Ford Mustang Car Insurance Cost

Covering a Ford Mustang typically comes to about $297 annually with Victoria. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Refer to our quote tables below to determine the potential cost tailored to your circumstances.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Ford Mustang, it’s important to factor in the cost of insurance. Insurance plays a big role in owning a car, so it’s crucial to understand its expenses before committing to a purchase.

Choosing the right car insurance policy is essential to avoid unexpected and potentially high costs in the future. It’s important to ensure you have sufficient coverage in case of an accident to avoid hefty out-of-pocket expenses. Additionally, there’s the possibility of premium hikes if you’re found responsible for an accident.

With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact insurance premiums.

How Much Does Ford Mustang Car Insurance Cost?

Typically, Victoria provides the most competitive price, averaging at $297 annually, for full coverage insurance on a 2024 Ford Mustang.

While Victoria’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the year of your car model, and the specific coverage options you select. Having a clean driving record can result in lower premiums, while a past of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.

2024 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Victoria $297
Direct Auto $448
AssuranceAmerica Economy $848
Texas Farm Bureau Group $890
Penn National $1,046
AssuranceAmerica Elite $1,113
Virginia Farm Bureau $1,190
ALFA $1,344
Utica National Ins Group $1,558
Pekin Insurance $1,556

2023 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Safeco $193
NatGen PPA $710
Mercury Insurance $762
Direct Auto $750
Texas Farm Bureau Group $880
Dairyland Broadform $911
Dairyland FR Bond $1,057
Kemper Auto | Infinity $1,287
SECURA Insurance $1,624
USAA $1,967

2022 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $33
Victoria $347
Safeco $787
Titan $1,387
Mercury Insurance $1,517
Buckeye Insurance Group $1,498
Utica National Ins Group $1,534
North Carolina Farm Bureau $1,580
Kentucky Farm Bureau $1,644
Capital Insurance Group $1,815

2021 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Safeco $628
Jupiter Auto Insurance $714
Victoria $801
Concord Group $839
Direct Auto $1,083
Plymouth Rock $1,118
MMG Insurance Company $1,380
AssuranceAmerica $1,380
Titan $1,414
Nationwide ThreeSixZero $1,641

2020 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $260
Jupiter Auto Insurance $414
AssuranceAmerica $442
Kemper Auto Premier $623
Countryway Insurance $971
Concord Group $1,069
American National P&C $1,078
Mercury Insurance Company $1,094
Direct Auto $1,176
Bear River $1,174

2019 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $133
Dairyland Auto 1 Month $430
Jupiter Auto Insurance $913
SAFECO $912
American National P $1,107
Dairyland Broadform $1,143
Mercury Insurance $1,174
Direct Auto $1,175
General Casualty $1,508
Virginia Farm Bureau $1,500

2018 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $218
Dairyland FR Bond $328
NatGen Custom 360 $527
SAFECO $588
Kemper Auto Premier $714
Countryway Insurance $923
Concord Group $953
Jupiter Auto Insurance $1,042
Mercury Insurance $1,144
MMG Insurance Company $1,243

2017 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $458
Kemper Personal Insurance $552
SAFECO $702
Dairyland FR Bond $709
Kemper Auto Premier $768
Mercury Insurance $859
Concord Group $1,016
MMG Insurance Company $1,108
Kemper Auto Premium $1,157
Dairyland Broadform $1,186

2016 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $547
NatGen Custom 360 $598
Concord Group $652
Kemper Personal Insurance $721
Commerce Group Inc $745
Dairyland Auto 1 Month $736
Jupiter Auto Insurance $882
MMG Insurance Company $922
Kemper Auto Premier $929
Mercury Insurance $961

2015 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $498
Jupiter Auto Insurance $554
SAFECO $615
American National P&C $840
Dairyland Broadform $864
Concord Group $885
American National P $1,202
EMC Insurance $1,209
Farmers Mutual of Nebraska $1,193
Kemper Auto Premium $1,212

2014 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $201
AssuranceAmerica Economy $278
Jupiter Auto Insurance $286
Kemper Personal Insurance $270
AssuranceAmerica Elite $315
SAFECO $419
AssuranceAmerica $775
Dairyland Broadform $874
Concord Group $887
American National P $933

2013 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $49
Kemper Auto $125
Kemper Personal Insurance $160
AssuranceAmerica $219
Kemper Auto Premier $498
NatGen Custom 360 $539
SAFECO $588
West Bend Mutual $731
Pure Companies Grp $817
American National P $900

