Audi TT Car Insurance Cost 2025
Getting insurance for an Audi TT costs an average of $2,853 annually. However, the exact cost can vary depending on factors such as your age, driving history, location, and the car’s model year. To get a more accurate estimate tailored to your profile, refer to our quote tables below.
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Insuring an Audi TT typically costs around $2,853 annually, though rates can vary based on factors like model year, location, and driver profile. For instance, a 2023 Audi TT averages $2,713 per year, while a 2020 model comes in at approximately $2,229 annually. Monthly premiums generally range from $188 to $379, influenced by coverage levels and individual circumstances. Given the TT’s status as a luxury sports car, insurance costs are higher than average, but shopping around can yield more affordable rates.
How Much Does Audi TT Car Insurance Cost?
Audi TT drivers typically pay an average of $2,853 per year for car insurance. However, this rate can vary based on individual factors such as driving history, location, and coverage preferences.
The cost of car insurance for an Audi TT can vary significantly due to factors such as location, driving history, car model year, and selected coverage options. A clean driving record can lead to lower premiums, while accidents or traffic violations may increase costs.
Urban areas with heavy traffic typically have higher insurance rates than rural locations with less congestion. Additionally, comprehensive coverage, which includes collision and other protections, generally costs more than minimum liability insurance.
The insurance cost for an Audi TT is higher than the average for all Audi models and more expensive than the average for all cars. Insuranceopedia can help you compare quotes from multiple auto insurance providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Audi TT | $198 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi TT By Model Year
| Model Year | Average Premium |
| 2025 Audi TT | $1,678 |
| 2021 Audi TT | $3,873 |
| 2020 Audi TT | $2,229 |
| 2019 Audi TT | $2,755 |
| 2018 Audi TT | $2,996 |
| 2017 Audi TT | $2,410 |
| 2016 Audi TT | $1,161 |
| 2015 Audi TT | $2,611 |
| 2014 Audi TT | $1,879 |
| 2013 Audi TT | $2,126 |
| 2012 Audi TT | $1,174 |
| 2011 Audi TT | $1,500 |
| 2010 Audi TT | $1,886 |
2025 Audi TT Insurance Rates
The average annual insurance cost for a 2025 Audi TT is $1,678. However, Geico offers the cheapest rates, averaging $1,450 per year.
| Insurance Provider | Average Annual Cost |
| Geico | $1,450 |
| Progressive | $1,640 |
| State Farm | $1,720 |
| Allstate | $1,850 |
| Liberty Mutual | $1,560 |
| Nationwide | $1,780 |
| Farmers | $1,710 |
| USAA | $1,620 |
| Travelers | $1,690 |
| MetLife | $1,760 |
2021 Audi TT Insurance Rates
The average annual insurance cost for a 2021 Audi TT is $3,873. However, State Farm offers the cheapest rates, averaging $1,979 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,979 |
| Mercury | $2,136 |
| Allied | $2,114 |
| Allstate | $3,141 |
| AIG | $3,943 |
| Direct General Insurance | $4,152 |
| United Automobile Ins Group | $4,611 |
| Metropolitan | $4,692 |
| SafeAuto | $8,085 |
2020 Audi TT Insurance Rates
The average annual insurance cost for a 2020 Audi TT is $2,229. However, Chubb offers the cheapest rates, averaging $1,266 per year.
