Nissan Pathfinder Car Insurance Cost 2025
Getting insurance for a Nissan Pathfinder costs $1,751 per year on average. However, the exact cost can vary based on factors such as your age, the year of the car model, your driving history, and other personal considerations. To get a more accurate estimate for your specific situation, it’s a good idea to use online quote tables or compare quotes from multiple insurance providers. This way, you can find the most affordable and suitable policy for your needs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Nissan Pathfinder, one crucial aspect to think about is the cost of insurance. On average, insurance for a Nissan Pathfinder costs $1,751 per year. Insurance plays a big role in owning a car, so it’s important to understand what you’re committing to before making your decision.
Choosing the wrong car insurance can result in unexpected and potentially expensive bills later on. It’s essential to have adequate coverage in case of an accident to avoid facing hefty expenses out of pocket. Plus, if you’re at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and even your location can all have a significant impact on how much you pay for insurance.
How Much Does Nissan Pathfinder Car Insurance Cost?
Typically, Nissan Pathfinder drivers can find car insurance at an average rate of $1,751 per year. However, the actual amount you will pay depends on factors like your age, location, driving history, and the specific coverage options you choose. It’s important to compare quotes from different insurance providers to find the best rate for your individual situation.
It’s important to keep in mind that the cost of car insurance can vary significantly due to a range of factors, including your location, driving history, the model year of your car, and the coverage options you choose. A clean driving record typically leads to lower premiums, while a history of accidents or violations can raise your rates.
Additionally, if you live in an urban area with heavy traffic, your insurance premiums may be higher compared to those living in rural areas with less congestion. The type of coverage you select also plays a role—comprehensive and collision coverage will generally be more expensive than basic liability insurance.
As shown, the insurance cost for a Nissan Pathfinder is lower than the average for all Nissan models, and it’s also more affordable than the average cost for all cars. To ensure you’re getting the best rate, it’s a good idea to compare quotes from various auto insurance providers, and Insuranceopedia can help you with that process.
| Vehicle | Average Monthly Premium |
| Nissan Pathfinder | $156 |
| All Nissans | $182 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Pathfinder By Model Year
| Model Year | Average Premium |
| 2024 Nissan Pathfinder | $2,496 |
| 2023 Nissan Pathfinder | $935 |
| 2022 Nissan Pathfinder | $939 |
| 2021 Nissan Pathfinder | $642 |
| 2020 Nissan Pathfinder | $566 |
| 2019 Nissan Pathfinder | $727 |
| 2018 Nissan Pathfinder | $714 |
| 2017 Nissan Pathfinder | $803 |
| 2016 Nissan Pathfinder | $692 |
| 2015 Nissan Pathfinder | $866 |
| 2014 Nissan Pathfinder | $676 |
| 2013 Nissan Pathfinder | $673 |
| 2012 Nissan Pathfinder | $470 |
| 2011 Nissan Pathfinder | $587 |
| 2010 Nissan Pathfinder | $661 |
2024 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2024 Nissan Pathfinder is $2,496. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,187 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,865 |
| Allstate | $3,325 |
| Hanover | $2,945 |
| USAA | $2,317 |
| New York Central Mutual Fire | $1,187 |
| Nationwide | $2,311 |
| Unitrin | $1,751 |
| State Farm | $3,225 |
| Safeco | $3,259 |
| Travelers | $2,775 |
2023 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2023 Nissan Pathfinder is $935. However, Safeco offers the cheapest rates, averaging $283 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $904 |
| Nationwide | $1,288 |
| Oregon Mutual | $1,166 |
| Mercury Insurance | $974 |
| Safeco | $283 |
| Pekin Insurance | $899 |
| Victoria | $326 |
| New York Central Mutual Fire | $1,184 |
| Auto-Owners Insurance Co | $1,230 |
| Capital Insurance Group | $1,093 |
2022 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2022 Nissan Pathfinder is $939. However, Victoria offers the cheapest rates, averaging $151 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $658 |
| North Carolina Farm Bureau | $1,250 |
| Oregon Mutual | $1,201 |
| Utica National Ins Group | $1,191 |
| Victoria | $151 |
| Titan | $908 |
| Safeco | $522 |
| MMG Insurance Company | $1,165 |
| Tennessee Farmers | $1,169 |
| Kemper Auto | Infinity | $1,172 |
2021 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2021 Nissan Pathfinder is $642. However, Plymouth Rock Assurance offers the cheapest rates, averaging $284 per year.
