Ford Mustang Car Insurance Cost
Covering a Ford Mustang typically comes to about $297 annually with Victoria. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Refer to our quote tables below to determine the potential cost tailored to your circumstances.
If you’re thinking about buying a Ford Mustang, it’s important to factor in the cost of insurance. Insurance plays a big role in owning a car, so it’s crucial to understand its expenses before committing to a purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high costs in the future. It’s important to ensure you have sufficient coverage in case of an accident to avoid hefty out-of-pocket expenses. Additionally, there’s the possibility of premium hikes if you’re found responsible for an accident.
With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact insurance premiums.
How Much Does Ford Mustang Car Insurance Cost?
Typically, Victoria provides the most competitive price, averaging at $297 annually, for full coverage insurance on a 2024 Ford Mustang.
While Victoria’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the year of your car model, and the specific coverage options you select. Having a clean driving record can result in lower premiums, while a past of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.
2024 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $297 |
| Direct Auto | $448 |
| AssuranceAmerica Economy | $848 |
| Texas Farm Bureau Group | $890 |
| Penn National | $1,046 |
| AssuranceAmerica Elite | $1,113 |
| Virginia Farm Bureau | $1,190 |
| ALFA | $1,344 |
| Utica National Ins Group | $1,558 |
| Pekin Insurance | $1,556 |
2023 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $193 |
| NatGen PPA | $710 |
| Mercury Insurance | $762 |
| Direct Auto | $750 |
| Texas Farm Bureau Group | $880 |
| Dairyland Broadform | $911 |
| Dairyland FR Bond | $1,057 |
| Kemper Auto | Infinity | $1,287 |
| SECURA Insurance | $1,624 |
| USAA | $1,967 |
2022 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $33 |
| Victoria | $347 |
| Safeco | $787 |
| Titan | $1,387 |
| Mercury Insurance | $1,517 |
| Buckeye Insurance Group | $1,498 |
| Utica National Ins Group | $1,534 |
| North Carolina Farm Bureau | $1,580 |
| Kentucky Farm Bureau | $1,644 |
| Capital Insurance Group | $1,815 |
2021 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $628 |
| Jupiter Auto Insurance | $714 |
| Victoria | $801 |
| Concord Group | $839 |
| Direct Auto | $1,083 |
| Plymouth Rock | $1,118 |
| MMG Insurance Company | $1,380 |
| AssuranceAmerica | $1,380 |
| Titan | $1,414 |
| Nationwide ThreeSixZero | $1,641 |
2020 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $260 |
| Jupiter Auto Insurance | $414 |
| AssuranceAmerica | $442 |
| Kemper Auto Premier | $623 |
| Countryway Insurance | $971 |
| Concord Group | $1,069 |
| American National P&C | $1,078 |
| Mercury Insurance Company | $1,094 |
| Direct Auto | $1,176 |
| Bear River | $1,174 |
2019 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $133 |
| Dairyland Auto 1 Month | $430 |
| Jupiter Auto Insurance | $913 |
| SAFECO | $912 |
| American National P | $1,107 |
| Dairyland Broadform | $1,143 |
| Mercury Insurance | $1,174 |
| Direct Auto | $1,175 |
| General Casualty | $1,508 |
| Virginia Farm Bureau | $1,500 |
2018 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $218 |
| Dairyland FR Bond | $328 |
| NatGen Custom 360 | $527 |
| SAFECO | $588 |
| Kemper Auto Premier | $714 |
| Countryway Insurance | $923 |
| Concord Group | $953 |
| Jupiter Auto Insurance | $1,042 |
| Mercury Insurance | $1,144 |
| MMG Insurance Company | $1,243 |
2017 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $458 |
| Kemper Personal Insurance | $552 |
| SAFECO | $702 |
| Dairyland FR Bond | $709 |
| Kemper Auto Premier | $768 |
| Mercury Insurance | $859 |
| Concord Group | $1,016 |
| MMG Insurance Company | $1,108 |
| Kemper Auto Premium | $1,157 |
| Dairyland Broadform | $1,186 |
2016 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $547 |
| NatGen Custom 360 | $598 |
| Concord Group | $652 |
| Kemper Personal Insurance | $721 |
| Commerce Group Inc | $745 |
| Dairyland Auto 1 Month | $736 |
| Jupiter Auto Insurance | $882 |
| MMG Insurance Company | $922 |
| Kemper Auto Premier | $929 |
| Mercury Insurance | $961 |
2015 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $498 |
| Jupiter Auto Insurance | $554 |
| SAFECO | $615 |
| American National P&C | $840 |
| Dairyland Broadform | $864 |
| Concord Group | $885 |
| American National P | $1,202 |
| EMC Insurance | $1,209 |
| Farmers Mutual of Nebraska | $1,193 |
| Kemper Auto Premium | $1,212 |
2014 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $201 |
