery Sport Car Insurance Cost

Getting insurance for a Land Rover Discovery Sport typically runs about $1,606 annually with Motorists Mutual. However, the actual cost varies based on factors like age, the vehicle’s model year, and other considerations. Check our quote tables below to get a more accurate estimate of your potential expenses.

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Updated: 03 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Land Rover Discovery Sport, one crucial aspect to consider is insurance costs. Insurance is a significant aspect of owning a car, so it’s important to understand the implications before making a purchase.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. You don’t want to be caught with inadequate coverage in case of an accident, which could leave you facing significant out-of-pocket costs. Additionally, there’s the risk of your premiums increasing if you’re deemed at fault.

With my experience analyzing car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as age, driving history, and even your location can have a significant impact on your insurance premiums.

How Much Does Land Rover Discovery Sport Car Insurance Cost?

Typically, Motorists Mutual provides the most competitive price, averaging $1,606 annually for comprehensive insurance coverage on a 2023 Land Rover Discovery Sport.

While the rate offered by Motorists Mutual serves as a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors encompass your location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while past accidents or traffic violations could raise your costs.

Furthermore, residing in urban areas with heavy traffic flow might lead to higher insurance rates compared to rural regions with lighter traffic volumes. Your choice of coverage will also affect your premium; comprehensive insurance, which includes both comprehensive and collision coverage, typically carries a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal possible.

2023 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
Motorists Mutual $1,606
Cincinnati Insurance $1,701
Kentucky Farm Bureau $1,945
State Farm $1,976
Country $1,993
Westfield $2,062
Grange Mutual $2,095
Nationwide $2,092
USAA $2,153
Shelter $2,190

2022 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $1,017
New Jersey Manufacturers $1,729
American Family $1,770
Travelers $1,951
California Capital $2,004
USAA $2,063
21st Century $2,116
Erie $2,208
Auto-Owners Insurance Co $2,222
Allied $2,454

2021 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
ALFA $755
Pekin Insurance $805
Penn National $887
Texas Farm Bureau Group $964
Virginia Farm Bureau $1,035
Utica National Ins Group $1,078
Hastings Mutual Insurance Co $1,189
Country $1,195
Grange Mutual $1,248
Mutual Of Enumclaw $1,351

2020 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
American National P $496
Capital Insurance Group $953
PEMCO $1,140
Virginia Farm Bureau $1,172
Oregon Mutual $1,250
New Jersey Manufacturers $1,374
Southern Farm Bureau $1,434
Mutual Of Enumclaw $1,501
Unigard $1,648
Texas Farm Bureau Group $1,670

2019 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
Safeco $284
Pekin Insurance $902
National General Value $988
Buckeye Insurance Group $1,109
West Bend Mutual $1,100
New Jersey Manufacturers $1,128
SECURA Insurance $1,181
Titan $1,172
North Carolina Farm Bureau $1,195
Farm Bureau Mutual (IA Group) $1,197

2018 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
American National P $500
Pekin Insurance $1,076
Clearcover $1,261
SECURA Insurance $1,285
New Jersey Manufacturers $1,351
Titan $1,365
Texas Farm Bureau Group $1,384
Hastings Mutual Insurance Co $1,473
Utica National Ins Group $1,503
Plymouth Rock Assurance $1,525

2017 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
Safeco $307
American National P $547
PEMCO $1,011
SECURA Insurance $1,113
Capital Insurance Group $1,203
Buckeye Insurance Group $1,208
Concord Group $1,211
New Jersey Manufacturers $1,223
Virginia Farm Bureau $1,191
Farm Bureau Mutual (IA Group) $1,209

2016 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
American National P $542
Mercury Insurance $705
American National P&C $720
Kemper Auto | Infinity $760
Buckeye Insurance Group $843
Clearcover $918
Indiana Farmers Mutual Ins $946
Direct Auto $983
SAFECO $999
PEMCO $1,028

