Ford Ecosport Car Insurance Cost 2025

On average, getting insurance for a Ford EcoSport costs $264 per year. However, the exact cost can vary based on factors such as your age, the year of the car model, your driving history, and other personal considerations. To get a more accurate estimate of your specific costs, you can use our quote tables below and compare rates from different insurance providers.

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Updated: 20 January 2025
Written by Bob Phillips
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If you’re thinking about buying a Ford Ecosport, one crucial consideration is the insurance cost. On average, insurance for a Ford Ecosport costs $264 per year. Insurance plays a vital role in car ownership, so it’s essential to understand its implications before making a purchase.

Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Inadequate coverage during accidents can lead to significant out-of-pocket costs. Additionally, if you’re deemed at fault, your premiums may increase.

Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as age, driving history, and location greatly impact insurance premiums.

How Much Does A Ford Ecosport Car Insurance Cost?

Typically, Ford EcoSport drivers can find car insurance at an average rate of $264 per year. However, keep in mind that your specific premium may differ based on factors like your location, driving history, age, and coverage preferences. To get the most accurate quote, it’s always a good idea to compare offers from multiple insurance providers.

It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.

Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.

As you can see, the cost of insurance for a Ford EcoSport is more expensive compared to the average cost of all Ford models. However, it is cheaper than the average cost for all cars.

Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.

Vehicle Average Monthly Premium
Ford Ecosport $166
All Fords $161
All Cars $175

Average Insurance Cost Of Ford Ecosport By Model Year

Model Year Average Premium
2022 Ford Ecosport $701
2021 Ford Ecosport $634
2020 Ford Ecosport $593
2019 Ford Ecosport $571
2018 Ford Ecosport $469
2017 Ford Ecosport $1,311
2016 Ford Ecosport $948
2015 Ford Ecosport $949
2014 Ford Ecosport $934
2013 Ford Ecosport $1,054
2012 Ford Ecosport $2,263
2011 Ford Ecosport $1,308
2010 Ford Ecosport $1,589

2022 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2022 Ford Ecosport is $701. However, Safeco offers the cheapest rates, averaging $229 per year.

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $880
MMG Insurance Company $622
Safeco $229
Clearcover $568
American National P $575
Victoria $667
Concord Group $640
North Carolina Farm Bureau $1,036
Safety Group $967
National General RAD $824

2021 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2021 Ford Ecosport is $634. However, Safeco offers the cheapest rates, averaging $115 per year.

Insurance Provider Average Annual Cost
Indiana Farmers Mutual Ins $1,011
Dairyland FR Bond $336
Mercury Insurance $584
Safeco $115
American National P $695
Victoria $356
Capital Insurance Group $915
Utica National Ins Group $944
AssuranceAmerica Mobile Max $425
SafeAuto $963

2020 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2020 Ford Ecosport is $593. However, Kemper Personal Insurance offers the cheapest rates, averaging $163 per year.

Insurance Provider Average Annual Cost
Mercury Insurance $619
Kemper Auto Premium $255
Safeco $303
Dairyland Broadform $503
Concord Group $942
Dairyland FR Bond $1,000
AssuranceAmerica Mobile Max $318
Kemper Personal Insurance $163
American National P $876
MMG Insurance Company $951

2019 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2019 Ford Ecosport is $571. However, NatGen Custom 360 offers the cheapest rates, averaging $201 per year.

Insurance Provider Average Annual Cost
Buckeye Insurance Group $870
Safeco $366
Countryway Insurance $744
Dairyland Scored $783
Dairyland FR Bond $587
American National P $683
NatGen PPA $792
Kemper Personal Insurance $313
NatGen Custom 360 $201
Mercury Insurance $369

2018 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2018 Ford Ecosport is $571. However, Dairyland FR Bond offers the cheapest rates, averaging $211 per year.

Insurance Provider Average Annual Cost
Dairyland FR Bond $211
Countryway Insurance $725
Mercury Insurance $415
American National P $607
NatGen Custom 360 $223
AssuranceAmerica Mobile Max $485
Kemper Personal Insurance $225
Patriot Group $779
Safeco $251
Umialik Insurance $765

2017 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2017 Ford Ecosport is $1,311. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $532 per year.

Insurance Provider Average Annual Cost
Farm Bureau Mutual (IA Group) $1,143
Unitrin $1,219
Virginia Farm Bureau $926
Concord Group $1,571
American Family $1,260
AssuranceAmerica Economy $1,556
Hastings Mutual Insurance Co $532
MMG Insurance Company $1,900
Westfield $1,761
State Farm $1,240

2016 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2016 Ford Ecosport is $948. However, Auto-Owners Insurance Co offers the cheapest rates, averaging $754 per year.

