Ford Ranger Car Insurance Cost

Securing insurance for a Ford Ranger typically amounts to approximately $1,787 annually with Metropolitan. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Ford Ranger, one important aspect to consider is the cost of insurance. Insurance plays a major role in owning a car, and it’s crucial to understand its implications before making your purchase.

Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does Ford Ranger Car Insurance Cost?

Typically, Metropolitan provides the most competitive price, averaging $1,787 annually, for full coverage insurance on a 2024 Ford Ranger.

While Metropolitan’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.

2024 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $1,787
Farm Bureau Ins of MI $3,346
Bristol West $5,541
Encompass $10,358
Farmers $13,915
Hanover $13,954

2023 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $105
Texas Farm Bureau Group $421
State Farm $839
USAA $869
Safeco $1,048
Republic Indemnity $1,121
Esurance $1,347
Encompass $1,494
Chubb $1,510
Permanent General $1,530

2022 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $438
Safeco $467
National General Value $615
Titan $930
National General $938
Victoria $991
Pekin Insurance $1,064
Plymouth Rock Assurance $1,038
Texas Farm Bureau Group $1,068
American National P $1,082

2021 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Victoria $369
NatGen Value $389
Clearcover $362
American National P $489
Concord Group $570
Pekin Insurance $647
IMT Insurance Company $745
Mercury Insurance $798
Buckeye Insurance Group $837
Countryway Insurance $853

2020 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $359
Direct Auto $541
National General Value $623
American National P $666
Plymouth Rock $753
Safeco $777
Countryway Insurance $816
Buckeye Insurance Group $818
Pekin Insurance $886
Mercury Insurance $1,003

2019 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $437
Mercury Insurance $577
American National P $617
SAFECO $677
Direct Auto $673
Pekin Insurance $792
IMT Insurance Company $848
Dairyland FR Bond $885
Dairyland Broadform $898
Buckeye Insurance Group $937

2018 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
State Farm $590
Hastings Mutual Insurance Co $646
Direct Auto $710
Allstate $765
American Family $952
Travelers $1,377
Metropolitan $1,454
Mercury $1,485
National Farmers Union P $1,657
Unitrin $1,765

2017 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
State Farm $690
Virginia Farm Bureau $898
Hastings Mutual Insurance Co $1,132
Travelers $1,339
Farmers $1,744
Permanent General $2,108
Mercury $2,201
Safeco $2,392
Allied $2,450
Metropolitan $2,523

2016 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $575
State Farm $652
Allstate $724
Travelers $847
Virginia Farm Bureau $922
Direct Auto $986
Hanover $1,043
American Family $1,093
Auto Club Group $1,294
Mercury $1,299

2015 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $456
American Family $798
Victoria $853
Western National $946
Nationwide $1,119
Allied $1,214
Mercury $1,553
Bristol West $1,592
Travelers $1,601
Unitrin $1,662

2014 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
State Farm $678
Victoria $718
Allstate $800
Auto-Owners Insurance Co $958
Encompass $1,046
Mercury Insurance $1,179
Mercury $1,343
Hanover $1,388
National Farmers Union P $1,474
Sentry $1,653

2013 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Allied $729
Allstate $811
State Farm $852
Plymouth Rock Assurance $929
Bristol West $1,096
Unitrin $1,315
Metropolitan $1,484
Mercury $1,605
Travelers $1,663
Penn National $1,955

2012 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Allstate $577
State Farm $618
Virginia Farm Bureau $749
Tennessee Farmers $777
American Family $915
National Farmers Union P&C $1,223
Mercury $1,257
SAFECO $1,333
Hanover $1,373
Unitrin $1,480

2011 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $46
Safeco $270
Kemper Auto Premier $388
National General Value $382
Mercury Insurance $411
Hallmark Insurance Group $563
American National P $627
New Jersey Manufacturers $696
Mercury Insurance Company $714
North Carolina Farm Bureau $748

2010 Ford Ranger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $374
American National P $496
Kemper Auto | Infinity $526
New York Central Mutual Fire $585
Pekin Insurance $688
Indiana Farmers Mutual Ins $722
Clearcover $777
Utica National Ins Group $775
SECURA Insurance $754
PEMCO $764

Cost of Ford Ranger Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,816 $8,532 $10,008
18 $5,442 $7,962 $9,325
19 $4,782 $7,055 $8,240
20 $4,198 $6,135 $7,180
21 $3,519 $5,134 $6,012
22 $3,406 $5,014 $5,852
23 $2,980 $4,378 $5,109
24 $2,832 $4,156 $4,859
25 $2,447 $3,585 $4,189
30 $1,911 $2,791 $3,265
35 $1,798 $2,626 $3,051
40 $1,737 $2,510 $2,937
45 $1,651 $2,465 $2,880
55 $1,540 $2,260 $2,624
65 $1,586 $2,348 $2,757
75 $2,002 $2,983 $3,450

Ford Ranger Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,838 $2,632 $3,385
Alaska $1,492 $2,070 $2,028
Arizona $1,717 $2,474 $3,631
Arkansas $1,874 $2,917 $3,244
California $2,064 $3,693 $2,086
Colorado $1,919 $2,720 $3,460
Connecticut $2,478 $3,843 $4,869
Delaware $2,064 $2,716 $3,512
Florida $2,436 $3,382 $4,397
Hawaii $789 $1,094 $802
Idaho $1,383 $1,836 $2,216
Illinois $1,433 $2,203 $2,502
Indiana $1,465 $2,292 $2,531
Iowa $1,183 $1,620 $1,915
Kansas $1,562 $2,293 $2,659
Kentucky $2,267 $3,324 $3,917
Louisiana $2,899 $4,406 $4,768
Maine $1,106 $1,539 $2,263
Maryland $1,779 $2,597 $2,860
Massachusetts $1,425 $2,468 $1,441
Michigan $3,428 $5,256 $8,279
Minnesota $1,422 $1,904 $2,647
Mississippi $1,725 $2,424 $2,446
Missouri $1,591 $2,309 $3,038
Montana $1,634 $2,301 $2,665
Nebraska $1,382 $2,049 $2,219
Nevada $2,287 $3,403 $3,564
New Hampshire $1,572 $2,523 $3,174
New Jersey $1,767 $2,761 $3,575
New Mexico $1,768 $2,653 $2,769
New York $1,660 $2,081 $3,476
North Carolina $1,018 $1,765 $1,247
North Dakota $1,408 $2,132 $2,542
Ohio $1,242 $1,933 $1,982
Oklahoma $2,014 $2,874 $3,244
Oregon $1,828 $2,443 $2,905
Pennsylvania $1,542 $2,271 $2,636
Rhode Island $2,565 $3,767 $4,229
South Carolina $1,754 $2,389 $3,316
South Dakota $1,551 $2,248 $2,576
Tennessee $1,820 $2,694 $3,609
Texas $1,840 $2,686 $3,311
Utah $1,585 $2,195 $3,019
Vermont $1,213 $1,847 $1,952
Virginia $1,147 $1,746 $1,698
Washington $1,507 $2,046 $2,438
West Virginia $1,505 $2,189 $2,706
Wisconsin $1,511 $2,346 $2,678
Wyoming $1,410 $1,961 $2,097
Georgia $1,989 $2,965 $3,004

FAQs

Who has the cheapest car insurance for a Ford Ranger?

For the 2024 model year, Metropolitan offers the most affordable car insurance for the Ford Ranger.

Which company offers the best car insurance for a Ford Ranger?

Considering its combination of the lowest rates, comprehensive coverage, and top-rated customer service, we believe Metropolitan provides the best car insurance option for a Ford Ranger.

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