Audi A5 Car Insurance Cost

To insure an Audi A5, typically costs about $2,319 per year with USAA. However, the actual expenses can vary based on factors such as age, car model year, and other relevant details. You can use our quote tables below to estimate the potential cost tailored to your situation.

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Updated: 06 May 2024
Written by
Bob Phillips
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If you’re thinking about buying an Audi A5, one crucial aspect to consider is the cost of insurance. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a decision.

Choosing the right car insurance is important to avoid unexpected and potentially high expenses in the future. It’s crucial not to overlook this aspect because inadequate coverage could result in significant out-of-pocket costs in case of an accident. Additionally, if you’re deemed responsible for an accident, your insurance premiums could go up.

Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors like your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does Audi A5 Car Insurance Cost?

Typically, USAA provides the most competitive price, averaging $2,319 per year, for comprehensive insurance coverage on a 2024 Audi A5.

Although USAA’s pricing sets a solid standard, it’s essential to recognize that car insurance costs can fluctuate significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations may lead to higher costs.

Moreover, residing in urban areas with heavy traffic can result in higher rates compared to rural regions with less congestion. The type of coverage you opt for will also influence your premium; comprehensive coverage, which encompasses both comprehensive and collision coverage, generally carries a higher cost than minimum liability coverage.

Insuranceopedia provides assistance in comparing quotes from various insurance providers, ensuring that you secure the most advantageous deal for your circumstances.

2024 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
USAA $2,319
Unitrin $2,388
California Capital $2,690
CSAA $2,832
Mercury $2,819
21st Century $2,937
Grange $3,120
Bristol West $3,170
Metropolitan $3,331
Hartford $3,534

2023 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $381
Hanover $890
Liberty Mutual $1,125
Direct Auto $1,295
New York Central Mutual Fire $2,315
Erie $2,623
Dairyland Auto $2,801
Unitrin $2,900
National General RAD $2,961
Travelers $3,016

2022 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $613
Western Reserve $1,045
Westfield $1,158
Frankenmuth Mutual $1,130
Celina Insurance Group $1,222
Ohio Mutual Ins Group $1,306
Motorists Mutual $1,340
Mercury Insurance $1,436
Cincinnati Insurance $1,516
Atlantic States Insurance $1,591

2021 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $426
American National P $683
Titan $804
Plymouth Rock Assurance $1,314
Utica National Ins Group $1,342
North Carolina Farm Bureau $1,383
ACCC Insurance Company $1,401
Virginia Farm Bureau $1,488
Pioneer State Mutual Ins Co $1,555
Mercury Insurance $1,556

2020 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,060
Oregon Mutual $1,309
Virginia Farm Bureau $1,372
Dairyland Scored $1,454
Southern Farm Bureau $1,442
Farm Bureau Mutual (IA Group) $1,502
PEMCO $1,524
Unigard $1,542
Pioneer State Mutual Ins Co $1,587
Utica National Ins Group $1,650

2019 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $550
Mercury Insurance $568
AssuranceAmerica Economy $605
SafeAuto $719
AssuranceAmerica Elite $782
Buckeye Insurance Group $805
Western Reserve $1,246
Kentucky Farm Bureau $1,443
Ohio Mutual Ins Group $1,466
Titan $1,532

2018 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $30
American National P&C $707
Mercury Insurance $970
American National P $984
Kemper Auto $1,072
Titan $1,204
Capital Insurance Group $1,194
SECURA Insurance $1,234
Clearcover $1,371
Pekin Insurance $1,383

2017 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $140
NatGen Value $505
New York Central Mutual Fire $739
Pekin Insurance $960
Indiana Farmers Mutual Ins $964
Texas Farm Bureau Group $1,017
Farm Bureau Mutual (IA Group) $1,064
Capital Insurance Group $1,081
American National P $1,181
West Bend Mutual $1,292

2016 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $204
Direct Auto $482
AssuranceAmerica Mobile Max $654
Mercury Insurance $739
Virginia Farm Bureau $1,003
American National P $1,084
SECURA Insurance $1,299
Preferred Mutual $1,309
Oklahoma Farmers Union $1,337
Victoria $1,409

2015 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $704
SECURA Insurance $889
American National P $888
National General Value $1,076
Utica National Ins Group $1,082
Virginia Farm Bureau $1,207
Texas Farm Bureau Group $1,254
New Jersey Manufacturers $1,356
Direct Auto $1,397
Rockford Mutual Insurance $1,390

