Nissan Frontier Car Insurance Cost 2025
Getting insurance for a Nissan Frontier costs an average of $1,213 per year. However, the exact cost can vary based on factors such as your age, the model year of your car, your driving history, and other considerations. To get an estimate of your specific costs, you can use the quote tables below.
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If you’re thinking about buying a Nissan Frontier, you’ll need to consider the insurance cost as one of the important factors. On average, insurance for a Nissan Frontier costs $1,213 per year. Insurance is a crucial aspect of owning a car, and it’s essential to understand its implications before making a decision.
Failing to choose the right car insurance can result in unexpected and potentially expensive bills in the future. It’s important to ensure you have sufficient coverage to avoid substantial out-of-pocket expenses if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve noticed a significant variation in these costs. Factors such as age, driving history, and location can all have a considerable impact on your insurance premiums.
How Much Does Nissan Frontier Car Insurance Cost?
Typically, Nissan Frontier drivers can find car insurance at an average rate of $1,213 per year. However, the actual cost may vary based on factors such as your age, location, driving history, and the specific model year of the vehicle.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, which covers both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Nissan Frontier is lower compared to the average cost for all Nissan models. However, it is cheaper than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Frontier | $140 |
| All Nissans | $181 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Frontier By Model Year
| Model Year | Average Premium |
| 2024 Nissan Frontier | $1,913 |
| 2023 Nissan Frontier | $759 |
| 2022 Nissan Frontier | $730 |
| 2021 Nissan Frontier | $809 |
| 2020 Nissan Frontier | $863 |
| 2019 Nissan Frontier | $615 |
| 2018 Nissan Frontier | $630 |
| 2017 Nissan Frontier | $537 |
| 2016 Nissan Frontier | $525 |
| 2015 Nissan Frontier | $534 |
| 2014 Nissan Frontier | $628 |
| 2013 Nissan Frontier | $641 |
| 2012 Nissan Frontier | $548 |
| 2011 Nissan Frontier | $515 |
| 2010 Nissan Frontier | $617 |
2024 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2024 Nissan Frontier is $1,913. However, Nationwide offers the cheapest rates, averaging $826 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,342 |
| Central Mutual Insurance Co | $2,854 |
| USAA | $2,145 |
| Auto-Owners Insurance Co | $2,132 |
| Nationwide | $826 |
| Dairyland Auto | $1,681 |
| Unitrin | $1,216 |
| Georgia Farm Bureau | $2,259 |
| Mercury | $2,523 |
| Safeco | $2,153 |
2023 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2023 Nissan Frontier is $759. However, Safeco offers the cheapest rates, averaging $176 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $545 |
| New York Central Mutual Fire | $1,139 |
| Erie | $1,037 |
| AssuranceAmerica | $660 |
| Safeco | $176 |
| Buckeye Insurance Group | $641 |
| Victoria | $314 |
| National General Value | $1,019 |
| Nationwide | $1,105 |
| Pekin Insurance | $951 |
2022 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2022 Nissan Frontier is $730. However, Safeco offers the cheapest rates, averaging $293 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $629 |
| Capital Insurance Group | $1,055 |
| United Farm Bureau of IN Group | $854 |
| Mercury Insurance | $746 |
| Safeco | $293 |
| National General RAD | $698 |
| NatGen Advantage | $369 |
| Wolverine Mutual | $881 |
| Norfolk and Dedham Group | $1,002 |
| Kemper Auto | $771 |
2021 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2021 Nissan Frontier is $809. However, Safeco offers the cheapest rates, averaging $502 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $805 |
| Dairyland | $960 |
| Erie | $868 |
| PEMCO | $816 |
| Safeco | $502 |
| Rural Mutual Insurance | $824 |
| Kemper Personal Insurance | $556 |
| West Bend Mutual | $907 |
| Tennessee Farmers | $983 |
| SafeAuto | $872 |
2020 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2020 Nissan Frontier is $863. However, Safeco offers the cheapest rates, averaging $81 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $847 |
| Mutual Of Enumclaw | $1,106 |
| Safety Group | $1,078 |
| Texas Farm Bureau Group | $980 |
| Safeco | $81 |
| Plymouth Rock Assurance | $919 |
| American National P | $441 |
| Oregon Mutual | $1,047 |
| Kemper Auto | Infinity | $1,106 |
| Norfolk and Dedham Group | $1,024 |
