Audi S4 Car Insurance Cost
To insure an Audi S4, the approximate cost is $403 per year with National General. However, actual costs can vary based on factors like age, car model year, and other variables. You can refer to our quote tables below to get a personalized estimate.
If you’re thinking about buying an Audi S4, one important factor to consider is the insurance cost. Insurance is a big part of owning a car, so it’s essential to understand what you’re signing up for before you commit.
Choosing the right insurance policy is crucial because it can prevent unexpected and expensive bills later on. You don’t want to be caught without enough coverage if an accident happens, leaving you responsible for large expenses. Plus, if you’re at fault in an accident, your insurance premiums could go up.
Having analyzed car insurance rates for over ten years, I’ve seen how much prices can vary. Your age, driving history, and where you live all play a significant role in determining your insurance costs.
How Much Does Audi S4 Car Insurance Cost?
Typically, National General provides the best value with an average annual rate of $403 for comprehensive insurance coverage on a 2023 Audi S4.
Although National General’s pricing serves as a good reference point, it’s essential to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a past of accidents or traffic violations could raise your insurance expenses.
Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium; comprehensive coverage, which includes protection against a wide range of incidents, will generally be more expensive than basic liability coverage.
Insuranceopedia offers resources to help you explore different insurance providers and compare quotes, ensuring you secure the most favorable deal for your needs.
2023 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $403 |
| Travelers | $1,041 |
| USAA | $1,616 |
| Nationwide | $1,717 |
| State Farm | $1,834 |
| Erie | $1,858 |
| Hanover | $1,997 |
| Unitrin | $2,097 |
| Preferred Mutual | $2,260 |
| Chubb | $2,292 |
2022 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $784 |
| Erie | $1,857 |
| Southern Farm Bureau | $1,919 |
| Hanover | $2,025 |
| Auto-Owners Insurance Co | $2,072 |
| Mercury | $2,100 |
| CSAA | $2,106 |
| USAA | $2,143 |
| Mercury Insurance Company | $2,134 |
| Country | $2,155 |
2021 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,456 |
| Virginia Farm Bureau | $1,461 |
| Farm Bureau Mutual (IA Group) | $1,572 |
| Auto-Owners Insurance Co | $1,599 |
| New Jersey Manufacturers | $1,849 |
| Penn National | $1,987 |
| ALFA | $2,037 |
| Allied | $2,120 |
| Erie | $2,238 |
| Utica National Ins Group | $2,336 |
2020 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $746 |
| Hastings Mutual Insurance Co | $771 |
| Pekin Insurance | $1,153 |
| SECURA Insurance | $1,173 |
| West Bend Mutual | $1,151 |
| Rural Mutual Insurance | $1,360 |
| Rockford Mutual Insurance | $1,349 |
| American Family | $1,394 |
| Auto-Owners Insurance Co | $1,454 |
| Auto Club Group | $1,579 |
2019 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $982 |
| Pekin Insurance | $1,145 |
| Farm Bureau Mutual (IA Group) | $1,134 |
| IMT Insurance Company | $1,304 |
| Partners Mutual Insurance Co | $1,332 |
| New Jersey Manufacturers | $1,551 |
| Cameron Mutual Group | $1,797 |
| Donegal Mutual Insurance Co | $1,781 |
| ACCC Insurance Company | $1,817 |
| Auto-Owners Insurance Co | $1,854 |
2018 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $528 |
| SAFECO | $1,200 |
| Buckeye Insurance Group | $1,366 |
| Capital Insurance Group | $1,452 |
| Kemper Auto | Infinity | $1,584 |
| Dairyland | $1,608 |
| SECURA Insurance | $1,641 |
| Penn National | $1,703 |
| Country | $1,875 |
| Westfield | $1,885 |
2016 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $1,416 |
| Country | $1,774 |
| Encompass | $1,912 |
| Auto-Owners Insurance Co | $2,062 |
| Victoria | $2,092 |
| SECURA Insurance | $2,092 |
| Grange Mutual | $2,290 |
| Direct General Insurance | $2,484 |
| Hastings Mutual Insurance Co | $2,826 |
| Travelers | $2,939 |
2015 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $614 |
| SafeAuto | $1,176 |
| Clearcover | $1,684 |
| Farm Bureau Mutual (IA Group) | $1,707 |
| New Jersey Manufacturers | $1,808 |
| Dairyland | $1,995 |
| Capital Insurance Group | $2,252 |
| Unigard | $2,470 |
| California Capital | $2,480 |
| Travelers | $2,479 |
2014 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $1,213 |
| Direct Auto | $1,370 |
| PEMCO | $1,624 |
| Western National | $1,721 |
| Oregon Mutual | $1,744 |
| Esurance | $1,817 |