| Insurance Provider | Average Annual Cost |
| Chubb | $1,266 |
| SECURA Insurance | $1,528 |
| State Farm | $1,987 |
| Mercury | $2,016 |
| Hastings Mutual Insurance Co | $2,382 |
| Auto-Owners Insurance Co | $2,482 |
| Wolverine Mutual | $2,473 |
| Westfield | $2,648 |
| AIG | $2,699 |
| California Capital | $2,808 |
2019 Audi TT Insurance Rates
The average annual insurance cost for a 2019 Audi TT is $2,755. However, USAA offers the cheapest rates, averaging $1,487 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,487 |
| Donegal Mutual Insurance Co | $2,636 |
| Allstate | $3,530 |
| National Grange Mutual | $3,727 |
| Travelers | $1,806 |
| Encompass | $4,519 |
| State Farm | $2,260 |
| Nationwide | $2,197 |
| Atlantic States Insurance | $1,497 |
| Metropolitan | $3,886 |
Find Affordable Audi TT Insurance Rates
2018 Audi TT Insurance Rates
The average annual insurance cost for a 2018 Audi TT is $2,996. However, Unitrin offers the cheapest rates, averaging $1,545 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,545 |
| Mercury | $2,193 |
| Direct General Insurance | $3,163 |
| Metropolitan | $3,570 |
| Jupiter Auto Insurance | $4,511 |
2017 Audi TT Insurance Rates
The average annual insurance cost for a 2017 Audi TT is $2,410. However, State Farm offers the cheapest rates, averaging $1,369 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,369 |
| Metropolitan | $2,651 |
| United Automobile Ins Group | $3,167 |
| Direct General Insurance | $3,594 |
| Mercury | $1,746 |
| Allied | $1,682 |
| Allstate | $2,663 |
2016 Audi TT Insurance Rates
The average annual insurance cost for a 2016 Audi TT is $1,161. However, New York Central Mutual Fire offers the cheapest rates, averaging $660 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $660 |
| Erie | $1,026 |
| GMAC Insurance Group | $1,339 |
| Allied | $1,366 |
| Preferred Mutual | $1,326 |
| Texas Farm Bureau Group | $968 |
| North Carolina Farm Bureau | $1,046 |
| National General | $1,541 |
| Travelers | $869 |
| Penn National | $1,466 |
2015 Audi TT Insurance Rates
The average annual insurance cost for a 2015 Audi TT is $2,611. However, USAA offers the cheapest rates, averaging $949 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $949 |
| Mercury | $2,217 |
| Farmers | $2,939 |
| Liberty Mutual | $4,781 |
| State Farm | $1,305 |
| Allstate | $3,390 |
| Shelter | $2,048 |
| Oklahoma Farmers Union | $1,939 |
| Metropolitan | $2,849 |
| Safe Auto | $3,695 |
2014 Audi TT Insurance Rates
The average annual insurance cost for a 2014 Audi TT is $1,879. However, Esurance offers the cheapest rates, averaging $1,164 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,164 |
| USAA | $1,781 |
| Auto Club | $2,139 |
| Mercury | $2,012 |
| Hartford | $1,756 |
| Unitrin | $1,687 |
| Nationwide | $2,151 |
| Grange | $2,079 |
| State Farm | $1,828 |
| California Capital | $2,197 |
2013 Audi TT Insurance Rates
The average annual insurance cost for a 2013 Audi TT is $2,126. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,163 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,163 |
| Mercury | $1,450 |
| State Auto | $2,906 |
| New York Central Mutual Fire | $1,676 |
| USAA | $2,347 |
| Chubb | $2,123 |
| Hanover | $2,862 |
| State Farm | $2,760 |
| Republic Indemnity | $1,726 |
| National General | $2,246 |
2012 Audi TT Insurance Rates
The average annual insurance cost for a 2012 Audi TT is $1,174. However, Nationwide offers the cheapest rates, averaging $873 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $873 |
| State Farm | $1,112 |
| Capital Insurance Group | $1,045 |
| USAA | $1,242 |
| Grange | $1,303 |
| Unitrin | $1,353 |
| Chubb | $1,267 |
| PEMCO | $1,171 |
| Erie | $1,117 |
| Auto-Owners Insurance Co | $1,258 |
2011 Audi TT Insurance Rates
The average annual insurance cost for a 2011 Audi TT is $1,500. However, New York Central Mutual Fire offers the cheapest rates, averaging $449 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $449 |
| Grange | $2,109 |
| Hartford | $2,048 |
| Central Mutual Insurance Co | $1,766 |
| Texas Farm Bureau Group | $2,068 |
| SECURA Insurance | $1,404 |
| Hanover | $1,334 |
| Travelers | $789 |
| USAA | $1,979 |
| Preferred Mutual | $1,057 |
2010 Audi TT Insurance Rates
The average annual insurance cost for a 2010 Audi TT is $1,886. However, USAA offers the cheapest rates, averaging $1,252 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,252 |
| Capital Insurance Group | $1,694 |
| Chubb | $2,809 |
| Auto-Owners Insurance Co | $1,429 |
| PEMCO | $1,473 |
| Grange | $2,701 |
| Farm Bureau Mutual (IA Group) | $1,375 |
| Allied | $2,571 |
| State Farm | $1,659 |
| Unigard | $1,899 |
Find Affordable Audi TT Insurance Rates
Is An Audi TT Expensive To Insure?
