Dodge Charger Car Insurance Cost
Insuring a Dodge Charger typically averages about $40 per year through Safeco. However, the actual costs can vary based on factors such as age, the model year of the car, and other individual considerations. You can utilize the quote tables provided below to determine the potential costs for your specific circumstances.
If you’re thinking about buying a Dodge Charger, one important factor to consider is the insurance cost. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before making a purchase.
Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, inadequate coverage could lead to hefty expenses if you’re found at fault.
With my extensive experience analyzing car insurance rates over the past decade, I’ve observed the significant variability in costs. Factors such as age, driving history, and location can greatly impact insurance premiums.
How Much Does Dodge Charger Car Insurance Cost?
Typically, Safeco provides the most competitive option with an average annual rate of $40 for comprehensive insurance coverage on a 2023 Dodge Charger.
While Safeco’s pricing serves as a good point of reference, it’s essential to recognize that the expense of auto insurance can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.
Furthermore, residing in an urban area with heavy traffic may lead to higher insurance rates compared to rural regions with less congestion. Your choice of coverage also plays a role in determining premiums; comprehensive insurance, which provides extensive protection including coverage for damages from accidents and collisions, tends to be more expensive than basic liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most advantageous deal for your needs.
2023 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $40 |
| New York Central Mutual Fire | $793 |
| Utica National Ins Group | $990 |
| Titan | $1,056 |
| SafeAuto | $1,169 |
| Direct Auto | $1,244 |
| Farm Bureau Mutual (IA Group) | $1,381 |
| North Carolina Farm Bureau | $1,394 |
| USAA | $1,442 |
2022 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $285 |
| Victoria | $502 |
| Safeco | $521 |
| AssuranceAmerica Mobile Max | $915 |
| Mercury Insurance | $1,219 |
| Plymouth Rock Assurance | $1,261 |
| EMC Insurance | $1,310 |
| American National P | $1,367 |
| Titan | $1,411 |
| Texas Farm Bureau Group | $1,570 |
2021 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $105 |
| Kemper Auto Premier | $122 |
| AssuranceAmerica Mobile Max | $321 |
| Kemper Personal Insurance | $426 |
| Jupiter Auto Insurance | $690 |
| Safeco | $854 |
| Victoria | $926 |
| Mercury Insurance | $1,135 |
| NatGen Advantage | $1,135 |
| Titan | $1,441 |
2020 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $318 |
| SAFECO | $444 |
| Jupiter Auto Insurance | $543 |
| AssuranceAmerica Mobile Max | $789 |
| Dairyland Broadform | $1,038 |
| Concord Group | $1,057 |
| American National P&C | $1,247 |
| MMG Insurance Company | $1,333 |
| American National P | $1,347 |
| Mercury Insurance | $1,365 |
2019 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $58 |
| Kemper Personal Insurance | $157 |
| SAFECO | $464 |
| Jupiter Auto Insurance | $681 |
| NatGen Custom 360 | $735 |
| Union Mutual Fire Group | $877 |
| Mercury Insurance | $933 |
| AssuranceAmerica Mobile Max | $945 |
| Kemper Auto Premier | $1,041 |
| Dairyland Broadform | $1,107 |
2018 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $433 |
| Kemper Auto Premier | $566 |
| Jupiter Auto Insurance | $607 |
| NatGen PPA | $603 |
| SAFECO | $735 |
| Mercury Insurance | $1,181 |
| Commerce Group Inc | $1,277 |
| Concord Group | $1,348 |
| Umialik Insurance | $1,387 |
| Dairyland Broadform | $1,442 |
2017 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $99 |
| AssuranceAmerica | $334 |
| SAFECO | $500 |
| Kemper Personal Insurance | $488 |
| AssuranceAmerica Mobile Max | $535 |
| Jupiter Auto Insurance | $677 |
| NatGen PPA | $1,017 |
| NatGen Custom 360 | $1,054 |
| EMC Insurance | $1,075 |
| SECURA Insurance | $1,364 |
2016 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $138 |
| NatGen Custom 360 | $188 |
| Dairyland FR Bond | $240 |
| SAFECO | $543 |
| American National P&C | $824 |
| Dairyland Broadform Realtime | $989 |
| Jupiter Auto Insurance | $1,002 |
| Dairyland Broadform | $1,189 |
| Bear River | $1,206 |
| NatGen PPA | $1,307 |
2015 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $66 |
| Jupiter Auto Insurance | $141 |
| Dairyland Auto 1 Month | $261 |
| SAFECO | $484 |
| Kemper Auto Premium | $619 |
| AssuranceAmerica Mobile Max | $758 |
| Mercury Insurance | $805 |
| American National P&C | $1,162 |
| Concord Group | $1,282 |
| SECURA Insurance | $1,289 |