2019 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2019 Nissan Frontier is $615. However, Safeco offers the cheapest rates, averaging $103 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $573 |
| Vermont Mutual | $754 |
| Commerce Group Inc | $693 |
| Concord Group | $702 |
| Safeco | $103 |
| Colorado Farm Bureau Mutual | $636 |
| Kemper Auto | $591 |
| Mercury Insurance | $682 |
| Utica National Ins Group | $742 |
| MMG Insurance Company | $672 |
2018 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2018 Nissan Frontier is $630. However, Safeco offers the cheapest rates, averaging $225 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $593 |
| Utica National Ins Group | $831 |
| Patriot Group | $718 |
| American National P | $666 |
| Safeco | $225 |
| MMG Insurance Company | $653 |
| Dairyland Broadform | $434 |
| Countryway Insurance | $736 |
| Western Reserve | $757 |
| Mercury Insurance | $686 |
2017 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2017 Nissan Frontier is $537. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $251 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $477 |
| Pekin Insurance | $665 |
| MMG Insurance Company | $601 |
| Concord Group | $547 |
| AssuranceAmerica Mobile Max | $251 |
| NatGen Value | $526 |
| Mercury Insurance | $432 |
| Safety Group | $644 |
| NatGen PPA | $669 |
| Dairyland FR Bond | $558 |
Find Affordable Nissan Frontier Insurance Rates
2016 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2016 Nissan Frontier is $525. However, Safeco offers the cheapest rates, averaging $107 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $347 |
| PEMCO | $700 |
| NatGen Advantage | $641 |
| American National P | $544 |
| Safeco | $107 |
| Wolverine Mutual | $504 |
| Mercury Insurance | $372 |
| SECURA Insurance | $700 |
| North Carolina Farm Bureau | $696 |
| Buckeye Insurance Group | $641 |
2015 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2015 Nissan Frontier is $534. However, Safeco offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $503 |
| Plymouth Rock Assurance | $703 |
| Pekin Insurance | $578 |
| NatGen Value | $616 |
| Safeco | $244 |
| Wolverine Mutual | $524 |
| Mercury Insurance | $294 |
| West Bend Mutual | $609 |
| Buckeye Insurance Group | $651 |
| North Carolina Farm Bureau | $622 |
2014 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2014 Nissan Frontier is $628. However, Buckeye Insurance Group offers the cheapest rates, averaging $283 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $372 |
| Mississippi Farm Bureau | $901 |
| AssuranceAmerica Mobile Max | $748 |
| New York Central Mutual Fire | $697 |
| Buckeye Insurance Group | $283 |
| Western Reserve | $622 |
| Mercury Insurance | $315 |
| MO Farm Bureau Services | $776 |
| North Carolina Farm Bureau | $818 |
| Ohio Mutual Ins Group | $746 |
2013 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2013 Nissan Frontier is $641. However, Buckeye Insurance Group offers the cheapest rates, averaging $513 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $593 |
| Safeco | $801 |
| Kemper Premium | $667 |
| Kentucky Farm Bureau | $612 |
| Buckeye Insurance Group | $513 |
| PEMCO | $578 |
| NatGen Advantage | $558 |
| Mercury Insurance | $717 |
| Capital Insurance Group | $759 |
| Ohio Mutual Ins Group | $608 |
2012 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2012 Nissan Frontier is $548. However, Safeco offers the cheapest rates, averaging $299 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $446 |
| West Bend Mutual | $666 |
| Kemper Auto | Infinity | $645 |
| PEMCO | $548 |
| Safeco | $299 |
| American National P | $543 |
| Buckeye Insurance Group | $424 |
| Kentucky Farm Bureau | $651 |
| Clearcover | $662 |
| Wolverine Mutual | $592 |
2011 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2011 Nissan Frontier is $515. However, Safeco offers the cheapest rates, averaging $76 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $420 |
| Ohio Mutual Ins Group | $666 |
| PEMCO | $611 |
| IMT Insurance Company | $595 |
| Safeco | $76 |
| Pekin Insurance | $529 |
| Buckeye Insurance Group | $382 |
| Frankenmuth Mutual | $650 |
| Western Reserve | $624 |
| SECURA Insurance | $593 |
2010 Nissan Frontier Insurance Rates
The average annual insurance cost for a 2010 Nissan Frontier is $617. However, Utica National Ins Group offers the cheapest rates, averaging $497 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $566 |
| North Carolina Farm Bureau | $699 |
| Frankenmuth Mutual | $668 |
| Buckeye Insurance Group | $619 |
| Utica National Ins Group | $497 |
| Pekin Insurance | $561 |
| PEMCO | $545 |
| Bear River | $694 |
| Ohio Mutual Ins Group | $723 |
| American National P | $598 |
Find Affordable Nissan Frontier Insurance Rates
Is A Nissan Frontier Expensive To Insure?