2012 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $166
Kemper Personal Insurance $424
SAFECO $459
Countryway Insurance $640
Mercury Insurance $667
American National P&C $827
Concord Group $835
Ameriprise Group $965
American National P $1,004
North Carolina Farm Bureau $1,015

2011 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $198
Mercury Insurance $731
Concord Group $771
North Carolina Farm Bureau $883
MMG Insurance Company $919
Utica National Ins Group $892
Countryway Insurance $948
Mercury Insurance Company $1,080
Patriot Group $1,216
Grinnell Mutual $1,246

2010 Ford Mustang Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $88
Jupiter Auto Insurance $177
NatGen Advantage $299
SAFECO $393
Kemper Auto Premier $371
Kemper Premium $568
Concord Group $605
Countryway Insurance $623
MMG Insurance Company $632
Mercury Insurance $643

Cost of Ford Mustang Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,564 $9,649 $11,258
18 $6,102 $8,980 $10,517
19 $5,419 $7,925 $9,299
20 $4,699 $6,928 $8,110
21 $3,931 $5,816 $6,794
22 $3,868 $5,651 $6,627
23 $3,355 $4,955 $5,796
24 $3,191 $4,705 $5,507
25 $2,746 $4,057 $4,724
30 $2,133 $3,167 $3,681
35 $2,007 $2,952 $3,480
40 $1,917 $2,856 $3,311
45 $1,900 $2,759 $3,236
55 $1,741 $2,534 $2,975
65 $1,797 $2,631 $3,107
75 $2,268 $3,334 $3,928

Ford Mustang Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,057 $2,985 $3,786
Alaska $1,692 $2,367 $2,293
Arizona $1,910 $2,794 $4,076
Arkansas $2,119 $3,287 $3,626
California $2,324 $4,128 $2,344
Colorado $2,183 $3,043 $3,884
Connecticut $2,809 $4,345 $5,507
Delaware $2,294 $3,069 $3,965
Florida $2,734 $3,797 $4,959
Hawaii $880 $1,204 $898
Idaho $1,556 $2,076 $2,528
Illinois $1,626 $2,454 $2,807
Indiana $1,666 $2,552 $2,858
Iowa $1,319 $1,811 $2,125
Kansas $1,747 $2,553 $3,014
Kentucky $2,550 $3,740 $4,437
Louisiana $3,273 $4,937 $5,355
Maine $1,233 $1,711 $2,527
Maryland $2,008 $2,920 $3,256
Massachusetts $1,607 $2,810 $1,599
Michigan $3,862 $5,898 $9,307
Minnesota $1,598 $2,111 $2,982
Mississippi $1,928 $2,734 $2,773
Missouri $1,830 $2,613 $3,423
Montana $1,843 $2,596 $2,980
Nebraska $1,553 $2,329 $2,494
Nevada $2,589 $3,799 $4,025
New Hampshire $1,780 $2,818 $3,588
New Jersey $1,964 $3,105 $4,034
New Mexico $2,002 $2,978 $3,118
New York $1,866 $2,347 $3,938
North Carolina $1,154 $1,978 $1,414
North Dakota $1,570 $2,417 $2,844
Ohio $1,407 $2,187 $2,223
Oklahoma $2,254 $3,224 $3,616
Oregon $2,043 $2,772 $3,290
Pennsylvania $1,723 $2,543 $2,948
Rhode Island $2,891 $4,214 $4,784
South Carolina $1,946 $2,698 $3,744
South Dakota $1,746 $2,525 $2,918
Tennessee $2,053 $3,045 $4,035
Texas $2,083 $3,011 $3,744
Utah $1,772 $2,473 $3,424
Vermont $1,351 $2,088 $2,207
Virginia $1,271 $1,965 $1,930
Washington $1,713 $2,299 $2,736
West Virginia $1,722 $2,443 $3,082
Wisconsin $1,693 $2,682 $3,046
Wyoming $1,600 $2,237 $2,369
Georgia $2,259 $3,370 $3,404

FAQs

Who has the cheapest car insurance for a Ford Mustang?

For the 2024 model year, Victoria offers the most affordable car insurance for the Ford Mustang.

Which company offers the best car insurance for a Ford Mustang?

Considering its combination of the lowest rates, comprehensive coverage, and top-rated customer service, we believe Victoria provides the best car insurance option for a Ford Mustang.

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