Dodge Grand Caravan Car Insurance Cost 2025
On average, insuring a Dodge Grand Caravan costs $2,590 annually. However, the exact price depends on various factors, including your age, the car’s model year, and other details. Check out our quote tables below to get a personalized estimate.
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If you’re thinking about buying a Dodge Grand Caravan, one important aspect to consider is the insurance cost. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a purchase. On average, insurance for a Dodge Grand Caravan cost $2,590 per year.
Selecting the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of accidents, as insufficient coverage could lead to significant out-of-pocket costs. Additionally, being at fault in accidents can result in premium increases.
With my experience analyzing car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does A Dodge Grand Caravan Car Insurance Cost?
Dodge Grand Caravan owners generally pay an average of $2,590 annually for car insurance.
The cost of car insurance can vary widely depending on several factors, such as your location, driving record, the car’s model year, and the type of coverage you choose. A clean driving history can help reduce premiums, while accidents or traffic violations may increase them.
Living in an urban area with heavy traffic can also lead to higher rates compared to rural locations with less congestion. Additionally, the type of coverage affects the cost—comprehensive insurance, which includes both comprehensive and collision coverage, is typically more expensive than basic liability coverage.
As shown in the table below, the insurance cost for a Dodge Grand Caravan is lower than the average for all Dodge models but higher than the overall average for all vehicles. Insuranceopedia can help you compare quotes from various auto insurance providers to ensure you secure the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Dodge Grand Caravan | $124 |
| All Dodges | $186 |
| All Cars | $175 |
Average Insurance Cost Of Dodge Grand Caravan By Model Year
| Model Year | Average Premium |
| 2021 Dodge Grand Caravan | $1,695 |
| 2020 Dodge Grand Caravan | $787 |
| 2019 Dodge Grand Caravan | $691 |
| 2018 Dodge Grand Caravan | $563 |
| 2017 Dodge Grand Caravan | $555 |
| 2016 Dodge Grand Caravan | $641 |
| 2015 Dodge Grand Caravan | $579 |
| 2014 Dodge Grand Caravan | $479 |
| 2013 Dodge Grand Caravan | $458 |
| 2012 Dodge Grand Caravan | $302 |
| 2011 Dodge Grand Caravan | $533 |
| 2010 Dodge Grand Caravan | $516 |
2021 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2021 Dodge Grand Caravan is $1,695. However, Country offers the cheapest rates, averaging $812 per year.
| Insurance Provider | Average Annual Cost |
| Country | $812 |
| Capital Insurance Group | $929 |
| USAA | $1,201 |
| Nationwide | $1,493 |
| State Farm | $1,513 |
| Travelers | $1,696 |
| Mercury | $1,974 |
| American Family | $2,170 |
| Esurance | $2,511 |
| Allstate | $2,652 |
2020 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2020 Dodge Grand Caravan is $787. However, Safeco offers the cheapest rates, averaging $157 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $637 |
| Rural Mutual Insurance | $1,051 |
| NatGen Value | $870 |
| Capital Insurance Group | $965 |
| Safeco | $157 |
| Mercury Insurance | $1,040 |
| NatGen Custom 360 | $1,094 |
| Direct Auto | $1,017 |
| Kemper Personal Insurance | $786 |
| AssuranceAmerica Mobile Max | $250 |
2019 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2019 Dodge Grand Caravan is $691. However, NatGen Custom 360 offers the cheapest rates, averaging $234 per year.
