Audi A8 Car Insurance Cost

To insure an Audi A8, the average annual cost is approximately $1,065 through State Farm. However, this expense can vary depending on factors like your age, the car’s model year, and other considerations. You can utilize the quote tables provided below to determine a more accurate estimate of your insurance premiums.

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Updated: 01 April 2024
Written by
Bob Phillips
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If you’re thinking about buying an Audi A8, one crucial consideration is the cost of insurance. Insurance is a major aspect of car ownership, and it’s important to understand the financial implications before making a purchase.

Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. Having insufficient coverage in the event of an accident can result in significant out-of-pocket costs. Moreover, there’s the risk of increased premiums if you’re found at fault for accidents.

Having analyzed car insurance rates for over a decade, I’ve observed significant variation in costs. Factors such as age, driving record, and even your location can significantly impact insurance premiums. It’s essential to carefully consider these factors when selecting an insurance policy for your Audi A8.

How Much Does Audi A8 Car Insurance Cost?

Typically, State Farm provides the most competitive price, averaging $1,065 annually for full coverage insurance on a 2022 Audi A8.

While State Farm’s price serves as a useful reference point, it’s essential to recognize that the cost of auto insurance can vary significantly based on various factors. These factors encompass your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a track record of accidents or traffic violations could elevate your costs.

Moreover, residing in an urban area characterized by heavy traffic might lead to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage will also impact your premium; comprehensive coverage, which provides protection against a broad range of incidents, generally commands a higher cost than minimum liability coverage.

Insuranceopedia offers assistance in navigating the market, allowing you to explore options and compare quotes from different insurance providers to secure the most favorable deal.

2022 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
State Farm $1,065
Metropolitan $2,300
Mercury Insurance Company $2,462
Plymouth Rock $2,582
Mercury $2,716
Farmers $2,995
Travelers $3,010
Direct General Insurance $3,186
Nationwide $3,250
USAA $5,316

2021 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,404
California Capital $1,554
Liberty Mutual $1,814
American National P $1,912
Farmers Mutual of Nebraska $2,298
Penn National $2,393
Bristol West $2,425
21st Century $2,430
New Jersey Manufacturers $2,562
Mercury $2,580

2020 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
California Capital $3,286
Southern Farm Bureau $3,423
Farmers $3,566
Mercury $3,712
Esurance $4,137
Allied $4,196
Bristol West $4,967
Hartford $4,965
United Automobile Ins Group $5,123
USAA $5,494

2019 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
National General $485
Dairyland $725
Capital Insurance Group $929
Mercury Insurance $1,112
Oregon Mutual $1,338
SECURA Insurance $1,342
Texas Farm Bureau Group $1,517
California Capital $1,592
PEMCO $1,565
Mutual Of Enumclaw $1,731

2018 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Travelers $1,656
Nationwide $2,289
State Farm $2,740
Mercury $2,783
Allied $2,909
Erie $3,899
Metropolitan $4,184
Direct General Insurance $4,280
National General Value $4,506
Allstate $4,550

2017 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Titan $875
Indiana Farmers Mutual Ins $878
Direct Auto $1,104
Oregon Mutual $1,125
SECURA Insurance $1,327
Virginia Farm Bureau $1,394
Utica National Ins Group $1,490
Texas Farm Bureau Group $1,531
Mutual Of Enumclaw $1,560
Penn National $1,638

2016 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $785
American National P&C $977
National General $1,059
American National P $1,103
Country $1,864
California Capital $2,359
Southern Farm Bureau $2,626
Allied $2,735
Mercury $2,789
USAA $3,357

2015 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $862
Direct Auto $877
Dairyland $921
Mercury Insurance $925
Dairyland Auto 1 Month $1,140
Capital Insurance Group $1,151
Penn National $1,173
Safeco $1,311
Titan $1,345
Utica National Ins Group $1,614

2014 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $466
American National P $867
Direct Auto $976
SECURA Insurance $1,478
Capital Insurance Group $1,567
Tennessee Farmers $1,720
Liberty Mutual $1,910
Pekin Insurance $1,989
Virginia Farm Bureau $2,030
California Capital $2,082

2013 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $946
American National P $951
Mercury Insurance $987
Virginia Farm Bureau $1,027
Mercury Insurance Company $1,108
Indiana Farmers Mutual Ins $1,305
Texas Farm Bureau Group $1,333
SECURA Insurance $1,468
National Farmers Union P&C $1,476
Capital Insurance Group $1,602

