Dodge Journey Car Insurance Cost

Ensuring a Dodge Journey typically amounts to approximately $654 annually with Mercury. However, the exact costs can vary based on factors such as age, the model year of the car, and other considerations. You can use the quote tables below to determine the potential cost tailored to your circumstances.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Dodge Journey, one crucial aspect to consider is the insurance cost. Insurance plays a major role in car ownership, so understanding its implications beforehand is essential.

Choosing the right insurance policy is vital to avoid unexpected and potentially high expenses later on. Having inadequate coverage during an accident can lead to significant out-of-pocket costs. Additionally, if you’re at fault, there could be hikes in your insurance premiums.

Through years of analyzing car insurance rates, I’ve witnessed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums.

How Much Does Dodge Journey Car Insurance Cost?

Typically, Mercury provides the most competitive price, averaging $654 annually, for comprehensive insurance coverage on a 2022 Dodge Journey.

While Mercury’s pricing serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.

Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural regions with less traffic congestion. Additionally, the level of coverage you opt for will impact your premium; comprehensive insurance, which includes both comprehensive and collision coverage, generally carries a higher cost than minimum liability coverage.

Insuranceopedia offers assistance in navigating these factors by enabling you to explore and compare quotes from various insurance providers, ensuring that you secure the most advantageous deal.

2022 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Mercury $654
Metropolitan $1,049
Travelers $1,233
Unitrin $1,387
Farm Bureau Ins of MI $1,509
Bristol West $1,921
Farmers $2,151
Permanent General $2,799
Encompass $3,343
Hanover $3,687

2020 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $350
Jupiter Auto Insurance $461
NatGen Custom 360 $513
Mercury Insurance $664
Dairyland Broadform $751
American National P $742
NatGen PPA $764
Texas Farm Bureau Group $990
Nationwide ThreeSixZero $1,016
Titan $1,072

2020 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $350
Jupiter Auto Insurance $461
NatGen Custom 360 $513
Mercury Insurance $664
Dairyland Broadform $751
American National P $742
NatGen PPA $764
Texas Farm Bureau Group $990
Nationwide ThreeSixZero $1,016
Titan $1,072

2019 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $49
Dairyland Auto 1 Month $304
SAFECO $371
Kemper Auto $487
AssuranceAmerica Mobile Max $490
NatGen Custom 360 $561
American National P&C $672
American National P $848
Concord Group $852
Ameriprise Group $884

2018 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $53
Jupiter Auto Insurance $165
Dairyland FR Bond $155
Kemper Personal Insurance $226
SAFECO $329
AssuranceAmerica Mobile Max $357
American National P&C $581
Dairyland Broadform $592
Kemper Auto $638
Dairyland Realtime $657

2017 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $100
Jupiter Auto Insurance $131
NatGen Custom 360 $138
Dairyland Auto 1 Month $257
SAFECO $313
Dairyland Broadform $387
AssuranceAmerica Mobile Max $369
American National P&C $494
Kemper Auto Premium $633
Dairyland FR Bond $719

2016 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $187
Jupiter Auto Insurance $207
AssuranceAmerica Mobile Max $231
Nationwide ThreeSixZero $358
SAFECO $386
American National P&C $544
Kemper Auto Premier $619
National General RAD $642
American National P $637
Concord Group $790

2015 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $71
Dairyland Auto 1 Month $104
Dairyland Broadform $209
Jupiter Auto Insurance $196
AssuranceAmerica Mobile Max $203
NatGen Custom 360 $309
SAFECO $353
American National P&C $490
Mercury Insurance $668
American National P $675

2014 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $104
AssuranceAmerica Mobile Max $215
Jupiter Auto Insurance $395
SAFECO $478
American National P&C $598
Kemper Auto Premium $637
General Casualty $724
Concord Group $753
Mercury Insurance $768
MMG Insurance Company $807

2013 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $134
SAFECO $338
Dairyland Broadform $511
Concord Group $522
Dairyland FR Bond $536
American National P&C $508
Mercury Insurance $543
American National P $606
Jupiter Auto Insurance $659

