Audi A4 Car Insurance Cost

To insure an Audi A4, you can expect to pay approximately $2,117 annually with Esurance. However, insurance rates vary based on factors like age, the car’s model year, and other individual details. You can use our quote tables below to get a personalized estimate tailored to your circumstances.

min read
Updated: 31 March 2024
Written by
Bob Phillips
On this page Open

If you’re thinking about buying an Audi A4, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a decision.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured in the event of an accident, resulting in significant out-of-pocket costs. Additionally, if you’re deemed at fault, your insurance premiums could rise.

Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Audi A4 Car Insurance Cost?

Typically, Esurance provides the most competitive price, averaging around $2,117 annually for comprehensive insurance coverage on a 2024 Audi A4.

While Esurance’s pricing serves as a useful reference, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with less traffic. Your choice of coverage will also impact your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically commands a higher premium compared to minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers to ensure you secure the best deal possible.

2024 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Esurance $2,117
USAA $2,198
California Capital $2,183
Mercury $2,587
Metropolitan $3,012
Bristol West $3,072
Unitrin $3,069
Farmers $3,094
Alliance United $3,119
CSAA $3,252

2023 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $1,302
Capital Insurance Group $1,336
USAA $1,332
Unigard $1,660
Unitrin $1,687
State Farm $1,765
Nationwide $1,811
Travelers $1,851
Direct Auto $1,935
GMAC Insurance Group $2,066

2022 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,174
National General Value $1,216
SECURA Insurance $1,356
Rockford Mutual Insurance $1,454
Country $1,486
ACCC Insurance Company $1,520
Plymouth Rock $1,566
Pekin Insurance $1,560
New Jersey Manufacturers $1,654
Safeco $1,828

2021 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $399
American National P $659
Pekin Insurance $946
Kemper Auto | Infinity $971
Hastings Mutual Insurance Co $1,075
Indiana Farmers Mutual Ins $1,233
Texas Farm Bureau Group $1,321
PEMCO $1,313
Grange Mutual $1,367
Capital Insurance Group $1,380

2020 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $620
Hastings Mutual Insurance Co $903
SECURA Insurance $1,151
American National P $1,147
Capital Insurance Group $1,205
PEMCO $1,253
Texas Farm Bureau Group $1,269
Pekin Insurance $1,333
Plymouth Rock Assurance $1,346
Safety Group $1,392

2019 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $505
American National P $511
Buckeye Insurance Group $813
Utica National Ins Group $1,056
Texas Farm Bureau Group $1,187
Safeco $1,198
Capital Insurance Group $1,231
Virginia Farm Bureau $1,244
PEMCO $1,302
Western Reserve $1,354

2018 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $299
SAFECO $622
Plymouth Rock $752
American National P $963
AssuranceAmerica Mobile Max $1,277
PEMCO $1,295
Capital Insurance Group $1,385
Utica National Ins Group $1,467
Buckeye Insurance Group $1,488
Jupiter Auto Insurance $1,535

2017 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $589
Concord Group $719
American National P $833
SAFECO $951
Jupiter Auto Insurance $985
Indiana Farmers Mutual Ins $1,018
Countryway Insurance $1,097
MMG Insurance Company $1,147
Farmers Mutual of Nebraska $1,183
Mercury Insurance $1,219

2016 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $297
Plymouth Rock $324
Utica National Ins Group $1,025
Kemper Auto $1,061
North Carolina Farm Bureau $1,149
Buckeye Insurance Group $1,236
Capital Insurance Group $1,270
Tennessee Farmers $1,279
SECURA Insurance $1,290
PEMCO $1,307

2015 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $76
Mercury Insurance $134
American National P&C $610
American National P $644
Kemper Auto Premier $714
North Carolina Farm Bureau $1,022
Utica National Ins Group $1,175
Titan $1,233
Farmers Mutual of Nebraska $1,226
General Casualty $1,298

2014 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $405
Mercury Insurance $614
Rural Mutual Insurance $989
Concord Group $1,016
Dairyland Realtime $1,092
SECURA Insurance $1,137
West Bend Mutual $1,171
PEMCO $1,207
AssuranceAmerica Mobile Max $1,171
Pekin Insurance $1,238

2013 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $74
SAFECO $193
Kemper Auto | Infinity $221
Kemper Auto Premier $638
American National P $805
IMT Insurance Company $976
NatGen Value $1,041
Countryway Insurance $1,057
PEMCO $1,192
Concord Group $1,175