| Insurance Provider | Average Annual Cost |
| Titan | $984 |
| Buckeye Insurance Group | $858 |
| NatGen Custom 360 | $234 |
| Safeco | $379 |
| American National P | $530 |
| Dairyland FR Bond | $241 |
| Utica National Ins Group | $976 |
| Indiana Farmers Mutual Ins | $990 |
| Concord Group | $920 |
| Mercury Insurance | $800 |
2018 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2018 Dodge Grand Caravan is $563. However, Dairyland Broadform offers the cheapest rates, averaging $248 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $497 |
| Mercury Insurance | $313 |
| NatGen Custom 360 | $590 |
| Dairyland Broadform | $248 |
| Safeco | $285 |
| Kemper Auto | $662 |
| Buckeye Insurance Group | $811 |
| Kemper Premium | $359 |
| Utica National Ins Group | $932 |
| PEMCO | $929 |
2017 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2017 Dodge Grand Caravan is $555. However, NatGen Custom 360 offers the cheapest rates, averaging $90 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $704 |
| AssuranceAmerica Mobile Max | $617 |
| NatGen Custom 360 | $90 |
| Mercury Insurance | $365 |
| Safeco | $385 |
| Kemper Auto | Infinity | $496 |
| Countryway Insurance | $697 |
| Buckeye Insurance Group | $857 |
| Utica National Ins Group | $680 |
| American National P | $656 |
2016 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2016 Dodge Grand Caravan is $641. However, Safeco offers the cheapest rates, averaging $183 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $772 |
| Nationwide ThreeSixZero | $963 |
| American National P | $470 |
| Dairyland FR Bond | $664 |
| Utica National Ins Group | $803 |
| NatGen PPA | $884 |
| PEMCO | $844 |
| Safeco | $183 |
| Dairyland Broadform | $202 |
| NatGen Custom 360 | $623 |
2015 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2015 Dodge Grand Caravan is $579. However, NatGen Custom 360 offers the cheapest rates, averaging $93 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $418 |
| North Carolina Farm Bureau | $882 |
| NatGen Custom 360 | $93 |
| Infinity Special | $788 |
| Safeco | $153 |
| Kemper Personal Insurance | $845 |
| American National P | $636 |
| AssuranceAmerica Mobile Max | $300 |
| Kentucky Farm Bureau | $838 |
| SECURA Insurance | $832 |
2014 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2014 Dodge Grand Caravan is $479. However, Kemper Personal Insurance offers the cheapest rates, averaging $127 per year.
| Insurance Provider | Average Annual Cost |
| Patriot Group | $742 |
| Mercury Insurance | $695 |
| Safeco | $308 |
| Dairyland Broadform | $262 |
| Kemper Personal Insurance | $127 |
| NatGen Custom 360 | $300 |
| Dairyland FR Bond | $539 |
| Countryway Insurance | $717 |
| Concord Group | $415 |
| MMG Insurance Company | $680 |
2013 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2013 Dodge Grand Caravan is $458. However, Kemper Personal Insurance offers the cheapest rates, averaging $127 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $332 |
| Safeco | $175 |
| AssuranceAmerica Mobile Max | $378 |
| PEMCO | $695 |
| Mercury Insurance | $338 |
| Mercury Insurance Company | $647 |
| NatGen Custom 360 | $670 |
| American National P&C | $482 |
| Kemper Personal Insurance | $127 |
| Patriot Group | $735 |
2012 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2012 Dodge Grand Caravan is $302. However, Kemper Personal Insurance offers the cheapest rates, averaging $44 per year.
| Insurance Provider | Average Annual Cost |
| Dairylan | $163 |
| AssuranceAmerica Mobile Max | $307 |
| Kemper Auto Premier | $507 |
| AssuranceAmerica Economy | $546 |
| Kemper Personal Insurance | $44 |
| Safeco | $153 |
| Dairyland Broadform | $252 |
| Dairyland FR Bond | $393 |
| Mercury Insurance | $222 |
| NatGen Custom 360 | $429 |
2011 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2011 Dodge Grand Caravan is $533. However, Safeco offers the cheapest rates, averaging $143 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $688 |
| Indiana Farmers Mutual Ins | $618 |
| National General Value | $607 |
| Buckeye Insurance Group | $552 |
| NatGen Custom 360 | $338 |
| American National P | $610 |
| Clearcover | $569 |
| Plymouth Rock | $544 |
| Dairyland Broadform | $663 |
| Safeco | $143 |
2010 Dodge Grand Caravan Insurance Rates
The average annual insurance cost for a 2010 Dodge Grand Caravan is $516. However, Safeco offers the cheapest rates, averaging $118 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $708 |
| SECURA Insurance | $642 |
| Countryway Insurance | $534 |
| Dairyland Auto 1 Month | $215 |
| Pekin Insurance | $700 |
| North Carolina Farm Bureau | $784 |
| Mercury Insurance | $545 |
| Dairyland FR Bond | $430 |
| Safeco | $118 |
| PEMCO | $480 |
Find Affordable Dodge Grand Caravan Insurance Rates
Is A Dodge Grand Caravan Expensive To Insure?
