Is It Worth It?
Pet insurance is a great idea for anyone who likes to keep tabs on their spending and avoid painful and unexpected medical bills.
According to the 2023-2024 APPA National Pet Owners Survey, pet ownership is almost evenly spread across each generation, indicating that insurance savings could help every age group.
Accidents, injuries, and illnesses happen unexpectedly, but the bill will be a lot more unexpected if you don’t have pet insurance.
Two years ago, my family had a pet emergency. We didn’t have pet insurance even though we had four pets. This emergency coincided with a continuing gut feeling that we should consider looking into pet insurance soon.
Below is a breakdown of our initial pet emergency invoice:
If you’re like me, bad luck doesn’t strike just once in the family; it strikes thrice.
The next bill was for the bulldog. She swallowed something she wasn’t supposed to. The cost of removing the wad of deftly defied “drop-its” and “spit-it-out” was $5000!
(So much for that upcoming vacation)
So in two months, we had to pay $7,630 out of pocket for pet emergencies and illnesses.
Thankfully we invested in pet insurance that same month, so when bad luck struck us the third time, it only cost us our premium for the first month, $180.
Pet insurance can help you avoid missing your upcoming vacation because of a vet surgical bill.