Audi A3 Car Insurance Cost
To insure an Audi A3, you’ll typically pay approximately $1,609 per year with State Farm. However, the actual cost can vary based on factors like age, the car’s model year, and other relevant details. Check our quote tables below to get a personalized estimate.
If you’re thinking about buying an Audi A3, you’ll need to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand its implications before making your purchase.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. You don’t want to end up with inadequate coverage if an accident happens, leaving you with significant out-of-pocket costs. Plus, there’s the risk of facing higher premiums if you’re at fault in an accident.
With over a decade of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and even where you live can all have a big impact on your insurance premiums.
How Much Does Audi A3 Car Insurance Cost?
Typically, State Farm provides the best deal with an average yearly rate of $1,609 for comprehensive insurance coverage on a 2024 Audi A3.
While State Farm’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium – comprehensive insurance, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most advantageous deal.
2024 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,609 |
| Unitrin | $1,715 |
| Allied | $2,370 |
| Mercury | $2,729 |
| Direct General Insurance | $3,373 |
| Allstate | $3,613 |
| Metropolitan | $4,108 |
| United Automobile Ins Group | $4,121 |
| Direct Auto | $5,246 |
| Dairyland Auto | $6,240 |
2023 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,595 |
| Allied | $2,380 |
| New York Central Mutual Fire | $2,398 |
| State Farm | $2,530 |
| Mercury | $2,696 |
| Direct General Insurance | $3,393 |
| USAA | $3,487 |
| Travelers | $3,541 |
| Erie | $3,632 |
| Nationwide | $4,117 |
2022 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $455 |
| Victoria | $521 |
| American National P | $1,000 |
| Texas Farm Bureau Group | $1,038 |
| SafeAuto | $1,230 |
| New Jersey Manufacturers | $1,367 |
| Republic Indemnity | $1,831 |
| Farmers Mutual of Nebraska | $1,942 |
| Auto-Owners Insurance Co | $1,941 |
| American Family | $2,050 |
2021 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $810 |
| Utica National Ins Group | $1,093 |
| North Carolina Farm Bureau | $1,138 |
| GMAC Insurance Group | $1,352 |
| Erie | $1,335 |
| Texas Farm Bureau Group | $1,414 |
| Travelers | $1,687 |
| USAA | $1,800 |
| Nationwide | $1,923 |
| 21st Century | $1,928 |
2020 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $313 |
| Buckeye Insurance Group | $1,006 |
| Acuity | $1,086 |
| Western Reserve | $1,077 |
| Hastings Mutual Insurance Co | $1,255 |
| Frankenmuth Mutual | $1,288 |
| Ohio Mutual Ins Group | $1,258 |
| Farm Bureau Mutual (IA Group) | $1,335 |
| Kemper Auto | Infinity | $1,428 |
| Georgia Farm Bureau | $1,502 |
2019 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $764 |
| American National P | $1,035 |
| Utica National Ins Group | $1,224 |
| Plymouth Rock Assurance | $1,262 |
| North Carolina Farm Bureau | $1,357 |
| Titan | $1,442 |
| SECURA Insurance | $1,595 |
| Georgia Farm Bureau | $1,586 |
| West Bend Mutual | $1,618 |
| New Jersey Manufacturers | $1,669 |
2018 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $167 |
| American National P | $617 |
| SAFECO | $814 |
| Pekin Insurance | $859 |
| Dairyland Realtime | $961 |
| Concord Group | $1,112 |
| Kemper Premium | $1,125 |
| SECURA Insurance | $1,107 |
| PEMCO | $1,224 |
| Utica National Ins Group | $1,338 |
2017 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $852 |
| American National P | $855 |
| Concord Group | $930 |
| NatGen Value | $924 |
| Bear River | $1,056 |
| Virginia Farm Bureau | $1,133 |
| Ohio Mutual Ins Group | $1,202 |
| Pekin Insurance | $1,359 |
| Indiana Farmers Mutual Ins | $1,362 |
| Buckeye Insurance Group | $1,374 |
2016 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $843 |
| SAFECO | $836 |
| American National P | $912 |
| Concord Group | $1,041 |
| Mercury Insurance | $1,149 |
| Rural Mutual Insurance | $1,207 |
| General Casualty | $1,224 |
| Nodak Mutual | $1,239 |
| Pekin Insurance | $1,268 |
| MMG Insurance Company | $1,268 |
2015 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $250 |
| Mercury Insurance | $447 |
| Kemper Personal Insurance | $467 |
| SAFECO | $572 |
| American National P | $698 |
| American National P&C | $745 |
| Kemper Auto | Infinity | $878 |
| Kentucky Farm Bureau | $947 |
| Commerce Group Inc | $967 |
| Indiana Farmers Mutual Ins | $1,058 |
2014 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $747 |
| Quincy Mutual | $1,009 |
