Ford Ecosport Car Insurance Cost 2025
On average, getting insurance for a Ford EcoSport costs $264 per year. However, the exact cost can vary based on factors such as your age, the year of the car model, your driving history, and other personal considerations. To get a more accurate estimate of your specific costs, you can use our quote tables below and compare rates from different insurance providers.
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If you’re thinking about buying a Ford Ecosport, one crucial consideration is the insurance cost. On average, insurance for a Ford Ecosport costs $264 per year. Insurance plays a vital role in car ownership, so it’s essential to understand its implications before making a purchase.
Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Inadequate coverage during accidents can lead to significant out-of-pocket costs. Additionally, if you’re deemed at fault, your premiums may increase.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as age, driving history, and location greatly impact insurance premiums.
How Much Does Ford Ecosport Car Insurance Cost?
Typically, Ford EcoSport drivers can find car insurance at an average rate of $264 per year. However, keep in mind that your specific premium may differ based on factors like your location, driving history, age, and coverage preferences. To get the most accurate quote, it’s always a good idea to compare offers from multiple insurance providers.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see, the cost of insurance for a Ford EcoSport is more expensive compared to the average cost of all Ford models. However, it is cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Ford Ecosport | $166 |
| All Fords | $161 |
| All Cars | $175 |
Average Insurance Cost Of Ford Ecosport By Model Year
| Model Year | Average Premium |
| 2022 Ford Ecosport | $701 |
| 2021 Ford Ecosport | $634 |
| 2020 Ford Ecosport | $593 |
| 2019 Ford Ecosport | $571 |
| 2018 Ford Ecosport | $469 |
| 2017 Ford Ecosport | $1,311 |
| 2016 Ford Ecosport | $948 |
| 2015 Ford Ecosport | $949 |
| 2014 Ford Ecosport | $934 |
| 2013 Ford Ecosport | $1,054 |
| 2012 Ford Ecosport | $2,263 |
| 2011 Ford Ecosport | $1,308 |
| 2010 Ford Ecosport | $1,589 |
2022 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2022 Ford Ecosport is $701. However, Safeco offers the cheapest rates, averaging $229 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $880 |
| MMG Insurance Company | $622 |
| Safeco | $229 |
| Clearcover | $568 |
| American National P | $575 |
| Victoria | $667 |
| Concord Group | $640 |
| North Carolina Farm Bureau | $1,036 |
| Safety Group | $967 |
| National General RAD | $824 |
2021 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2021 Ford Ecosport is $634. However, Safeco offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $1,011 |
| Dairyland FR Bond | $336 |
| Mercury Insurance | $584 |
| Safeco | $115 |
| American National P | $695 |
| Victoria | $356 |
| Capital Insurance Group | $915 |
| Utica National Ins Group | $944 |
| AssuranceAmerica Mobile Max | $425 |
| SafeAuto | $963 |
2020 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2020 Ford Ecosport is $593. However, Kemper Personal Insurance offers the cheapest rates, averaging $163 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $619 |
| Kemper Auto Premium | $255 |
| Safeco | $303 |
| Dairyland Broadform | $503 |
| Concord Group | $942 |
| Dairyland FR Bond | $1,000 |
| AssuranceAmerica Mobile Max | $318 |
| Kemper Personal Insurance | $163 |
| American National P | $876 |
| MMG Insurance Company | $951 |
2019 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2019 Ford Ecosport is $571. However, NatGen Custom 360 offers the cheapest rates, averaging $201 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $870 |
| Safeco | $366 |
| Countryway Insurance | $744 |
| Dairyland Scored | $783 |
| Dairyland FR Bond | $587 |
| American National P | $683 |
| NatGen PPA | $792 |
| Kemper Personal Insurance | $313 |
| NatGen Custom 360 | $201 |
| Mercury Insurance | $369 |
2018 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2018 Ford Ecosport is $571. However, Dairyland FR Bond offers the cheapest rates, averaging $211 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $211 |
| Countryway Insurance | $725 |
| Mercury Insurance | $415 |
| American National P | $607 |
| NatGen Custom 360 | $223 |
| AssuranceAmerica Mobile Max | $485 |
| Kemper Personal Insurance | $225 |
| Patriot Group | $779 |
| Safeco | $251 |
| Umialik Insurance | $765 |
2017 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2017 Ford Ecosport is $1,311. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $532 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,143 |
| Unitrin | $1,219 |
| Virginia Farm Bureau | $926 |
| Concord Group | $1,571 |
| American Family | $1,260 |
| AssuranceAmerica Economy | $1,556 |
| Hastings Mutual Insurance Co | $532 |
| MMG Insurance Company | $1,900 |
| Westfield | $1,761 |
| State Farm | $1,240 |
2016 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2016 Ford Ecosport is $948. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $754 per year.
