Land Rover Defender Car Insurance Cost
Insurance for a Land Rover Defender usually costs around $2,730 per year with Unitrin. However, the actual price can change based on factors such as your age, the car’s model year, and other details. Check the quote tables below to get an estimate for your specific situation.
If you’re considering buying a Land Rover Defender, one important factor to consider is the cost of insurance. Insurance is a significant part of car ownership, and it’s essential to understand the financial commitment before making your decision.
Choosing the right car insurance is key to avoiding unexpected and costly surprises later. It’s crucial to have enough coverage in case of an accident to avoid large out-of-pocket expenses. Additionally, if you’re at fault in an accident, your premiums could increase.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly impact your insurance premiums.
How Much Does Land Rover Defender Car Insurance Cost?
Unitrin usually offers the best deal, charging about $2,730 per year for full coverage insurance on a 2024 Land Rover Defender.
While Unitrin’s rate is a good reference point, it’s important to understand that car insurance costs can vary widely based on several factors. These include your location, driving history, the age of your car, and the coverage options you choose. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can increase your rates.
Living in a busy urban area often leads to higher insurance rates compared to quieter rural areas. The type of coverage you choose also affects your premium—comprehensive coverage, which includes both comprehensive and collision insurance, is more expensive than basic liability coverage.
At Insuranceopedia, we help you shop around and compare quotes from different insurance providers to ensure you get the best deal.
2024 Land Rover Defender Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $2,730 |
| Nationwide | $2,836 |
| Travelers | $4,090 |
| Dairyland Auto | $15,804 |
2023 Land Rover Defender Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $543 |
| Texas Farm Bureau Group | $742 |
| Kemper Auto | Infinity | $1,222 |
| Farm Bureau Ins of MI | $1,385 |
| Unitrin | $1,374 |
| Liberty Mutual | $1,512 |
| Esurance | $1,629 |
| USAA | $1,857 |
| Bristol West | $1,911 |
| Nationwide | $1,883 |
2022 Land Rover Defender Insurance Rates
| Insurance Provider | Average Annual Cost |
| 21st Century | $2,235 |
| USAA | $2,289 |
| California Capital | $2,565 |
| Unitrin | $2,863 |
| National General | $3,084 |
| Mercury Insurance | $3,062 |
| Mercury | $3,129 |
| Liberty Mutual | $3,364 |
| Grange | $3,392 |
| Nationwide | $3,761 |
2021 Land Rover Defender Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,447 |
| Unitrin | $1,568 |
| Erie | $2,049 |
| Nationwide | $2,215 |
| Texas Farm Bureau Group | $2,993 |
| Republic Indemnity | $3,062 |
| USAA | $3,162 |
| Esurance | $3,167 |
| Auto-Owners Insurance Co | $3,258 |
| American Independent Ins Co | $3,815 |
2020 Land Rover Defender Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $825 |
| Auto-Owners Insurance Co | $1,357 |
| Mercury | $1,542 |
| Georgia Farm Bureau | $1,984 |
| Unitrin | $2,119 |
| ACCC Insurance Company | $2,227 |
| USAA | $2,229 |
| Nationwide | $2,269 |
| Country | $2,286 |
| California Capital | $2,500 |
FAQs
Who has the cheapest car insurance for a Land Rover Defender?
For the 2024 Land Rover Defender, Unitrin provides the most budget-friendly car insurance rates.
Which company offers the best car insurance for a Land Rover Defender?
We believe that Unitrin offers the best car insurance option for a Land Rover Defender because they offer a combination of low prices, comprehensive coverage, and excellent customer service ratings.