Insuring a 2025 Audi RS3 typically costs between $2,500 and $2,700 annually, depending on factors like age, driving history, and location. This is higher than the average insurance cost for standard vehicles, reflecting the RS3’s status as a high-performance luxury sedan. For instance, a 40-year-old driver with a clean record might pay approximately $2,538 per year. However, rates can vary, with some estimates ranging from $2,442 to $3,017 annually. To find the best rate, it’s advisable to compare quotes from multiple insurance providers.
Cost of Audi TT Car Insurance By Age
Age is a crucial factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. However, as drivers age and gain experience, their premiums typically decrease, reflecting their lower risk profile.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,762 | $14,315 | $16,727 |
| 18 | $9,082 | $13,326 | $15,612 |
| 19 | $8,033 | $11,786 | $13,772 |
| 20 | $6,992 | $10,290 | $12,019 |
| 21 | $5,884 | $8,603 | $10,057 |
| 22 | $5,706 | $8,397 | $9,795 |
| 23 | $4,985 | $7,329 | $8,573 |
| 24 | $4,753 | $6,962 | $8,144 |
| 25 | $4,116 | $6,025 | $7,033 |
| 30 | $3,200 | $4,698 | $5,503 |
| 35 | $2,981 | $4,378 | $5,129 |
| 40 | $2,895 | $4,239 | $4,920 |
| 45 | $2,793 | $4,101 | $4,823 |
| 55 | $2,553 | $3,753 | $4,392 |
| 65 | $2,687 | $3,932 | $4,605 |
| 75 | $3,384 | $4,971 | $5,817 |
Audi TT Car Insurance Rates By State
Your location significantly impacts how insurance companies determine rates. State regulations vary, and requirements can influence premium costs. For instance, Michigan drivers often face higher premiums due to the state’s higher coverage mandates. Local climate also plays a role; areas prone to extreme weather events like hurricanes or flooding can result in higher rates.
Additionally, insurers analyze regional statistics such as crime rates, auto accidents, and vehicle thefts. Areas with higher incidences of these issues tend to have increased insurance costs. These factors collectively shape the specific insurance rate for your Audi TT.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,034 | $4,427 | $5,620 |
| Alaska | $2,525 | $3,512 | $3,389 |
| Arizona | $2,861 | $4,128 | $6,048 |
| Arkansas | $3,113 | $4,900 | $5,404 |
| California | $3,491 | $6,168 | $3,465 |
| Colorado | $3,239 | $4,547 | $5,758 |
| Connecticut | $4,131 | $6,443 | $8,147 |
| Delaware | $3,417 | $4,565 | $5,882 |
| Florida | $4,083 | $5,661 | $7,382 |
| Hawaii | $1,346 | $1,827 | $1,316 |
| Idaho | $2,326 | $3,071 | $3,746 |
| Illinois | $2,427 | $3,671 | $4,187 |
| Indiana | $2,467 | $3,788 | $4,258 |
| Iowa | $1,967 | $2,702 | $3,190 |
| Kansas | $2,608 | $3,809 | $4,442 |
| Kentucky | $3,796 | $5,551 | $6,577 |
| Louisiana | $4,868 | $7,342 | $7,972 |
| Maine | $1,857 | $2,551 | $3,737 |
| Maryland | $2,964 | $4,338 | $4,831 |
| Massachusetts | $2,366 | $4,172 | $2,392 |
| Michigan | $5,761 | $8,769 | $13,853 |
| Minnesota | $2,372 | $3,144 | $4,463 |
| Mississippi | $2,861 | $4,074 | $4,112 |
| Missouri | $2,688 | $3,863 | $5,075 |
| Montana | $2,740 | $3,833 | $4,465 |
| Nebraska | $2,323 | $3,421 | $3,736 |
| Nevada | $3,814 | $5,681 | $6,006 |
| New Hampshire | $2,651 | $4,210 | $5,297 |
| New Jersey | $2,946 | $4,580 | $6,029 |
| New Mexico | $3,005 | $4,442 | $4,620 |
| New York | $2,754 | $3,502 | $5,805 |
| North Carolina | $1,716 | $2,939 | $2,110 |
| North Dakota | $2,351 | $3,567 | $4,241 |
| Ohio | $2,116 | $3,238 | $3,310 |
| Oklahoma | $3,357 | $4,805 | $5,398 |
| Oregon | $3,057 | $4,105 | $4,871 |
| Pennsylvania | $2,551 | $3,764 | $4,407 |
| Rhode Island | $4,282 | $6,304 | $7,078 |
| South Carolina | $2,928 | $4,023 | $5,573 |
| South Dakota | $2,614 | $3,782 | $4,347 |
| Tennessee | $3,071 | $4,523 | $6,020 |
| Texas | $3,098 | $4,466 | $5,555 |
