Dodge Charger Car Insurance Cost

Insuring a Dodge Charger typically averages about $40 per year through Safeco. However, the actual costs can vary based on factors such as age, the model year of the car, and other individual considerations. You can utilize the quote tables provided below to determine the potential costs for your specific circumstances.

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Updated: 02 April 2024
Written by
Bob Phillips
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If you’re thinking about buying a Dodge Charger, one important factor to consider is the insurance cost. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before making a purchase.

Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, inadequate coverage could lead to hefty expenses if you’re found at fault.

With my extensive experience analyzing car insurance rates over the past decade, I’ve observed the significant variability in costs. Factors such as age, driving history, and location can greatly impact insurance premiums.

How Much Does Dodge Charger Car Insurance Cost?

Typically, Safeco provides the most competitive option with an average annual rate of $40 for comprehensive insurance coverage on a 2023 Dodge Charger.

While Safeco’s pricing serves as a good point of reference, it’s essential to recognize that the expense of auto insurance can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.

Furthermore, residing in an urban area with heavy traffic may lead to higher insurance rates compared to rural regions with less congestion. Your choice of coverage also plays a role in determining premiums; comprehensive insurance, which provides extensive protection including coverage for damages from accidents and collisions, tends to be more expensive than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most advantageous deal for your needs.

2023 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Safeco $40
New York Central Mutual Fire $793
Utica National Ins Group $990
Titan $1,056
SafeAuto $1,169
Direct Auto $1,244
Farm Bureau Mutual (IA Group) $1,381
North Carolina Farm Bureau $1,394
USAA $1,442

2022 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $285
Victoria $502
Safeco $521
AssuranceAmerica Mobile Max $915
Mercury Insurance $1,219
Plymouth Rock Assurance $1,261
EMC Insurance $1,310
American National P $1,367
Titan $1,411
Texas Farm Bureau Group $1,570

2021 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $105
Kemper Auto Premier $122
AssuranceAmerica Mobile Max $321
Kemper Personal Insurance $426
Jupiter Auto Insurance $690
Safeco $854
Victoria $926
Mercury Insurance $1,135
NatGen Advantage $1,135
Titan $1,441

2020 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $318
SAFECO $444
Jupiter Auto Insurance $543
AssuranceAmerica Mobile Max $789
Dairyland Broadform $1,038
Concord Group $1,057
American National P&C $1,247
MMG Insurance Company $1,333
American National P $1,347
Mercury Insurance $1,365

2019 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $58
Kemper Personal Insurance $157
SAFECO $464
Jupiter Auto Insurance $681
NatGen Custom 360 $735
Union Mutual Fire Group $877
Mercury Insurance $933
AssuranceAmerica Mobile Max $945
Kemper Auto Premier $1,041
Dairyland Broadform $1,107

2018 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $433
Kemper Auto Premier $566
Jupiter Auto Insurance $607
NatGen PPA $603
SAFECO $735
Mercury Insurance $1,181
Commerce Group Inc $1,277
Concord Group $1,348
Umialik Insurance $1,387
Dairyland Broadform $1,442

2017 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $99
AssuranceAmerica $334
SAFECO $500
Kemper Personal Insurance $488
AssuranceAmerica Mobile Max $535
Jupiter Auto Insurance $677
NatGen PPA $1,017
NatGen Custom 360 $1,054
EMC Insurance $1,075
SECURA Insurance $1,364

2016 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $138
NatGen Custom 360 $188
Dairyland FR Bond $240
SAFECO $543
American National P&C $824
Dairyland Broadform Realtime $989
Jupiter Auto Insurance $1,002
Dairyland Broadform $1,189
Bear River $1,206
NatGen PPA $1,307

2015 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $66
Jupiter Auto Insurance $141
Dairyland Auto 1 Month $261
SAFECO $484
Kemper Auto Premium $619
AssuranceAmerica Mobile Max $758
Mercury Insurance $805
American National P&C $1,162
Concord Group $1,282
SECURA Insurance $1,289

2014 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica $136
Kemper Personal Insurance $167
NatGen Custom 360 $264
Jupiter Auto Insurance $322
SAFECO $482
Dairyland FR Bond $539
Dairyland Broadform $589
General Casualty $677
American National P&C $718
Dairyland Auto 1 Month $748

