Dodge Journey Car Insurance Cost
Ensuring a Dodge Journey typically amounts to approximately $654 annually with Mercury. However, the exact costs can vary based on factors such as age, the model year of the car, and other considerations. You can use the quote tables below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Dodge Journey, one crucial aspect to consider is the insurance cost. Insurance plays a major role in car ownership, so understanding its implications beforehand is essential.
Choosing the right insurance policy is vital to avoid unexpected and potentially high expenses later on. Having inadequate coverage during an accident can lead to significant out-of-pocket costs. Additionally, if you’re at fault, there could be hikes in your insurance premiums.
Through years of analyzing car insurance rates, I’ve witnessed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does Dodge Journey Car Insurance Cost?
Typically, Mercury provides the most competitive price, averaging $654 annually, for comprehensive insurance coverage on a 2022 Dodge Journey.
While Mercury’s pricing serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.
Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural regions with less traffic congestion. Additionally, the level of coverage you opt for will impact your premium; comprehensive insurance, which includes both comprehensive and collision coverage, generally carries a higher cost than minimum liability coverage.
Insuranceopedia offers assistance in navigating these factors by enabling you to explore and compare quotes from various insurance providers, ensuring that you secure the most advantageous deal.
2022 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $654 |
| Metropolitan | $1,049 |
| Travelers | $1,233 |
| Unitrin | $1,387 |
| Farm Bureau Ins of MI | $1,509 |
| Bristol West | $1,921 |
| Farmers | $2,151 |
| Permanent General | $2,799 |
| Encompass | $3,343 |
| Hanover | $3,687 |
2020 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $350 |
| Jupiter Auto Insurance | $461 |
| NatGen Custom 360 | $513 |
| Mercury Insurance | $664 |
| Dairyland Broadform | $751 |
| American National P | $742 |
| NatGen PPA | $764 |
| Texas Farm Bureau Group | $990 |
| Nationwide ThreeSixZero | $1,016 |
| Titan | $1,072 |
2020 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $350 |
| Jupiter Auto Insurance | $461 |
| NatGen Custom 360 | $513 |
| Mercury Insurance | $664 |
| Dairyland Broadform | $751 |
| American National P | $742 |
| NatGen PPA | $764 |
| Texas Farm Bureau Group | $990 |
| Nationwide ThreeSixZero | $1,016 |
| Titan | $1,072 |
2019 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $49 |
| Dairyland Auto 1 Month | $304 |
| SAFECO | $371 |
| Kemper Auto | $487 |
| AssuranceAmerica Mobile Max | $490 |
| NatGen Custom 360 | $561 |
| American National P&C | $672 |
| American National P | $848 |
| Concord Group | $852 |
| Ameriprise Group | $884 |
2018 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $53 |
| Jupiter Auto Insurance | $165 |
| Dairyland FR Bond | $155 |
| Kemper Personal Insurance | $226 |
| SAFECO | $329 |
| AssuranceAmerica Mobile Max | $357 |
| American National P&C | $581 |
| Dairyland Broadform | $592 |
| Kemper Auto | $638 |
| Dairyland Realtime | $657 |
2017 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $100 |
| Jupiter Auto Insurance | $131 |
| NatGen Custom 360 | $138 |
| Dairyland Auto 1 Month | $257 |
| SAFECO | $313 |
| Dairyland Broadform | $387 |
| AssuranceAmerica Mobile Max | $369 |
| American National P&C | $494 |
| Kemper Auto Premium | $633 |
| Dairyland FR Bond | $719 |
2016 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $187 |
| Jupiter Auto Insurance | $207 |
| AssuranceAmerica Mobile Max | $231 |
| Nationwide ThreeSixZero | $358 |
| SAFECO | $386 |
| American National P&C | $544 |
| Kemper Auto Premier | $619 |
| National General RAD | $642 |
| American National P | $637 |
| Concord Group | $790 |
2015 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $71 |
| Dairyland Auto 1 Month | $104 |
| Dairyland Broadform | $209 |
| Jupiter Auto Insurance | $196 |
| AssuranceAmerica Mobile Max | $203 |
| NatGen Custom 360 | $309 |
| SAFECO | $353 |
| American National P&C | $490 |
| Mercury Insurance | $668 |
| American National P | $675 |
2014 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $104 |
| AssuranceAmerica Mobile Max | $215 |
| Jupiter Auto Insurance | $395 |
| SAFECO | $478 |
| American National P&C | $598 |
| Kemper Auto Premium | $637 |
| General Casualty | $724 |
| Concord Group | $753 |