| Insurance Provider | Average Annual Cost |
| Norfolk and Dedham Group | $512 |
| New Jersey Manufacturers | $1,292 |
| Safety Group | $573 |
| Preferred Mutual | $512 |
| Plymouth Rock Assurance | $284 |
| Quincy Mutual | $527 |
| ACE American Pool | $490 |
| Vermont Mutual | $810 |
| National Grange Mutual | $876 |
| Arbella Insurance Group | $545 |
2020 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2020 Nissan Pathfinder is $566. However, Mercury Insurance offers the cheapest rates, averaging $223 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $373 |
| Buckeye Insurance Group | $886 |
| Union Mutual Fire Group | $639 |
| American National P | $583 |
| Mercury Insurance | $223 |
| NatGen Custom 360 | $473 |
| Safeco | $268 |
| Dairyland Auto 1 Month | $798 |
| PEMCO | $813 |
| Kemper Personal Insurance | $604 |
2019 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2019 Nissan Pathfinder is $727. However, Safeco offers the cheapest rates, averaging $205 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $547 |
| Tennessee Farmers | $1,031 |
| Umialik Insurance | $981 |
| NatGen PPA | $674 |
| Safeco | $205 |
| American National P | $616 |
| NatGen Custom 360 | $416 |
| Buckeye Insurance Group | $968 |
| Ohio Mutual Ins Group | $1,035 |
| PEMCO | $792 |
2018 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2018 Nissan Pathfinder is $714. However, Safeco offers the cheapest rates, averaging $132 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $376 |
| NatGen PPA | $1,042 |
| Tennessee Farmers | $916 |
| Dairyland Broadform | $805 |
| Safeco | $132 |
| Direct Auto | $640 |
| NatGen Custom 360 | $363 |
| Capital Insurance Group | $998 |
| Texas Farm Bureau Group | $961 |
| PEMCO | $905 |
Find Affordable Nissan Pathfinder Insurance Rates
2017 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2017 Nissan Pathfinder is $803. However, Safeco offers the cheapest rates, averaging $96 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $642 |
| Texas Farm Bureau Group | $1,014 |
| PEMCO | $962 |
| American National P | $920 |
| Safeco | $96 |
| Mercury Insurance | $927 |
| AssuranceAmerica Mobile Max | $546 |
| MMG Insurance Company | $972 |
| SECURA Insurance | $1,035 |
| Kemper Auto | $919 |
2016 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2016 Nissan Pathfinder is $692. However, Safeco offers the cheapest rates, averaging $96 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $611 |
| Ohio Mutual Ins Group | $1,050 |
| AssuranceAmerica | $920 |
| American National P | $650 |
| Safeco | $59 |
| Infinity Special | $643 |
| Kemper Auto | Infinity | $220 |
| Utica National Ins Group | $988 |
| Dairyland Broadform | $1,014 |
| Plymouth Rock | $769 |
2015 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2015 Nissan Pathfinder is $866. However, Safeco offers the cheapest rates, averaging $104 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $842 |
| Tennessee Farmers | $1,157 |
| Texas Farm Bureau Group | $1,026 |
| Indiana Farmers Mutual Ins | $952 |
| Safeco | $104 |
| SECURA Insurance | $919 |
| Infinity Special | $603 |
| North Carolina Farm Bureau | $1,026 |
| Mercury Insurance | $1,078 |
| PEMCO | $949 |
2014 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2014 Nissan Pathfinder is $676. However, Safeco offers the cheapest rates, averaging $183 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $362 |
| North Carolina Farm Bureau | $987 |
| Kemper Auto | Infinity | $936 |
| Mercury Insurance | $628 |
| Safeco | $183 |
| Dairyland Broadform | $497 |
| NatGen Custom 360 | $306 |
| SafeAuto | $988 |
| National General Value | $987 |
| PEMCO | $883 |
2013 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2013 Nissan Pathfinder is $673. However, Safeco offers the cheapest rates, averaging $164 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $438 |
| Concord Group | $865 |
| SECURA Insurance | $856 |
| Wolverine Mutual | $771 |
| Safeco | $164 |
| Buckeye Insurance Group | $780 |
| Mercury Insurance | $334 |
| Dairyland FR Bond | $824 |
| Kemper Auto Premier | $857 |
| Dairyland Broadform | $843 |
2012 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2012 Nissan Pathfinder is $470. However, Safeco offers the cheapest rates, averaging $173 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $173 |
| North Carolina Farm Bureau | $753 |
| Buckeye Insurance Group | $570 |
| Kemper Auto | Infinity | $520 |
| Kemper Personal Insurance | $80 |
| AssuranceAmerica | $465 |
| Mercury Insurance | $162 |
| Pekin Insurance | $676 |
| National General Value | $757 |
| AssuranceAmerica Mobile Max | $547 |
2011 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2011 Nissan Pathfinder is $587. However, Safeco offers the cheapest rates, averaging $327 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $518 |
| Rural Mutual Insurance | $705 |
| American National P | $682 |
| Pekin Insurance | $602 |
| Safeco | $327 |
| Mercury Insurance | $614 |
| Kemper Personal Insurance | $337 |
| SECURA Insurance | $704 |
| Wolverine Mutual | $739 |
| PEMCO | $640 |
2010 Nissan Pathfinder Insurance Rates
The average annual insurance cost for a 2010 Nissan Pathfinder is $661. However, Dairyland Auto 1 Month offers the cheapest rates, averaging $409 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $478 |
| Safeco | $845 |
| SECURA Insurance | $816 |
| Rockford Mutual Insurance | $625 |
| Dairyland Auto 1 Month | $409 |
| Buckeye Insurance Group | $570 |
| American National P | $462 |
| First Chicago Insurance | $814 |
| PEMCO | $819 |
| Mississippi Farm Bureau | $776 |
Find Affordable Nissan Pathfinder Insurance Rates
Is A Nissan Pathfinder Expensive To Insure?