The cost to insure a Nissan Frontier is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, driving history, and the coverage options you choose. These factors can significantly influence the premium rates, so it’s important to shop around and compare quotes to get the best deal for your specific situation.
Cost of Nissan Frontier Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers generally pay the highest premiums because they are statistically more likely to be involved in accidents. As you get older and gain more driving experience, your insurance premiums typically decrease, as you are considered a lower risk by insurers. This reduction in premiums continues as you move into older age groups, though premiums may increase again as you get much older due to perceived higher risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,612 | $11,182 | $13,074 |
| 18 | $7,078 | $10,397 | $12,184 |
| 19 | $6,250 | $9,215 | $10,773 |
| 20 | $5,504 | $8,003 | $9,392 |
| 21 | $4,592 | $6,726 | $7,852 |
| 22 | $4,468 | $6,564 | $7,660 |
| 23 | $3,942 | $5,720 | $6,676 |
| 24 | $3,724 | $5,470 | $6,384 |
| 25 | $3,197 | $4,669 | $5,476 |
| 30 | $2,505 | $3,668 | $4,284 |
| 35 | $2,360 | $3,422 | $4,030 |
| 40 | $2,225 | $3,301 | $3,860 |
| 45 | $2,165 | $3,206 | $3,741 |
| 55 | $2,028 | $2,948 | $3,435 |
| 65 | $2,047 | $3,067 | $3,614 |
| 75 | $2,621 | $3,855 | $4,564 |
Nissan Frontier Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rate. Each state has its own regulations for auto insurance, which can influence premiums. For instance, Michigan drivers tend to pay higher premiums due to the state’s requirements for higher levels of coverage. In addition, areas with extreme weather, like hurricanes, storms, or flooding, may result in higher insurance costs due to the increased risk of damage to vehicles.
Local factors, such as crime rates and the frequency of auto accidents, also impact insurance rates. Areas with higher crime rates, including car thefts, or higher accident statistics, often lead to increased premiums. Insurance companies take all of these regional factors into account when calculating your specific Nissan Frontier insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,385 | $3,463 | $4,417 |
| Alaska | $1,994 | $2,733 | $2,647 |
| Arizona | $2,234 | $3,198 | $4,698 |
| Arkansas | $2,425 | $3,819 | $4,209 |
| California | $2,699 | $4,794 | $2,688 |
| Colorado | $2,537 | $3,542 | $4,476 |
| Connecticut | $3,220 | $5,019 | $6,371 |
| Delaware | $2,701 | $3,566 | $4,598 |
| Florida | $3,181 | $4,412 | $5,778 |
| Hawaii | $1,050 | $1,394 | $1,013 |
| Idaho | $1,780 | $2,398 | $2,889 |
| Illinois | $1,867 | $2,854 | $3,239 |
| Indiana | $1,984 | $2,977 | $3,348 |
| Iowa | $1,537 | $2,106 | $2,503 |
| Kansas | $2,017 | $2,995 | $3,495 |
| Kentucky | $2,952 | $4,323 | $5,112 |
| Louisiana | $3,791 | $5,731 | $6,228 |
| Maine | $1,404 | $2,010 | $2,941 |
| Maryland | $2,343 | $3,393 | $3,771 |
| Massachusetts | $1,855 | $3,237 | $1,865 |
| Michigan | $4,499 | $6,855 | $10,802 |
| Minnesota | $1,845 | $2,452 | $3,481 |
| Mississippi | $2,246 | $3,235 | $3,221 |
| Missouri | $2,116 | $2,971 | $3,940 |
| Montana | $2,139 | $2,992 | $3,503 |
| Nebraska | $1,824 | $2,672 | $2,912 |
| Nevada | $2,969 | $4,468 | $4,665 |
| New Hampshire | $2,108 | $3,278 | $4,158 |
| New Jersey | $2,283 | $3,601 | $4,698 |
| New Mexico | $2,330 | $3,509 | $3,573 |
| New York | $2,163 | $2,737 | $4,525 |
| North Carolina | $1,343 | $2,309 | $1,665 |
