Ford F250 Car Insurance Cost

Insurance for a Ford F250 usually costs around $1,825 per year with Allstate. However, the exact price can vary depending on factors such as your age, the model year of your vehicle, and other considerations. You can use the quote tables below to get a personalized estimate.

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Updated: 02 June 2024
Written by Bob Phillips
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If you’re considering buying a Ford F250, it’s important to think about the cost of insurance. Insurance is a significant part of owning a car, so understanding this expense is crucial before making your decision.

Choosing the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. Having adequate coverage is important to protect yourself from large out-of-pocket expenses in case of an accident. Additionally, if you’re at fault in an accident, your premiums could go up.

With over ten years of experience in analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location significantly impact your insurance premiums.

How Much Does Ford F250 Car Insurance Cost?

Allstate usually offers the best deal for full coverage insurance on a 2024 Ford F250, costing about $1,825 per year.

While Allstate’s rate is a good benchmark, car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually results in lower premiums, while accidents or traffic violations can increase your rates.

Additionally, living in a busy urban area typically means higher insurance costs compared to living in a quieter rural area. The type of coverage you select also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.

At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.

2024 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Allstate $1,825
Mercury $2,370
Direct General Insurance $2,504
United Automobile Ins Group $2,597
Metropolitan $3,045
Chubb $3,132
SECURA Insurance $3,148
USAA $3,165
Allied $3,374
Auto-Owners Insurance Co $3,537

2023 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $963
Capital Insurance Group $1,084
SECURA Insurance $1,126
USAA $1,393
Nationwide $1,462
21st Century $1,509
Republic Indemnity $1,626
Esurance $1,646
Unitrin $1,745
Grange $1,780

2022 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $105
NatGen Value $816
New York Central Mutual Fire $954
North Carolina Farm Bureau $1,013
ALFA $1,099
Virginia Farm Bureau $1,134
Plymouth Rock Assurance $1,245
Direct Auto $1,230
National Farmers Union P $1,226
GMAC Insurance Group $1,237

2021 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $803
Farm Bureau Mutual (IA Group) $982
Pekin Insurance $1,053
SECURA Insurance $1,055
Texas Farm Bureau Group $1,071
Hastings Mutual Insurance Co $1,086
Virginia Farm Bureau $1,144
IMT Insurance Company $1,201
West Bend Mutual $1,225
Rural Mutual Insurance $1,256

2020 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
American National P $465
Kemper Personal Insurance $601
AssuranceAmerica Elite $830
Mercury Insurance $828
Dairyland $874
New Jersey Manufacturers $1,064
Pekin Insurance $1,042
North Carolina Farm Bureau $1,094
Erie $1,095
Tennessee Farmers $1,154

2019 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $361
American National P $671
Unigard $954
Mutual Of Enumclaw $1,018
National General RAD $1,101
Oregon Mutual $1,104
Pekin Insurance $1,164
Virginia Farm Bureau $1,212
Mercury Insurance $1,219
Utica National Ins Group $1,219

2018 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $147
American National P $483
Mercury Insurance $595
Pekin Insurance $750
New York Central Mutual Fire $838
Buckeye Insurance Group $983
Erie $1,052
Capital Insurance Group $1,129
Penn National $1,146
North Carolina Farm Bureau $1,158

2017 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $331
American National P $560
Mercury Insurance $620
Concord Group $682
Partners Mutual Insurance Co $789
National General Value $846
IMT Insurance Company $858
Countryway Insurance $881
Pekin Insurance $882
Capital Insurance Group $900

2016 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $283
American National P $812
Concord Group $950
North Carolina Farm Bureau $1,013
New Jersey Manufacturers $997
Capital Insurance Group $1,014
Plymouth Rock $1,088
SECURA Insurance $1,176
Countryway Insurance $1,162
Virginia Farm Bureau $1,219

2015 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $204
American National P $500
Buckeye Insurance Group $593
Mercury Insurance $736
Western Reserve $964
New Jersey Manufacturers $987
Texas Farm Bureau Group $1,074
Celina Insurance Group $1,092
Kentucky Farm Bureau $1,108
SafeAuto $1,155

2014 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $131
Mercury Insurance $642
PEMCO $681
American National P $863
Capital Insurance Group $891
SECURA Insurance $871
NatGen Advantage $908
Kemper Auto | Infinity $989
Oregon Mutual $1,022
Kemper Personal Insurance $1,079

2013 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $398
American National P $500
Buckeye Insurance Group $752
Pekin Insurance $744
Kemper Personal Insurance $761
Dairyland $796
AssuranceAmerica $797
Indiana Farmers Mutual Ins $897
Texas Farm Bureau Group $871
New York Central Mutual Fire $903

2012 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Safeco $61
American National P $427
Mercury Insurance $637
Pekin Insurance $693
PEMCO $706
SECURA Insurance $728
Texas Farm Bureau Group $757
Capital Insurance Group $816
West Bend Mutual $832
New York Central Mutual Fire $856

2011 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $148
Safeco $377
Buckeye Insurance Group $425
SafeAuto $525
Pekin Insurance $614
Dairyland Scored $682
Western Reserve $778
NatGen Value $805
Liberty Mutual $814
Ohio Mutual Ins Group $860

2010 Ford F250 Insurance Rates

Insurance Provider Average Annual Cost
American National P $407
Direct Auto $617
Plymouth Rock Assurance $642
SECURA Insurance $693
Acuity $672
Buckeye Insurance Group $701
Southern Farm Bureau $827
Ohio Mutual Ins Group $825
Indiana Farmers Mutual Ins $911
Mississippi Farm Bureau $942

FAQs

Who has the cheapest car insurance for a Ford F250?

For the 2024 Ford F250, Allstate offers the lowest car insurance rates.

Which company offers the best car insurance for a Ford F250?

Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Allstate offers the best car insurance option for a Ford F250.

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