Ford Expedition Car Insurance Cost

Securing insurance for a Ford Expedition typically amounts to approximately $1,430 annually with Erie. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.

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Updated: 01 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Ford Expedition, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase.

Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With over ten years of experience analyzing car insurance rates, I’ve observed the considerable variations in costs. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does Ford Expedition Car Insurance Cost?

Typically, Erie provides the most competitive price, averaging $1,430 annually, for full coverage insurance on a 2023 Ford Expedition.

While Erie’s pricing serves as a solid reference point, it’s essential to recognize that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.

2023 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Erie $1,430
Travelers $1,554
Direct Auto $1,682
Auto-Owners Insurance Co $2,230
USAA $2,498
Hanover $2,605
Preferred Mutual $3,209
Unitrin $3,452
Country $3,550
Chubb $3,752

2022 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Victoria $281
Safeco $465
Mercury Insurance $602
Buckeye Insurance Group $855
Pekin Insurance $959
Titan $1,040
Indiana Farmers Mutual Ins $1,170
Southern Farm Bureau $1,185
Texas Farm Bureau Group $1,174
SECURA Insurance $1,240

2021 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Victoria $334
Safeco $427
American National P $513
Mercury Insurance $523
Concord Group $734
Countryway Insurance $754
Rural Mutual Insurance $973
Titan $1,007
MMG Insurance Company $1,013
Virginia Farm Bureau $1,129

2020 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
American National P $470
Union Mutual Fire Group $609
Kemper Premium $731
Kemper Auto | Infinity $724
Concord Group $779
Mercury Insurance $843
Bear River $878
SAFECO $879
Titan $989
Virginia Farm Bureau $1,029

2019 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
American National P $477
Buckeye Insurance Group $869
United Farm Bureau of IN Group $943
West Bend Mutual $949
Texas Farm Bureau Group $932
Titan $1,008
Patriot Group $1,056
NatGen Value $1,071
Virginia Farm Bureau $1,073
Farmers Mutual of Nebraska $1,098

2018 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $461
American National P $635
American National P&C $706
Ameriprise Group $853
Clearcover $925
Utica National Ins Group $987
North Carolina Farm Bureau $1,029
Nodak Mutual $1,030
Texas Farm Bureau Group $1,046
Kemper Auto | Infinity $1,045

2017 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $531
American National P $576
Countryway Insurance $678
Buckeye Insurance Group $765
Bear River $771
Ameriprise Group $860
Virginia Farm Bureau $860
Pekin Insurance $984
Ohio Mutual Ins Group $1,021
PEMCO $1,096

2016 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $352
SAFECO $484
American National P $553
Concord Group $728
Bear River $777
Buckeye Insurance Group $848
West Bend Mutual $898
Countryway Insurance $947
Direct Auto $941
Virginia Farm Bureau $988

2015 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
American National P $386
SAFECO $581
Mercury Insurance $671
Co-Operative Ins Companies $764
Buckeye Insurance Group $782
North Carolina Farm Bureau $859
PEMCO $841
Pekin Insurance $867
Virginia Farm Bureau $887
NatGen Custom 360 $960

2014 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $418
Mercury Insurance $400
Concord Group $592
Kemper Auto | Infinity $645
MMG Insurance Company $630
Countryway Insurance $681
American National P $721
Dairyland FR Bond $741
PEMCO $810
Patriot Group $815

2013 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Safeco $399
Mercury Insurance $471
American National P&C $453
Ohio Mutual Ins Group $750
NatGen Custom 360 $799
American National P $791
PEMCO $805
NatGen PPA $824
SECURA Insurance $827
North Carolina Farm Bureau $868

2012 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $210
Kemper Auto | Infinity $379
Mercury Insurance $431
Jupiter Auto Insurance $485
Safeco $610
Concord Group $622
American National P $643
Bear River $664
Buckeye Insurance Group $712
Dairyland $720

