Audi R8 Car Insurance Cost 2025
The average annual cost to insure an Audi R8 range from $3,800 to over $5,000 annually. However, the exact price depends on factors like your age, the car’s model year, and other variables. Check out our quote tables below for an estimate tailored to your specific profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
The Audi R8 is a premium sports car with impressive speed and sleek design, but that performance comes at a cost—especially when it comes to insurance. On average, insuring an Audi R8 in the U.S. can range from $3,800 to over $5,000 annually, depending on the driver’s profile and location.
Because it’s a high-value vehicle with costly parts and repair needs, insurers typically charge significantly more than they would for standard models. Other variables, like your age, credit score, and driving history, also impact the premium. In this guide, we’ll explore what affects R8 insurance rates and how to save.
How Much Does Audi R8 Car Insurance Cost?
Typically, Audi R8 drivers can find car insurance at an average range from $3,800 to over $5,000 annually.
The cost of car insurance can vary widely based on several factors, including your location, driving history, the model year of your vehicle, and the coverage options you choose. Maintaining a clean driving record can help lower your premiums, while a history of accidents or traffic violations can increase costs.
Living in an urban area with heavy traffic typically results in higher insurance rates compared to rural areas with less congestion. The type of coverage also plays a role—comprehensive insurance, which includes both collision and comprehensive coverage, usually costs more than basic liability coverage.
As shown in the table below, insuring an Audi R8 is more expensive than the average cost for all Audi models and also higher than the average for all cars. Insuranceopedia can help you compare quotes from various auto insurance providers, making it easier to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Audi R8 | $312 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi R8 By Model Year
| Model Year | Average Premium |
| 2025 Audi R8 | $6,812 |
| 2023 Audi R8 | $6,172 |
| 2022 Audi R8 | $11,426 |
| 2021 Audi R8 | $3,555 |
| 2020 Audi R8 | $3,939 |
| 2018 Audi R8 | $5,251 |
| 2017 Audi R8 | $2,914 |
| 2016 Audi R8 | $2,571 |
| 2015 Audi R8 | $2,633 |
| 2014 Audi R8 | $3,060 |
| 2012 Audi R8 | $6,481 |
| 2011 Audi R8 | $2,933 |
| 2010 Audi R8 | $2,255 |
2025 Audi R8 Insurance Rates
The average annual insurance cost for a 2025 Audi R8 is $6,812. However, Erie offers the cheapest rates, averaging $3,940 per year.
| Insurance Provider | Average Annual Cost |
| Westfield | 6,678 |
| Farmers | 6,689 |
| Travelers | 4,343 |
| USAA | 6,735 |
| Geico | 8,477 |
| Mercury | 8,413 |
| Erie | 3,940 |
| Safe Auto | 7,870 |
| State Farm | 5,598 |
| Nationwide | 9,373 |
2023 Audi R8 Insurance Rates
The average annual insurance cost for a 2023 Audi R8 is $6,172. However, California Capital offers the cheapest rates, averaging $2,184 per year.
| Insurance Provider | Average Annual Cost |
| Farmers | $8,688 |
| Mercury | $7,202 |
| California Capital | $2,184 |
| Alliance United | $4,774 |
| Metropolitan | $8,057 |
| Hartford | $5,874 |
| USAA | $6,283 |
| Allstate | $7,211 |
| Unitrin | $4,066 |
| 21st Century | $7,377 |
2022 Audi R8 Insurance Rates
The average annual insurance cost for a 2022 Audi R8 is $11,426. However, Erie offers the cheapest rates, averaging $5,071 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $15,555 |
| Encompass | $10,982 |
| Nationwide | $6,838 |
| Motorists Mutual | $17,576 |
| State Farm | $5,306 |
| Erie | $5,071 |
| Metropolitan | $18,654 |
2021 Audi R8 Insurance Rates
The average annual insurance cost for a 2021 Audi R8 is $3,555. However, California Capital offers the cheapest rates, averaging $2,357 per year.