2012 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $697
American National P $732
Indiana Farmers Mutual Ins $824
Concord Group $951
Countryway Insurance $1,058
Cameron Mutual Group $1,130
North Carolina Farm Bureau $1,132
Mercury Insurance $1,183
Utica National Ins Group $1,211
IMT Insurance Company $1,297

2011 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $156
Jupiter Auto Insurance $182
Mercury Insurance $252
Safeco $289
Union Mutual Fire Group $542
Kemper Auto | Infinity $646
NatGen PPA $729
AssuranceAmerica Economy $745
American National P $810
NatGen Custom 360 $854

2010 Audi A4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $222
Kemper Auto Premier $244
SAFECO $341
Union Mutual Fire Group $363
NatGen Value $401
AssuranceAmerica Economy $420
Dairyland Broadform Realtime $579
Dairyland Realtime $601
American National P $702
NatGen PPA $711

Cost of Audi A4 Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $6,367 $9,357 $10,944
18 $5,961 $8,718 $10,211
19 $5,249 $7,701 $9,000
20 $4,575 $6,718 $7,875
21 $3,841 $5,617 $6,592
22 $3,742 $5,483 $6,406
23 $3,275 $4,794 $5,638
24 $3,105 $4,563 $5,341
25 $2,686 $3,918 $4,599
30 $2,072 $3,065 $3,587
35 $1,940 $2,881 $3,345
40 $1,872 $2,743 $3,241
45 $1,826 $2,670 $3,150
55 $1,664 $2,463 $2,873
65 $1,737 $2,582 $3,022
75 $2,214 $3,232 $3,806

Audi A4 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,981 $2,909 $3,705
Alaska $1,631 $2,306 $2,220
Arizona $1,845 $2,713 $3,978
Arkansas $2,063 $3,218 $3,537
California $2,287 $4,006 $2,269
Colorado $2,145 $2,970 $3,761
Connecticut $2,697 $4,212 $5,333
Delaware $2,237 $2,980 $3,834
Florida $2,694 $3,682 $4,820
Hawaii $884 $1,191 $878
Idaho $1,518 $2,024 $2,437
Illinois $1,566 $2,378 $2,741
Indiana $1,641 $2,491 $2,794
Iowa $1,279 $1,750 $2,068
Kansas $1,709 $2,501 $2,922
Kentucky $2,471 $3,660 $4,319
Louisiana $3,201 $4,796 $5,226
Maine $1,219 $1,654 $2,477
Maryland $1,950 $2,829 $3,144
Massachusetts $1,560 $2,715 $1,582
Michigan $3,756 $5,740 $9,078
Minnesota $1,567 $2,065 $2,916
Mississippi $1,877 $2,658 $2,673
Missouri $1,781 $2,507 $3,304
Montana $1,793 $2,504 $2,900
Nebraska $1,518 $2,230 $2,417
Nevada $2,484 $3,720 $3,939
New Hampshire $1,735 $2,757 $3,489
New Jersey $1,910 $3,008 $3,939
New Mexico $1,953 $2,911 $3,024
New York $1,796 $2,272 $3,814
North Carolina $1,119 $1,933 $1,373
North Dakota $1,553 $2,318 $2,763
Ohio $1,388 $2,128 $2,153
Oklahoma $2,199 $3,154 $3,530
Oregon $1,984 $2,692 $3,200
Pennsylvania $1,666 $2,486 $2,889
Rhode Island $2,809 $4,094 $4,637
South Carolina $1,919 $2,619 $3,641
South Dakota $1,710 $2,469 $2,839
Tennessee $2,012 $2,978 $3,945
Texas $2,017 $2,937 $3,656
Utah $1,722 $2,404 $3,302
Vermont $1,330 $2,041 $2,175
Virginia $1,235 $1,936 $1,879
Washington $1,662 $2,259 $2,671
West Virginia $1,653 $2,390 $2,990
Wisconsin $1,660 $2,605 $2,969
Wyoming $1,543 $2,150 $2,292
Georgia $2,182 $3,260 $3,279

FAQs

Who has the cheapest car insurance for a Audi A4?

Esurance offers the most affordable car insurance for the 2024 Audi A4.

Which company offers the best car insurance for a Audi A4?

Considering its competitive rates, extensive coverage options, and top-rated customer service, we recommend Esurance as the best choice for Audi A4 car insurance.

Go back to top