| AssuranceAmerica Economy | $278 |
| Jupiter Auto Insurance | $286 |
| Kemper Personal Insurance | $270 |
| AssuranceAmerica Elite | $315 |
| SAFECO | $419 |
| AssuranceAmerica | $775 |
| Dairyland Broadform | $874 |
| Concord Group | $887 |
| American National P | $933 |
2013 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $49 |
| Kemper Auto | $125 |
| Kemper Personal Insurance | $160 |
| AssuranceAmerica | $219 |
| Kemper Auto Premier | $498 |
| NatGen Custom 360 | $539 |
| SAFECO | $588 |
| West Bend Mutual | $731 |
| Pure Companies Grp | $817 |
| American National P | $900 |
2012 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $166 |
| Kemper Personal Insurance | $424 |
| SAFECO | $459 |
| Countryway Insurance | $640 |
| Mercury Insurance | $667 |
| American National P&C | $827 |
| Concord Group | $835 |
| Ameriprise Group | $965 |
| American National P | $1,004 |
| North Carolina Farm Bureau | $1,015 |
2011 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $198 |
| Mercury Insurance | $731 |
| Concord Group | $771 |
| North Carolina Farm Bureau | $883 |
| MMG Insurance Company | $919 |
| Utica National Ins Group | $892 |
| Countryway Insurance | $948 |
| Mercury Insurance Company | $1,080 |
| Patriot Group | $1,216 |
| Grinnell Mutual | $1,246 |
2010 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $88 |
| Jupiter Auto Insurance | $177 |
| NatGen Advantage | $299 |
| SAFECO | $393 |
| Kemper Auto Premier | $371 |
| Kemper Premium | $568 |
| Concord Group | $605 |
| Countryway Insurance | $623 |
| MMG Insurance Company | $632 |
| Mercury Insurance | $643 |
Cost of Ford Mustang Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,564 | $9,649 | $11,258 |
| 18 | $6,102 | $8,980 | $10,517 |
| 19 | $5,419 | $7,925 | $9,299 |
| 20 | $4,699 | $6,928 | $8,110 |
| 21 | $3,931 | $5,816 | $6,794 |
| 22 | $3,868 | $5,651 | $6,627 |
| 23 | $3,355 | $4,955 | $5,796 |
| 24 | $3,191 | $4,705 | $5,507 |
| 25 | $2,746 | $4,057 | $4,724 |
| 30 | $2,133 | $3,167 | $3,681 |
| 35 | $2,007 | $2,952 | $3,480 |
| 40 | $1,917 | $2,856 | $3,311 |
| 45 | $1,900 | $2,759 | $3,236 |
| 55 | $1,741 | $2,534 | $2,975 |
| 65 | $1,797 | $2,631 | $3,107 |
| 75 | $2,268 | $3,334 | $3,928 |
Ford Mustang Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,057 | $2,985 | $3,786 |
| Alaska | $1,692 | $2,367 | $2,293 |
| Arizona | $1,910 | $2,794 | $4,076 |
| Arkansas | $2,119 | $3,287 | $3,626 |
| California | $2,324 | $4,128 | $2,344 |
| Colorado | $2,183 | $3,043 | $3,884 |
| Connecticut | $2,809 | $4,345 | $5,507 |
| Delaware | $2,294 | $3,069 | $3,965 |
| Florida | $2,734 | $3,797 | $4,959 |
| Hawaii | $880 | $1,204 | $898 |
| Idaho | $1,556 | $2,076 | $2,528 |
| Illinois | $1,626 | $2,454 | $2,807 |
| Indiana | $1,666 | $2,552 | $2,858 |
| Iowa | $1,319 | $1,811 | $2,125 |
| Kansas | $1,747 | $2,553 | $3,014 |
| Kentucky | $2,550 | $3,740 | $4,437 |
| Louisiana | $3,273 | $4,937 | $5,355 |
| Maine | $1,233 | $1,711 | $2,527 |
| Maryland | $2,008 | $2,920 | $3,256 |
| Massachusetts | $1,607 | $2,810 | $1,599 |
| Michigan | $3,862 | $5,898 | $9,307 |
| Minnesota | $1,598 | $2,111 | $2,982 |
| Mississippi | $1,928 | $2,734 | $2,773 |
| Missouri | $1,830 | $2,613 | $3,423 |
| Montana | $1,843 | $2,596 | $2,980 |
| Nebraska | $1,553 | $2,329 | $2,494 |
| Nevada | $2,589 | $3,799 | $4,025 |
| New Hampshire | $1,780 | $2,818 | $3,588 |
| New Jersey | $1,964 | $3,105 | $4,034 |
| New Mexico | $2,002 | $2,978 | $3,118 |
| New York | $1,866 | $2,347 | $3,938 |
| North Carolina | $1,154 | $1,978 | $1,414 |
| North Dakota | $1,570 | $2,417 | $2,844 |
| Ohio | $1,407 | $2,187 | $2,223 |
| Oklahoma | $2,254 | $3,224 | $3,616 |
| Oregon | $2,043 | $2,772 | $3,290 |
| Pennsylvania | $1,723 | $2,543 | $2,948 |
| Rhode Island | $2,891 | $4,214 | $4,784 |
| South Carolina | $1,946 | $2,698 | $3,744 |
| South Dakota | $1,746 | $2,525 | $2,918 |
| Tennessee | $2,053 | $3,045 | $4,035 |
| Texas | $2,083 | $3,011 | $3,744 |
| Utah | $1,772 | $2,473 | $3,424 |
| Vermont | $1,351 | $2,088 | $2,207 |
| Virginia | $1,271 | $1,965 | $1,930 |
| Washington | $1,713 | $2,299 | $2,736 |
| West Virginia | $1,722 | $2,443 | $3,082 |
| Wisconsin | $1,693 | $2,682 | $3,046 |
| Wyoming | $1,600 | $2,237 | $2,369 |
| Georgia | $2,259 | $3,370 | $3,404 |
Compare Ford Mustang To Other Ford Models
FAQs
Who has the cheapest car insurance for a Ford Mustang?
For the 2024 model year, Victoria offers the most affordable car insurance for the Ford Mustang.
Which company offers the best car insurance for a Ford Mustang?
Considering its combination of the lowest rates, comprehensive coverage, and top-rated customer service, we believe Victoria provides the best car insurance option for a Ford Mustang.
