Land Rover Discovery Car Insurance Cost
To insure a Land Rover Discovery, it typically costs approximately $565 per year through Victoria. However, the exact costs can vary depending on factors such as your age, the model year of your car, and other considerations. You can use the quote tables provided below to get a more accurate estimate of your insurance expenses.
If you’re thinking about buying a Land Rover Discovery, one crucial consideration is the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand what you’re getting into before you make a decision.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s important to have adequate coverage in case of an accident to avoid being burdened with significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, you could face increases in your insurance premiums.
Having analyzed car insurance rates for over a decade, I’ve seen how much these costs can vary. Factors like your age, driving record, and where you live can all have a significant impact on your insurance premiums.
How Much Does Land Rover Discovery Car Insurance Cost?
Typically, Victoria provides the most competitive rate, averaging $565 annually for full coverage insurance on a 2023 Land Rover Discovery.
While Victoria’s rate serves as a useful reference point, it’s essential to recognize that car insurance costs can fluctuate significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while a record of accidents or traffic violations can raise your costs.
Furthermore, residing in an urban area with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best possible deal.
2023 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $565 |
| Buckeye Insurance Group | $1,082 |
| Virginia Farm Bureau | $1,271 |
| SECURA Insurance | $1,512 |
| Ohio Mutual Ins Group | $1,648 |
| Texas Farm Bureau Group | $1,855 |
| Western Reserve | $1,876 |
| Farm Bureau Mutual (IA Group) | $2,149 |
| Mississippi Farm Bureau | $2,152 |
| New York Central Mutual Fire | $2,314 |
2022 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $3,393 |
| California Capital | $3,961 |
| USAA | $3,958 |
| Country | $4,059 |
| Esurance | $4,051 |
| Mercury Insurance | $4,189 |
| Nationwide | $4,496 |
| Mercury | $4,619 |
| Auto-Owners Insurance Co | $4,972 |
| Farmers | $5,171 |
2021 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $448 |
| New York Central Mutual Fire | $1,308 |
| Allied | $1,738 |
| Auto-Owners Insurance Co | $1,859 |
| Donegal Mutual Insurance Co | $1,958 |
| Atlantic States Insurance | $2,058 |
| American Independent Ins Co | $2,412 |
| USAA | $2,433 |
| Erie | $2,550 |
| Safe Auto | $2,623 |
2020 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $658 |
| Erie | $1,294 |
| Country | $1,448 |
| Texas Farm Bureau Group | $1,477 |
| Oregon Mutual | $1,548 |
| Mutual Of Enumclaw | $1,698 |
| Cameron Mutual Group | $1,792 |
| Shelter | $1,803 |
| Southern Farm Bureau | $1,833 |
| CSAA | $1,862 |
2019 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,080 |
| Farm Bureau Mutual (IA Group) | $1,229 |
| Titan | $1,294 |
| New Jersey Manufacturers | $1,336 |
| Grange Mutual | $1,476 |
| Texas Farm Bureau Group | $1,476 |
| ACCC Insurance Company | $1,643 |
| Westfield | $1,698 |
| Utica National Ins Group | $1,721 |
| Penn National | $1,825 |
2018 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $674 |
| Safeco | $694 |
| Indiana Farmers Mutual Ins | $1,052 |
| Buckeye Insurance Group | $1,089 |
| Capital Insurance Group | $1,108 |
| Hastings Mutual Insurance Co | $1,127 |
| Texas Farm Bureau Group | $1,160 |
| Farm Bureau Mutual (IA Group) | $1,376 |