| Insurance Provider | Average Annual Cost |
| Donegal Mutual Insurance Co | $1,155 |
| Auto-Owners Insurance Co | $754 |
| Atlantic States Insurance | $1,064 |
| Allstate | $1,037 |
| Virginia Farm Bureau | $838 |
| Erie | $886 |
| USAA | $1,159 |
| Encompass | $1,116 |
| State Farm | $878 |
| Safeco | $597 |
2015 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2015 Ford Ecosport is $949. However, Safeco offers the cheapest rates, averaging $132 per year.
| Insurance Provider | Average Annual Cost |
| Unitrin | $902 |
| State Farm | $773 |
| Virginia Farm Bureau | $843 |
| Allstate | $781 |
| Plymouth Rock Assurance | $880 |
| National Farmers Union P | $1,323 |
| Safeco | $132 |
| Travelers | $1,255 |
| Farm Bureau Ins of MI | $1,481 |
| Nationwide | $1,119 |
Find Affordable Ford Ecosport Insurance Rates
2014 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2014 Ford Ecosport is $934. However, American Family offers the cheapest rates, averaging $969 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $867 |
| Victoria | $781 |
| Allstate | $1,059 |
| Westfield | $975 |
| American Family | $969 |
| Hastings Mutual Insurance Co | $616 |
| Plymouth Rock Assurance | $1,151 |
| Western National | $986 |
| Virginia Farm Bureau | $980 |
| Encompass | $960 |
2013 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2013 Ford Ecosport is $1,054. However, State Farm offers the cheapest rates, averaging $515 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $970 |
| Western National | $1,299 |
| Travelers | $1,590 |
| American Family | $1,060 |
| Nationwide | $1,461 |
| Metropolitan | $1,431 |
| Westfield | $834 |
| Allied | $725 |
| Hastings Mutual Insurance Co | $653 |
| State Farm | $515 |
2012 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2012 Ford Ecosport is $2,263. However, State Farm offers the cheapest rates, averaging $1,078 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $4,157 |
| State Farm | $1,078 |
| Unitrin | $1,429 |
| Home State Ins Group | $3,524 |
| Metropolitan | $2,630 |
| Travelers | $1,249 |
| Sentry | $1,575 |
| Farmers | $2,293 |
| Mercury | $3,392 |
| Quincy Mutual | $1,303 |
2011 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2011 Ford Ecosport is $1,308. However, State Farm offers the cheapest rates, averaging $376 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $376 |
| Western National | $833 |
| Unitrin | $1,258 |
| Farmers | $2,277 |
| Sentry | $2,286 |
| Auto Club Group | $1,079 |
| Home State Ins Group | $1,735 |
| American Family | $887 |
| Metropolitan | $1,492 |
| Westfield | $861 |
2010 Ford Ecosport Insurance Rates
The average annual insurance cost for a 2010 Ford Ecosport is $1,589. However, State Farm offers the cheapest rates, averaging $621 per year.
| Insurance Provider | Average Annual Cost |
| Metropolitan | $2,368 |
| Unitrin | $1,262 |
| State Farm | $621 |
| Virginia Farm Bureau | $1,101 |
| Farmers | $1,216 |
| Home State Ins Group | $3,328 |
| American Family | $707 |
| Mercury | $1,657 |
| Westfield | $608 |
| Travelers | $3,026 |
Find Affordable Ford Ecosport Insurance Rates
Is A Ford Ecosport Expensive To Insure?
