Charlene Royston
Owner
Charlene is a seasoned freelance writer and small business owner. She has a strong background in finance, mortgages, real estate, hospitality, and marketing. Her clear, concise writing clarifies complex concepts making them accessible, understandable, and useful.
These nine policies will help to protect your farm business. Whether you run a small hobby farm or an expansive operation, you need insurance protection for complete...
Did you know each insurance company uses different formulas to calculate commercial insurance premiums based on risk? The formulas can differ greatly, too. Learn how...
Insurance is there to protect what you value, but what happens if your insurer goes under? Find out how to choose a company that will likely stay in business as long as...
Home improvements can increase the value of your home. But some will also cost you a higher insurance premium. Find out which ones.
House fires can be devastating and tragic events. Learn what you can do to reduce your risks.
Adding your summer home to your primary home insurance isn't enough. Find out what you need to do to properly protect your seasonal dwelling.
If your business sells liquor, no matter how little, you can benefit from liquor liability insurance. Find out what it covers and who needs it.
Your company is liable for any data it collects and stores. Find out how to properly dispose of it to avoid breaches, lawsuits, and penalties.
A home inventory is an important complement to your home insurance. But where do you start and what do you include? Find out here.
When you're on vacation, you want to leave the worries behind. Check out these steps to keep your home safe while you're away.
If snow damages your home, your insurance may not protect you. Find out what steps you need to take to make sure you're covered.
Many homeowners are surprised to learn their insurance doesn't cover mold damage. Find out what you can do about it.
The insurance industry is responding to increased property risks caused by climate change. Find out how they're changing and what it means for your home insurance.
Do you really know how what your insurance policy is covered? Some of these exclusions might surprise you.
If you're running an online business, you have special insurance needs. Find out what policies are essential to keep you protected.
Wildfires are increasingly common and can devastate your home. Find out how to keep it safe.
Renting out property is a great way to earn money - if you do it right. Find out what you need to know before becoming a landlord.
Cyber attacks are more common than most people realize. Find out how to protect your business.
Ridesharing can be a great way to earn a living – if you protect your income. Find out how to make sure your investment pays off.
Mortgages can be confusing, and choosing the wrong one could cost you thousands extra in the long run. Read this to learn the mortgage basics.
There's no way to stop a hurricane, but there are steps you can take to prepare. Find out what steps you can take to minimize the damage.
Identity theft is on the rise and costs consumers billions every year. Find out what steps you can take to protect your identity, online and offline.
Many small business owners don't realize that they are the prime target for cyber attacks. Find out how cyber insurance can give you the coverage yo need.
Basic disability coverage rarely provides adequate compensation for serious illness or injury. Insurance companies offer a number of riders that can improve your...
Smart devices are becoming widespread and increasingly sophisticated. Find out how they can protect your home and keep your insurance costs low.
Insurance companies are starting to use artificially intelligent robo-advisors. Find out what they are and what they mean for the future of the insurance industry.
Vehicle theft is the only crime that increased in 2016. These tips will help reduce your risk of becoming a victim of car theft.
If you own a mobile home, standard homeowners insurance may be inadequate or unavailable to you. Learn the basics of specialized mobile home insurance.
Usage-based insurance powered by telematics offers fairer pricing for many drivers. Find out how it works and why it has revolutionized underwriting.
If you own a business, you will need the right kind of insurance to protect against a variety of losses. Learn about the 6 essential policies your company needs.
Disability can put a proverbial wrench in your earnings and daily life. This overview of disability insurance helps you determine if it's the best option for you.
Winter weather poses special risks and challenges for home owners. These 11 tips will help you get through the season in comfort while keeping your home protected.