2012 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $863
Kemper Auto | Infinity $837
Farm Bureau Mutual (IA Group) $861
Clearcover $960
Kemper Auto $1,015
Buckeye Insurance Group $1,072
Virginia Farm Bureau $1,182
Pekin Insurance $1,240
National General $1,374
SECURA Insurance $1,559

2013 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $731
SafeAuto $1,079
Mississippi Farm Bureau $1,184
Utica National Ins Group $1,293
Titan $1,284
National General $1,262
21st Century $1,310
North Carolina Farm Bureau $1,332
Atlantic States Insurance $1,423
SECURA Insurance $1,451

2013 Audi A8 Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $1,326
New Jersey Manufacturers $1,354
Erie $1,415
Penn National $1,662
Donegal Mutual Insurance Co $1,875
Farm Bureau Mutual (IA Group) $1,903
State Auto $2,049
Chubb $2,131
State Farm $2,199
Safe Auto $2,199

Cost of Audi A8 Car Insurance By Age

Age Good Driver Recent Accident Poor Credit
17 $12,033 $17,684 $20,659
18 $11,197 $16,460 $19,262
19 $9,909 $14,563 $17,020
20 $8,624 $12,699 $14,854
21 $7,251 $10,652 $12,463
22 $7,067 $10,348 $12,144
23 $6,183 $9,076 $10,604
24 $5,857 $8,633 $10,067
25 $5,058 $7,431 $8,701
30 $3,933 $5,810 $6,796
35 $3,688 $5,412 $6,345
40 $3,552 $5,207 $6,124
45 $3,450 $5,082 $5,939
55 $3,181 $4,665 $5,461
65 $3,303 $4,871 $5,676
75 $4,184 $6,143 $7,180

Audi A8 Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,772 $5,463 $6,975
Alaska $3,102 $4,336 $4,181
Arizona $3,534 $5,080 $7,477
Arkansas $3,878 $6,052 $6,684
California $4,291 $7,598 $4,312
Colorado $4,001 $5,630 $7,107
Connecticut $5,104 $7,931 $10,102
Delaware $4,231 $5,662 $7,278
Florida $5,052 $6,978 $9,118
Hawaii $1,652 $2,239 $1,666
Idaho $2,851 $3,773 $4,622
Illinois $2,994 $4,518 $5,158
Indiana $3,066 $4,709 $5,272
Iowa $2,443 $3,328 $3,937
Kansas $3,239 $4,717 $5,513
Kentucky $4,700 $6,882 $8,125
Louisiana $6,002 $9,085 $9,841
Maine $2,258 $3,121 $4,656
Maryland $3,677 $5,358 $5,937
Massachusetts $2,932 $5,160 $2,964
Michigan $7,099 $10,854 $17,100
Minnesota $2,912 $3,899 $5,506
Mississippi $3,527 $5,047 $5,075
Missouri $3,339 $4,750 $6,259
Montana $3,371 $4,709 $5,496
Nebraska $2,864 $4,250 $4,592
Nevada $4,722 $7,014 $7,414
New Hampshire $3,283 $5,209 $6,569
New Jersey $3,638 $5,699 $7,414
New Mexico $3,709 $5,492 $5,727
New York $3,439 $4,323 $7,200
North Carolina $2,120 $3,639 $2,589
North Dakota $2,886 $4,400 $5,221
Ohio $2,599 $3,989 $4,091
Oklahoma $4,118 $5,903 $6,684
Oregon $3,768 $5,051 $6,036
Pennsylvania $3,150 $4,641 $5,457
Rhode Island $5,297 $7,754 $8,762
South Carolina $3,587 $4,970 $6,867
South Dakota $3,245 $4,646 $5,343
Tennessee $3,778 $5,576 $7,430
Texas $3,799 $5,523 $6,852
Utah $3,260 $4,540 $6,261
Vermont $2,506 $3,846 $4,059
Virginia $2,347 $3,624 $3,533
Washington $3,131 $4,220 $5,075
West Virginia $3,144 $4,495 $5,621
Wisconsin $3,127 $4,904 $5,551
Wyoming $2,915 $4,089 $4,368
Georgia $4,110 $6,157 $6,207

FAQs

Who has the cheapest car insurance for a Audi A8?

State Farm offers the most affordable car insurance for the 2022 Audi A8.

Which company offers the best car insurance for a Audi A8?

Considering its combination of low rates, comprehensive coverage, and excellent customer service, we believe State Farm provides the best car insurance for an Audi A8.

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