Ford Ranger Car Insurance Cost
Securing insurance for a Ford Ranger typically amounts to approximately $1,787 annually with Metropolitan. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.
If you’re thinking about buying a Ford Ranger, one important aspect to consider is the cost of insurance. Insurance plays a major role in owning a car, and it’s crucial to understand its implications before making your purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does Ford Ranger Car Insurance Cost?
Typically, Metropolitan provides the most competitive price, averaging $1,787 annually, for full coverage insurance on a 2024 Ford Ranger.
While Metropolitan’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.
2024 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Metropolitan | $1,787 |
| Farm Bureau Ins of MI | $3,346 |
| Bristol West | $5,541 |
| Encompass | $10,358 |
| Farmers | $13,915 |
| Hanover | $13,954 |
2023 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $105 |
| Texas Farm Bureau Group | $421 |
| State Farm | $839 |
| USAA | $869 |
| Safeco | $1,048 |
| Republic Indemnity | $1,121 |
| Esurance | $1,347 |
| Encompass | $1,494 |
| Chubb | $1,510 |
| Permanent General | $1,530 |
2022 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $438 |
| Safeco | $467 |
| National General Value | $615 |
| Titan | $930 |
| National General | $938 |
| Victoria | $991 |
| Pekin Insurance | $1,064 |
| Plymouth Rock Assurance | $1,038 |
| Texas Farm Bureau Group | $1,068 |
| American National P | $1,082 |
2021 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $369 |
| NatGen Value | $389 |
| Clearcover | $362 |
| American National P | $489 |
| Concord Group | $570 |
| Pekin Insurance | $647 |
| IMT Insurance Company | $745 |
| Mercury Insurance | $798 |
| Buckeye Insurance Group | $837 |
| Countryway Insurance | $853 |
2020 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $359 |
| Direct Auto | $541 |
| National General Value | $623 |
| American National P | $666 |
| Plymouth Rock | $753 |
| Safeco | $777 |
| Countryway Insurance | $816 |
| Buckeye Insurance Group | $818 |
| Pekin Insurance | $886 |
| Mercury Insurance | $1,003 |
2019 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $437 |
| Mercury Insurance | $577 |
| American National P | $617 |
| SAFECO | $677 |
| Direct Auto | $673 |
| Pekin Insurance | $792 |
| IMT Insurance Company | $848 |
| Dairyland FR Bond | $885 |
| Dairyland Broadform | $898 |
| Buckeye Insurance Group | $937 |
2018 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $590 |
| Hastings Mutual Insurance Co | $646 |
| Direct Auto | $710 |
| Allstate | $765 |
| American Family | $952 |
| Travelers | $1,377 |
| Metropolitan | $1,454 |
| Mercury | $1,485 |
| National Farmers Union P | $1,657 |
| Unitrin | $1,765 |
2017 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $690 |
| Virginia Farm Bureau | $898 |
| Hastings Mutual Insurance Co | $1,132 |
| Travelers | $1,339 |
| Farmers | $1,744 |
| Permanent General | $2,108 |
| Mercury | $2,201 |
| Safeco | $2,392 |
| Allied | $2,450 |
| Metropolitan | $2,523 |
2016 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $575 |
| State Farm | $652 |
| Allstate | $724 |
| Travelers | $847 |
| Virginia Farm Bureau | $922 |
| Direct Auto | $986 |
| Hanover | $1,043 |
| American Family | $1,093 |
| Auto Club Group | $1,294 |
| Mercury | $1,299 |
2015 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $456 |
| American Family | $798 |
| Victoria | $853 |
| Western National | $946 |
| Nationwide | $1,119 |
| Allied | $1,214 |
| Mercury | $1,553 |
| Bristol West | $1,592 |
| Travelers | $1,601 |
| Unitrin | $1,662 |
2014 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $678 |
| Victoria | $718 |
| Allstate | $800 |
| Auto-Owners Insurance Co | $958 |
| Encompass | $1,046 |
| Mercury Insurance | $1,179 |
| Mercury | $1,343 |
| Hanover | $1,388 |
| National Farmers Union P | $1,474 |
| Sentry | $1,653 |
2013 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allied | $729 |
| Allstate | $811 |
| State Farm | $852 |
| Plymouth Rock Assurance | $929 |
| Bristol West | $1,096 |
| Unitrin | $1,315 |
| Metropolitan | $1,484 |