2013 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $346
AssuranceAmerica $453
Jupiter Auto Insurance $480
American National P&C $499
Union Mutual Fire Group $631
MMG Insurance Company $789
Concord Group $856
Countryway Insurance $960
Patriot Group $1,012
SECURA Insurance $1,073

2012 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $64
Kemper Personal Insurance $207
NatGen Custom 360 $510
Dairyland Broadform $595
SAFECO $607
American National P&C $725
Mercury Insurance $742
Concord Group $729
Kemper Auto $775
Dairyland FR Bond $851

2011 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $157
SAFECO $195
Mercury Insurance $233
NatGen Advantage $291
Kemper Auto Premium $685
Kemper Auto Premier $704
Bear River $863
Dairyland Broadform $871
Clearcover $962
North Carolina Farm Bureau $973

2010 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $176
NatGen Custom 360 $165
Dairyland Broadform $221
SAFECO $269
Kemper Personal Insurance $320
Plymouth Rock $396
Dairyland FR Bond $374
Union Mutual Fire Group $530
American National P&C $709
Mercury Insurance $756

Cost of Dodge Charger Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $5,016 $7,380 $8,635
18 $4,683 $6,857 $8,038
19 $4,121 $6,050 $7,102
20 $3,611 $5,305 $6,193
21 $3,010 $4,417 $5,179
22 $2,952 $4,338 $5,063
23 $2,560 $3,798 $4,429
24 $2,466 $3,606 $4,197
25 $2,120 $3,083 $3,610
30 $1,657 $2,421 $2,817
35 $1,553 $2,251 $2,653
40 $1,486 $2,168 $2,525
45 $1,457 $2,133 $2,487
55 $1,309 $1,940 $2,251
65 $1,364 $2,016 $2,383
75 $1,742 $2,539 $2,993

Dodge Charger Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $1,578 $2,264 $2,915
Alaska $1,293 $1,817 $1,728
Arizona $1,465 $2,132 $3,127
Arkansas $1,628 $2,531 $2,800
California $1,797 $3,161 $1,784
Colorado $1,685 $2,326 $2,970
Connecticut $2,141 $3,316 $4,186
Delaware $1,754 $2,346 $3,028
Florida $2,124 $2,924 $3,814
Hawaii $700 $917 $705
Idaho $1,192 $1,569 $1,907
Illinois $1,247 $1,873 $2,166
Indiana $1,279 $1,949 $2,218
Iowa $1,028 $1,402 $1,625
Kansas $1,336 $1,962 $2,305
Kentucky $1,951 $2,883 $3,372
Louisiana $2,519 $3,806 $4,086
Maine $954 $1,302 $1,952
Maryland $1,550 $2,249 $2,467
Massachusetts $1,234 $2,140 $1,222
Michigan $2,979 $4,518 $7,144
Minnesota $1,218 $1,637 $2,291
Mississippi $1,472 $2,083 $2,107
Missouri $1,390 $1,965 $2,592
Montana $1,427 $1,968 $2,290
Nebraska $1,176 $1,768 $1,922
Nevada $1,971 $2,903 $3,088
New Hampshire $1,365 $2,159 $2,755
New Jersey $1,514 $2,361 $3,086
New Mexico $1,543 $2,278 $2,389
New York $1,439 $1,798 $3,000
North Carolina $895 $1,538 $1,072
North Dakota $1,231 $1,829 $2,169
Ohio $1,076 $1,656 $1,717
Oklahoma $1,737 $2,469 $2,770
Oregon $1,565 $2,109 $2,505
Pennsylvania $1,320 $1,953 $2,251
Rhode Island $2,197 $3,225 $3,661
South Carolina $1,483 $2,076 $2,845
South Dakota $1,344 $1,920 $2,221
Tennessee $1,586 $2,333 $3,119
Texas $1,592 $2,283 $2,876
Utah $1,373 $1,905 $2,625
Vermont $1,060 $1,604 $1,698
Virginia $980 $1,492 $1,470
Washington $1,298 $1,776 $2,118
West Virginia $1,293 $1,861 $2,336
Wisconsin $1,312 $2,030 $2,307
Wyoming $1,211 $1,684 $1,816
Georgia $1,715 $2,559 $2,579

FAQs

Who has the cheapest car insurance for a Dodge Charger?

Safeco offers the most affordable car insurance for the 2023 Dodge Charger.

Which company offers the best car insurance for a Dodge Charger?

We believe Safeco provides the best car insurance for a Dodge Charger because they offer the lowest rates, comprehensive coverage, and top-rated customer service.

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