| Insurance Provider | Average Annual Cost |
| Hartford | $4,624 |
| Auto-Owners Insurance Co | $3,085 |
| Farm Bureau Mutual (IA Group) | $3,042 |
| Nationwide | $4,534 |
| Unitrin | $3,731 |
| American Family | $2,589 |
| Auto Club Group | $3,630 |
| West Bend Mutual | $3,880 |
| California Capital | $2,357 |
| State Farm | $4,073 |
2020 Audi R8 Insurance Rates
The average annual insurance cost for a 2020 Audi R8 is $3,939. However, Esurance offers the cheapest rates, averaging $2,256 per year.
| Insurance Provider | Average Annual Cost |
| National Farmers Union P | $4,828 |
| Unitrin | $4,502 |
| Farm Bureau Mutual (IA Group) | $3,326 |
| 21st Century | $4,848 |
| Esurance | $2,256 |
| California Capital | $2,476 |
| Electric | $4,554 |
| American Family | $4,606 |
| Allied | $4,059 |
| Auto-Owners Insurance Co | $3,934 |
2018 Audi R8 Insurance Rates
The average annual insurance cost for a 2018 Audi R8 is $5,251. However, State Farm offers the cheapest rates, averaging $1,788 per year.
| Insurance Provider | Average Annual Cost |
| Arbella Insurance Group | $4,847 |
| Safety Group | $7,210 |
| National Grange Mutual | $7,314 |
| Norfolk and Dedham Group | $4,403 |
| State Farm | $1,788 |
| USAA | $5,530 |
| Mercury Insurance | $2,276 |
| Quincy Mutual | $6,901 |
| Preferred Mutual | $5,300 |
| Plymouth Rock Assurance | $6,941 |
2017 Audi R8 Insurance Rates
The average annual insurance cost for a 2017 Audi R8 is $2,914. However, Esurance offers the cheapest rates, averaging $1,563 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $2,408 |
| Unitrin | $3,339 |
| Country | $2,842 |
| Pekin Insurance | $2,769 |
| Esurance | $1,563 |
| California Capital | $2,335 |
| Travelers | $3,206 |
| Hartford | $3,668 |
| Auto-Owners Insurance Co | $3,219 |
| Grange Mutual | $3,792 |
2016 Audi R8 Insurance Rates
The average annual insurance cost for a 2016 Audi R8 is $2,571. However, Mercury offers the cheapest rates, averaging $1,176 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $2,651 |
| Travelers | $2,036 |
| Mercury | $1,176 |
| Safeway | $4,034 |
| Nationwide | $2,593 |
| USAA | $2,393 |
| Cincinnati Insurance | $3,361 |
| Country | $2,746 |
| State Farm | $2,081 |
| Farmers | $2,639 |
2015 Audi R8 Insurance Rates
The average annual insurance cost for a 2015 Audi R8 is $2,633. However, Penn National offers the cheapest rates, averaging $1,865 per year.
| Insurance Provider | Average Annual Cost |
| Country | $2,308 |
| State Farm | $2,081 |
| Penn National | $1,865 |
| American Family | $3,755 |
| Grange Mutual | $2,211 |
| Erie | $2,574 |
| Nationwide | $2,959 |
| Safe Auto | $3,159 |
| Oregon Mutual | $3,011 |
| Mercury | $2,402 |
2014 Audi R8 Insurance Rates
The average annual insurance cost for a 2014 Audi R8 is $3,060. However, Penn National offers the cheapest rates, averaging $1,138 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $3,264 |
| Chubb | $3,415 |
| USAA | $3,355 |
| Travelers | $2,663 |
| Penn National | $1,138 |
| Auto-Owners Insurance Co | $3,059 |
| Erie | $3,551 |
| Safe Auto | $4,046 |
| State Farm | $2,154 |
| Farmers | $3,954 |
2012 Audi R8 Insurance Rates
The average annual insurance cost for a 2012 Audi R8 is $6,481. However, Travelers offers the cheapest rates, averaging $2,364 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $2,364 |