Insurance Provider Average Annual Cost
Donegal Mutual Insurance Co $1,155
Auto-Owners Insurance Co $754
Atlantic States Insurance $1,064
Allstate $1,037
Virginia Farm Bureau $838
Erie $886
USAA $1,159
Encompass $1,116
State Farm $878
Safeco $597

2015 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2015 Ford Ecosport is $949. However, Safeco offers the cheapest rates, averaging $132 per year.

Insurance Provider Average Annual Cost
Unitrin $902
State Farm $773
Virginia Farm Bureau $843
Allstate $781
Plymouth Rock Assurance $880
National Farmers Union P $1,323
Safeco $132
Travelers $1,255
Farm Bureau Ins of MI $1,481
Nationwide $1,119

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2014 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2014 Ford Ecosport is $934. However, American Family offers the cheapest rates, averaging $969 per year.

Insurance Provider Average Annual Cost
State Farm $867
Victoria $781
Allstate $1,059
Westfield $975
American Family $969
Hastings Mutual Insurance Co $616
Plymouth Rock Assurance $1,151
Western National $986
Virginia Farm Bureau $980
Encompass $960

2013 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2013 Ford Ecosport is $1,054. However, State Farm offers the cheapest rates, averaging $515 per year.

Insurance Provider Average Annual Cost
Allstate $970
Western National $1,299
Travelers $1,590
American Family $1,060
Nationwide $1,461
Metropolitan $1,431
Westfield $834
Allied $725
Hastings Mutual Insurance Co $653
State Farm $515

2012 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2012 Ford Ecosport is $2,263. However, State Farm offers the cheapest rates, averaging $1,078 per year.

Insurance Provider Average Annual Cost
Nationwide $4,157
State Farm $1,078
Unitrin $1,429
Home State Ins Group $3,524
Metropolitan $2,630
Travelers $1,249
Sentry $1,575
Farmers $2,293
Mercury $3,392
Quincy Mutual $1,303

2011 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2011 Ford Ecosport is $1,308. However, State Farm offers the cheapest rates, averaging $376 per year.

Insurance Provider Average Annual Cost
State Farm $376
Western National $833
Unitrin $1,258
Farmers $2,277
Sentry $2,286
Auto Club Group $1,079
Home State Ins Group $1,735
American Family $887
Metropolitan $1,492
Westfield $861

2010 Ford Ecosport Insurance Rates

The average annual insurance cost for a 2010 Ford Ecosport is $1,589. However, State Farm offers the cheapest rates, averaging $621 per year.

Insurance Provider Average Annual Cost
Metropolitan $2,368
Unitrin $1,262
State Farm $621
Virginia Farm Bureau $1,101
Farmers $1,216
Home State Ins Group $3,328
American Family $707
Mercury $1,657
Westfield $608
Travelers $3,026

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Is A Ford Ecosport Expensive To Insure?

The cost to insure a Ford EcoSport is higher than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, and the type of coverage you choose. Factors like your driving record, the amount of coverage, and whether you opt for additional features, like roadside assistance or comprehensive coverage, can also impact your premium.

Cost of Ford Ecosport Car Insurance By Age

Age plays a significant role in determining insurance rates for any vehicle. Teenagers generally pay the highest premiums due to their higher involvement in accidents, while older drivers typically enjoy lower rates as they are considered less risky. As you gain more experience behind the wheel and maintain a clean driving record, your premiums tend to decrease. Generally, rates continue to drop until you reach your 50s or 60s, after which they may start to increase again due to factors like declining health or driving ability.

Driver Age Good Driver Recent Accident Poor Credit
17 $6,943 $10,250 $12,003
18 $6,507 $9,521 $11,180
19 $5,708 $8,384 $9,833
20 $5,009 $7,324 $8,644
21 $4,158 $6,170 $7,200
22 $4,084 $5,993 $7,007
23 $3,570 $5,219 $6,192
24 $3,386 $5,000 $5,808
25 $2,947 $4,301 $5,002
30 $2,317 $3,308 $3,952
35 $2,098 $3,160 $3,692
40 $2,046 $2,983 $3,567
45 $2,000 $2,901 $3,439
55 $1,875 $2,694 $3,124
65 $1,921 $2,827 $3,326
75 $2,430 $3,520 $4,147

Ford Ecosport Car Insurance Cost – By U.S. State

Where you live plays a crucial role in determining your car insurance rates. Different states have different regulations and requirements for coverage. For example, Michigan drivers typically face higher premiums due to the state’s mandatory higher coverage levels. Additionally, states with frequent extreme weather events, like hurricanes, storms, or flooding, may have higher rates because these factors increase the likelihood of claims.

Other factors influencing rates include local crime rates, such as car theft, and accident statistics, including crash and fatality rates. Areas with higher crime rates or more frequent accidents typically result in higher insurance premiums. Insurance companies use all these variables, along with the specific car model, to calculate the best possible rate for you.

