Audi A8 Car Insurance Cost
To insure an Audi A8, the average annual cost is approximately $1,065 through State Farm. However, this expense can vary depending on factors like your age, the car’s model year, and other considerations. You can utilize the quote tables provided below to determine a more accurate estimate of your insurance premiums.
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If you’re thinking about buying an Audi A8, one crucial consideration is the cost of insurance. Insurance is a major aspect of car ownership, and it’s important to understand the financial implications before making a purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage in the event of an accident can result in significant out-of-pocket costs. Moreover, there’s the risk of increased premiums if you’re found at fault for accidents.
Having analyzed car insurance rates for over a decade, I’ve observed significant variation in costs. Factors such as age, driving record, and even your location can significantly impact insurance premiums. It’s essential to carefully consider these factors when selecting an insurance policy for your Audi A8.
How Much Does Audi A8 Car Insurance Cost?
Typically, State Farm provides the most competitive price, averaging $1,065 annually for full coverage insurance on a 2022 Audi A8.
While State Farm’s price serves as a useful reference point, it’s essential to recognize that the cost of auto insurance can vary significantly based on various factors. These factors encompass your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations could elevate your costs.
Moreover, residing in an urban area characterized by heavy traffic might lead to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage will also impact your premium; comprehensive coverage, which provides protection against a broad range of incidents, generally commands a higher cost than minimum liability coverage.
Insuranceopedia offers assistance in navigating the market, allowing you to explore options and compare quotes from different insurance providers to secure the most favorable deal.
2022 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,065 |
| Metropolitan | $2,300 |
| Mercury Insurance Company | $2,462 |
| Plymouth Rock | $2,582 |
| Mercury | $2,716 |
| Farmers | $2,995 |
| Travelers | $3,010 |
| Direct General Insurance | $3,186 |
| Nationwide | $3,250 |
| USAA | $5,316 |
2021 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,404 |
| California Capital | $1,554 |
| Liberty Mutual | $1,814 |
| American National P | $1,912 |
| Farmers Mutual of Nebraska | $2,298 |
| Penn National | $2,393 |
| Bristol West | $2,425 |
| 21st Century | $2,430 |
| New Jersey Manufacturers | $2,562 |
| Mercury | $2,580 |
2020 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $3,286 |
| Southern Farm Bureau | $3,423 |
| Farmers | $3,566 |
| Mercury | $3,712 |
| Esurance | $4,137 |
| Allied | $4,196 |
| Bristol West | $4,967 |
| Hartford | $4,965 |
| United Automobile Ins Group | $5,123 |
| USAA | $5,494 |
2019 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $485 |
| Dairyland | $725 |
| Capital Insurance Group | $929 |
| Mercury Insurance | $1,112 |
| Oregon Mutual | $1,338 |
| SECURA Insurance | $1,342 |
| Texas Farm Bureau Group | $1,517 |
| California Capital | $1,592 |
| PEMCO | $1,565 |
| Mutual Of Enumclaw | $1,731 |
2018 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Travelers | $1,656 |
| Nationwide | $2,289 |
| State Farm | $2,740 |
| Mercury | $2,783 |
| Allied | $2,909 |
| Erie | $3,899 |
| Metropolitan | $4,184 |
| Direct General Insurance | $4,280 |
| National General Value | $4,506 |
| Allstate | $4,550 |
2017 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $875 |
| Indiana Farmers Mutual Ins | $878 |
| Direct Auto | $1,104 |
| Oregon Mutual | $1,125 |
| SECURA Insurance | $1,327 |
| Virginia Farm Bureau | $1,394 |
| Utica National Ins Group | $1,490 |
| Texas Farm Bureau Group | $1,531 |
| Mutual Of Enumclaw | $1,560 |
| Penn National | $1,638 |
2016 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $785 |
| American National P&C | $977 |
| National General | $1,059 |
| American National P | $1,103 |
| Country | $1,864 |
| California Capital | $2,359 |
| Southern Farm Bureau | $2,626 |
| Allied | $2,735 |
| Mercury | $2,789 |
| USAA | $3,357 |
2015 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $862 |
| Direct Auto | $877 |
| Dairyland | $921 |
| Mercury Insurance | $925 |
| Dairyland Auto 1 Month | $1,140 |
| Capital Insurance Group | $1,151 |
| Penn National | $1,173 |
| Safeco | $1,311 |
| Titan | $1,345 |
| Utica National Ins Group | $1,614 |
2014 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $466 |
| American National P | $867 |
| Direct Auto | $976 |
| SECURA Insurance | $1,478 |
| Capital Insurance Group | $1,567 |
