Nissan Altima Car Insurance Cost

Getting insurance for a Nissan Altima typically amounts to approximately $803 annually with New York Central Mutual Fire. However, the actual cost varies based on factors like your age, the year of the car model, and other considerations. You can refer to our quote tables below to get an estimate of how much it could potentially cost for you.

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Updated: 03 May 2024
Written by
Bob Phillips
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If you’re thinking about buying a Nissan Altima, one important thing to think about is the cost of insurance. Insurance is a big part of owning a car, and it’s important to understand what you’re getting into before you buy.

Choosing the right car insurance is crucial because picking the wrong one could lead to unexpected and expensive bills later on. You don’t want to be stuck with inadequate coverage if you have an accident, facing big out-of-pocket costs. Plus, if you’re at fault, your premiums could go up.

With more than ten years of experience studying car insurance rates, I’ve noticed how much they can vary. Things like your age, driving history, and where you live can all play a big role in how much you pay for insurance.

How Much Does Nissan Altima Car Insurance Cost?

Typically, New York Central Mutual Fire provides the best deal with an average yearly rate of $803 for comprehensive insurance coverage on a 2024 Nissan Altima.

While New York Central Mutual Fire’s rate serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.

Moreover, residing in a bustling urban area with heavy traffic may lead to higher insurance rates compared to quieter rural areas. The type of coverage you opt for will also impact your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally costs more than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you find the most favorable deal for your needs.

2024 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $803
Hastings Mutual Insurance Co $837
Pekin Insurance $934
SECURA Insurance $1,271
Texas Farm Bureau Group $1,347
Virginia Farm Bureau $1,365
Erie $1,382
North Carolina Farm Bureau $1,414
Grange Mutual $1,468
Penn National $1,466

2023 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $173
Victoria $366
Infinity Special $532
AssuranceAmerica Mobile Max $701
NatGen Advantage $873
New York Central Mutual Fire $862
Tower Insurance Company of New York $1,073
SECURA Insurance $1,231
Texas Farm Bureau Group $1,254
Virginia Farm Bureau $1,260

2022 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $403
Kemper Premium $463
NatGen Custom 360 $544
Victoria $662
Safeco $695
Tower Insurance Company of New York $1,075
American National P $1,096
Titan $1,135
Mercury Insurance $1,184
Kemper Personal Insurance $1,289

2021 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $129
NatGen Custom 360 $292
AssuranceAmerica Mobile Max $321
Kemper Personal Insurance $313
Safeco $349
Dairyland Auto 1 Month $414
Kemper Auto Premium $758
Mercury Insurance $824
Union Mutual Fire Group $877
American National P $953

2020 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $190
Dairyland FR Bond $170
NatGen Custom 360 $307
Jupiter Auto Insurance $471
SAFECO $539
AssuranceAmerica Mobile Max $699
Mercury Insurance $947
Bear River $957
American National P $1,145
American National P&C $1,163

2019 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $191
AssuranceAmerica Mobile Max $380
Kemper Personal Insurance $395
NatGen Custom 360 $453
SAFECO $598
Dairyland Broadform $613
Dairyland FR Bond $645
Kemper Auto Premier $799
Mercury Insurance $888
American National P&C $997

2018 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $56
AssuranceAmerica Mobile Max $234
NatGen Custom 360 $288
Kemper Personal Insurance $378
Dairyland Broadform $435
Dairyland Auto 1 Month $447
Jupiter Auto Insurance $572
SAFECO $627
Union Mutual Fire Group $649
American National P&C $779

2017 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $153
NatGen Custom 360 $283
AssuranceAmerica Mobile Max $354
Kemper Personal Insurance $370
Kemper Auto Premier $467
SAFECO $485
American National P&C $679
Jupiter Auto Insurance $733
Dairyland FR Bond $770
Dairyland Broadform $816

2016 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $127
Dairyland FR Bond $249
AssuranceAmerica Mobile Max $397
Jupiter Auto Insurance $475
SAFECO $546
Kemper Personal Insurance $669
American National P&C $767
American National P $1,008
Union Mutual Fire Group $1,071
Concord Group $1,079

2015 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $68
Jupiter Auto Insurance $137
Kemper Premium $236
Kemper Personal Insurance $442
Dairyland FR Bond $459
AssuranceAmerica Mobile Max $477
SAFECO $603
Mercury Insurance $710
American National P&C $761
Kemper Auto Premier $793

2015 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $68
Jupiter Auto Insurance $137
Kemper Premium $236
Kemper Personal Insurance $442
Dairyland FR Bond $459
AssuranceAmerica Mobile Max $477
SAFECO $603
Mercury Insurance $710
American National P&C $761
Kemper Auto Premier $793

2014 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $67
Dairyland Auto 1 Month $235
NatGen Custom 360 $264
AssuranceAmerica Mobile Max $260
Kemper Personal Insurance $293
Kemper Premium $471
SAFECO $527
Kemper Auto Premium $540
American National P&C $646
Kemper Auto Premier $647

2013 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $91
Kemper Personal Insurance $101
Dairyland FR Bond $360
Jupiter Auto Insurance $456
Dairyland Broadform $473
SAFECO $633
AssuranceAmerica Mobile Max $651
American National P&C $655
Kemper Auto Premier $669
Mercury Insurance $770

2012 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $195
Jupiter Auto Insurance $383
AssuranceAmerica Mobile Max $475
Aspire Advantage Roadside $477
Dairyland Auto 1 Month $488
Kemper Personal Insurance $504
Dairyland Broadform $515
SAFECO $564
American National P&C $558

2011 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $234
Jupiter Auto Insurance $236
NatGen PPA $223
AssuranceAmerica Mobile Max $271
Kemper Personal Insurance $277
SAFECO $405
American National P&C $431
Mercury Insurance $546
Dairyland FR Bond $692
Nodak Mutual $716

2010 Nissan Altima Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $47
NatGen Custom 360 $87
Dairyland Broadform $181
Jupiter Auto Insurance $348
Mercury Insurance $414
Dairyland Auto 1 Month $431
SAFECO $443
American National P&C $479
Kemper Auto Premier $630
AssuranceAmerica Mobile Max $645

Cost of Nissan Altima Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,686 $9,796 $11,493
18 $6,224 $9,149 $10,677
19 $5,516 $8,080 $9,429
20 $4,787 $7,040 $8,234
21 $4,024 $5,918 $6,918
22 $3,926 $5,771 $6,726
23 $3,427 $5,022 $5,904
24 $3,238 $4,787 $5,582
25 $2,810 $4,114 $4,848
30 $2,204 $3,221 $3,762
35 $2,043 $3,009 $3,518
40 $1,978 $2,879 $3,372
45 $1,922 $2,828 $3,299
55 $1,746 $2,589 $3,010
65 $1,831 $2,706 $3,159
75 $2,334 $3,406 $4,000

FAQs

Who has the cheapest car insurance for a Nissan Altima?

In 2024, New York Central Mutual Fire provides the least expensive car insurance for the Nissan Altima.

Which company offers the best car insurance for a Nissan Altima?

Considering their combination of affordable rates, extensive coverage, and excellent customer service, we believe that New York Central Mutual Fire provides the top choice for car insurance for a Nissan Altima.

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