Insurance Experts Q&A

Other Recent Questions

• Do I need special coverage for my record collection?

• What should I do if I think my insurance company denied my claim unfairly?

• Will liability insurance cover me for accusations of libel?

• Will my insurance cover theft by an employee if the thief has not been identified?

• Can my insurance company cancel my homeowners policy after I file three claims?

• How does a corridor deductible work?

• Will I need a medical exam to get life insurance?

• Are insurance chatbots reliable?

• Is it safe to buy insurance from a non-admitted insurer?

• what happens if there is no beneficiary on a life insurance policy

• How much commission does an insurance agent make?

• If a party guest drives home drunk, is the host liable?

• Can I get insurance for a drone?

• Why won't collision coverage protect me if I hit an animal?

• Does car insurance cover damage caused by hail?

• What kind of roof damage will be covered by homeowner's insurance?

• Are there insurance issues if I make an ice rink in my backyard?

• Does my home insurance cover mold damage?

• Is it ever possible to remove the named insured from an insurance policy?

• Do hotels have insurance for their customers' items?

• When do you need a liquor liability policy?

• Can I get a better health insurance rate if I use a fitness tracker?

• When do I need a public adjuster?

• Is my bicycle covered by my home insurance policy?

• Are there some products that cannot be insured for product liability?

• How is a public adjuster different than a claims adjuster?

• What is the difference between a reinsurer and a retrocessionaire?

• I have to leave a house unoccupied for a while. Is that going to cause problems with my insurance?

• How does an umbrella insurance policy work?

• Will my auto insurance premiums go up if I do some work through a ridesharing service?

• How can I tell if someone offering me insurance is a legitimate and authorized agent?

• Does my business need key person insurance?

• What is the top paying insurance industry job?

• Is cryptocurrency going to mean anything for my insurance?

• How bad does the damage have to be for my home insurance to cover vandalism?

• Do professional writers need business insurance?

• Does my company need cyber insurance?

• What are the best ways to save on car insurance?

• Is it ever okay not to involve the insurance company after a car accident?

• Should my business get employee benefit liability insurance?

• Are there any differences between condo insurance and homeowners insurance?

• What is an umbrella policy and should I get one?

• How do I prepare a proof of loss for an insurance claim?

• Is it a good idea to get an insurance policy with no deductible?

• What should I include in a household inventory?

• Does where you live affect health insurance premiums?

• Does my liability insurance cover me for injuries that happen on the sidewalk in front of my house?

• How do insurance companies have the funds to cover so many claims after a natural disaster?

• Who gets the death benefit if my beneficiaries die?

• If I receive a quote, does the insurance company have to honor it?

• Is my driveway covered by my home insurance policy?

• Can I file a business insurance claim for a power outage?

• Is it more expensive to insure an older home?

• What is a fiduciary liability insurance policy and what does it cover?

• What is covered by a commercial general liability policy?

• Do I need special insurance if I make money through ridesharing?

• What is hired and non-owned auto liability insurance?

• Does my loss ratio have any effect on my commercial insurance premiums?

• Will my auto insurance pay for a rental car if my car breaks down?

• Should my small business have business income insurance?

• Does my employer-sponsored life insurance provide enough coverage?

• What is not covered by my homeowner's insurance?

• What is excluded in a general liability policy?

• Why does it take longer to get an insurance quote for a business policy than for an auto policy?

• How do insurance companies calculate workers compensation premiums?

• Is there a difference between personal no fault and personal injury protection?

• How are collision and comprehensive coverage different?

• Why can't some businesses purchase errors and omissions insurance?

• Will my homeowners insurance cover my car if my garage burns down?

• What is the other than collision coverage on my car insurance?

• Does my automobile insurance cover me against hit-and-run accidents?

• What is uninsured motorist coverage?

• Is long term disability insurance worth it?

• How do I go about offering health insurance to my employees?

• How much homeowners insurance should I purchase?

• How is rental home insurance different than homeowners insurance?

• Will the insurance company pay my claim if someone else was driving my car?

• What is the physical damage coverage on my auto insurance policy?

• What is employer's liability on a worker's comp policy?

• What is the difference between universal and whole life insurance?

• Should I buy key person insurance for any of my employees?

• What is universal life insurance?

• Will my auto insurance cover a rental car?

• Are my comprehensive and collision premiums affected when my car loses value?

• Am I safe if I only have group life insurance through my employer?

• When do I need to add an additional interest to my insurance policy?

• Should I get my home and auto insurance from the same insurance company?

• When should I file an auto insurance claim?

• What is personal liability insurance?

• Does my car insurance cover bodily injury and property damage?

• Can I cancel my auto insurance at any time?

• Will long-term care insurance cover the cost of staying in a nursing home?

• How much life insurance should I buy?

• Why do some insurance companies offer life insurance for children?

• What is co-insurance and what effect does it have on my health insurance?

• Do my commercial property premiums have anything to do with my building's ISO rating?

• What is a high deductible health insurance policy?

• Should I get long-term care insurance?