Insuring a Dodge Grand Caravan typically costs less than the average for all vehicles. However, your actual insurance rate will depend on factors like your age, the car’s age, your location, and other details.
Cost of Dodge Grand Caravan Car Insurance By Age
Age is a key factor in determining vehicle insurance rates. Teen drivers usually face the highest premiums due to their higher likelihood of being involved in accidents. However, as drivers age and become statistically lower-risk, their insurance costs tend to decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,707 | $12,845 | $15,062 |
| 18 | $8,109 | $11,976 | $14,026 |
| 19 | $7,179 | $10,559 | $12,427 |
| 20 | $6,298 | $9,209 | $10,775 |
| 21 | $5,269 | $7,778 | $9,085 |
| 22 | $5,180 | $7,549 | $8,847 |
| 23 | $4,452 | $6,631 | $7,707 |
| 24 | $4,316 | $6,229 | $7,321 |
| 25 | $3,646 | $5,441 | $6,350 |
| 30 | $2,825 | $4,226 | $4,923 |
| 35 | $2,692 | $3,942 | $4,573 |
| 40 | $2,565 | $3,753 | $4,478 |
| 45 | $2,515 | $3,651 | $4,288 |
| 55 | $2,297 | $3,405 | $3,932 |
| 65 | $2,384 | $3,512 | $4,145 |
| 75 | $3,049 | $4,471 | $5,211 |
Dodge Grand Caravan Car Insurance Rates By State
Your location significantly impacts how insurance companies determine rates. Each state sets its own auto insurance regulations, and requirements can vary widely. For instance, Michigan drivers often face higher premiums due to the state’s mandate for more comprehensive coverage.
Local climate also plays a role; areas prone to extreme weather, such as hurricanes, storms, or flooding, can lead to higher rates. Additionally, regional crime and accident statistics, including car thefts, crashes, and fatality rates, are factored in. All these elements influence the cost of insuring your Dodge Grand Caravan.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,700 | $3,960 | $5,086 |
| Alaska | $2,292 | $3,125 | $3,022 |
| Arizona | $2,560 | $3,698 | $5,406 |
| Arkansas | $2,784 | $4,439 | $4,879 |
| California | $3,107 | $5,564 | $3,140 |
| Colorado | $2,931 | $4,055 | $5,172 |
| Connecticut | $3,726 | $5,738 | $7,353 |
| Delaware | $3,069 | $4,133 | $5,274 |
| Florida | $3,657 | $5,106 | $6,590 |
| Georgia | $3,044 | $4,439 | $4,472 |
| Hawaii | $1,186 | $1,607 | $1,191 |
| Idaho | $2,073 | $2,726 | $3,315 |
| Illinois | $2,161 | $3,271 | $3,714 |
| Indiana | $2,220 | $3,419 | $3,857 |
| Iowa | $1,778 | $2,408 | $2,849 |
| Kansas | $2,313 | $3,438 | $3,970 |
| Kentucky | $3,429 | $5,028 | $5,911 |
| Louisiana | $4,414 | $6,637 | $7,166 |
| Maine | $1,604 | $2,265 | $3,335 |
| Maryland | $2,650 | $3,927 | $4,352 |
| Massachusetts | $2,111 | $3,717 | $2,155 |
| Michigan | $5,201 | $7,897 | $12,428 |
| Minnesota | $2,109 | $2,821 | $4,021 |
| Mississippi | $2,615 | $3,669 | $3,681 |
| Missouri | $2,427 | $3,419 | $4,583 |
| Montana | $2,508 | $3,463 | $4,027 |
| Nebraska | $2,082 | $3,078 | $3,368 |
| Nevada | $3,426 | $5,111 | $5,388 |
| New Hampshire | $2,349 | $3,786 | $4,738 |
| New Jersey | $2,621 | $4,131 | $5,390 |
| New Mexico | $2,725 | $4,019 | $4,178 |
| New York | $2,489 | $3,151 | $5,223 |
| North Carolina | $1,563 | $2,671 | $1,885 |
| North Dakota | $2,156 | $3,227 | $3,774 |
| Ohio | $1,896 | $2,884 | $3,011 |
| Oklahoma | $3,037 | $4,289 | $4,893 |
| Oregon | $2,710 | $3,666 | $4,355 |
| Pennsylvania | $2,260 | $3,417 | $3,932 |
| Rhode Island | $3,810 | $5,681 | $6,337 |
| South Carolina | $2,619 | $3,597 | $5,015 |
| South Dakota | $2,387 | $3,357 | $3,911 |
| Tennessee | $2,745 | $4,090 | $5,422 |