| North Dakota | $1,835 | $2,793 | $3,285 |
| Ohio | $1,636 | $2,543 | $2,572 |
| Oklahoma | $2,594 | $3,757 | $4,250 |
| Oregon | $2,403 | $3,148 | $3,811 |
| Pennsylvania | $1,998 | $2,953 | $3,447 |
| Rhode Island | $3,326 | $4,922 | $5,555 |
| South Carolina | $2,286 | $3,153 | $4,357 |
| South Dakota | $2,040 | $2,949 | $3,381 |
| Tennessee | $2,410 | $3,497 | $4,675 |
| Texas | $2,395 | $3,498 | $4,330 |
| Utah | $2,046 | $2,865 | $3,965 |
| Vermont | $1,554 | $2,426 | $2,567 |
| Virginia | $1,482 | $2,280 | $2,239 |
| Washington | $1,979 | $2,655 | $3,204 |
| West Virginia | $1,961 | $2,859 | $3,557 |
| Wisconsin | $1,960 | $3,065 | $3,518 |
| Wyoming | $1,853 | $2,567 | $2,774 |
| Georgia | $2,639 | $3,909 | $3,890 |
Find Affordable Nissan Frontier Insurance Rates
Cheapest Car Insurance Companies For A Nissan Frontie
If you’re looking for the cheapest insurance rates for your Nissan Frontier, Shelter Mutual offers a $22 per month premium, making them the most affordable provider on average. However, keep in mind that insurance rates can vary depending on your driver profile. Factors such as your age, driving history, location, and coverage options will affect the actual cost. To find the best rates for your specific situation, it’s recommended to shop around and compare quotes from different insurance providers.
| Company | Average Monthly Rate |
| Aspire | $28 |
| Shelter Mutual | $22 |
| NationalGeneral | $36 |
| Clearcover | $39 |
| Verti | $29 |
Common Nissan Frontier Insurance Discounts
Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, here are some common ones you can check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
- Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
- Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted prices.
There are other discounts that may be available to you. It’s a good idea to speak with your insurance agent to find out which ones you qualify for.
Ways To Save On Nissan Frontier Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Nissan Frontier insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Nissan Frontier drivers with a ticket on their record can expect to pay around $94 per month, while those with multiple accidents will pay an average of $153 per month. By avoiding these incidents, you can keep your insurance costs lower.
Additionally, drivers with low annual mileage pay less for Nissan Frontier insurance. This is because drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Nissan Frontier drivers who drive between 7,501-10,000 miles per year will pay around $78 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay around $72 per month.
Compare Nissan Frontier To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the actual rates you receive may differ based on your personal profile and specific circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Frontier?
Yes, you will need to provide proof of insurance before you can drive your Nissan Frontier off the dealership lot. It’s best to secure a policy beforehand and inform your insurance company that you are about to purchase the vehicle. This way, you can avoid relying on the dealership’s insurance options, which may not always offer the best coverage or rates.
How Can You Get The Cheapest Insurance For Your Nissan Frontier?
The best way to find the cheapest rates for your Nissan Frontier is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This way, you can find the most affordable option that meets your needs.