2012 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $114
Dairyland Auto 1 Month $190
SAFECO $305
Kemper Auto $322
Dairyland Broadform $329
Kemper Personal Insurance $363
Kemper Auto | Infinity $397
American National P&C $500
Dairyland FR Bond $496
Mercury Insurance $537

2011 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $181
AssuranceAmerica Mobile Max $479
SAFECO $471
Concord Group $530
American National P $548
MMG Insurance Company $629
American National P&C $613
Patriot Group $656
Mercury Insurance $666
Countryway Insurance $707

2010 Dodge Journey Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $54
SAFECO $151
Jupiter Auto Insurance $208
Dairyland Broadform $207
AssuranceAmerica Mobile Max $229
Mercury Insurance $306
Kemper Personal Insurance $317
Dairyland FR Bond $306
National General RAD $465
American National P $635

Cost of Dodge Journey Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,504 $9,568 $11,178
18 $6,081 $8,904 $10,396
19 $5,371 $7,870 $9,219
20 $4,664 $6,863 $8,029
21 $3,900 $5,751 $6,732
22 $3,823 $5,605 $6,563
23 $3,318 $4,880 $5,750
24 $3,158 $4,665 $5,441
25 $2,743 $4,020 $4,717
30 $2,134 $3,128 $3,656
35 $2,002 $2,952 $3,415
40 $1,900 $2,807 $3,287
45 $1,863 $2,739 $3,207
55 $1,714 $2,522 $2,944
65 $1,788 $2,644 $3,057
75 $2,254 $3,333 $3,893

Dodge Journey Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,041 $2,966 $3,746
Alaska $1,694 $2,325 $2,278
Arizona $1,908 $2,733 $4,062
Arkansas $2,104 $3,291 $3,593
California $2,315 $4,105 $2,343
Colorado $2,171 $3,033 $3,867
Connecticut $2,786 $4,302 $5,439
Delaware $2,304 $3,047 $3,926
Florida $2,719 $3,773 $4,926
Hawaii $891 $1,197 $889
Idaho $1,551 $2,056 $2,503
Illinois $1,600 $2,429 $2,782
Indiana $1,655 $2,537 $2,835
Iowa $1,336 $1,796 $2,119
Kansas $1,749 $2,532 $2,998
Kentucky $2,542 $3,726 $4,373
Louisiana $3,245 $4,892 $5,308
Maine $1,243 $1,700 $2,495
Maryland $2,002 $2,882 $3,205
Massachusetts $1,601 $2,768 $1,576
Michigan $3,860 $5,843 $9,234
Minnesota $1,565 $2,107 $2,964
Mississippi $1,922 $2,725 $2,747
Missouri $1,805 $2,555 $3,392
Montana $1,833 $2,538 $2,958
Nebraska $1,548 $2,286 $2,496
Nevada $2,541 $3,797 $3,985
New Hampshire $1,776 $2,800 $3,529
New Jersey $1,941 $3,079 $3,997
New Mexico $1,985 $2,988 $3,080
New York $1,832 $2,331 $3,884
North Carolina $1,164 $1,950 $1,409
North Dakota $1,579 $2,394 $2,839
Ohio $1,389 $2,153 $2,224
Oklahoma $2,253 $3,195 $3,596
Oregon $2,022 $2,733 $3,277
Pennsylvania $1,719 $2,535 $2,961
Rhode Island $2,848 $4,190 $4,710
South Carolina $1,928 $2,697 $3,700
South Dakota $1,759 $2,503 $2,907
Tennessee $2,069 $3,006 $4,009
Texas $2,068 $2,974 $3,721
Utah $1,746 $2,478 $3,399
Vermont $1,331 $2,099 $2,203
Virginia $1,280 $1,944 $1,917
Washington $1,685 $2,283 $2,717
West Virginia $1,706 $2,427 $3,034
Wisconsin $1,675 $2,619 $3,011
Wyoming $1,576 $2,189 $2,348
Georgia $2,240 $3,320 $3,342

FAQs

Who has the cheapest car insurance for a Dodge Journey?

Mercury offers the most affordable car insurance for the 2022 Dodge Journey.

Which company offers the best car insurance for a Dodge Journey?

In our assessment, Mercury provides the best car insurance for a Dodge Journey due to its combination of low rates, comprehensive coverage, and top-rated customer service.

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