2011 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $147
Mercury Insurance $149
Jupiter Auto Insurance $201
American National P $587
Concord Group $583
MMG Insurance Company $608
Countryway Insurance $712
Bear River $701
Buckeye Insurance Group $735
Patriot Group $776

2010 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $330
Jupiter Auto Insurance $383
Buckeye Insurance Group $556
Concord Group $568
NatGen Value $592
MMG Insurance Company $631
Mercury Insurance $686
Countryway Insurance $691
Patriot Group $684
Nodak Mutual $779

Cost of Ford Expedition Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,634 $9,741 $11,376
18 $6,185 $9,075 $10,618
19 $5,460 $7,998 $9,357
20 $4,737 $6,982 $8,191
21 $4,003 $5,860 $6,840
22 $3,879 $5,709 $6,669
23 $3,418 $4,991 $5,847
24 $3,239 $4,739 $5,537
25 $2,788 $4,080 $4,771
30 $2,178 $3,187 $3,739
35 $2,013 $2,989 $3,499
40 $1,937 $2,853 $3,363
45 $1,913 $2,792 $3,253
55 $1,742 $2,572 $3,001
65 $1,814 $2,686 $3,136
75 $2,291 $3,392 $3,963

Ford Expedition Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,055 $3,009 $3,812
Alaska $1,729 $2,389 $2,330
Arizona $1,928 $2,810 $4,117
Arkansas $2,144 $3,356 $3,673
California $2,356 $4,166 $2,354
Colorado $2,211 $3,089 $3,931
Connecticut $2,832 $4,371 $5,572
Delaware $2,348 $3,112 $4,010
Florida $2,781 $3,832 $5,012
Hawaii $916 $1,223 $916
Idaho $1,553 $2,085 $2,548
Illinois $1,658 $2,475 $2,854
Indiana $1,680 $2,604 $2,882
Iowa $1,322 $1,848 $2,159
Kansas $1,772 $2,588 $3,029
Kentucky $2,566 $3,788 $4,487
Louisiana $3,322 $5,013 $5,407
Maine $1,237 $1,735 $2,533
Maryland $2,020 $2,964 $3,264
Massachusetts $1,643 $2,822 $1,623
Michigan $3,898 $5,972 $9,414
Minnesota $1,608 $2,150 $3,046
Mississippi $1,945 $2,764 $2,780
Missouri $1,830 $2,635 $3,449
Montana $1,879 $2,613 $3,025
Nebraska $1,575 $2,338 $2,522
Nevada $2,596 $3,867 $4,088
New Hampshire $1,825 $2,870 $3,613
New Jersey $1,988 $3,128 $4,077
New Mexico $2,030 $3,015 $3,131
New York $1,894 $2,362 $3,941
North Carolina $1,149 $2,005 $1,425
North Dakota $1,591 $2,415 $2,886
Ohio $1,432 $2,197 $2,244
Oklahoma $2,258 $3,268 $3,656
Oregon $2,058 $2,785 $3,311
Pennsylvania $1,753 $2,550 $2,994
Rhode Island $2,922 $4,259 $4,823
South Carolina $1,997 $2,747 $3,801
South Dakota $1,768 $2,564 $2,936
Tennessee $2,092 $3,077 $4,105
Texas $2,100 $3,035 $3,785
Utah $1,771 $2,486 $3,461
Vermont $1,387 $2,117 $2,254
Virginia $1,283 $1,984 $1,968
Washington $1,723 $2,350 $2,785
West Virginia $1,743 $2,462 $3,114
Wisconsin $1,710 $2,685 $3,067
Wyoming $1,620 $2,248 $2,394
Georgia $2,262 $3,370 $3,433

FAQs

Who has the cheapest car insurance for a Ford Expedition?

For the 2023 model year, Erie offers the most affordable car insurance for the Ford Expedition.

Which company offers the best car insurance for a Ford Expedition?

Considering its combination of the lowest rates, comprehensive coverage, and highly-rated customer service, we believe Erie provides the best car insurance option for a Ford Expedition.

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