2014 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $136 |
| Kemper Personal Insurance | $167 |
| NatGen Custom 360 | $264 |
| Jupiter Auto Insurance | $322 |
| SAFECO | $482 |
| Dairyland FR Bond | $539 |
| Dairyland Broadform | $589 |
| General Casualty | $677 |
| American National P&C | $718 |
| Dairyland Auto 1 Month | $748 |
2013 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $346 |
| AssuranceAmerica | $453 |
| Jupiter Auto Insurance | $480 |
| American National P&C | $499 |
| Union Mutual Fire Group | $631 |
| MMG Insurance Company | $789 |
| Concord Group | $856 |
| Countryway Insurance | $960 |
| Patriot Group | $1,012 |
| SECURA Insurance | $1,073 |
2012 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $64 |
| Kemper Personal Insurance | $207 |
| NatGen Custom 360 | $510 |
| Dairyland Broadform | $595 |
| SAFECO | $607 |
| American National P&C | $725 |
| Mercury Insurance | $742 |
| Concord Group | $729 |
| Kemper Auto | $775 |
| Dairyland FR Bond | $851 |
2011 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $157 |
| SAFECO | $195 |
| Mercury Insurance | $233 |
| NatGen Advantage | $291 |
| Kemper Auto Premium | $685 |
| Kemper Auto Premier | $704 |
| Bear River | $863 |
| Dairyland Broadform | $871 |
| Clearcover | $962 |
| North Carolina Farm Bureau | $973 |
2010 Dodge Charger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $176 |
| NatGen Custom 360 | $165 |
| Dairyland Broadform | $221 |
| SAFECO | $269 |
| Kemper Personal Insurance | $320 |
| Plymouth Rock | $396 |
| Dairyland FR Bond | $374 |
| Union Mutual Fire Group | $530 |
| American National P&C | $709 |
| Mercury Insurance | $756 |
Cost of Dodge Charger Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,016 | $7,380 | $8,635 |
| 18 | $4,683 | $6,857 | $8,038 |
| 19 | $4,121 | $6,050 | $7,102 |
| 20 | $3,611 | $5,305 | $6,193 |
| 21 | $3,010 | $4,417 | $5,179 |
| 22 | $2,952 | $4,338 | $5,063 |
| 23 | $2,560 | $3,798 | $4,429 |
| 24 | $2,466 | $3,606 | $4,197 |
| 25 | $2,120 | $3,083 | $3,610 |
| 30 | $1,657 | $2,421 | $2,817 |
| 35 | $1,553 | $2,251 | $2,653 |
| 40 | $1,486 | $2,168 | $2,525 |
| 45 | $1,457 | $2,133 | $2,487 |
| 55 | $1,309 | $1,940 | $2,251 |
| 65 | $1,364 | $2,016 | $2,383 |
| 75 | $1,742 | $2,539 | $2,993 |
Dodge Charger Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,578 | $2,264 | $2,915 |
| Alaska | $1,293 | $1,817 | $1,728 |
| Arizona | $1,465 | $2,132 | $3,127 |
| Arkansas | $1,628 | $2,531 | $2,800 |
| California | $1,797 | $3,161 | $1,784 |
| Colorado | $1,685 | $2,326 | $2,970 |
| Connecticut | $2,141 | $3,316 | $4,186 |
| Delaware | $1,754 | $2,346 | $3,028 |
| Florida | $2,124 | $2,924 | $3,814 |
| Hawaii | $700 | $917 | $705 |
| Idaho | $1,192 | $1,569 | $1,907 |
| Illinois | $1,247 | $1,873 | $2,166 |
| Indiana | $1,279 | $1,949 | $2,218 |
| Iowa | $1,028 | $1,402 | $1,625 |
| Kansas | $1,336 | $1,962 | $2,305 |
| Kentucky | $1,951 | $2,883 | $3,372 |
| Louisiana | $2,519 | $3,806 | $4,086 |
| Maine | $954 | $1,302 | $1,952 |
| Maryland | $1,550 | $2,249 | $2,467 |
| Massachusetts | $1,234 | $2,140 | $1,222 |
| Michigan | $2,979 | $4,518 | $7,144 |
| Minnesota | $1,218 | $1,637 | $2,291 |
| Mississippi | $1,472 | $2,083 | $2,107 |
| Missouri | $1,390 | $1,965 | $2,592 |
| Montana | $1,427 | $1,968 | $2,290 |
| Nebraska | $1,176 | $1,768 | $1,922 |
| Nevada | $1,971 | $2,903 | $3,088 |
| New Hampshire | $1,365 | $2,159 | $2,755 |
| New Jersey | $1,514 | $2,361 | $3,086 |
| New Mexico | $1,543 | $2,278 | $2,389 |
| New York | $1,439 | $1,798 | $3,000 |
| North Carolina | $895 | $1,538 | $1,072 |
| North Dakota | $1,231 | $1,829 | $2,169 |
| Ohio | $1,076 | $1,656 | $1,717 |
| Oklahoma | $1,737 | $2,469 | $2,770 |
| Oregon | $1,565 | $2,109 | $2,505 |
| Pennsylvania | $1,320 | $1,953 | $2,251 |
| Rhode Island | $2,197 | $3,225 | $3,661 |
| South Carolina | $1,483 | $2,076 | $2,845 |
| South Dakota | $1,344 | $1,920 | $2,221 |
| Tennessee | $1,586 | $2,333 | $3,119 |
| Texas | $1,592 | $2,283 | $2,876 |
| Utah | $1,373 | $1,905 | $2,625 |
| Vermont | $1,060 | $1,604 | $1,698 |
| Virginia | $980 | $1,492 | $1,470 |
| Washington | $1,298 | $1,776 | $2,118 |
| West Virginia | $1,293 | $1,861 | $2,336 |
| Wisconsin | $1,312 | $2,030 | $2,307 |
| Wyoming | $1,211 | $1,684 | $1,816 |
| Georgia | $1,715 | $2,559 | $2,579 |
Compare Dodge Charger To Other Dodge Models
FAQs
Who has the cheapest car insurance for a Dodge Charger?
Safeco offers the most affordable car insurance for the 2023 Dodge Charger.
Which company offers the best car insurance for a Dodge Charger?
We believe Safeco provides the best car insurance for a Dodge Charger because they offer the lowest rates, comprehensive coverage, and top-rated customer service.
