Audi S4 Car Insurance Cost

To insure an Audi S4, the approximate cost is $403 per year with National General. However, actual costs can vary based on factors like age, car model year, and other variables. You can refer to our quote tables below to get a personalized estimate.

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Updated: 01 April 2024
Written by
Bob Phillips
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If you’re thinking about buying an Audi S4, one important factor to consider is the insurance cost. Insurance is a big part of owning a car, so it’s essential to understand what you’re signing up for before you commit.

Choosing the right insurance policy is crucial because it can prevent unexpected and expensive bills later on. You don’t want to be caught without enough coverage if an accident happens, leaving you responsible for large expenses. Plus, if you’re at fault in an accident, your insurance premiums could go up.

Having analyzed car insurance rates for over ten years, I’ve seen how much prices can vary. Your age, driving history, and where you live all play a significant role in determining your insurance costs.

How Much Does Audi S4 Car Insurance Cost?

Typically, National General provides the best value with an average annual rate of $403 for comprehensive insurance coverage on a 2023 Audi S4.

Although National General’s pricing serves as a good reference point, it’s essential to recognize that car insurance costs can fluctuate significantly based on various factors. These factors encompass your location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a past of accidents or traffic violations could raise your insurance expenses.

Moreover, residing in an urban area with heavy traffic might lead to higher insurance rates compared to rural regions with less traffic congestion. Your choice of coverage will also affect your premium; comprehensive coverage, which includes protection against a wide range of incidents, will generally be more expensive than basic liability coverage.

Insuranceopedia offers resources to help you explore different insurance providers and compare quotes, ensuring you secure the most favorable deal for your needs.

2023 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
National General $403
Travelers $1,041
USAA $1,616
Nationwide $1,717
State Farm $1,834
Erie $1,858
Hanover $1,997
Unitrin $2,097
Preferred Mutual $2,260
Chubb $2,292

2022 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
American National P $784
Erie $1,857
Southern Farm Bureau $1,919
Hanover $2,025
Auto-Owners Insurance Co $2,072
Mercury $2,100
CSAA $2,106
USAA $2,143
Mercury Insurance Company $2,134
Country $2,155

2021 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $1,456
Virginia Farm Bureau $1,461
Farm Bureau Mutual (IA Group) $1,572
Auto-Owners Insurance Co $1,599
New Jersey Manufacturers $1,849
Penn National $1,987
ALFA $2,037
Allied $2,120
Erie $2,238
Utica National Ins Group $2,336

2020 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
American National P $746
Hastings Mutual Insurance Co $771
Pekin Insurance $1,153
SECURA Insurance $1,173
West Bend Mutual $1,151
Rural Mutual Insurance $1,360
Rockford Mutual Insurance $1,349
American Family $1,394
Auto-Owners Insurance Co $1,454
Auto Club Group $1,579

2019 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $982
Pekin Insurance $1,145
Farm Bureau Mutual (IA Group) $1,134
IMT Insurance Company $1,304
Partners Mutual Insurance Co $1,332
New Jersey Manufacturers $1,551
Cameron Mutual Group $1,797
Donegal Mutual Insurance Co $1,781
ACCC Insurance Company $1,817
Auto-Owners Insurance Co $1,854

2018 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $528
SAFECO $1,200
Buckeye Insurance Group $1,366
Capital Insurance Group $1,452
Kemper Auto | Infinity $1,584
Dairyland $1,608
SECURA Insurance $1,641
Penn National $1,703
Country $1,875
Westfield $1,885

2016 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,416
Country $1,774
Encompass $1,912
Auto-Owners Insurance Co $2,062
Victoria $2,092
SECURA Insurance $2,092
Grange Mutual $2,290
Direct General Insurance $2,484
Hastings Mutual Insurance Co $2,826
Travelers $2,939

2015 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $614
SafeAuto $1,176
Clearcover $1,684
Farm Bureau Mutual (IA Group) $1,707
New Jersey Manufacturers $1,808
Dairyland $1,995
Capital Insurance Group $2,252
Unigard $2,470
California Capital $2,480
Travelers $2,479

2014 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,213
Direct Auto $1,370
PEMCO $1,624
Western National $1,721
Oregon Mutual $1,744
Esurance $1,817
Countryway Insurance $1,996
Victoria $2,021
Plymouth Rock $2,053
Capital Insurance Group $2,142

2013 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $114
Dairyland Broadform $686
Plymouth Rock Assurance $858
Pekin Insurance $1,078
Virginia Farm Bureau $1,127
New Jersey Manufacturers $1,176
NatGen PPA $1,248
Clearcover $1,402
Indiana Farmers Mutual Ins $1,498
PEMCO $1,605

