Ford GT Car Insurance Cost 2025
On average, insuring a Ford GT costs $2,900 annually. However, the actual price can vary depending on factors like your age, the car’s model year, and other details. Check out our quote tables below to get a personalized estimate.
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Insuring a Ford GT is notably more expensive than the average vehicle, primarily due to its supercar status, high market value, and costly repair parts. On average, annual insurance premiums for a Ford GT hover around $2,900, though some models and driver profiles may see rates vary between $1,500 and nearly $4,000 per year. Factors like the driver’s location, age, driving history, and chosen coverage levels can significantly impact costs. Because of the GT’s exclusivity and performance capabilities, many insurers classify it as a high-risk vehicle. Comparing quotes from multiple providers is essential to finding the most competitive rate.
How Much Does Ford GT Car Insurance Cost?
Ford GT drivers typically pay an average of $2,900 annually for car insurance.
State Farm’s rate is a good benchmark, but car insurance costs can vary widely based on several factors. These include where you live, your driving history, the age of your car, and the coverage options you choose. A clean driving record usually results in lower premiums, while a history of accidents or traffic violations can increase your rates.
Living in a busy urban area often means higher insurance costs compared to a quieter rural area. The type of coverage also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we help you compare quotes from different insurance providers to ensure you get the best deal.
Average Insurance Cost Of Ford GT By Model Year
| Model Year | Average Premium |
| 2025 Ford GT | $3,881 |
| 2022 Ford GT | $1,582 |
| 2021 Ford GT | $3,886 |
| 2020 Ford GT | $1,746 |
| 2019 Ford GT | $1,671 |
| 2018 Ford GT | $2,666 |
| 2017 Ford GT | $2,183 |
2025 Ford GT Insurance Rates
The average annual insurance cost for a 2025 Ford GT is $3,881. However, USAA offers the cheapest rates, averaging $3,540 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $3,540 |
| Mercury Insurance | $3,780 |
| The Hartford | $3,960 |
| Travelers | $3,984 |
| Nationwide | $3,972 |
| Progressive | $4,068 |
| Erie | $3,720 |
| State Farm | $3,660 |
| Farmers | $4,068 |
| American Family | $4,056 |
2022 Ford GT Insurance Rates
The average annual insurance cost for a 2022 Ford GT is $1,582. However, State Farm offers the cheapest rates, averaging $571 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,892 |
| Allstate | $1,319 |
| State Farm | $571 |
| Western National | $1,741 |
| Travelers | $1,201 |
| Nationwide | $2,012 |
| Auto Club Group | $2,035 |
| Sentry | $2,134 |
| Farmers | $1,680 |
| American Family | $1,232 |
2021 Ford GT Insurance Rates
The average annual insurance cost for a 2021 Ford GT is $3,886. However, State Farm offers the cheapest rates, averaging $994 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $5,443 |
| Travelers | $3,393 |
| Mercury | $3,409 |
| Hanover | $5,541 |
| State Farm | $994 |
| Unitrin | $3,192 |
| Dairyland Auto | $5,552 |
| Direct General Insurance | $4,780 |
| Nationwide | $1,907 |
| Permanent General | $4,651 |
2020 Ford GT Insurance Rates
The average annual insurance cost for a 2020 Ford GT is $1,746. However, Kemper Auto | Infinity offers the cheapest rates, averaging $984 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,462 |
| Travelers | $2,502 |
| Permanent General | $2,777 |
| Home State Ins Group | $2,544 |
| National General | $2,049 |
| Kemper Auto | Infinity | $984 |
| Nationwide | $1,254 |
| Hastings Mutual Insurance Co | $1,488 |
| Allied | $1,399 |
| State Farm | $1,001 |
2019 Ford GT Insurance Rates
The average annual insurance cost for a 2019 Ford GT is $1,671. However, State Farm offers the cheapest rates, averaging $814 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | $2,024 |
| Sentry | $2,062 |
| Allied | $818 |
| American Family | $1,741 |
| State Farm | $814 |
| Unitrin | $2,172 |
| Mercury | $2,182 |
| Bristol West | $1,180 |
| Nationwide | $2,166 |
| USAA | $1,548 |
2018 Ford GT Insurance Rates
The average annual insurance cost for a 2018 Ford GT is $2,666. However, American Family offers the cheapest rates, averaging $946 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,526 |
| Travelers | $2,807 |
| Mercury | $3,344 |
| Westfield | $3,078 |
| Dairyland | $2,631 |
| Metropolitan | $2,292 |
| State Farm | $1,535 |
| American Family | $946 |
| Unitrin | $2,996 |
| USAA | $5,505 |
2017 Ford GT Insurance Rates
The average annual insurance cost for a 2017 Ford GT is $2,183. However, Nationwide offers the cheapest rates, averaging $791 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $874 |
| Dairyland Auto | $3,406 |
| Direct General Insurance | $5,390 |
| Home State Ins Group | $2,923 |
| Unitrin | $1,596 |
| Mercury | $2,229 |
| Direct Auto | $635 |
| Nationwide | $791 |
| Metropolitan | $3,071 |
| Allstate | $910 |
Find Affordable Ford GT Insurance Rates
Are Ford GTs Expensive To Insure?
Yes, insuring a Ford GT is generally expensive. On average, owners can expect to pay around $2,910 per year for insurance coverage. However, this cost can vary significantly based on factors such as the driver’s age, location, driving history, and the specific model year of the vehicle. For instance, a 2022 Ford GT may have an average annual premium of approximately $1,582, while a 2021 model could cost about $3,886 per year. The high insurance premiums are due to the vehicle’s high value, performance capabilities, and the cost of repairs. It’s advisable for owners to compare quotes from different insurers to find the most competitive rate.
Cheapest Car Insurance Companies For A Ford GT
Among these, State Farm offers the most affordable coverage at $50 per month. Farmers is the highest among the top five, with a monthly premium of $142. These estimates are based on available data for earlier model years of the Ford GT, as specific data for the 2025 model may not yet be widely available. Actual insurance premiums can vary based on individual circumstances, including driving history, location, and selected coverage options. For the most accurate and personalized insurance quotes, it’s recommended to contact insurance providers directly or use online comparison tools.
| Insurance Company | Average Monthly Rate |
|---|---|
| State Farm | $50 |
| Travelers | $98 |
| American Family | $99 |
| Allstate | $107 |
| Farmers | $142 |
Common Ford GT Insurance Discounts
Discounts are an effective way to reduce your car insurance premiums. While each insurer offers unique discounts, here are some common ones to consider:
- Multi-policy: Bundling your auto and home insurance with the same provider can earn you a discounted rate.
- Pay annually: Paying your premium in full upfront instead of monthly installments can save you money.
- Defensive driving: Completing a certified defensive driving course may qualify you for reduced rates.
Other discounts may also be available. Contact your insurance agent to explore all the options you’re eligible for and maximize your savings.
Compare Ford GT To Other Ford Models
Looking for other Ford model insurance costs?
Our Methodology
Insuranceopedia calculated average car insurance costs by analyzing thousands of quotes from top providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that these figures may differ from your actual rates, which depend on your unique profile and coverage needs.
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FAQs
Do You Need Insurance Before You Can Purchase A Ford GT?
Yes, proof of insurance is required before driving your Ford GT off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about the purchase, rather than relying on coverage offered through the dealership.
How Can You Get The Cheapest Insurance For Your Ford GT?
To find the most affordable rates for your Ford GT, it’s essential to shop around and compare quotes from different insurance companies. Insuranceopedia simplifies this process by letting you compare quotes from multiple providers directly on our website.