| USAA | $1,002 |
| Utica National Ins Group | $1,068 |
| Unitrin | $1,098 |
| State Farm | $1,131 |
| Erie | $1,150 |
| Encompass | $1,243 |
| Virginia Farm Bureau | $1,233 |
| Chubb | $1,351 |
2013 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $555 |
| SECURA Insurance | $744 |
| Erie | $1,049 |
| USAA | $1,133 |
| Clearcover | $1,233 |
| Chubb | $1,242 |
| Virginia Farm Bureau | $1,336 |
| Farm Bureau Mutual (IA Group) | $1,440 |
| 21st Century | $1,491 |
| Auto-Owners Insurance Co | $1,498 |
2012 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $411 |
| SAFECO | $445 |
| NatGen Value | $710 |
| Mercury Insurance | $823 |
| Dairyland Auto | $835 |
| Virginia Farm Bureau | $884 |
| Concord Group | $947 |
| Clearcover | $967 |
| Indiana Farmers Mutual Ins | $1,032 |
| Pekin Insurance | $1,076 |
2011 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $338 |
| SECURA Insurance | $746 |
| Clearcover | $842 |
| Western National | $1,036 |
| Country | $1,095 |
| Farm Bureau Mutual (IA Group) | $1,144 |
| Oregon Mutual | $1,171 |
| New Jersey Manufacturers | $1,246 |
| Direct Auto | $1,445 |
| Dairyland Scored | $1,494 |
2010 Audi A3 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $330 |
| Farm Bureau Mutual (IA Group) | $809 |
| Southern Farm Bureau | $812 |
| Auto-Owners Insurance Co | $963 |
| Electric | $1,012 |
| MO Farm Bureau Services | $1,064 |
| National Grange Mutual | $1,080 |
| Oregon Mutual | $1,074 |
| Country | $1,073 |
| Texas Farm Bureau Group | $1,112 |
Cost of Audi A3 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,530 | $11,026 | $12,921 |
| 18 | $7,009 | $10,277 | $12,030 |
| 19 | $6,175 | $9,108 | $10,647 |
| 20 | $5,388 | $7,926 | $9,282 |
| 21 | $4,512 | $6,629 | $7,769 |
| 22 | $4,409 | $6,466 | $7,577 |
| 23 | $3,849 | $5,674 | $6,624 |
| 24 | $3,674 | $5,383 | $6,311 |
| 25 | $3,168 | $4,634 | $5,441 |
| 30 | $2,460 | $3,618 | $4,238 |
| 35 | $2,292 | $3,369 | $3,972 |
| 40 | $2,210 | $3,279 | $3,810 |
| 45 | $2,171 | $3,157 | $3,702 |
| 55 | $1,999 | $2,910 | $3,417 |
| 65 | $2,061 | $3,044 | $3,545 |
| 75 | $2,622 | $3,822 | $4,494 |
Audi A3 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,336 | $3,399 | $4,351 |
| Alaska | $1,962 | $2,702 | $2,635 |
| Arizona | $2,198 | $3,191 | $4,674 |
| Arkansas | $2,426 | $3,797 | $4,156 |
| California | $2,677 | $4,725 | $2,699 |
| Colorado | $2,511 | $3,513 | $4,465 |
| Connecticut | $3,207 | $4,981 | $6,280 |
| Delaware | $2,637 | $3,548 | $4,520 |
| Florida | $3,143 | $4,373 | $5,698 |
| Hawaii | $1,048 | $1,408 | $1,038 |
| Idaho | $1,768 | $2,386 | $2,855 |
| Illinois | $1,869 | $2,824 | $3,198 |
| Indiana | $1,933 | $2,920 | $3,285 |
| Iowa | $1,528 | $2,069 | $2,450 |
| Kansas | $2,028 | $2,951 | $3,440 |
| Kentucky | $2,908 | $4,290 | $5,056 |
| Louisiana | $3,744 | $5,668 | $6,151 |
| Maine | $1,410 | $1,941 | $2,898 |
| Maryland | $2,295 | $3,345 | $3,697 |
| Massachusetts | $1,858 | $3,219 | $1,854 |
| Michigan | $4,427 | $6,758 | $10,690 |
| Minnesota | $1,825 | $2,452 | $3,446 |
| Mississippi | $2,216 | $3,167 | $3,162 |
| Missouri | $2,077 | $2,983 | $3,904 |
| Montana | $2,099 | $2,961 | $3,453 |
| Nebraska | $1,783 | $2,652 | $2,868 |
| Nevada | $2,951 | $4,363 | $4,629 |
| New Hampshire | $2,054 | $3,260 | $4,105 |
| New Jersey | $2,243 | $3,557 | $4,654 |
| New Mexico | $2,323 | $3,438 | $3,576 |
| New York | $2,156 | $2,677 | $4,482 |
| North Carolina | $1,342 | $2,275 | $1,627 |
| North Dakota | $1,811 | $2,762 | $3,253 |
| Ohio | $1,610 | $2,504 | $2,538 |
| Oklahoma | $2,585 | $3,710 | $4,157 |
| Oregon | $2,361 | $3,138 | $3,763 |
| Pennsylvania | $1,983 | $2,886 | $3,381 |
| Rhode Island | $3,315 | $4,863 | $5,445 |
| South Carolina | $2,261 | $3,104 | $4,297 |
| South Dakota | $2,025 | $2,910 | $3,343 |
| Tennessee | $2,383 | $3,479 | $4,636 |
| Texas | $2,370 | $3,448 | $4,303 |
| Utah | $2,023 | $2,844 | $3,915 |
| Vermont | $1,554 | $2,404 | $2,563 |
| Virginia | $1,472 | $2,252 | $2,207 |
| Washington | $1,930 | $2,641 | $3,174 |
| West Virginia | $1,957 | $2,820 | $3,504 |
| Wisconsin | $1,961 | $3,052 | $3,463 |
| Wyoming | $1,834 | $2,566 | $2,717 |
| Georgia | $2,583 | $3,846 | $3,896 |
Compare Audi A3 To Other Audi Models
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
FAQs
Who has the cheapest car insurance for a Audi A3?
State Farm offers the most affordable car insurance for the 2023 Audi A3.
Which company offers the best car insurance for a Audi A3?
In our assessment, State Farm provides the top car insurance option for an Audi A3, considering its competitive rates, extensive coverage, and excellent customer service.