| Nationwide | $4,853 |
| Penn National | $4,949 |
| Tennessee Farmers | $5,302 |
| Safe Auto | $6,113 |
| Farmers | $6,930 |
| Allied | $7,175 |
| USAA | $7,582 |
| Erie | $9,178 |
| Westfield | $10,368 |
2011 Audi R8 Insurance Rates
The average annual insurance cost for a 2011 Audi R8 is $2,933. However, Nationwide offers the cheapest rates, averaging $1,882 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,882 |
| Central Mutual Insurance Co | $2,101 |
| Georgia Farm Bureau | $2,250 |
| ACCC Insurance Company | $2,655 |
| Country | $2,938 |
| USAA | $2,947 |
| State Farm | $3,001 |
| Auto-Owners Insurance Co | $3,099 |
| Mercury | $3,962 |
| Metropolitan | $4,496 |
2010 Audi R8 Insurance Rates
The average annual insurance cost for a 2010 Audi R8 is $2,255. However, New Jersey Manufacturers offers the cheapest rates, averaging $1,135 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $2,877 |
| Country | $2,448 |
| Auto-Owners Insurance Co | $2,120 |
| Nationwide | $3,126 |
| Hastings Mutual Insurance Co | $2,681 |
| Penn National | $2,005 |
| New Jersey Manufacturers | $1,135 |
| Pekin Insurance | $1,413 |
| SECURA Insurance | $1,727 |
| Esurance | $3,013 |
Find Affordable Audi R8 Insurance Rates
Is An Audi R8 Expensive To Insure?
Yes, Audi R8s are generally very expensive to insure. As a high-performance sports car, the R8 carries a hefty price tag, powerful engine, and advanced technology—all of which significantly increase repair and replacement costs. Insurance providers also factor in the elevated risk of accidents and theft associated with luxury sports cars. On average, drivers can expect to pay well above the national average for coverage. Factors such as your driving history, age, location, and coverage level will also influence the final rate. If you’re considering an R8, be prepared for higher premiums compared to standard or even luxury sedans.
Cost of Audi R8 Car Insurance By Age
Age is a major factor in determining insurance rates. Teenagers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you age and gain more driving experience, your premiums generally decrease, reflecting a lower risk to insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $19,779 | $29,067 | $34,081 |
| 18 | $18,499 | $27,164 | $31,762 |
| 19 | $16,318 | $23,942 | $28,019 |
| 20 | $14,269 | $20,886 | $24,473 |
| 21 | $11,940 | $17,527 | $20,453 |
| 22 | $11,582 | $17,109 | $19,955 |
| 23 | $10,124 | $14,981 | $17,503 |
| 24 | $9,626 | $14,180 | $16,606 |
| 25 | $8,376 | $12,259 | $14,332 |
| 30 | $6,485 | $9,497 | $11,180 |
| 35 | $6,061 | $8,923 | $10,421 |
| 40 | $5,841 | $8,600 | $10,042 |
| 45 | $5,666 | $8,369 | $9,785 |
| 55 | $5,180 | $7,706 | $8,939 |
| 65 | $5,442 | $7,959 | $9,378 |
| 75 | $6,857 | $10,109 | $11,854 |
Audi R8 Car Insurance Cost – By U.S. State
Your location greatly influences how insurance companies calculate rates. Each state has its own regulations for auto insurance; for instance, drivers in Michigan generally pay higher premiums due to the state’s requirement for more extensive coverage. Additionally, the climate in your area can impact rates, especially in states prone to extreme weather like hurricanes, storms, and flooding.