The cost to insure a Ford EcoSport is higher than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, and the type of coverage you choose. Factors like your driving record, the amount of coverage, and whether you opt for additional features, like roadside assistance or comprehensive coverage, can also impact your premium.
Cost of Ford Ecosport Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers generally pay the highest premiums due to their higher involvement in accidents, while older drivers typically enjoy lower rates as they are considered less risky. As you gain more experience behind the wheel and maintain a clean driving record, your premiums tend to decrease. Generally, rates continue to drop until you reach your 50s or 60s, after which they may start to increase again due to factors like declining health or driving ability.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,943 | $10,250 | $12,003 |
| 18 | $6,507 | $9,521 | $11,180 |
| 19 | $5,708 | $8,384 | $9,833 |
| 20 | $5,009 | $7,324 | $8,644 |
| 21 | $4,158 | $6,170 | $7,200 |
| 22 | $4,084 | $5,993 | $7,007 |
| 23 | $3,570 | $5,219 | $6,192 |
| 24 | $3,386 | $5,000 | $5,808 |
| 25 | $2,947 | $4,301 | $5,002 |
| 30 | $2,317 | $3,308 | $3,952 |
| 35 | $2,098 | $3,160 | $3,692 |
| 40 | $2,046 | $2,983 | $3,567 |
| 45 | $2,000 | $2,901 | $3,439 |
| 55 | $1,875 | $2,694 | $3,124 |
| 65 | $1,921 | $2,827 | $3,326 |
| 75 | $2,430 | $3,520 | $4,147 |
Ford Ecosport Car Insurance Cost – By U.S. State
Where you live plays a crucial role in determining your car insurance rates. Different states have different regulations and requirements for coverage. For example, Michigan drivers typically face higher premiums due to the state’s mandatory higher coverage levels. Additionally, states with frequent extreme weather events, like hurricanes, storms, or flooding, may have higher rates because these factors increase the likelihood of claims.
Other factors influencing rates include local crime rates, such as car theft, and accident statistics, including crash and fatality rates. Areas with higher crime rates or more frequent accidents typically result in higher insurance premiums. Insurance companies use all these variables, along with the specific car model, to calculate the best possible rate for you.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,175 | $3,181 | $4,045 |
| Alaska | $1,820 | $2,501 | $2,431 |
| Arizona | $2,058 | $2,981 | $4,356 |
| Arkansas | $2,229 | $3,494 | $3,882 |
| California | $2,517 | $4,413 | $2,535 |
| Colorado | $2,320 | $3,205 | $4,166 |
| Connecticut | $2,950 | $4,637 | $5,814 |
| Delaware | $2,445 | $3,257 | $4,161 |
| Florida | $2,970 | $4,041 | $5,319 |
| Georgia | $2,396 | $3,533 | $3,588 |
| Hawaii | $999 | $1,277 | $992 |
| Idaho | $1,699 | $2,198 | $2,655 |
| Illinois | $1,757 | $2,664 | $2,938 |
| Indiana | $1,774 | $2,691 | $3,034 |
| Iowa | $1,420 | $1,903 | $2,242 |
| Kansas | $1,911 | $2,697 | $3,200 |
| Kentucky | $2,752 | $3,998 | $4,686 |
| Louisiana | $3,443 | $5,279 | $5,712 |
| Maine | $1,325 | $1,854 | $2,660 |
| Maryland | $2,086 | $3,134 | $3,464 |
| Massachusetts | $1,726 | $2,943 | $1,754 |
| Michigan | $4,167 | $6,232 | $9,919 |
| Minnesota | $1,696 | $2,307 | $3,155 |
| Mississippi | $2,090 | $2,888 | $2,947 |
| Missouri | $1,879 | $2,742 | $3,616 |
| Montana | $1,982 | $2,702 | $3,214 |
| Nebraska | $1,631 | $2,469 | $2,637 |
| Nevada | $2,720 | $4,072 | $4,258 |
| New Hampshire | $1,919 | $2,968 | $3,775 |
| New Jersey | $2,098 | $3,334 | $4,281 |
| New Mexico | $2,106 | $3,150 | $3,289 |
| New York | $2,008 | $2,543 | $4,161 |
| North Carolina | $1,239 | $2,081 | $1,539 |
| North Dakota | $1,728 | $2,541 | $3,036 |
| Ohio | $1,514 | $2,333 | $2,325 |
| Oklahoma | $2,374 | $3,440 | $3,820 |
| Oregon | $2,202 | $2,896 | $3,449 |
| Pennsylvania | $1,850 | $2,692 | $3,136 |