The cost to insure a Nissan Pathfinder is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, the car’s age, your location, and your driving history. Younger drivers or those with less experience typically face higher premiums, while a clean driving record can help lower your rates. Additionally, the age of your car plays a role, as newer cars may be more expensive to insure. Where you live also affects your premium, with urban areas or places with higher crime rates often leading to higher costs. Finally, the type of coverage you select, such as comprehensive or collision insurance, will impact your overall cost.
Cost of Nissan Pathfinder Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums, as they are statistically more likely to be involved in car accidents. As drivers age and gain more experience, their premiums tend to decrease, as they are considered a lower risk to insure. Generally, young adults in their 20s and 30s will see a gradual reduction in rates, but the most significant drop happens once they reach their 30s and 40s, with premiums continuing to decrease until around the age of 60. However, after a certain age, premiums may start to rise again due to factors such as declining driving abilities.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,052 | $11,803 | $13,877 |
| 18 | $7,477 | $10,995 | $12,913 |
| 19 | $6,620 | $9,719 | $11,409 |
| 20 | $5,744 | $8,504 | $9,954 |
| 21 | $4,829 | $7,141 | $8,338 |
| 22 | $4,687 | $6,940 | $8,104 |
| 23 | $4,144 | $6,099 | $7,113 |
| 24 | $3,933 | $5,745 | $6,734 |
| 25 | $3,390 | $4,977 | $5,792 |
| 30 | $2,656 | $3,866 | $4,526 |
| 35 | $2,469 | $3,639 | $4,292 |
| 40 | $2,346 | $3,493 | $4,086 |
| 45 | $2,350 | $3,392 | $3,955 |
| 55 | $2,149 | $3,117 | $3,664 |
| 65 | $2,208 | $3,283 | $3,798 |
| 75 | $2,786 | $4,099 | $4,773 |
Nissan Pathfinder Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rates. Each state has its own regulations regarding auto insurance, which can affect the premiums drivers pay. For example, Michigan drivers tend to pay higher premiums because the state requires higher coverage limits. Additionally, the climate of your location influences insurance rates. Areas prone to extreme weather conditions, such as hurricanes, storms, or flooding, generally have higher insurance premiums due to the increased risk of damage to vehicles.