2014 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $337
Mercury Insurance $746
SECURA Insurance $856
SAFECO $888
American National P $983
Indiana Farmers Mutual Ins $995
Utica National Ins Group $1,026
North Carolina Farm Bureau $1,014
Jupiter Auto Insurance $1,060
Virginia Farm Bureau $1,065

2013 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $108
Safeco $154
Dairyland $278
American National P $628
Concord Group $845
Commerce Group Inc $1,029
North Carolina Farm Bureau $1,054
Utica National Ins Group $1,131
Virginia Farm Bureau $1,364
Countryway Insurance $1,397

2012 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $114
American National P $363
Mercury Insurance Company $637
Kemper Auto Premier $705
Mercury Insurance $759
SafeAuto $848
Plymouth Rock Assurance $855
IMT Insurance Company $936
Southern Farm Bureau $941
Pekin Insurance $983

2011 Audi A5 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $387
Mercury Insurance $442
Safeco $482
American National P $561
Dairyland Auto 1 Month $595
Buckeye Insurance Group $606
Tennessee Farmers $672
National General RAD $773
Utica National Ins Group $876
Western Reserve $889

Cost of Audi A5 Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,646 $11,227 $13,111
18 $7,104 $10,438 $12,238
19 $6,284 $9,250 $10,786
20 $5,491 $8,034 $9,406
21 $4,584 $6,746 $7,921
22 $4,479 $6,589 $7,682
23 $3,917 $5,734 $6,748
24 $3,720 $5,465 $6,396
25 $3,224 $4,726 $5,502
30 $2,494 $3,693 $4,292
35 $2,355 $3,446 $4,028
40 $2,242 $3,323 $3,889
45 $2,199 $3,230 $3,780
55 $2,028 $2,949 $3,469
65 $2,095 $3,084 $3,590
75 $2,667 $3,909 $4,546

Audi A5 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,389 $3,472 $4,402
Alaska $1,993 $2,740 $2,683
Arizona $2,217 $3,237 $4,737
Arkansas $2,460 $3,836 $4,249
California $2,714 $4,830 $2,738
Colorado $2,533 $3,561 $4,504
Connecticut $3,256 $5,040 $6,420
Delaware $2,710 $3,603 $4,600
Florida $3,185 $4,451 $5,782
Hawaii $1,060 $1,416 $1,026
Idaho $1,795 $2,420 $2,908
Illinois $1,883 $2,865 $3,258
Indiana $1,970 $2,968 $3,349
Iowa $1,531 $2,110 $2,487
Kansas $2,035 $3,003 $3,506
Kentucky $2,969 $4,363 $5,133
Louisiana $3,794 $5,769 $6,235
Maine $1,438 $2,008 $2,934
Maryland $2,333 $3,391 $3,769
Massachusetts $1,873 $3,271 $1,875
Michigan $4,535 $6,865 $10,832
Minnesota $1,849 $2,496 $3,485
Mississippi $2,223 $3,199 $3,211
Missouri $2,107 $3,031 $3,955
Montana $2,166 $2,981 $3,495
Nebraska $1,829 $2,693 $2,904
Nevada $2,984 $4,465 $4,690
New Hampshire $2,085 $3,302 $4,158
New Jersey $2,304 $3,596 $4,703
New Mexico $2,328 $3,492 $3,640
New York $2,165 $2,738 $4,563
North Carolina $1,350 $2,304 $1,648
North Dakota $1,844 $2,822 $3,310
Ohio $1,648 $2,515 $2,585
Oklahoma $2,623 $3,776 $4,250
Oregon $2,385 $3,194 $3,833
Pennsylvania $2,000 $2,961 $3,448
Rhode Island $3,354 $4,909 $5,565
South Carolina $2,270 $3,174 $4,342
South Dakota $2,040 $2,929 $3,417
Tennessee $2,392 $3,543 $4,736
Texas $2,404 $3,515 $4,369
Utah $2,057 $2,892 $3,973
Vermont $1,571 $2,465 $2,599
Virginia $1,481 $2,289 $2,252
Washington $1,996 $2,689 $3,198
West Virginia $1,973 $2,837 $3,590
Wisconsin $2,002 $3,096 $3,525
Wyoming $1,871 $2,609 $2,757
Georgia $2,598 $3,904 $3,956

FAQs

Who has the cheapest car insurance for a Audi A5?

USAA offers the most affordable car insurance for the 2024 Audi A5.

Which company offers the best car insurance for a Audi A5?

In our assessment, USAA provides the best car insurance for the Audi A5, considering their competitive rates, comprehensive coverage, and top-notch customer service.

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