Audi A3 Car Insurance Cost

To insure an Audi A3, you’ll typically pay approximately $1,609 per year with State Farm. However, the actual cost can vary based on factors like age, the car’s model year, and other relevant details. Check our quote tables below to get a personalized estimate.

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Updated: 01 April 2024
Written by
Bob Phillips
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If you’re thinking about buying an Audi A3, you’ll need to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand its implications before making your purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. You don’t want to end up with inadequate coverage if an accident happens, leaving you with significant out-of-pocket costs. Plus, there’s the risk of facing higher premiums if you’re at fault in an accident.

With over a decade of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving record, and even where you live can all have a big impact on your insurance premiums.

How Much Does Audi A3 Car Insurance Cost?

Typically, State Farm provides the best deal with an average yearly rate of $1,609 for comprehensive insurance coverage on a 2024 Audi A3.

While State Farm’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium – comprehensive insurance, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most advantageous deal.

2024 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,609
Unitrin $1,715
Allied $2,370
Mercury $2,729
Direct General Insurance $3,373
Allstate $3,613
Metropolitan $4,108
United Automobile Ins Group $4,121
Direct Auto $5,246
Dairyland Auto $6,240

2023 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,595
Allied $2,380
New York Central Mutual Fire $2,398
State Farm $2,530
Mercury $2,696
Direct General Insurance $3,393
USAA $3,487
Travelers $3,541
Erie $3,632
Nationwide $4,117

2022 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $455
Victoria $521
American National P $1,000
Texas Farm Bureau Group $1,038
SafeAuto $1,230
New Jersey Manufacturers $1,367
Republic Indemnity $1,831
Farmers Mutual of Nebraska $1,942
Auto-Owners Insurance Co $1,941
American Family $2,050

2021 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Titan $810
Utica National Ins Group $1,093
North Carolina Farm Bureau $1,138
GMAC Insurance Group $1,352
Erie $1,335
Texas Farm Bureau Group $1,414
Travelers $1,687
USAA $1,800
Nationwide $1,923
21st Century $1,928

2020 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $313
Buckeye Insurance Group $1,006
Acuity $1,086
Western Reserve $1,077
Hastings Mutual Insurance Co $1,255
Frankenmuth Mutual $1,288
Ohio Mutual Ins Group $1,258
Farm Bureau Mutual (IA Group) $1,335
Kemper Auto | Infinity $1,428
Georgia Farm Bureau $1,502

2019 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $764
American National P $1,035
Utica National Ins Group $1,224
Plymouth Rock Assurance $1,262
North Carolina Farm Bureau $1,357
Titan $1,442
SECURA Insurance $1,595
Georgia Farm Bureau $1,586
West Bend Mutual $1,618
New Jersey Manufacturers $1,669

2018 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $167
American National P $617
SAFECO $814
Pekin Insurance $859
Dairyland Realtime $961
Concord Group $1,112
Kemper Premium $1,125
SECURA Insurance $1,107
PEMCO $1,224
Utica National Ins Group $1,338

2017 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $852
American National P $855
Concord Group $930
NatGen Value $924
Bear River $1,056
Virginia Farm Bureau $1,133
Ohio Mutual Ins Group $1,202
Pekin Insurance $1,359
Indiana Farmers Mutual Ins $1,362
Buckeye Insurance Group $1,374

2016 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $843
SAFECO $836
American National P $912
Concord Group $1,041
Mercury Insurance $1,149
Rural Mutual Insurance $1,207
General Casualty $1,224
Nodak Mutual $1,239
Pekin Insurance $1,268
MMG Insurance Company $1,268

2015 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $250
Mercury Insurance $447
Kemper Personal Insurance $467
SAFECO $572
American National P $698
American National P&C $745
Kemper Auto | Infinity $878
Kentucky Farm Bureau $947
Commerce Group Inc $967
Indiana Farmers Mutual Ins $1,058

2014 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Direct General Insurance $747
Quincy Mutual $1,009
USAA $1,002
Utica National Ins Group $1,068
Unitrin $1,098
State Farm $1,131
Erie $1,150
Encompass $1,243
Virginia Farm Bureau $1,233
Chubb $1,351

2013 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $555
SECURA Insurance $744
Erie $1,049
USAA $1,133
Clearcover $1,233
Chubb $1,242
Virginia Farm Bureau $1,336
Farm Bureau Mutual (IA Group) $1,440
21st Century $1,491
Auto-Owners Insurance Co $1,498

