Audi Q3 Car Insurance Cost

To insure an Audi Q3, the annual cost is approximately $1,638 through USAA. However, this expense can vary based on factors such as age, the model year of the car, and other relevant details. Utilize our quote tables below to determine the specific cost tailored to your circumstances.

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Updated: 15 June 2024
Written by Bob Phillips
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If you’re thinking about buying an Audi Q3, one crucial aspect to consider is the cost of insurance. Insurance is a vital part of owning a car, and it’s essential to understand its implications before making a decision.

Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured when an accident occurs, leaving you with significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, your insurance premiums could increase.

With over ten years of experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Audi Q3 Car Insurance Cost?

Typically, USAA provides the most competitive average rate, charging around $1,638 per year for full coverage insurance on a 2024 Audi Q3.

While USAA’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to several factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can lead to reduced premiums, whereas a track record of accidents or traffic infractions can escalate your insurance expenses.

Furthermore, residing in urban areas characterized by heavy traffic may lead to higher insurance rates compared to rural locales with less congestion. Your choice of coverage also plays a pivotal role; comprehensive coverage, which includes protection against a wide range of incidents including collisions, typically commands a higher premium compared to basic liability coverage.

Insuranceopedia aims to facilitate your insurance shopping experience by enabling you to compare quotes from various insurance providers, ensuring that you secure the most favorable deal.

2024 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
Bristol West $1,924
Esurance $1,984
California Capital $1,989
CSAA $2,172
Grange $2,219
USAA $1,638
Unitrin $1,688
21st Century $1,710
Mercury $1,798
Metropolitan $1,848

2023 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $1,978
California Capital $1,988
CSAA $2,172
Grange $2,218
Alliance United $2,258
Plymouth Rock Assurance $2,339
21st Century $1,710
Norfolk and Dedham Group $1,888
Safety Group $1,900
Bristol West $1,924

2022 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $686
Buckeye Insurance Group $908
Titan $964
Texas Farm Bureau Group $968
Indiana Farmers Mutual Ins $980
Mercury Insurance $384
Kemper Auto | Infinity $478
Hastings Mutual Insurance Co $572
Pekin Insurance $574
Safeco $615

2021 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,154
Texas Farm Bureau Group $1,194
SECURA Insurance $1,240
NatGen Value $1,554
Safeco $525
SafeAuto $545
American National P $764
Mercury Insurance $919
NatGen Advantage $1,012

2020 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $773
American National P $754
Kemper Auto | Infinity $776
Hastings Mutual Insurance Co $890
Utica National Ins Group $903
Buckeye Insurance Group $914
Virginia Farm Bureau $1,041
Plymouth Rock Assurance $1,051
PEMCO $1,072
Plymouth Rock $1,086

2019 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
American National P $536
ALFA $731
North Carolina Farm Bureau $939
Buckeye Insurance Group $1,038
Utica National Ins Group $1,053
Indiana Farmers Mutual Ins $1,044
Mercury Insurance $1,157
GMAC Insurance Group $1,167
Kemper Auto | Infinity $1,236
National General $1,226

2018 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
American National P $537
Mercury Insurance $668
Safeco $803
Concord Group $936
Utica National Ins Group $1,005
North Carolina Farm Bureau $1,020
Virginia Farm Bureau $1,184
Titan $1,203
GMAC Insurance Group $1,229
MMG Insurance Company $1,229

2017 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
American National P $565
Direct Auto $683
North Carolina Farm Bureau $723
Buckeye Insurance Group $733
Pekin Insurance $905
SECURA Insurance $937
SAFECO $961
Utica National Ins Group $961
GMAC Insurance Group $979
Rural Mutual Insurance $1,009

2016 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $207
Safeco $204
Infinity Special $418
Kemper Auto Premier $758
SECURA Insurance $809
Pekin Insurance $825
Concord Group $898
Rockford Mutual Insurance $1,080
MMG Insurance Company $1,062
Commerce Group Inc $1,083

2015 Audi Q3 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $210
American National P $339
Mercury Insurance $393
Mercury Insurance Company $549
Kemper Auto | Infinity $694
Plymouth Rock $780
SECURA Insurance $774
Bear River $802
Infinity Special $819
Oregon Mutual $845

Cost of Audi Q3 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,084 $8,936 $10,469
18 $5,661 $8,329 $9,744
19 $5,033 $7,363 $8,633
20 $4,376 $6,401 $7,495
21 $3,649 $5,403 $6,299
22 $3,569 $5,251 $6,126
23 $3,136 $4,588 $5,384
24 $2,984 $4,371 $5,099
25 $2,544 $3,771 $4,409
30 $2,009 $2,933 $3,428
35 $1,890 $2,764 $3,207
40 $1,787 $2,626 $3,098
45 $1,734 $2,564 $3,006
55 $1,613 $2,368 $2,754
65 $1,686 $2,454 $2,893
75 $2,110 $3,093 $3,623

Audi Q3 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,907 $2,769 $3,520
Alaska $1,592 $2,165 $2,123
Arizona $1,763 $2,571 $3,778
Arkansas $1,972 $3,056 $3,386
California $2,164 $3,855 $2,186
Colorado $2,022 $2,834 $3,615
Connecticut $2,572 $4,026 $5,103
Delaware $2,146 $2,878 $3,679
Florida $2,544 $3,536 $4,625
Hawaii $827 $1,111 $812
Idaho $1,439 $1,922 $2,341
Illinois $1,517 $2,276 $2,626
Indiana $1,551 $2,382 $2,662
Iowa $1,218 $1,677 $1,985
Kansas $1,626 $2,381 $2,788
Kentucky $2,381 $3,488 $4,084
Louisiana $3,025 $4,595 $4,975
Maine $1,144 $1,591 $2,345
Maryland $1,860 $2,717 $3,009
Massachusetts $1,486 $2,585 $1,496
Michigan $3,602 $5,499 $8,648
Minnesota $1,496 $1,967 $2,788
Mississippi $1,790 $2,557 $2,588
Missouri $1,667 $2,422 $3,172
Montana $1,710 $2,409 $2,785
Nebraska $1,435 $2,135 $2,333
Nevada $2,387 $3,531 $3,764
New Hampshire $1,648 $2,618 $3,322
New Jersey $1,820 $2,869 $3,750
New Mexico $1,871 $2,777 $2,900
New York $1,753 $2,199 $3,649
North Carolina $1,085 $1,864 $1,307
North Dakota $1,457 $2,241 $2,632
Ohio $1,304 $2,011 $2,068
Oklahoma $2,080 $3,004 $3,373
Oregon $1,884 $2,537 $3,035
Pennsylvania $1,593 $2,366 $2,773
Rhode Island $2,672 $3,923 $4,411
South Carolina $1,836 $2,506 $3,459
South Dakota $1,615 $2,348 $2,710
Tennessee $1,898 $2,835 $3,761
Texas $1,930 $2,774 $3,484
Utah $1,640 $2,288 $3,183
Vermont $1,263 $1,955 $2,062
Virginia $1,208 $1,834 $1,812
Washington $1,579 $2,131 $2,540
West Virginia $1,581 $2,264 $2,852
Wisconsin $1,564 $2,491 $2,824
Wyoming $1,459 $2,071 $2,205
Georgia $2,091 $3,116 $3,121

FAQs

Who has the cheapest car insurance for a Audi Q3?

USAA offers the most affordable car insurance for the 2024 Audi Q3.

Which company offers the best car insurance for a Audi Q3?

We believe that USAA provides the best car insurance for an Audi Q3, considering its competitive rates, comprehensive coverage, and top-rated customer service.

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