Local crime and accident statistics, including rates of car thefts, crashes, and fatalities, also play a role. Insurance companies factor in all of these elements when determining your specific Audi R8 insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $6,220 | $8,993 | $11,457 |
| Alaska | $5,081 | $7,138 | $6,879 |
| Arizona | $5,781 | $8,418 | $12,363 |
| Arkansas | $6,382 | $9,986 | $10,960 |
| California | $7,029 | $12,463 | $7,104 |
| Colorado | $6,607 | $9,222 | $11,731 |
| Connecticut | $8,407 | $13,106 | $16,646 |
| Delaware | $6,998 | $9,259 | $11,910 |
| Florida | $8,270 | $11,494 | $15,033 |
| Georgia | $6,769 | $10,098 | $10,201 |
| Hawaii | $2,749 | $3,682 | $2,659 |
| Idaho | $4,714 | $6,231 | $7,626 |
| Illinois | $4,938 | $7,478 | $8,474 |
| Indiana | $5,103 | $7,684 | $8,711 |
| Iowa | $3,995 | $5,500 | $6,443 |
| Kansas | $5,304 | $7,727 | $9,047 |
| Kentucky | $7,720 | $11,342 | $13,324 |
| Louisiana | $9,940 | $14,950 | $16,204 |
| Maine | $3,781 | $5,215 | $7,665 |
| Maryland | $6,036 | $8,853 | $9,791 |
| Massachusetts | $4,900 | $8,501 | $4,818 |
| Michigan | $11,748 | $17,824 | $28,182 |
| Minnesota | $4,857 | $6,475 | $9,101 |
| Mississippi | $5,799 | $8,283 | $8,354 |
| Missouri | $5,462 | $7,816 | $10,278 |
| Montana | $5,563 | $7,811 | $9,082 |
| Nebraska | $4,757 | $6,943 | $7,547 |
| Nevada | $7,798 | $11,550 | $12,162 |
| New Hampshire | $5,435 | $8,600 | $10,806 |
| New Jersey | $5,973 | $9,306 | $12,240 |
| New Mexico | $6,112 | $9,053 | $9,348 |
| New York | $5,638 | $7,102 | $11,808 |
| North Carolina | $3,525 | $6,037 | $4,324 |
| North Dakota | $4,744 | $7,295 | $8,585 |
| Ohio | $4,309 | $6,551 | $6,770 |
| Oklahoma | $6,798 | $9,711 | $11,024 |
| Oregon | $6,222 | $8,286 | $9,941 |
| Pennsylvania | $5,230 | $7,711 | $8,993 |
| Rhode Island | $8,703 | $12,793 | $14,360 |
| South Carolina | $5,944 | $8,203 | $11,326 |
| South Dakota | $5,330 | $7,633 | $8,845 |
| Tennessee | $6,213 | $9,213 | $12,195 |
| Texas | $6,290 | $9,072 | $11,336 |
| Utah | $5,367 | $7,451 | $10,361 |
| Vermont | $4,084 | $6,359 | $6,734 |
| Virginia | $3,837 | $6,006 | $5,865 |
| Washington | $5,132 | $6,952 | $8,288 |
| West Virginia | $5,124 | $7,376 | $9,317 |
| Wisconsin | $5,187 | $8,029 | $9,196 |
| Wyoming | $4,828 | $6,754 | $7,131 |
Cheapest Car Insurance Companies For An Audi R8
Travelers offers a monthly cost of $380, making it one of the more affordable options. State Farm’s monthly cost is $489, placing it in the mid-range of the options presented. USAA has a monthly cost of $533, slightly higher than State Farm. Westfield’s monthly cost is $528, close to that of USAA. Erie presents the lowest monthly cost at $336, making it the most economical option in this comparison. This table serves as a useful reference for individuals seeking to insure their Audi R8, allowing them to compare costs across different insurance providers.
| Company | Average Monthly Rate |
| Travelers | $380 |
| State Farm | $489 |
| USAA | $533 |
| Westfield | $528 |
| Erie | $336 |
Common Audi R8 Insurance Discounts
Discounts can be a great way to reduce your car insurance premiums. While each insurer offers its own discounts, there are several common ones you may be eligible for:
- Multi-policy: Bundling your home and auto insurance with one provider often results in a discounted rate.
- Pay annually: Paying your premium in full, rather than in monthly installments, can earn you a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.
Other discounts may also be available, so it’s a good idea to talk to your insurance agent to identify all the discounts you qualify for.
Compare Audi R8 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, these figures may differ from your own personal results, depending on factors unique to your situation.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase An Audi R8?
Yes, you will need to provide proof of insurance before driving your Audi R8 off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about your car purchase, rather than relying on insurance offered by the dealership.
How Can You Get The Cheapest Insurance For Your Audi R8?
The best way to find the most affordable rates for your Audi R8 is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on our website.