2012 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $1,068
SAFECO $1,333
Mercury Insurance $1,343
MEEMIC Insurance Company $1,536
Chubb $1,548
Direct Auto $1,564
Farm Bureau Ins of MI $1,633
Victoria $1,828
Clearcover $1,961
Pioneer State Mutual Ins Co $2,028

2011 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $709
SECURA Insurance $1,094
Mercury Insurance $1,173
Farm Bureau Mutual (IA Group) $1,165
Country $1,352
21st Century $1,363
Mercury $1,408
Permanent General $1,465
MEEMIC Insurance Company $1,535
PEMCO $1,598

2010 Audi S4 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $137
Nationwide $409
Pekin Insurance $959
Tennessee Farmers $1,300
Country $1,712
Farm Bureau Ins of MI $1,859
Countryway Insurance $1,869
Westfield $2,132
Auto-Owners Insurance Co $2,195
Hastings Mutual Insurance Co $2,208

Cost of Audi S4 Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $9,780 $14,362 $16,803
18 $9,126 $13,413 $15,666
19 $8,075 $11,860 $13,870
20 $7,031 $10,342 $12,062
21 $5,883 $8,644 $10,128
22 $5,727 $8,425 $9,862
23 $5,046 $7,392 $8,616
24 $4,757 $6,999 $8,184
25 $4,133 $6,042 $7,088
30 $3,210 $4,718 $5,507
35 $3,024 $4,428 $5,167
40 $2,883 $4,247 $4,947
45 $2,808 $4,146 $4,852
55 $2,581 $3,792 $4,445
65 $2,704 $3,957 $4,630
75 $3,378 $5,000 $5,832

Audi S4 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,082 $4,436 $5,674
Alaska $2,544 $3,495 $3,416
Arizona $2,853 $4,142 $6,084
Arkansas $3,143 $4,953 $5,412
California $3,486 $6,202 $3,488
Colorado $3,265 $4,564 $5,804
Connecticut $4,168 $6,446 $8,205
Delaware $3,454 $4,600 $5,915
Florida $4,102 $5,691 $7,417
Hawaii $1,345 $1,807 $1,349
Idaho $2,316 $3,096 $3,739
Illinois $2,454 $3,673 $4,181
Indiana $2,516 $3,806 $4,270
Iowa $1,978 $2,707 $3,183
Kansas $2,651 $3,827 $4,466
Kentucky $3,812 $5,577 $6,617
Louisiana $4,872 $7,376 $7,993
Maine $1,855 $2,572 $3,779
Maryland $3,011 $4,364 $4,825
Massachusetts $2,391 $4,169 $2,392
Michigan $5,786 $8,807 $13,904
Minnesota $2,396 $3,175 $4,484
Mississippi $2,866 $4,104 $4,132
Missouri $2,723 $3,895 $5,072
Montana $2,750 $3,830 $4,469
Nebraska $2,312 $3,460 $3,737
Nevada $3,831 $5,700 $6,001
New Hampshire $2,653 $4,214 $5,323
New Jersey $2,934 $4,622 $6,049
New Mexico $3,025 $4,463 $4,649
New York $2,777 $3,496 $5,866
North Carolina $1,733 $2,977 $2,104
North Dakota $2,374 $3,587 $4,248
Ohio $2,109 $3,242 $3,321
Oklahoma $3,376 $4,813 $5,408
Oregon $3,049 $4,091 $4,918
Pennsylvania $2,570 $3,802 $4,440
Rhode Island $4,309 $6,320 $7,120
South Carolina $2,926 $4,035 $5,612
South Dakota $2,617 $3,769 $4,344
Tennessee $3,100 $4,532 $6,057
Texas $3,128 $4,490 $5,571
Utah $2,651 $3,714 $5,093
Vermont $2,037 $3,143 $3,332
Virginia $1,926 $2,932 $2,900
Washington $2,517 $3,442 $4,110
West Virginia $2,556 $3,662 $4,599
Wisconsin $2,563 $3,957 $4,538
Wyoming $2,356 $3,320 $3,555
Georgia $3,352 $4,997 $5,036

FAQs

Who has the cheapest car insurance for a Audi S4?

National General offers the most affordable car insurance for the 2023 Audi S4.

Which company offers the best car insurance for a Audi S4?

In our assessment, National General provides the finest car insurance for an Audi S4, considering its competitive rates, extensive coverage, and high-quality customer service..

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