| Tennessee Farmers | $1,720 |
| Liberty Mutual | $1,910 |
| Pekin Insurance | $1,989 |
| Virginia Farm Bureau | $2,030 |
| California Capital | $2,082 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $946 |
| American National P | $951 |
| Mercury Insurance | $987 |
| Virginia Farm Bureau | $1,027 |
| Mercury Insurance Company | $1,108 |
| Indiana Farmers Mutual Ins | $1,305 |
| Texas Farm Bureau Group | $1,333 |
| SECURA Insurance | $1,468 |
| National Farmers Union P&C | $1,476 |
| Capital Insurance Group | $1,602 |
2012 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $863 |
| Kemper Auto | Infinity | $837 |
| Farm Bureau Mutual (IA Group) | $861 |
| Clearcover | $960 |
| Kemper Auto | $1,015 |
| Buckeye Insurance Group | $1,072 |
| Virginia Farm Bureau | $1,182 |
| Pekin Insurance | $1,240 |
| National General | $1,374 |
| SECURA Insurance | $1,559 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $731 |
| SafeAuto | $1,079 |
| Mississippi Farm Bureau | $1,184 |
| Utica National Ins Group | $1,293 |
| Titan | $1,284 |
| National General | $1,262 |
| 21st Century | $1,310 |
| North Carolina Farm Bureau | $1,332 |
| Atlantic States Insurance | $1,423 |
| SECURA Insurance | $1,451 |
2013 Audi A8 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $1,326 |
| New Jersey Manufacturers | $1,354 |
| Erie | $1,415 |
| Penn National | $1,662 |
| Donegal Mutual Insurance Co | $1,875 |
| Farm Bureau Mutual (IA Group) | $1,903 |
| State Auto | $2,049 |
| Chubb | $2,131 |
| State Farm | $2,199 |
| Safe Auto | $2,199 |
Cost of Audi A8 Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $12,033 | $17,684 | $20,659 |
| 18 | $11,197 | $16,460 | $19,262 |
| 19 | $9,909 | $14,563 | $17,020 |
| 20 | $8,624 | $12,699 | $14,854 |
| 21 | $7,251 | $10,652 | $12,463 |
| 22 | $7,067 | $10,348 | $12,144 |
| 23 | $6,183 | $9,076 | $10,604 |
| 24 | $5,857 | $8,633 | $10,067 |
| 25 | $5,058 | $7,431 | $8,701 |
| 30 | $3,933 | $5,810 | $6,796 |
| 35 | $3,688 | $5,412 | $6,345 |
| 40 | $3,552 | $5,207 | $6,124 |
| 45 | $3,450 | $5,082 | $5,939 |
| 55 | $3,181 | $4,665 | $5,461 |
| 65 | $3,303 | $4,871 | $5,676 |
| 75 | $4,184 | $6,143 | $7,180 |
Audi A8 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,772 | $5,463 | $6,975 |
| Alaska | $3,102 | $4,336 | $4,181 |
| Arizona | $3,534 | $5,080 | $7,477 |
| Arkansas | $3,878 | $6,052 | $6,684 |
| California | $4,291 | $7,598 | $4,312 |
| Colorado | $4,001 | $5,630 | $7,107 |
| Connecticut | $5,104 | $7,931 | $10,102 |
| Delaware | $4,231 | $5,662 | $7,278 |
| Florida | $5,052 | $6,978 | $9,118 |
| Hawaii | $1,652 | $2,239 | $1,666 |
| Idaho | $2,851 | $3,773 | $4,622 |
| Illinois | $2,994 | $4,518 | $5,158 |
| Indiana | $3,066 | $4,709 | $5,272 |
| Iowa | $2,443 | $3,328 | $3,937 |
| Kansas | $3,239 | $4,717 | $5,513 |
| Kentucky | $4,700 | $6,882 | $8,125 |
| Louisiana | $6,002 | $9,085 | $9,841 |
| Maine | $2,258 | $3,121 | $4,656 |
| Maryland | $3,677 | $5,358 | $5,937 |
| Massachusetts | $2,932 | $5,160 | $2,964 |
| Michigan | $7,099 | $10,854 | $17,100 |
| Minnesota | $2,912 | $3,899 | $5,506 |
| Mississippi | $3,527 | $5,047 | $5,075 |
| Missouri | $3,339 | $4,750 | $6,259 |
| Montana | $3,371 | $4,709 | $5,496 |
| Nebraska | $2,864 | $4,250 | $4,592 |
| Nevada | $4,722 | $7,014 | $7,414 |
| New Hampshire | $3,283 | $5,209 | $6,569 |
| New Jersey | $3,638 | $5,699 | $7,414 |
| New Mexico | $3,709 | $5,492 | $5,727 |
| New York | $3,439 | $4,323 | $7,200 |
| North Carolina | $2,120 | $3,639 | $2,589 |
| North Dakota | $2,886 | $4,400 | $5,221 |
| Ohio | $2,599 | $3,989 | $4,091 |
| Oklahoma | $4,118 | $5,903 | $6,684 |
| Oregon | $3,768 | $5,051 | $6,036 |
| Pennsylvania | $3,150 | $4,641 | $5,457 |
| Rhode Island | $5,297 | $7,754 | $8,762 |
| South Carolina | $3,587 | $4,970 | $6,867 |
| South Dakota | $3,245 | $4,646 | $5,343 |
| Tennessee | $3,778 | $5,576 | $7,430 |
| Texas | $3,799 | $5,523 | $6,852 |
| Utah | $3,260 | $4,540 | $6,261 |
| Vermont | $2,506 | $3,846 | $4,059 |
| Virginia | $2,347 | $3,624 | $3,533 |
| Washington | $3,131 | $4,220 | $5,075 |
| West Virginia | $3,144 | $4,495 | $5,621 |
| Wisconsin | $3,127 | $4,904 | $5,551 |
| Wyoming | $2,915 | $4,089 | $4,368 |
| Georgia | $4,110 | $6,157 | $6,207 |
Compare Audi A8 To Other Audi Models
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi Q7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
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- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
FAQs
Who has the cheapest car insurance for a Audi A8?
State Farm offers the most affordable car insurance for the 2022 Audi A8.
Which company offers the best car insurance for a Audi A8?
Considering its combination of low rates, comprehensive coverage, and excellent customer service, we believe State Farm provides the best car insurance for an Audi A8.