| Mercury Insurance | $768 |
| MMG Insurance Company | $807 |
2013 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $134 |
| SAFECO | $338 |
| Dairyland Broadform | $511 |
| Concord Group | $522 |
| Dairyland FR Bond | $536 |
| American National P&C | $508 |
| Mercury Insurance | $543 |
| American National P | $606 |
| Jupiter Auto Insurance | $659 |
2012 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $114 |
| Dairyland Auto 1 Month | $190 |
| SAFECO | $305 |
| Kemper Auto | $322 |
| Dairyland Broadform | $329 |
| Kemper Personal Insurance | $363 |
| Kemper Auto | Infinity | $397 |
| American National P&C | $500 |
| Dairyland FR Bond | $496 |
| Mercury Insurance | $537 |
2011 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $181 |
| AssuranceAmerica Mobile Max | $479 |
| SAFECO | $471 |
| Concord Group | $530 |
| American National P | $548 |
| MMG Insurance Company | $629 |
| American National P&C | $613 |
| Patriot Group | $656 |
| Mercury Insurance | $666 |
| Countryway Insurance | $707 |
2010 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $54 |
| SAFECO | $151 |
| Jupiter Auto Insurance | $208 |
| Dairyland Broadform | $207 |
| AssuranceAmerica Mobile Max | $229 |
| Mercury Insurance | $306 |
| Kemper Personal Insurance | $317 |
| Dairyland FR Bond | $306 |
| National General RAD | $465 |
| American National P | $635 |
Cost of Dodge Journey Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,504 | $9,568 | $11,178 |
| 18 | $6,081 | $8,904 | $10,396 |
| 19 | $5,371 | $7,870 | $9,219 |
| 20 | $4,664 | $6,863 | $8,029 |
| 21 | $3,900 | $5,751 | $6,732 |
| 22 | $3,823 | $5,605 | $6,563 |
| 23 | $3,318 | $4,880 | $5,750 |
| 24 | $3,158 | $4,665 | $5,441 |
| 25 | $2,743 | $4,020 | $4,717 |
| 30 | $2,134 | $3,128 | $3,656 |
| 35 | $2,002 | $2,952 | $3,415 |
| 40 | $1,900 | $2,807 | $3,287 |
| 45 | $1,863 | $2,739 | $3,207 |
| 55 | $1,714 | $2,522 | $2,944 |
| 65 | $1,788 | $2,644 | $3,057 |
| 75 | $2,254 | $3,333 | $3,893 |
Dodge Journey Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,041 | $2,966 | $3,746 |
| Alaska | $1,694 | $2,325 | $2,278 |
| Arizona | $1,908 | $2,733 | $4,062 |
| Arkansas | $2,104 | $3,291 | $3,593 |
| California | $2,315 | $4,105 | $2,343 |
| Colorado | $2,171 | $3,033 | $3,867 |
| Connecticut | $2,786 | $4,302 | $5,439 |
| Delaware | $2,304 | $3,047 | $3,926 |
| Florida | $2,719 | $3,773 | $4,926 |
| Hawaii | $891 | $1,197 | $889 |
| Idaho | $1,551 | $2,056 | $2,503 |
| Illinois | $1,600 | $2,429 | $2,782 |
| Indiana | $1,655 | $2,537 | $2,835 |
| Iowa | $1,336 | $1,796 | $2,119 |
| Kansas | $1,749 | $2,532 | $2,998 |
| Kentucky | $2,542 | $3,726 | $4,373 |
| Louisiana | $3,245 | $4,892 | $5,308 |
| Maine | $1,243 | $1,700 | $2,495 |
| Maryland | $2,002 | $2,882 | $3,205 |
| Massachusetts | $1,601 | $2,768 | $1,576 |
| Michigan | $3,860 | $5,843 | $9,234 |
| Minnesota | $1,565 | $2,107 | $2,964 |
| Mississippi | $1,922 | $2,725 | $2,747 |
| Missouri | $1,805 | $2,555 | $3,392 |
| Montana | $1,833 | $2,538 | $2,958 |
| Nebraska | $1,548 | $2,286 | $2,496 |
| Nevada | $2,541 | $3,797 | $3,985 |
| New Hampshire | $1,776 | $2,800 | $3,529 |
| New Jersey | $1,941 | $3,079 | $3,997 |
| New Mexico | $1,985 | $2,988 | $3,080 |
| New York | $1,832 | $2,331 | $3,884 |
| North Carolina | $1,164 | $1,950 | $1,409 |
| North Dakota | $1,579 | $2,394 | $2,839 |
| Ohio | $1,389 | $2,153 | $2,224 |
| Oklahoma | $2,253 | $3,195 | $3,596 |
| Oregon | $2,022 | $2,733 | $3,277 |
| Pennsylvania | $1,719 | $2,535 | $2,961 |
| Rhode Island | $2,848 | $4,190 | $4,710 |
| South Carolina | $1,928 | $2,697 | $3,700 |
| South Dakota | $1,759 | $2,503 | $2,907 |
| Tennessee | $2,069 | $3,006 | $4,009 |
| Texas | $2,068 | $2,974 | $3,721 |
| Utah | $1,746 | $2,478 | $3,399 |
| Vermont | $1,331 | $2,099 | $2,203 |
| Virginia | $1,280 | $1,944 | $1,917 |
| Washington | $1,685 | $2,283 | $2,717 |
| West Virginia | $1,706 | $2,427 | $3,034 |
| Wisconsin | $1,675 | $2,619 | $3,011 |
| Wyoming | $1,576 | $2,189 | $2,348 |
| Georgia | $2,240 | $3,320 | $3,342 |
Compare Dodge Journey To Other Dodge Models
- Dodge Charger Car Insurance
- Dodge Challenger Car Insurance
- Dodge Durango Car Insurance
- Dodge Grand Caravan Car Insurance
FAQs
Who has the cheapest car insurance for a Dodge Journey?
Mercury offers the most affordable car insurance for the 2022 Dodge Journey.
Which company offers the best car insurance for a Dodge Journey?
In our assessment, Mercury provides the best car insurance for a Dodge Journey due to its combination of low rates, comprehensive coverage, and top-rated customer service.