| Mercury | $1,605 |
| Travelers | $1,663 |
| Penn National | $1,955 |
2012 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $577 |
| State Farm | $618 |
| Virginia Farm Bureau | $749 |
| Tennessee Farmers | $777 |
| American Family | $915 |
| National Farmers Union P&C | $1,223 |
| Mercury | $1,257 |
| SAFECO | $1,333 |
| Hanover | $1,373 |
| Unitrin | $1,480 |
2011 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $46 |
| Safeco | $270 |
| Kemper Auto Premier | $388 |
| National General Value | $382 |
| Mercury Insurance | $411 |
| Hallmark Insurance Group | $563 |
| American National P | $627 |
| New Jersey Manufacturers | $696 |
| Mercury Insurance Company | $714 |
| North Carolina Farm Bureau | $748 |
2010 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $374 |
| American National P | $496 |
| Kemper Auto | Infinity | $526 |
| New York Central Mutual Fire | $585 |
| Pekin Insurance | $688 |
| Indiana Farmers Mutual Ins | $722 |
| Clearcover | $777 |
| Utica National Ins Group | $775 |
| SECURA Insurance | $754 |
| PEMCO | $764 |
Cost of Ford Ranger Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,816 | $8,532 | $10,008 |
| 18 | $5,442 | $7,962 | $9,325 |
| 19 | $4,782 | $7,055 | $8,240 |
| 20 | $4,198 | $6,135 | $7,180 |
| 21 | $3,519 | $5,134 | $6,012 |
| 22 | $3,406 | $5,014 | $5,852 |
| 23 | $2,980 | $4,378 | $5,109 |
| 24 | $2,832 | $4,156 | $4,859 |
| 25 | $2,447 | $3,585 | $4,189 |
| 30 | $1,911 | $2,791 | $3,265 |
| 35 | $1,798 | $2,626 | $3,051 |
| 40 | $1,737 | $2,510 | $2,937 |
| 45 | $1,651 | $2,465 | $2,880 |
| 55 | $1,540 | $2,260 | $2,624 |
| 65 | $1,586 | $2,348 | $2,757 |
| 75 | $2,002 | $2,983 | $3,450 |
Ford Ranger Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,838 | $2,632 | $3,385 |
| Alaska | $1,492 | $2,070 | $2,028 |
| Arizona | $1,717 | $2,474 | $3,631 |
| Arkansas | $1,874 | $2,917 | $3,244 |
| California | $2,064 | $3,693 | $2,086 |
| Colorado | $1,919 | $2,720 | $3,460 |
| Connecticut | $2,478 | $3,843 | $4,869 |
| Delaware | $2,064 | $2,716 | $3,512 |
| Florida | $2,436 | $3,382 | $4,397 |
| Hawaii | $789 | $1,094 | $802 |
| Idaho | $1,383 | $1,836 | $2,216 |
| Illinois | $1,433 | $2,203 | $2,502 |
| Indiana | $1,465 | $2,292 | $2,531 |
| Iowa | $1,183 | $1,620 | $1,915 |
| Kansas | $1,562 | $2,293 | $2,659 |
| Kentucky | $2,267 | $3,324 | $3,917 |
| Louisiana | $2,899 | $4,406 | $4,768 |
| Maine | $1,106 | $1,539 | $2,263 |
| Maryland | $1,779 | $2,597 | $2,860 |
| Massachusetts | $1,425 | $2,468 | $1,441 |
| Michigan | $3,428 | $5,256 | $8,279 |
| Minnesota | $1,422 | $1,904 | $2,647 |
| Mississippi | $1,725 | $2,424 | $2,446 |
| Missouri | $1,591 | $2,309 | $3,038 |
| Montana | $1,634 | $2,301 | $2,665 |
| Nebraska | $1,382 | $2,049 | $2,219 |
| Nevada | $2,287 | $3,403 | $3,564 |
| New Hampshire | $1,572 | $2,523 | $3,174 |
| New Jersey | $1,767 | $2,761 | $3,575 |
| New Mexico | $1,768 | $2,653 | $2,769 |
| New York | $1,660 | $2,081 | $3,476 |
| North Carolina | $1,018 | $1,765 | $1,247 |
| North Dakota | $1,408 | $2,132 | $2,542 |
| Ohio | $1,242 | $1,933 | $1,982 |
| Oklahoma | $2,014 | $2,874 | $3,244 |
| Oregon | $1,828 | $2,443 | $2,905 |
| Pennsylvania | $1,542 | $2,271 | $2,636 |
| Rhode Island | $2,565 | $3,767 | $4,229 |
| South Carolina | $1,754 | $2,389 | $3,316 |
| South Dakota | $1,551 | $2,248 | $2,576 |
| Tennessee | $1,820 | $2,694 | $3,609 |
| Texas | $1,840 | $2,686 | $3,311 |
| Utah | $1,585 | $2,195 | $3,019 |
| Vermont | $1,213 | $1,847 | $1,952 |
| Virginia | $1,147 | $1,746 | $1,698 |
| Washington | $1,507 | $2,046 | $2,438 |
| West Virginia | $1,505 | $2,189 | $2,706 |
| Wisconsin | $1,511 | $2,346 | $2,678 |
| Wyoming | $1,410 | $1,961 | $2,097 |
| Georgia | $1,989 | $2,965 | $3,004 |
Compare Ford Ranger To Other Ford Models
FAQs
Who has the cheapest car insurance for a Ford Ranger?
For the 2024 model year, Metropolitan offers the most affordable car insurance for the Ford Ranger.
Which company offers the best car insurance for a Ford Ranger?
Considering its combination of the lowest rates, comprehensive coverage, and top-rated customer service, we believe Metropolitan provides the best car insurance option for a Ford Ranger.
