Dodge Car Insurance: How Much Is Dodge Insurance? 2024
The average monthly cost to insure a Dodge is $191, totaling around $2,291 annually.
We’ve saved shoppers an average of $600 per year on their car insurance.
Dodge, founded in 1900, is an American brand known for producing performance-focused vehicles, including muscle cars, SUVs, and pickup trucks, with a reputation for power and bold design. The cost of insuring a Dodge depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium.
Insurance companies use this information to assess the risk of insuring your Dodge. The average cost to insure a Dodge is $2,291 per year.
How Much Does Dodge Insurance Cost?
The average cost to insure a Dodge is $191 per month, amounting to approximately $2,291 per year. However, your insurance premium will depend on several factors, including your age, location, driving history, and the specific model of your car.
Average Dodge Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring a Dodge, across all models, is $2,291 per year.
The Dodge Challenger is the cheapest model to insure, at $1,960 per year. On the other hand, the Dodge Grand Caravan is the most expensive, at an average of $2,589 per year.
Use the table below to compare insurance rates for Dodge models.
| Dodge Model | Average Yearly Insurance Cost |
| Dodge Challenger | $1,960 |
| Dodge Charger | $1,979 |
| Dodge Durango | $2,391 |
| Dodge Grand Caravan | $2,589 |
| Dodge Journey | $2,535 |
Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.
Are Dodges Expensive To Insure?
The average monthly cost of car insurance nationwide is $156, while insuring a Dodge averages $191 per month across all models—a noticeable increase. However, insurance premiums are typically based on the specific car model rather than the brand overall, so it’s important to check rates for your particular vehicle.
Dodge Challenger Insurance Cost
The average cost of insuring a Dodge Challenger across all model years, is $887 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Dodge Challenger | $770 |
| 2022 Dodge Challenger | $968 |
| 2021 Dodge Challenger | $757 |
| 2020 Dodge Challenger | $1,242 |
| 2019 Dodge Challenger | $702 |
Dodge Charger Insurance Cost
The average cost of insuring a Dodge Charger across all model years, is $745 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Dodge Charger | $764 |
| 2022 Dodge Charger | $948 |
| 2021 Dodge Charger | $546 |
| 2020 Dodge Charger | $802 |
| 2019 Dodge Charger | $669 |
Dodge Durango Insurance Cost
The average cost of insuring a Dodge Durango across all model years, is $864 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Dodge Durango | $914 |
| 2023 Dodge Durango | $1,280 |
| 2022 Dodge Durango | $763 |
| 2021 Dodge Durango | $675 |
| 2020 Dodge Durango | $691 |
Dodge Grand Caravan Insurance Cost
The average cost of insuring a Dodge Grand Caravan across all model years, is $857 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2021 Dodge Grand Caravan | $1,695 |
| 2020 Dodge Grand Caravan | $786 |
| 2019 Dodge Grand Caravan | $691 |
| 2018 Dodge Grand Caravan | $562 |
| 2017 Dodge Grand Caravan | $554 |
Dodge Grand Caravan Insurance Cost
The average cost of insuring a Dodge Grand Caravan across all model years, is $857 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2021 Dodge Grand Caravan | $1,695 |
| 2020 Dodge Grand Caravan | $786 |
| 2019 Dodge Grand Caravan | $691 |
| 2018 Dodge Grand Caravan | $562 |
| 2017 Dodge Grand Caravan | $554 |
Dodge Journey Insurance Cost
The average cost of insuring a Dodge Journey across all model years, is $867 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Dodge Journey | $1,973 |
| 2020 Dodge Journey | $730 |
| 2019 Dodge Journey | $621 |
| 2018 Dodge Journey | $445 |
| 2017 Dodge Journey | $570 |
Cheapest Car Insurance Companies For Dodges
The cost of your Dodge car insurance policy will depend on the company that you choose. State Farm offers the cheapest rates for insuring a Dodge, at $2,188 per year.
