Nissan Armada Car Insurance Cost 2025
Getting insurance for a Nissan Armada costs $493 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, location, and other individual considerations. To get a more accurate estimate, you can use our quote tables below to compare rates from different insurance providers tailored to your specific situation.
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If you’re thinking about buying a Nissan Armada, one key consideration is the insurance expense. On average, insurance for a Nissan Armada costs $493 per year. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before committing to a purchase.
Choosing the right car insurance is critical to avoid unexpected and potentially steep costs in the future. It’s crucial to ensure adequate coverage to avoid substantial out-of-pocket expenses in case of an accident. Additionally, there’s the possibility of facing premium increases if you’re deemed responsible for an incident.
With over ten years of experience examining car insurance rates, I’ve observed the considerable variation in these expenses. Factors like age, driving history, and even your location can have a significant impact on the premiums you’ll pay.
How Much Does Nissan Armada Car Insurance Cost?
Typically, Nissan Armada drivers can find car insurance at an average rate of $493 per year. However, the actual cost can vary based on factors such as your age, location, driving history, and the specific coverage options you choose. It’s always a good idea to shop around and compare quotes from multiple providers to find the best rate for your needs.
It’s important to recognize that car insurance costs can vary significantly due to several factors, such as your location, driving history, the model year of your car, and the specific coverage options you choose. A clean driving record typically results in lower premiums, while accidents or traffic violations can drive up your costs. Additionally, where you live plays a role in insurance rates—urban areas with heavy traffic may lead to higher premiums, whereas rural areas with less traffic may have lower rates.
The type of coverage you select also impacts your premium. For example, comprehensive insurance, which covers both comprehensive and collision, is usually more expensive than basic liability coverage.
As indicated in the table below, the cost of insurance for a Nissan Armada is lower than the average for other Nissan models. However, it still tends to be cheaper than the average cost for all vehicles.
Insuranceopedia is available to help you compare quotes from different auto insurance companies to find the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Nissan Armada | $163 |
| All Nissans | $181 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Armada By Model Year
| Model Year | Average Premium |
| 2024 Nissan Armada | $1,722 |
| 2023 Nissan Armada | $1,627 |
| 2022 Nissan Armada | $1,280 |
| 2021 Nissan Armada | $918 |
| 2020 Nissan Armada | $989 |
| 2019 Nissan Armada | $1,031 |
| 2018 Nissan Armada | $810 |
| 2017 Nissan Armada | $826 |
| 2015 Nissan Armada | $981 |
| 2014 Nissan Armada | $870 |
| 2013 Nissan Armada | $842 |
| 2012 Nissan Armada | $709 |
| 2011 Nissan Armada | $530 |
| 2010 Nissan Armada | $674 |
2024 Nissan Armada Insurance Rates
The average annual insurance cost for a 2024 Nissan Armada is $1,722. However, Nationwide offers the cheapest rates, averaging $562 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $562 |
| Texas Farm Bureau Group | $1,268 |
| State Farm | $1,563 |
| Direct Auto | $1,856 |
| Allied | $1,988 |
| USAA | $1,587 |
| Mercury | $1,750 |
| Liberty Mutual | $1,898 |
| Esurance | $2,521 |
| Mercury Insurance | $2,225 |
2023 Nissan Armada Insurance Rates
The average annual insurance cost for a 2023 Nissan Armada is $1,627. However, Nationwide offers the cheapest rates, averaging $493 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $493 |
| Texas Farm Bureau Group | $1,108 |
| State Farm | $1,413 |
| Direct Auto | $1,656 |
| Allied | $1,758 |
| USAA | $1,847 |
| Mercury | $1,850 |
| Liberty Mutual | $1,978 |
| Esurance | $2,051 |
| Mercury Insurance | $2,115 |
2022 Nissan Armada Insurance Rates
The average annual insurance cost for a 2022 Nissan Armada is $1,280. However, American National P offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $851 |
| Oregon Mutual | $983 |
| Virginia Farm Bureau | $1,002 |
| ACCC Insurance Company | $1,245 |
| Farm Bureau Mutual (IA Group) | $1,269 |
| Texas Farm Bureau Group | $1,410 |
| Mississippi Farm Bureau | $1,438 |
| Mutual Of Enumclaw | $1,508 |
| Pekin Insurance | $1,524 |
| Country | $1,572 |
2021 Nissan Armada Insurance Rates
The average annual insurance cost for a 2021 Nissan Armada is $918. However, Victoria offers the cheapest rates, averaging $352 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $352 |
| Safeco | $373 |
| American National P | $577 |
| Pekin Insurance | $868 |
| Clearcover | $1,052 |
| Titan | $1,088 |
| Tennessee Farmers | $1,129 |
| Buckeye Insurance Group | $1,139 |
| Texas Farm Bureau Group | $1,221 |
| Atlantic States Insurance | $1,384 |
2020 Nissan Armada Insurance Rates
The average annual insurance cost for a 2020 Nissan Armada is $989. However, Safeco offers the cheapest rates, averaging $393 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $393 |
| American National P | $903 |
| Tennessee Farmers | $933 |
| Pekin Insurance | $962 |
| Titan | $967 |
| EMC Insurance | $1,045 |
| Hastings Mutual Insurance Co | $1,106 |
| Virginia Farm Bureau | $1,171 |
| Wolverine Mutual | $1,184 |