2012 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
American National P $411
SAFECO $445
NatGen Value $710
Mercury Insurance $823
Dairyland Auto $835
Virginia Farm Bureau $884
Concord Group $947
Clearcover $967
Indiana Farmers Mutual Ins $1,032
Pekin Insurance $1,076

2011 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $338
SECURA Insurance $746
Clearcover $842
Western National $1,036
Country $1,095
Farm Bureau Mutual (IA Group) $1,144
Oregon Mutual $1,171
New Jersey Manufacturers $1,246
Direct Auto $1,445
Dairyland Scored $1,494

2010 Audi A3 Insurance Rates

Insurance Provider Average Annual Cost
American National P $330
Farm Bureau Mutual (IA Group) $809
Southern Farm Bureau $812
Auto-Owners Insurance Co $963
Electric $1,012
MO Farm Bureau Services $1,064
National Grange Mutual $1,080
Oregon Mutual $1,074
Country $1,073
Texas Farm Bureau Group $1,112

Cost of Audi A3 Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $7,530 $11,026 $12,921
18 $7,009 $10,277 $12,030
19 $6,175 $9,108 $10,647
20 $5,388 $7,926 $9,282
21 $4,512 $6,629 $7,769
22 $4,409 $6,466 $7,577
23 $3,849 $5,674 $6,624
24 $3,674 $5,383 $6,311
25 $3,168 $4,634 $5,441
30 $2,460 $3,618 $4,238
35 $2,292 $3,369 $3,972
40 $2,210 $3,279 $3,810
45 $2,171 $3,157 $3,702
55 $1,999 $2,910 $3,417
65 $2,061 $3,044 $3,545
75 $2,622 $3,822 $4,494

Audi A3 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,336 $3,399 $4,351
Alaska $1,962 $2,702 $2,635
Arizona $2,198 $3,191 $4,674
Arkansas $2,426 $3,797 $4,156
California $2,677 $4,725 $2,699
Colorado $2,511 $3,513 $4,465
Connecticut $3,207 $4,981 $6,280
Delaware $2,637 $3,548 $4,520
Florida $3,143 $4,373 $5,698
Hawaii $1,048 $1,408 $1,038
Idaho $1,768 $2,386 $2,855
Illinois $1,869 $2,824 $3,198
Indiana $1,933 $2,920 $3,285
Iowa $1,528 $2,069 $2,450
Kansas $2,028 $2,951 $3,440
Kentucky $2,908 $4,290 $5,056
Louisiana $3,744 $5,668 $6,151
Maine $1,410 $1,941 $2,898
Maryland $2,295 $3,345 $3,697
Massachusetts $1,858 $3,219 $1,854
Michigan $4,427 $6,758 $10,690
Minnesota $1,825 $2,452 $3,446
Mississippi $2,216 $3,167 $3,162
Missouri $2,077 $2,983 $3,904
Montana $2,099 $2,961 $3,453
Nebraska $1,783 $2,652 $2,868
Nevada $2,951 $4,363 $4,629
New Hampshire $2,054 $3,260 $4,105
New Jersey $2,243 $3,557 $4,654
New Mexico $2,323 $3,438 $3,576
New York $2,156 $2,677 $4,482
North Carolina $1,342 $2,275 $1,627
North Dakota $1,811 $2,762 $3,253
Ohio $1,610 $2,504 $2,538
Oklahoma $2,585 $3,710 $4,157
Oregon $2,361 $3,138 $3,763
Pennsylvania $1,983 $2,886 $3,381
Rhode Island $3,315 $4,863 $5,445
South Carolina $2,261 $3,104 $4,297
South Dakota $2,025 $2,910 $3,343
Tennessee $2,383 $3,479 $4,636
Texas $2,370 $3,448 $4,303
Utah $2,023 $2,844 $3,915
Vermont $1,554 $2,404 $2,563
Virginia $1,472 $2,252 $2,207
Washington $1,930 $2,641 $3,174
West Virginia $1,957 $2,820 $3,504
Wisconsin $1,961 $3,052 $3,463
Wyoming $1,834 $2,566 $2,717
Georgia $2,583 $3,846 $3,896

FAQs

Who has the cheapest car insurance for a Audi A3?

State Farm offers the most affordable car insurance for the 2023 Audi A3.

Which company offers the best car insurance for a Audi A3?

In our assessment, State Farm provides the top car insurance option for an Audi A3, considering its competitive rates, extensive coverage, and excellent customer service.

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