Ford F150 Car Insurance Cost
Insuring a Ford F150 typically costs about $672 per year with Wolverine Mutual. However, the actual price can vary based on your age, the truck’s model year, and other factors. Check the quote tables below for a personalized estimate.
If you’re considering buying a Ford F150, it’s important to think about the cost of insurance. Insurance is a major part of car ownership, so understanding this expense is crucial before making your decision.
Choosing the right car insurance is essential to avoid unexpected and costly surprises down the road. Having enough coverage is important to protect yourself from large out-of-pocket costs in case of an accident. Additionally, if you cause an accident, your premiums could increase.
From my over ten years of experience in analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location significantly affect your insurance premiums.
How Much Does Ford F150 Car Insurance Cost?
Wolverine Mutual generally provides the best rate for full coverage insurance on a 2020 Ford F150, at around $672 per year.
While Wolverine Mutual’s rate is a good benchmark, car insurance costs can vary greatly based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. Typically, a clean driving record results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Living in a busy city usually means higher insurance rates compared to living in a quiet rural area. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to make sure you get the best deal.
2024 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Wolverine Mutual | $672 |
| SECURA Insurance | $857 |
| Chubb | $1,054 |
| Auto-Owners Insurance Co | $1,126 |
| Hastings Mutual Insurance Co | $1,136 |
| Pioneer State Mutual Ins Co | $1,155 |
| USAA | $1,204 |
| Frankenmuth Mutual | $1,239 |
| Travelers | $1,396 |
| MEEMIC Insurance Company | $1,431 |
2023 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $10 |
| American National P | $383 |
| Safeco | $460 |
| Country | $767 |
| Capital Insurance Group | $779 |
| Titan | $822 |
| Utica National Ins Group | $877 |
| New Jersey Manufacturers | $1,085 |
| North Carolina Farm Bureau | $1,134 |
| Southern Farm Bureau | $1,199 |
2022 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $297 |
| NatGen Value | $346 |
| AssuranceAmerica Mobile Max | $420 |
| NatGen Custom 360 | $543 |
| American National P | $665 |
| Mercury Insurance | $715 |
| Countryway Insurance | $787 |
| PEMCO | $857 |
| Utica National Ins Group | $899 |
| Plymouth Rock Assurance | $941 |
2021 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $23 |
| Safeco | $309 |
| Victoria | $377 |
| American National P&C | $765 |
| MMG Insurance Company | $786 |
| Pure Companies Grp | $798 |
| PEMCO | $828 |
| American National P | $842 |
| Mercury Insurance | $891 |
| Titan | $864 |
2020 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $268 |
| NatGen PPA | $320 |
| AssuranceAmerica Mobile Max | $361 |
| Kemper Auto Premium | $381 |
| American National P | $501 |
| Mercury Insurance | $721 |
| PEMCO | $892 |
| Capital Insurance Group | $984 |
| Pekin Insurance | $962 |
| SafeAuto | $960 |
2019 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $215 |
| American National P&C | $363 |
| American National P | $402 |
| Kemper Auto Premium | $435 |
| Infinity Special | $475 |
| AssuranceAmerica Mobile Max | $539 |
| NatGen PPA | $615 |
| Dairyland Broadform | $803 |
| PEMCO | $832 |
| Buckeye Insurance Group | $850 |
2018 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $10 |
| Dairyland Auto 1 Month | $153 |
| Dairyland FR Bond | $263 |
| AssuranceAmerica Mobile Max | $268 |
| Safeco | $384 |
| American National P | $461 |
| NatGen Custom 360 | $554 |
| Buckeye Insurance Group | $711 |
| Infinity Special | $783 |
| PEMCO | $844 |
2017 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $141 |
| Kemper Personal Insurance | $229 |
| Mercury Insurance | $275 |
| Safeco | $269 |
| Kemper Auto Premier | $536 |
| American National P | $577 |
| Pekin Insurance | $723 |
| Concord Group | $795 |
| Pure Companies Grp | $814 |
| SECURA Insurance | $914 |
2016 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $154 |
| Safeco | $187 |
| AssuranceAmerica Mobile Max | $195 |
| Dairyland FR Bond | $373 |
| American National P | $570 |
| Utica National Ins Group | $668 |
| Concord Group | $700 |
| Pekin Insurance | $795 |
| Rural Mutual Insurance | $857 |
| North Carolina Farm Bureau | $857 |
2015 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $143 |
| Safeco | $185 |
| Mercury Insurance | $502 |
| American National P | $532 |
| Kemper Auto Premium | $700 |
| Commerce Group Inc | $723 |
| Plymouth Rock Assurance | $860 |
| Concord Group | $867 |
| SECURA Insurance | $889 |
| MMG Insurance Company | $903 |
2014 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $191 |
| Safeco | $244 |
| American National P | $395 |
| Dairyland FR Bond | $622 |
| MMG Insurance Company | $671 |
| American National P&C | $679 |
| Patriot Group | $690 |
| Umialik Insurance | $754 |
| Kemper Personal Insurance | $758 |
| Utica National Ins Group | $777 |
2013 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $119 |
| Kemper Auto Premium | $150 |
| AssuranceAmerica Mobile Max | $193 |
| Safeco | $222 |
| NatGen Custom 360 | $383 |
| Mercury Insurance | $404 |
| American National P | $471 |
| Bear River | $559 |
| Dairyland FR Bond | $617 |
| Dairyland Broadform | $659 |
2012 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $121 |
| NatGen Custom 360 | $206 |
| Mercury Insurance | $362 |
| Kemper Personal Insurance | $374 |
| American National P | $380 |
| Concord Group | $498 |
| AssuranceAmerica Mobile Max | $502 |
| MMG Insurance Company | $680 |
| PEMCO | $741 |
| Utica National Ins Group | $742 |
2011 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $91 |
| Kemper Personal Insurance | $110 |
| NatGen Custom 360 | $214 |
| Dairyland FR Bond | $287 |
| Dairyland Broadform | $499 |
| American National P | $517 |
| Bear River | $523 |
| AssuranceAmerica Mobile Max | $595 |
| Buckeye Insurance Group | $660 |
| MMG Insurance Company | $647 |
2010 Ford F150 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $55 |
| Safeco | $94 |
| NatGen Custom 360 | $162 |
| Kemper Auto Premium | $249 |
| Mercury Insurance | $255 |
| American National P&C | $335 |
| Dairyland Broadform | $375 |
| American National P | $382 |
| Concord Group | $580 |
| Utica National Ins Group | $613 |
FAQs
Who has the cheapest car insurance for a Ford F150?
Wolverine Mutual provides the lowest car insurance rates for the 2020 Ford F150.
Which company offers the best car insurance for a Ford F150?
With their competitive pricing, comprehensive coverage, and top-notch customer service ratings, Wolverine Mutual stands out as the best choice for car insurance for a Ford F150.