2015 Land Rover Discovery Sport Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $267
American National P $510
Direct Auto $509
Country $834
Oregon Mutual $941
Mutual Of Enumclaw $1,064
American Family $1,056
Utica National Ins Group $1,066
Texas Farm Bureau Group $1,115
GMAC Insurance Group $1,261

Cost of Land Rover Discovery Sport Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,660 $9,758 $11,427
18 $6,199 $9,090 $10,636
19 $5,469 $8,056 $9,392
20 $4,772 $7,011 $8,193
21 $4,008 $5,867 $6,872
22 $3,919 $5,712 $6,704
23 $3,422 $5,010 $5,873
24 $3,225 $4,771 $5,560
25 $2,799 $4,107 $4,793
30 $2,195 $3,218 $3,734
35 $2,053 $2,984 $3,519
40 $1,947 $2,890 $3,373
45 $1,925 $2,788 $3,269
55 $1,773 $2,558 $3,011
65 $1,821 $2,692 $3,148
75 $2,321 $3,377 $3,965

Land Rover Discovery Sport Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,092 $3,014 $3,860
Alaska $1,729 $2,369 $2,307
Arizona $1,931 $2,824 $4,125
Arkansas $2,131 $3,358 $3,675
California $2,375 $4,196 $2,381
Colorado $2,216 $3,094 $3,937
Connecticut $2,812 $4,400 $5,579
Delaware $2,332 $3,108 $3,997
Florida $2,801 $3,865 $5,036
Hawaii $909 $1,241 $892
Idaho $1,574 $2,111 $2,543
Illinois $1,641 $2,511 $2,862
Indiana $1,692 $2,584 $2,921
Iowa $1,340 $1,842 $2,166
Kansas $1,774 $2,590 $3,053
Kentucky $2,576 $3,792 $4,504
Louisiana $3,327 $5,032 $5,444
Maine $1,247 $1,742 $2,563
Maryland $2,025 $2,964 $3,287
Massachusetts $1,637 $2,849 $1,651
Michigan $3,952 $5,976 $9,436
Minnesota $1,631 $2,150 $3,029
Mississippi $1,971 $2,799 $2,818
Missouri $1,847 $2,615 $3,461
Montana $1,854 $2,605 $3,044
Nebraska $1,588 $2,331 $2,557
Nevada $2,626 $3,857 $4,097
New Hampshire $1,799 $2,854 $3,646
New Jersey $2,016 $3,155 $4,104
New Mexico $2,039 $3,060 $3,165
New York $1,913 $2,401 $3,980
North Carolina $1,153 $2,004 $1,457
North Dakota $1,600 $2,458 $2,888
Ohio $1,447 $2,225 $2,246
Oklahoma $2,266 $3,283 $3,677
Oregon $2,070 $2,804 $3,339
Pennsylvania $1,738 $2,575 $3,010
Rhode Island $2,917 $4,273 $4,821
South Carolina $1,982 $2,757 $3,813
South Dakota $1,794 $2,572 $2,972
Tennessee $2,100 $3,070 $4,112
Texas $2,093 $3,049 $3,798
Utah $1,801 $2,496 $3,459
Vermont $1,369 $2,118 $2,231
Virginia $1,319 $2,000 $1,943
Washington $1,707 $2,352 $2,813
West Virginia $1,729 $2,466 $3,108
Wisconsin $1,741 $2,705 $3,097
Wyoming $1,622 $2,253 $2,410
Georgia $2,260 $3,414 $3,449

FAQs

Who has the cheapest car insurance for a Land Rover Discovery Sport?

Motorists Mutual offers the most affordable car insurance for the 2023 Land Rover Discovery Sport.

Which company offers the best car insurance for a Land Rover Discovery Sport?

Considering their competitive rates, comprehensive coverage, and high-quality customer service, we recommend Motorists Mutual as the top choice for car insurance for a Land Rover Discovery Sport.

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