| Rhode Island | $3,016 | $4,507 | $5,064 |
| South Carolina | $2,105 | $2,879 | $4,022 |
| South Dakota | $1,851 | $2,717 | $3,152 |
| Tennessee | $2,196 | $3,206 | $4,319 |
| Texas | $2,260 | $3,221 | $3,978 |
| Utah | $1,849 | $2,653 | $3,654 |
| Vermont | $1,462 | $2,253 | $2,325 |
| Virginia | $1,412 | $2,080 | $2,089 |
| Washington | $1,807 | $2,421 | $2,885 |
| West Virginia | $1,832 | $2,624 | $3,229 |
| Wisconsin | $1,775 | $2,865 | $3,222 |
| Wyoming | $1,726 | $2,409 | $2,552 |
Find Affordable Ford Ecosport Insurance Rates
Cheapest Car Insurance Companies For A Ford Ecosport
If you’re looking for the most affordable insurance for your Ford Ecosport, Mile Auto offers the cheapest premium, with an average rate of $24 per month. Keep in mind that rates can vary depending on factors such as your driving history, location, age, and the car’s model year. To ensure you get the best deal, it’s advisable to shop around and compare quotes from different providers tailored to your specific profile.
| Company | Average Monthly Rate |
| Acceptance | $36 |
| Verti | $28 |
| Aspire | $34 |
| NationalGeneral | $30 |
| Mile Auto | $24 |
Common Ford Ecosport Insurance Discounts
Discounts can be an effective way to reduce your car insurance costs. Here are some common ones to look into:
- Multi-policy: Bundling your auto insurance with other policies, like home insurance, can often result in a discounted rate.
- Pay annually: If you’re able to pay your entire premium upfront instead of monthly, many providers offer a discount.
- Defensive driving: Completing a defensive driving course from a certified provider can make you eligible for a discount on your premiums.
In addition to these, there may be other discounts available based on your profile. It’s a good idea to talk to your insurance agent to find all the discounts you qualify for.
Ways To Save On Ford Ecosport Insurance Costs
Maintaining a clean driving record is essential for keeping your Ford Ecosport insurance costs low. Drivers with a speeding ticket on their record can expect to pay around $140 per month, while those with multiple accidents typically pay an average of $90 per month. Additionally, the number of miles you drive annually can also impact your premiums. Drivers who cover 7,501-10,000 miles per year pay about $78 per month, while those driving over 10,000 miles annually will pay around $95 per month. By avoiding traffic violations and limiting your mileage, you can reduce your insurance costs.
Compare Ford Ecosport To Other Ford Models
Looking for other Ford model insurance costs?
Our Methodology
Insuranceopedia gathered thousands of quotes from leading auto insurance providers to calculate the average car insurance costs. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, please note that the actual insurance premiums may differ based on your personal profile and factors such as age, location, driving history, and vehicle specifics.
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FAQs
Do You Need Insurance Before You Can Purchase A Ford Ecosport?
Yes, before you can drive your Ford Ecosport off the dealership lot, you will need to provide proof of insurance. The best approach is to purchase a policy beforehand and then inform your insurance company that you’re about to buy the car. This way, you’ll have coverage in place as soon as you take possession of the vehicle, rather than relying on insurance provided through the dealership.
How Can You Get The Cheapest Insurance For Your Ford Ecosport?
The best way to find the cheapest rates for your Ford Ecosport is by shopping around and comparing quotes from different auto insurance providers. Fortunately, Insuranceopedia allows you to compare quotes from multiple companies right on our website, making it easy to find the most affordable option for your needs.