Furthermore, the safety of your area is a crucial factor. Regions with high crime rates, particularly car thefts, or areas with a history of frequent accidents or high vehicle fatality rates tend to have higher insurance premiums. Insurance companies evaluate all these elements when calculating your individual Nissan Pathfinder insurance rate, so your location can have a significant impact on your costs.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,516 | $3,638 | $4,694 |
| Alaska | $2,093 | $2,873 | $2,791 |
| Arizona | $2,346 | $3,396 | $4,988 |
| Arkansas | $2,578 | $4,061 | $4,460 |
| California | $2,885 | $5,097 | $2,862 |
| Colorado | $2,676 | $3,793 | $4,741 |
| Connecticut | $3,438 | $5,349 | $6,744 |
| Delaware | $2,856 | $3,766 | $4,855 |
| Florida | $3,377 | $4,660 | $6,072 |
| Hawaii | $1,126 | $1,516 | $1,109 |
| Idaho | $1,923 | $2,527 | $3,073 |
| Illinois | $1,961 | $3,024 | $3,469 |
| Indiana | $2,066 | $3,162 | $3,539 |
| Iowa | $1,639 | $2,249 | $2,659 |
| Kansas | $2,159 | $3,155 | $3,678 |
| Kentucky | $3,135 | $4,598 | $5,463 |
| Louisiana | $4,034 | $6,081 | $6,545 |
| Maine | $1,536 | $2,101 | $3,091 |
| Maryland | $2,461 | $3,589 | $3,975 |
| Massachusetts | $1,971 | $3,407 | $1,943 |
| Michigan | $4,748 | $7,270 | $11,466 |
| Minnesota | $1,983 | $2,622 | $3,697 |
| Mississippi | $2,381 | $3,401 | $3,375 |
| Missouri | $2,211 | $3,202 | $4,158 |
| Montana | $2,292 | $3,166 | $3,656 |
| Nebraska | $1,907 | $2,811 | $3,107 |
| Nevada | $3,139 | $4,676 | $4,962 |
| New Hampshire | $2,219 | $3,483 | $4,405 |
| New Jersey | $2,433 | $3,813 | $4,957 |
| New Mexico | $2,494 | $3,689 | $3,845 |
| New York | $2,302 | $2,866 | $4,794 |
| North Carolina | $1,410 | $2,443 | $1,728 |
| North Dakota | $1,918 | $2,984 | $3,452 |
| Ohio | $1,726 | $2,701 | $2,748 |
| Oklahoma | $2,751 | $3,985 | $4,502 |
| Oregon | $2,537 | $3,377 | $3,997 |
| Pennsylvania | $2,082 | $3,107 | $3,622 |
| Rhode Island | $3,577 | $5,195 | $5,863 |
| South Carolina | $2,421 | $3,316 | $4,598 |
| South Dakota | $2,175 | $3,070 | $3,576 |
| Tennessee | $2,536 | $3,722 | $4,968 |
| Texas | $2,535 | $3,730 | $4,594 |
| Utah | $2,164 | $3,018 | $4,167 |
| Vermont | $1,676 | $2,575 | $2,725 |
| Virginia | $1,578 | $2,398 | $2,357 |
| Washington | $2,069 | $2,857 | $3,397 |
| West Virginia | $2,106 | $2,972 | $3,784 |
| Wisconsin | $2,077 | $3,271 | $3,732 |
| Wyoming | $1,963 | $2,718 | $2,953 |
| Georgia | $2,748 | $4,118 | $4,172 |
Find Affordable Nissan Pathfinder Insurance Rates
Cheapest Car Insurance Companies For A Nissan Pathfinder
If you’re looking to purchase a new car insurance policy for your Nissan Pathfinder, Shelter Mutual offers one of the most affordable premiums, with rates as low as $31 per month. However, it’s important to remember that rates can vary depending on factors like your driving history, age, location, and more. This rate is an average, so the best way to find the most affordable options for your unique situation is to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| FirstChicago | $36 |
| NationalGeneral | $41 |
| Hallmark | $47 |
| Mile Auto | $46 |
| Shelter Mutual | $31 |
Common Nissan Pathfinder Insurance Discounts
Discounts can be a great way to lower your car insurance costs. Here are a few common discounts you might be eligible for:
- Multi-policy: If you bundle your home and auto insurance with the same provider, you may qualify for a discount.
- Pay annually: If you pay your premium in one lump sum rather than monthly, some providers offer discounts.
- Defensive driving: Completing a certified defensive driving course can often earn you a discount on your policy.
There may be other discounts available, depending on your insurance provider. It’s a good idea to talk to your insurance agent to find out which discounts you qualify for.
Ways To Save On Nissan Pathfinder Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Nissan Pathfinder insurance costs down. Speeding tickets or accidents can raise your premiums significantly. For example, drivers with a ticket on their record can expect to pay around $97 per month, while those with multiple accidents may see their rates rise to about $153 per month. Additionally, how much you drive annually can also impact your insurance costs. Drivers who cover between 7,501 and 10,000 miles annually typically pay about $92 per month, whereas those who drive over 10,000 miles per year tend to pay around $81 per month. Therefore, avoiding traffic violations and reducing your annual mileage can help you keep your premiums lower.
Compare Nissan Pathfinder To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from top auto insurance providers. The sample profile used for these calculations was that of a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures provided in this guide may differ from the actual rates you'll receive, as individual results can vary based on factors like your age, driving history, location, and the specific coverage options you choose.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Pathfinder?
Yes, you will need to provide proof of insurance before you can drive your Nissan Pathfinder out of the dealership. The best approach is to purchase a policy ahead of time and inform your insurance company that you are about to buy the car. This way, you can ensure that you’re covered right from the moment you drive it off the lot, without having to rely on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Nissan Pathfinder?
The best way to find the cheapest rates for your Nissan Pathfinder is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers, all in one place, helping you find the most affordable option for your needs.
