Audi Rs3 Car Insurance Cost 2025
Insuring an Audi RS3 costs an average between $2,500 and $2,700 annually. However, your specific insurance premium may differ based on factors like your age, the car’s model year, and other personal circumstances. To get a clearer picture of your expected costs, refer to our quote tables below for detailed estimates.
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Insuring a 2025 Audi RS3 typically costs between $2,500 and $2,700 annually, depending on factors like age, driving history, and location. This is higher than the average insurance cost for standard vehicles, reflecting the RS3’s status as a high-performance luxury sedan. For instance, a 40-year-old driver with a clean record might pay approximately $2,538 per year. To find the best rate, it’s advisable to compare quotes from multiple insurance providers.
How Much Does Audi Rs3 Car Insurance Cost?
On average, Audi RS3 drivers pay approximately between $2,500 and $2,700 annually for car insurance.
The cost of car insurance can vary greatly depending on several key factors, such as location, driving history, the car’s model year, and the coverage options you select. A clean driving record can help secure lower premiums, while a history of accidents or traffic violations typically results in higher rates.
Urban areas with heavy traffic often have higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage chosen affects costs—comprehensive insurance, which includes both collision and non-collision coverage, tends to be more expensive than basic liability insurance.
When compared to the average cost for all Audi models, insurance for an Audi RS3 is higher, and it is also more expensive than the average insurance cost for all vehicles. Insuranceopedia can help you compare quotes from various providers to find the best policy for your needs.
| Vehicle | Average Monthly Premium |
| Audi Rs3 | $250 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi Rs3 By Model Year
| Model Year | Average Premium |
| 2025 Audi Rs3 | $696 |
| 2023 Audi Rs3 | $4,207 |
| 2022 Audi Rs3 | $4,945 |
| 2020 Audi Rs3 | $3,875 |
| 2019 Audi Rs3 | $4,265 |
| 2018 Audi Rs3 | $2,297 |
| 2017 Audi Rs3 | $5,483 |
2025 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2025 Audi Rs3 is $696. However, Travelers offers the cheapest rates, averaging $480 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $480 |
| USAA | $528 |
| Nationwide | $576 |
| Progressive | $624 |
| State Farm | $672 |
| Liberty Mutual | $720 |
| Amica | $768 |
| Erie | $816 |
| Farmers | $864 |
| Chubb | $912 |
2023 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2023 Audi Rs3 is $4,207. However, Kemper Auto | Infinity offers the cheapest rates, averaging $1,671 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $2,782 |
| National General Value | $5,819 |
| National General | $3,282 |
| Dairyland | $7,482 |
| Kemper Auto | Infinity | $1,671 |
2022 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2022 Audi Rs3 is $4,945. However, Mercury Insurance Company offers the cheapest rates, averaging $4,945 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $4,945 |
2020 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2020 Audi Rs3 is $3,875. However, Direct General Insurance offers the cheapest rates, averaging $1,865 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $1,865 |
| Mississippi Farm Bureau | $2,814 |
| State Farm | $3,057 |
| Shelter | $3,556 |
| USAA | $3,674 |
| Travelers | $4,187 |
| Nationwide | $4,274 |
| Country | $4,652 |
| Mutual Of Enumclaw | $5,055 |
| Safe Auto | $5,612 |
2019 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2019 Audi Rs3 is $4,265. However, Erie offers the cheapest rates, averaging $3,158 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $4,195 |
| Plymouth Rock | $4,220 |
| Concord Group | $4,855 |
| Erie | $3,158 |
| Esurance | $3,536 |
| Mercury | $3,997 |
| State Farm | $4,899 |
| American Independent Ins Co | $4,886 |
| MMG Insurance Company | $4,466 |
| Atlantic States Insurance | $4,435 |
2018 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2018 Audi Rs3 is $2,297. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,075 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,243 |
| Mercury | $2,068 |
| National General | $2,328 |
| Republic Indemnity | $2,661 |
| Encompass | $3,436 |
| Esurance | $2,096 |
| USAA | $2,709 |
| Texas Farm Bureau Group | $1,075 |
| Nationwide | $2,011 |
| Chubb | $3,339 |
2017 Audi Rs3 Insurance Rates
The average annual insurance cost for a 2017 Audi Rs3 is $5,483. However, Safeco offers the cheapest rates, averaging $2,503 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $2,503 |
| National General | $3,168 |
| State Farm | $3,728 |
| Allied | $5,447 |
| Mercury | $5,546 |
| Allstate | $5,863 |
| United Automobile Ins Group | $6,278 |
| AIG | $6,774 |
| Metropolitan | $7,156 |
| Direct General Insurance | $8,366 |
Find Affordable Audi Rs3 Insurance Rates
Is An Audi Rs3 Expensive To Insure?
Yes, Audi RS3s are generally expensive to insure. As a high-performance sports sedan, the RS3 comes with a powerful engine, advanced technology, and premium components that contribute to higher repair and replacement costs. Insurers factor in the increased risk associated with high-performance vehicles, including a higher likelihood of accidents and theft, which results in elevated premiums. On average, insuring an Audi RS3 can cost significantly more than standard sedans. However, insurance rates can vary depending on factors such as driving history, location, and coverage options. It’s recommended to compare quotes to find the most affordable coverage for your RS3.
Cheapest Car Insurance Companies For An Audi Rs3
State Farm offers a monthly rate of $56, providing competitive rates for Audi RS3 owners. Nationwide, with a monthly rate of $48, offers affordable insurance options. Travelers provides a monthly rate of $40, making it one of the most budget-friendly options. Progressive offers a rate of $52 per month, balancing cost and coverage. USAA, with a monthly rate of $44, is known for its excellent customer service and competitive rates. This table helps Audi RS3 owners compare and choose the most cost-effective insurance options.
| Company | Average Monthly Rate |
| State Farm | $56 |
| Nationwide | $48 |
| Travelers | $40 |
| Progressive | $52 |
| USAA | $44 |
Common Audi Rs3 Insurance Discounts
Discounts offer an excellent way to reduce your car insurance costs. While each provider has its unique offerings, some common discounts to explore include:
- Multi-policy discounts: Bundling your home and auto insurance with the same provider often qualifies you for reduced rates.
- Paying annually: Opting to pay your premium in full rather than in monthly installments can lead to savings.
- Defensive driving discounts: Completing a certified defensive driving course can make you eligible for discounted premiums.
Additional discounts may also apply. Consulting with your insurance agent is the best way to identify all the discounts you qualify for and maximize your savings.
Ways To Save On Audi Rs3 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Audi Rs3 insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Audi Rs3 drivers with a ticket on their record can expect to pay $52 per month, while those with multiple accidents will pay an average of $104 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Audi Rs3 insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Audi Rs3 drivers who drive between 5,000 and 7,500 miles per year will pay around $70 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $103 per month.
Compare Audi Rs3 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Allroad Insurance
- Audi A6 Allroad Insurance
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- Audi A8 Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia compiled data from thousands of quotes provided by top auto insurance companies. The sample profile used for this analysis represents a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it’s important to note that the figures presented in this guide may vary based on your unique circumstances.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase An Audi Rs3?
Yes, proof of insurance is required before driving your Audi Rs3 off the dealership lot. It’s recommended to purchase a policy in advance and inform your insurance provider that you are about to acquire a new vehicle. This approach is generally more cost-effective and flexible than obtaining insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Audi Rs3?
The most effective way to secure the cheapest rates for insuring your Audi RS3 is by comparing quotes from various auto insurance providers. Insuranceopedia simplifies this process by allowing you to compare multiple options directly on their website, helping you find a policy that suits your needs and budget.