| Utah | $2,626 | $3,686 | $5,057 |
| Vermont | $2,016 | $3,103 | $3,281 |
| Virginia | $1,926 | $2,917 | $2,852 |
| Washington | $2,524 | $3,447 | $4,071 |
| West Virginia | $2,522 | $3,633 | $4,555 |
| Wisconsin | $2,549 | $3,947 | $4,501 |
| Wyoming | $2,361 | $3,315 | $3,533 |
| Georgia | $3,336 | $4,965 | $5,016 |
Find Affordable Audi TT Insurance Rates
Cheapest Car Insurance Companies For An Audi TT
These companies are recognized for offering some of the lowest average rates for Audi TT insurance. However, individual premiums can vary based on factors such as driving history, location, and selected coverage options. It’s advisable to obtain personalized quotes from multiple insurers to determine the best rate for your specific circumstances.
| Company | Average Monthly Rate |
| Elephant | $30 |
| Esurance | $49 |
| Hugo | $44 |
| SafeAuto | $49 |
| ACG | $24 |
Common Audi TT Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each insurance provider offers its own set of discounts, there are some common ones to consider:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often lead to a discounted rate.
- Pay annually: Paying your premium in a single installment rather than monthly installments can result in savings.
- Defensive driving: Completing a certified defensive driving course may qualify you for reduced rates.
Additionally, there may be other discounts tailored to your profile. Speaking with your insurance agent is the best way to identify and apply for all the discounts you are eligible for.
Ways To Save On Audi TT Insurance Costs
Maintaining a clean driving record is crucial for keeping your Audi TT insurance costs low. Incidents like speeding tickets or accidents can lead to higher premiums. On average, Audi TT drivers with a ticket on their record pay $81 per month, while those with multiple accidents face premiums averaging $88 per month. Avoiding such incidents helps reduce costs.
Additionally, lower annual mileage can result in reduced insurance rates. Audi TT drivers covering 5,000 to 7,500 miles annually typically pay around $86 per month, whereas those exceeding 10,000 miles per year pay about $78 per month. Fewer miles driven translates to lower risk and, consequently, lower premiums.
Compare Audi TT To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
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Our Methodology
Maintaining a clean driving record is crucial for keeping your Audi TT insurance costs low. Incidents like speeding tickets or accidents can lead to higher premiums. On average, Audi TT drivers with a ticket on their record pay $81 per month, while those with multiple accidents face premiums averaging $88 per month. Avoiding such incidents helps reduce costs. Additionally, lower annual mileage can result in reduced insurance rates. Audi TT drivers covering 5,000 to 7,500 miles annually typically pay around $86 per month, whereas those exceeding 10,000 miles per year pay about $78 per month. Fewer miles driven translates to lower risk and, consequently, lower premiums.
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FAQs
Do You Need Insurance Before You Can Purchase An Audi TT?
Yes, you will need to provide proof of insurance before driving your Audi TT off the dealership lot. The best approach is to purchase a policy in advance, then inform your insurance company about the upcoming purchase of your vehicle. This way, you’ll be ready to go and avoid relying on the dealership’s insurance, which may not offer the best coverage for your needs.
How Can You Get The Cheapest Insurance For Your Audi TT?
The best way to find the cheapest rates for your Audi TT is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, helping you find the best coverage at the most affordable price.