Use the table below to compare cheap full-coverage rates for a Dodge.
| Company | Average Annual Premium |
| State Farm | $2,188 |
| Geico | $3,720 |
| Nationwide | $2,646 |
| Progressive | $3,741 |
| Farmers | $3,521 |
Dodge Car Insurance Cost – By Driver Age
The rates you pay to insure a Dodge will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $7,751 |
| 18 | $7,221 |
| 19 | $6,365 |
| 20 | $5,553 |
| 21 | $4,654 |
| 22 | $4,530 |
| 23 | $3,970 |
| 24 | $3,766 |
| 25 | $3,248 |
| 30 | $2,528 |
| 35 | $2,367 |
| 40 | $2,292 |
| 45 | $2,214 |
| 55 | $2,042 |
| 65 | $2,123 |
| 75 | $2,689 |
Average Dodge Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $148 |
| Progressive | $162 |
| State Farm | $137 |
| Allstate | $158 |
| Farmers Insurance | $155 |
| Liberty Mutual | $167 |
| Nationwide | $149 |
Average Dodge Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,431 |
| Alaska | $1,998 |
| Arizona | $2,256 |
| Arkansas | $2,486 |
| California | $2,759 |
| Colorado | $2,571 |
| Connecticut | $3,297 |
| Delaware | $2,721 |
| Florida | $3,241 |
| Hawaii | $1,065 |
| Idaho | $1,829 |
| Illinois | $1,917 |
| Indiana | $1,983 |
| Iowa | $1,557 |
| Kansas | $2,085 |
| Kentucky | $3,011 |
| Louisiana | $3,860 |
| Maine | $1,464 |
| Maryland | $2,374 |
| Massachusetts | $1,902 |
| Michigan | $4,569 |
| Minnesota | $1,891 |
| Mississippi | $2,266 |
| Missouri | $2,150 |
| Montana | $2,170 |
| Nebraska | $1,838 |
| Nevada | $3,046 |
| New Hampshire | $2,114 |
| New Jersey | $2,337 |
| New Mexico | $2,371 |
| New York | $2,209 |
| North Carolina | $1,366 |
| North Dakota | $1,868 |
| Ohio | $1,658 |
| Oklahoma | $2,655 |
| Oregon | $2,427 |
| Pennsylvania | $2,046 |
| Rhode Island | $3,414 |
| South Carolina | $2,309 |
| South Dakota | $2,072 |
| Tennessee | $2,439 |
| Texas | $2,457 |
| Utah | $2,086 |
| Vermont | $1,604 |
| Virginia | $1,523 |
| Washington | $2,012 |
| West Virginia | $2,008 |
| Wisconsin | $2,014 |
| Wyoming | $1,877 |
| Georgia | $2,638 |
How To Save Money On Dodge Car Insurance?
Owning a Dodge involves several costs, and car insurance is one of the biggest. However, you can find ways to lower your insurance expenses. Here’s how:
Maintain a Clean Driving Record
Insurance companies look at your driving history to set your premium. Avoiding accidents and traffic tickets helps show you’re a low-risk driver, which can lower your insurance rates.
Bundle Your Policies
Many insurance companies offer discounts if you bundle different types of insurance, such as home and auto. This not only makes managing your policies easier but also saves you money.
Raise Your Deductible
Raising your deductible—the amount you pay before insurance covers the rest—can reduce your monthly premium. Just make sure you can handle the higher deductible if needed.
Install Safety Features
Dodge vehicles already have many safety features, but installing additional ones, like anti-theft devices, can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Insurance companies may offer discounts for things like good grades, a clean driving record, or completing a defensive driving course. Ask about any discounts you might be eligible for.
Shop Around
Insurance rates can vary a lot between companies. It’s a good idea to compare quotes to find the best deal for your needs.
Consider Usage-Based Insurance
If you don’t drive your Dodge very often, usage-based insurance might be a good option. This type of policy charges you based on how much you drive, which can save you money if your Dodge isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Dodge Model To Insure?
At $2,589 per year, the Dodge Grand Caravan is the most expensive Dodge model for car insurance.
What Is The Cheapest Dodge Model To Insure?
The Dodge Challenger is the cheapest model for car insurance, at $1,960 per year.