| Grange Mutual | $1,457 |
| IMT Insurance Company | $1,506 |
2017 Land Rover Discovery Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $544 |
| Direct Auto | $688 |
| Pekin Insurance | $835 |
| Kemper Auto | Infinity | $849 |
| Farm Bureau Ins of MI | $936 |
| Titan | $1,061 |
| Utica National Ins Group | $1,075 |
| SECURA Insurance | $1,082 |
| Texas Farm Bureau Group | $1,099 |
| North Carolina Farm Bureau | $1,182 |
Cost of Land Rover Discovery Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,584 | $9,681 | $11,313 |
| 18 | $6,126 | $9,013 | $10,557 |
| 19 | $5,439 | $7,957 | $9,323 |
| 20 | $4,748 | $6,936 | $8,136 |
| 21 | $3,988 | $5,839 | $6,820 |
| 22 | $3,877 | $5,687 | $6,638 |
| 23 | $3,375 | $4,963 | $5,795 |
| 24 | $3,199 | $4,720 | $5,501 |
| 25 | $2,783 | $4,067 | $4,779 |
| 30 | $2,150 | $3,162 | $3,709 |
| 35 | $2,028 | $2,969 | $3,481 |
| 40 | $1,955 | $2,852 | $3,352 |
| 45 | $1,877 | $2,777 | $3,257 |
| 55 | $1,733 | $2,568 | $2,992 |
| 65 | $1,807 | $2,665 | $3,101 |
| 75 | $2,274 | $3,337 | $3,943 |
Land Rover Discovery Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,042 | $2,988 | $3,794 |
| Alaska | $1,711 | $2,357 | $2,282 |
| Arizona | $1,942 | $2,783 | $4,111 |
| Arkansas | $2,112 | $3,306 | $3,672 |
| California | $2,370 | $4,146 | $2,362 |
| Colorado | $2,204 | $3,089 | $3,917 |
| Connecticut | $2,797 | $4,346 | $5,526 |
| Delaware | $2,336 | $3,100 | $3,987 |
| Florida | $2,779 | $3,824 | $4,990 |
| Hawaii | $917 | $1,237 | $887 |
| Idaho | $1,584 | $2,064 | $2,504 |
| Illinois | $1,618 | $2,495 | $2,818 |
| Indiana | $1,694 | $2,569 | $2,884 |
| Iowa | $1,327 | $1,819 | $2,155 |
| Kansas | $1,768 | $2,600 | $3,003 |
| Kentucky | $2,545 | $3,763 | $4,449 |
| Louisiana | $3,290 | $4,969 | $5,388 |
| Maine | $1,242 | $1,722 | $2,541 |
| Maryland | $2,015 | $2,948 | $3,254 |
| Massachusetts | $1,634 | $2,821 | $1,633 |
| Michigan | $3,903 | $5,950 | $9,378 |
| Minnesota | $1,611 | $2,122 | $2,996 |
| Mississippi | $1,949 | $2,763 | $2,763 |
| Missouri | $1,836 | $2,589 | $3,418 |
| Montana | $1,850 | $2,578 | $3,034 |
| Nebraska | $1,579 | $2,305 | $2,525 |
| Nevada | $2,580 | $3,819 | $4,068 |
| New Hampshire | $1,786 | $2,856 | $3,615 |
| New Jersey | $2,003 | $3,127 | $4,083 |
| New Mexico | $2,023 | $2,998 | $3,114 |
| New York | $1,871 | $2,341 | $3,926 |
| North Carolina | $1,165 | $2,002 | $1,424 |
| North Dakota | $1,597 | $2,398 | $2,874 |
| Ohio | $1,414 | $2,205 | $2,240 |
| Oklahoma | $2,271 | $3,241 | $3,661 |
| Oregon | $2,052 | $2,748 | $3,307 |
| Pennsylvania | $1,751 | $2,568 | $2,986 |
| Rhode Island | $2,897 | $4,251 | $4,796 |
| South Carolina | $1,988 | $2,711 | $3,779 |
| South Dakota | $1,755 | $2,560 | $2,923 |
| Tennessee | $2,073 | $3,052 | $4,068 |
| Texas | $2,099 | $3,022 | $3,748 |
| Utah | $1,770 | $2,481 | $3,431 |
| Vermont | $1,374 | $2,102 | $2,228 |
| Virginia | $1,309 | $2,000 | $1,940 |
| Washington | $1,695 | $2,332 | $2,755 |
| West Virginia | $1,739 | $2,456 | $3,085 |
| Wisconsin | $1,731 | $2,684 | $3,037 |
| Wyoming | $1,619 | $2,245 | $2,380 |
| Georgia | $2,245 | $3,390 | $3,413 |
Compare Land Rover Discovery To Other Land Models
FAQs
Who has the cheapest car insurance for a Land Rover Discovery?
Victoria offers the most affordable car insurance for the 2023 Land Rover Discovery.
Which company offers the best car insurance for a Land Rover Discovery?
We believe Victoria provides the best car insurance for a Land Rover Discovery, considering its combination of competitive rates, comprehensive coverage, and top-rated customer service.