State Good Driver Recent Accident Poor Credit
Alabama $2,175 $3,181 $4,045
Alaska $1,820 $2,501 $2,431
Arizona $2,058 $2,981 $4,356
Arkansas $2,229 $3,494 $3,882
California $2,517 $4,413 $2,535
Colorado $2,320 $3,205 $4,166
Connecticut $2,950 $4,637 $5,814
Delaware $2,445 $3,257 $4,161
Florida $2,970 $4,041 $5,319
Georgia $2,396 $3,533 $3,588
Hawaii $999 $1,277 $992
Idaho $1,699 $2,198 $2,655
Illinois $1,757 $2,664 $2,938
Indiana $1,774 $2,691 $3,034
Iowa $1,420 $1,903 $2,242
Kansas $1,911 $2,697 $3,200
Kentucky $2,752 $3,998 $4,686
Louisiana $3,443 $5,279 $5,712
Maine $1,325 $1,854 $2,660
Maryland $2,086 $3,134 $3,464
Massachusetts $1,726 $2,943 $1,754
Michigan $4,167 $6,232 $9,919
Minnesota $1,696 $2,307 $3,155
Mississippi $2,090 $2,888 $2,947
Missouri $1,879 $2,742 $3,616
Montana $1,982 $2,702 $3,214
Nebraska $1,631 $2,469 $2,637
Nevada $2,720 $4,072 $4,258
New Hampshire $1,919 $2,968 $3,775
New Jersey $2,098 $3,334 $4,281
New Mexico $2,106 $3,150 $3,289
New York $2,008 $2,543 $4,161
North Carolina $1,239 $2,081 $1,539
North Dakota $1,728 $2,541 $3,036
Ohio $1,514 $2,333 $2,325
Oklahoma $2,374 $3,440 $3,820
Oregon $2,202 $2,896 $3,449
Pennsylvania $1,850 $2,692 $3,136
Rhode Island $3,016 $4,507 $5,064
South Carolina $2,105 $2,879 $4,022
South Dakota $1,851 $2,717 $3,152
Tennessee $2,196 $3,206 $4,319
Texas $2,260 $3,221 $3,978
Utah $1,849 $2,653 $3,654
Vermont $1,462 $2,253 $2,325
Virginia $1,412 $2,080 $2,089
Washington $1,807 $2,421 $2,885
West Virginia $1,832 $2,624 $3,229
Wisconsin $1,775 $2,865 $3,222
Wyoming $1,726 $2,409 $2,552

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Cheapest Car Insurance Companies For A Ford Ecosport

If you’re looking for the most affordable insurance for your Ford Ecosport, Mile Auto offers the cheapest premium, with an average rate of $24 per month. Keep in mind that rates can vary depending on factors such as your driving history, location, age, and the car’s model year. To ensure you get the best deal, it’s advisable to shop around and compare quotes from different providers tailored to your specific profile.

Company Average Monthly Rate
Acceptance $36
Verti $28
Aspire $34
NationalGeneral $30
Mile Auto $24

Common Ford Ecosport Insurance Discounts

Discounts can be an effective way to reduce your car insurance costs. Here are some common ones to look into:

  • Multi-policy: Bundling your auto insurance with other policies, like home insurance, can often result in a discounted rate.
  • Pay annually: If you’re able to pay your entire premium upfront instead of monthly, many providers offer a discount.
  • Defensive driving: Completing a defensive driving course from a certified provider can make you eligible for a discount on your premiums.

In addition to these, there may be other discounts available based on your profile. It’s a good idea to talk to your insurance agent to find all the discounts you qualify for.

Ways To Save On Ford Ecosport Insurance Costs

Maintaining a clean driving record is essential for keeping your Ford Ecosport insurance costs low. Drivers with a speeding ticket on their record can expect to pay around $140 per month, while those with multiple accidents typically pay an average of $90 per month. Additionally, the number of miles you drive annually can also impact your premiums. Drivers who cover 7,501-10,000 miles per year pay about $78 per month, while those driving over 10,000 miles annually will pay around $95 per month. By avoiding traffic violations and limiting your mileage, you can reduce your insurance costs.

Our Methodology

Insuranceopedia gathered thousands of quotes from leading auto insurance providers to calculate the average car insurance costs. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, please note that the actual insurance premiums may differ based on your personal profile and factors such as age, location, driving history, and vehicle specifics.

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Research Hours

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FAQs

Do You Need Insurance Before You Can Purchase A Ford Ecosport?

Yes, before you can drive your Ford Ecosport off the dealership lot, you will need to provide proof of insurance. The best approach is to purchase a policy beforehand and then inform your insurance company that you’re about to buy the car. This way, you’ll have coverage in place as soon as you take possession of the vehicle, rather than relying on insurance provided through the dealership.

How Can You Get The Cheapest Insurance For Your Ford Ecosport?

The best way to find the cheapest rates for your Ford Ecosport is by shopping around and comparing quotes from different auto insurance providers. Fortunately, Insuranceopedia allows you to compare quotes from multiple companies right on our website, making it easy to find the most affordable option for your needs.

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