| Texas | $2,827 | $4,044 | $5,035 |
| Utah | $2,373 | $3,281 | $4,601 |
| Vermont | $1,855 | $2,780 | $3,000 |
| Virginia | $1,681 | $2,611 | $2,577 |
| Washington | $2,294 | $3,126 | $3,724 |
| West Virginia | $2,292 | $3,225 | $4,116 |
| Wisconsin | $2,279 | $3,554 | $4,010 |
| Wyoming | $2,166 | $2,983 | $3,175 |
Find Affordable Dodge Grand Caravan Insurance Rates
Cheapest Car Insurance Companies For A Dodge Grand Caravan
If you’re shopping for a new car insurance policy for your Dodge Grand Caravan, it’s helpful to know which providers offer the most affordable rates. Aspire, for example, offers an average premium of $40 per month, making it the cheapest option for many drivers. However, rates vary based on individual factors like your driving history and profile. To find the best rates tailored to your needs, it’s recommended to compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Aspire | $27 |
| MetroMile | $44 |
| StateAuto | $40 |
| JustInsure | $50 |
| Hugo | $45 |
Common Dodge Grand Caravan Insurance Discounts
Discounts can help you lower your car insurance costs significantly. Most insurance providers offer a variety of discounts, and some of the common ones include:
- Multi-policy: Bundle your home and auto insurance with the same provider to qualify for reduced rates.
- Pay annually: Paying your premium in one lump sum instead of monthly can often lead to savings.
- Defensive driving: Completing a defensive driving course from a certified institution can make you eligible for discounts.
There may be other discounts available depending on your specific situation, so it’s best to speak with your insurance agent. They can help you identify the ones you qualify for.
Ways To Save On Dodge Grand Caravan Insurance Costs
Keeping a clean driving record is one of the best ways to keep your Dodge Grand Caravan insurance costs low. Receiving a speeding ticket or being involved in an accident can lead to higher premiums.
For example, drivers with a ticket can expect to pay around $93 per month, while those with multiple accidents might see an average rate of $130 per month. By avoiding these incidents, you can maintain lower insurance costs.
Additionally, drivers who drive less annually tend to pay lower premiums, as they have fewer chances of being involved in accidents, making them less risky to insure. Dodge Grand Caravan drivers who drive between 5,000 and 7,500 miles per year typically pay about $70 per month for car insurance. In contrast, those driving over 10,000 miles per year will pay around $84 per month.
Compare Dodge Grand Caravan To Other Dodge Models
Looking for other Dodge model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia compiled thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, keep in mind that these figures may not reflect your own specific results, as insurance rates can vary based on individual factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Dodge Grand Caravan?
Yes, you’ll need to provide proof of insurance before driving your Dodge Grand Caravan off the dealership lot. The best approach is to purchase a policy first and then inform your insurance company that you are about to acquire the vehicle, rather than getting insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Dodge Grand Caravan?
The best way to find the most affordable insurance rates for your Dodge Grand Caravan is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers right here on our website.