| Countryway Insurance | $1,996 |
| Victoria | $2,021 |
| Plymouth Rock | $2,053 |
| Capital Insurance Group | $2,142 |
2013 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $114 |
| Dairyland Broadform | $686 |
| Plymouth Rock Assurance | $858 |
| Pekin Insurance | $1,078 |
| Virginia Farm Bureau | $1,127 |
| New Jersey Manufacturers | $1,176 |
| NatGen PPA | $1,248 |
| Clearcover | $1,402 |
| Indiana Farmers Mutual Ins | $1,498 |
| PEMCO | $1,605 |
2012 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,068 |
| SAFECO | $1,333 |
| Mercury Insurance | $1,343 |
| MEEMIC Insurance Company | $1,536 |
| Chubb | $1,548 |
| Direct Auto | $1,564 |
| Farm Bureau Ins of MI | $1,633 |
| Victoria | $1,828 |
| Clearcover | $1,961 |
| Pioneer State Mutual Ins Co | $2,028 |
2011 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $709 |
| SECURA Insurance | $1,094 |
| Mercury Insurance | $1,173 |
| Farm Bureau Mutual (IA Group) | $1,165 |
| Country | $1,352 |
| 21st Century | $1,363 |
| Mercury | $1,408 |
| Permanent General | $1,465 |
| MEEMIC Insurance Company | $1,535 |
| PEMCO | $1,598 |
2010 Audi S4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $137 |
| Nationwide | $409 |
| Pekin Insurance | $959 |
| Tennessee Farmers | $1,300 |
| Country | $1,712 |
| Farm Bureau Ins of MI | $1,859 |
| Countryway Insurance | $1,869 |
| Westfield | $2,132 |
| Auto-Owners Insurance Co | $2,195 |
| Hastings Mutual Insurance Co | $2,208 |
Cost of Audi S4 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,780 | $14,362 | $16,803 |
| 18 | $9,126 | $13,413 | $15,666 |
| 19 | $8,075 | $11,860 | $13,870 |
| 20 | $7,031 | $10,342 | $12,062 |
| 21 | $5,883 | $8,644 | $10,128 |
| 22 | $5,727 | $8,425 | $9,862 |
| 23 | $5,046 | $7,392 | $8,616 |
| 24 | $4,757 | $6,999 | $8,184 |
| 25 | $4,133 | $6,042 | $7,088 |
| 30 | $3,210 | $4,718 | $5,507 |
| 35 | $3,024 | $4,428 | $5,167 |
| 40 | $2,883 | $4,247 | $4,947 |
| 45 | $2,808 | $4,146 | $4,852 |
| 55 | $2,581 | $3,792 | $4,445 |
| 65 | $2,704 | $3,957 | $4,630 |
| 75 | $3,378 | $5,000 | $5,832 |
Audi S4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,082 | $4,436 | $5,674 |
| Alaska | $2,544 | $3,495 | $3,416 |
| Arizona | $2,853 | $4,142 | $6,084 |
| Arkansas | $3,143 | $4,953 | $5,412 |
| California | $3,486 | $6,202 | $3,488 |
| Colorado | $3,265 | $4,564 | $5,804 |
| Connecticut | $4,168 | $6,446 | $8,205 |
| Delaware | $3,454 | $4,600 | $5,915 |
| Florida | $4,102 | $5,691 | $7,417 |
| Hawaii | $1,345 | $1,807 | $1,349 |
| Idaho | $2,316 | $3,096 | $3,739 |
| Illinois | $2,454 | $3,673 | $4,181 |
| Indiana | $2,516 | $3,806 | $4,270 |
| Iowa | $1,978 | $2,707 | $3,183 |
| Kansas | $2,651 | $3,827 | $4,466 |
| Kentucky | $3,812 | $5,577 | $6,617 |
| Louisiana | $4,872 | $7,376 | $7,993 |
| Maine | $1,855 | $2,572 | $3,779 |
| Maryland | $3,011 | $4,364 | $4,825 |
| Massachusetts | $2,391 | $4,169 | $2,392 |
| Michigan | $5,786 | $8,807 | $13,904 |
| Minnesota | $2,396 | $3,175 | $4,484 |
| Mississippi | $2,866 | $4,104 | $4,132 |
| Missouri | $2,723 | $3,895 | $5,072 |
| Montana | $2,750 | $3,830 | $4,469 |
| Nebraska | $2,312 | $3,460 | $3,737 |
| Nevada | $3,831 | $5,700 | $6,001 |
| New Hampshire | $2,653 | $4,214 | $5,323 |
| New Jersey | $2,934 | $4,622 | $6,049 |
| New Mexico | $3,025 | $4,463 | $4,649 |
| New York | $2,777 | $3,496 | $5,866 |
| North Carolina | $1,733 | $2,977 | $2,104 |
| North Dakota | $2,374 | $3,587 | $4,248 |
| Ohio | $2,109 | $3,242 | $3,321 |
| Oklahoma | $3,376 | $4,813 | $5,408 |
| Oregon | $3,049 | $4,091 | $4,918 |
| Pennsylvania | $2,570 | $3,802 | $4,440 |
| Rhode Island | $4,309 | $6,320 | $7,120 |
| South Carolina | $2,926 | $4,035 | $5,612 |
| South Dakota | $2,617 | $3,769 | $4,344 |
| Tennessee | $3,100 | $4,532 | $6,057 |
| Texas | $3,128 | $4,490 | $5,571 |
| Utah | $2,651 | $3,714 | $5,093 |
| Vermont | $2,037 | $3,143 | $3,332 |
| Virginia | $1,926 | $2,932 | $2,900 |
| Washington | $2,517 | $3,442 | $4,110 |
| West Virginia | $2,556 | $3,662 | $4,599 |
| Wisconsin | $2,563 | $3,957 | $4,538 |
| Wyoming | $2,356 | $3,320 | $3,555 |
| Georgia | $3,352 | $4,997 | $5,036 |
Compare Audi S4 To Other Audi Models
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
FAQs
Who has the cheapest car insurance for a Audi S4?
National General offers the most affordable car insurance for the 2023 Audi S4.
Which company offers the best car insurance for a Audi S4?
In our assessment, National General provides the finest car insurance for an Audi S4, considering its competitive rates, extensive coverage, and high-quality customer service..
