Ford F250 Car Insurance Cost
Insurance for a Ford F250 usually costs around $1,825 per year with Allstate. However, the exact price can vary depending on factors such as your age, the model year of your vehicle, and other considerations. You can use the quote tables below to get a personalized estimate.
If you’re considering buying a Ford F250, it’s important to think about the cost of insurance. Insurance is a significant part of owning a car, so understanding this expense is crucial before making your decision.
Choosing the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. Having adequate coverage is important to protect yourself from large out-of-pocket expenses in case of an accident. Additionally, if you’re at fault in an accident, your premiums could go up.
With over ten years of experience in analyzing car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location significantly impact your insurance premiums.
How Much Does Ford F250 Car Insurance Cost?
Allstate usually offers the best deal for full coverage insurance on a 2024 Ford F250, costing about $1,825 per year.
While Allstate’s rate is a good benchmark, car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually results in lower premiums, while accidents or traffic violations can increase your rates.
Additionally, living in a busy urban area typically means higher insurance costs compared to living in a quieter rural area. The type of coverage you select also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we can help you compare quotes from different insurance providers to ensure you get the best deal.
2024 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,825 |
| Mercury | $2,370 |
| Direct General Insurance | $2,504 |
| United Automobile Ins Group | $2,597 |
| Metropolitan | $3,045 |
| Chubb | $3,132 |
| SECURA Insurance | $3,148 |
| USAA | $3,165 |
| Allied | $3,374 |
| Auto-Owners Insurance Co | $3,537 |
2023 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $963 |
| Capital Insurance Group | $1,084 |
| SECURA Insurance | $1,126 |
| USAA | $1,393 |
| Nationwide | $1,462 |
| 21st Century | $1,509 |
| Republic Indemnity | $1,626 |
| Esurance | $1,646 |
| Unitrin | $1,745 |
| Grange | $1,780 |
2022 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $105 |
| NatGen Value | $816 |
| New York Central Mutual Fire | $954 |
| North Carolina Farm Bureau | $1,013 |
| ALFA | $1,099 |
| Virginia Farm Bureau | $1,134 |
| Plymouth Rock Assurance | $1,245 |
| Direct Auto | $1,230 |
| National Farmers Union P | $1,226 |
| GMAC Insurance Group | $1,237 |
2021 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $803 |
| Farm Bureau Mutual (IA Group) | $982 |
| Pekin Insurance | $1,053 |
| SECURA Insurance | $1,055 |
| Texas Farm Bureau Group | $1,071 |
| Hastings Mutual Insurance Co | $1,086 |
| Virginia Farm Bureau | $1,144 |
| IMT Insurance Company | $1,201 |
| West Bend Mutual | $1,225 |
| Rural Mutual Insurance | $1,256 |
2020 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $465 |
| Kemper Personal Insurance | $601 |
| AssuranceAmerica Elite | $830 |
| Mercury Insurance | $828 |
| Dairyland | $874 |
| New Jersey Manufacturers | $1,064 |
| Pekin Insurance | $1,042 |
| North Carolina Farm Bureau | $1,094 |
| Erie | $1,095 |
| Tennessee Farmers | $1,154 |
2019 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $361 |
| American National P | $671 |
| Unigard | $954 |
| Mutual Of Enumclaw | $1,018 |
| National General RAD | $1,101 |
| Oregon Mutual | $1,104 |
| Pekin Insurance | $1,164 |
| Virginia Farm Bureau | $1,212 |
| Mercury Insurance | $1,219 |
| Utica National Ins Group | $1,219 |
2018 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $147 |
| American National P | $483 |
| Mercury Insurance | $595 |
| Pekin Insurance | $750 |
| New York Central Mutual Fire | $838 |
| Buckeye Insurance Group | $983 |
| Erie | $1,052 |
| Capital Insurance Group | $1,129 |
| Penn National | $1,146 |
| North Carolina Farm Bureau | $1,158 |
2017 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $331 |
| American National P | $560 |
| Mercury Insurance | $620 |
| Concord Group | $682 |
| Partners Mutual Insurance Co | $789 |
| National General Value | $846 |
| IMT Insurance Company | $858 |
| Countryway Insurance | $881 |
| Pekin Insurance | $882 |
| Capital Insurance Group | $900 |
2016 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $283 |
| American National P | $812 |
| Concord Group | $950 |
| North Carolina Farm Bureau | $1,013 |
| New Jersey Manufacturers | $997 |
| Capital Insurance Group | $1,014 |
| Plymouth Rock | $1,088 |
| SECURA Insurance | $1,176 |
| Countryway Insurance | $1,162 |
| Virginia Farm Bureau | $1,219 |
2015 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $204 |
| American National P | $500 |
| Buckeye Insurance Group | $593 |
| Mercury Insurance | $736 |
| Western Reserve | $964 |
| New Jersey Manufacturers | $987 |
| Texas Farm Bureau Group | $1,074 |
| Celina Insurance Group | $1,092 |
| Kentucky Farm Bureau | $1,108 |
| SafeAuto | $1,155 |
2014 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $131 |
| Mercury Insurance | $642 |
| PEMCO | $681 |
| American National P | $863 |
| Capital Insurance Group | $891 |
| SECURA Insurance | $871 |
| NatGen Advantage | $908 |
| Kemper Auto | Infinity | $989 |
| Oregon Mutual | $1,022 |
| Kemper Personal Insurance | $1,079 |
2013 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $398 |
| American National P | $500 |
| Buckeye Insurance Group | $752 |
| Pekin Insurance | $744 |
| Kemper Personal Insurance | $761 |
| Dairyland | $796 |
| AssuranceAmerica | $797 |
| Indiana Farmers Mutual Ins | $897 |
| Texas Farm Bureau Group | $871 |
| New York Central Mutual Fire | $903 |
2012 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $61 |
| American National P | $427 |
| Mercury Insurance | $637 |
| Pekin Insurance | $693 |
| PEMCO | $706 |
| SECURA Insurance | $728 |
| Texas Farm Bureau Group | $757 |
| Capital Insurance Group | $816 |
| West Bend Mutual | $832 |
| New York Central Mutual Fire | $856 |
2011 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $148 |
| Safeco | $377 |
| Buckeye Insurance Group | $425 |
| SafeAuto | $525 |
| Pekin Insurance | $614 |
| Dairyland Scored | $682 |
| Western Reserve | $778 |
| NatGen Value | $805 |
| Liberty Mutual | $814 |
| Ohio Mutual Ins Group | $860 |
2010 Ford F250 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $407 |
| Direct Auto | $617 |
| Plymouth Rock Assurance | $642 |
| SECURA Insurance | $693 |
| Acuity | $672 |
| Buckeye Insurance Group | $701 |
| Southern Farm Bureau | $827 |
| Ohio Mutual Ins Group | $825 |
| Indiana Farmers Mutual Ins | $911 |
| Mississippi Farm Bureau | $942 |
FAQs
Who has the cheapest car insurance for a Ford F250?
For the 2024 Ford F250, Allstate offers the lowest car insurance rates.
Which company offers the best car insurance for a Ford F250?
Taking into account their low prices, extensive coverage, and top-notch customer service ratings, we believe Allstate offers the best car insurance option for a Ford F250.