| Buckeye Insurance Group | $1,227 |
2019 Nissan Armada Insurance Rates
The average annual insurance cost for a 2019 Nissan Armada is $1,031. However, National General Value offers the cheapest rates, averaging $660 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $660 |
| American National P | $667 |
| NatGen Value | $741 |
| Titan | $1,000 |
| Hastings Mutual Insurance Co | $1,156 |
| Mercury Insurance Company | $1,173 |
| Tennessee Farmers | $1,235 |
| Utica National Ins Group | $1,221 |
| North Carolina Farm Bureau | $1,219 |
| Wolverine Mutual | $1,235 |
2018 Nissan Armada Insurance Rates
The average annual insurance cost for a 2018 Nissan Armada is $810. However, SAFECO offers the cheapest rates, averaging $158 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $158 |
| American National P&C | $518 |
| NatGen Value | $701 |
| Mercury Insurance | $781 |
| Buckeye Insurance Group | $779 |
| American National P | $927 |
| Virginia Farm Bureau | $1,026 |
| PEMCO | $1,033 |
| Pekin Insurance | $1,066 |
| Indiana Farmers Mutual Ins | $1,109 |
2017 Nissan Armada Insurance Rates
The average annual insurance cost for a 2017 Nissan Armada is $826. However, SAFECO offers the cheapest rates, averaging $194 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $194 |
| Mercury Insurance | $746 |
| National General Value | $824 |
| American National P | $830 |
| Direct Auto | $837 |
| Concord Group | $862 |
| Buckeye Insurance Group | $911 |
| PEMCO | $957 |
| Kemper Auto Premium | $1,032 |
| Utica National Ins Group | $1,069 |
Find Affordable Nissan Armada Insurance Rates
2015 Nissan Armada Insurance Rates
The average annual insurance cost for a 2015 Nissan Armada is $826. However, American National P offers the cheapest rates, averaging $448 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $448 |
| Safeco | $710 |
| Kemper Auto | Infinity | $849 |
| North Carolina Farm Bureau | $1,029 |
| Virginia Farm Bureau | $1,037 |
| Utica National Ins Group | $1,132 |
| MO Farm Bureau Services | $1,125 |
| Texas Farm Bureau Group | $1,152 |
| First Chicago Insurance | $1,174 |
| Direct Auto | $1,157 |
2014 Nissan Armada Insurance Rates
The average annual insurance cost for a 2014 Nissan Armada is $870. However, National General Value offers the cheapest rates, averaging $375 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $375 |
| Pekin Insurance | $573 |
| American National P | $568 |
| SECURA Insurance | $780 |
| Rockford Mutual Insurance | $1,017 |
| New Jersey Manufacturers | $1,027 |
| First Chicago Insurance | $1,043 |
| Texas Farm Bureau Group | $1,096 |
| North Carolina Farm Bureau | $1,107 |
| Farm Bureau Mutual (IA Group) | $1,118 |
2013 Nissan Armada Insurance Rates
The average annual insurance cost for a 2013 Nissan Armada is $842. However, American National P offers the cheapest rates, averaging $496 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $496 |
| Mercury Insurance | $622 |
| Buckeye Insurance Group | $663 |
| National General Value | $733 |
| PEMCO | $855 |
| Clearcover | $858 |
| Indiana Farmers Mutual Ins | $1,033 |
| IMT Insurance Company | $1,035 |
| Western Reserve | $1,050 |
| Virginia Farm Bureau | $1,075 |
2012 Nissan Armada Insurance Rates
The average annual insurance cost for a 2012 Nissan Armada is $709. However, National General Value offers the cheapest rates, averaging $368 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $368 |
| Kemper Auto | $530 |
| American National P | $495 |
| Buckeye Insurance Group | $575 |
| SAFECO | $579 |
| Clearcover | $867 |
| PEMCO | $895 |
| Indiana Farmers Mutual Ins | $929 |
| Western Reserve | $924 |
| Pekin Insurance | $927 |
2011 Nissan Armada Insurance Rates
The average annual insurance cost for a 2011 Nissan Armada is $530. However, National General Value offers the cheapest rates, averaging $301 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $301 |
| AssuranceAmerica Economy | $405 |
| NatGen Value | $440 |
| Dairyland Auto 1 Month | $426 |
| SAFECO | $451 |
| Jupiter Auto Insurance | $590 |
| Bear River | $595 |
| Mercury Insurance | $651 |
| PEMCO | $667 |
| NatGen Custom 360 | $777 |
2010 Nissan Armada Insurance Rates
The average annual insurance cost for a 2010 Nissan Armada is $674. However, National General Value offers the cheapest rates, averaging $320 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $320 |
| American National P&C | $400 |
| American National P | $517 |
| Mercury Insurance | $560 |
| Buckeye Insurance Group | $682 |
| PEMCO | $804 |
| North Carolina Farm Bureau | $821 |
| Utica National Ins Group | $823 |
| Virginia Farm Bureau | $891 |
| Mississippi Farm Bureau | $918 |
Find Affordable Nissan Armada Insurance Rates
Is A Nissan Armada Expensive To Insure?
The cost to insure a Nissan Armada is generally lower than the overall average for all cars. However, the actual price you’ll pay for insurance depends on a variety of factors, including your age, the age of your car, where you live, your driving history, and the level of coverage you choose. Each of these factors can influence the rate you receive from an insurance provider.
Cost of Nissan Armada Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers often face the highest premiums because they are statistically more likely to be involved in accidents compared to other age groups. As you age and gain more driving experience, your premiums typically decrease because you are considered a lower risk by insurance companies.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,530 | $9,577 | $11,214 |
| 18 | $6,066 | $8,929 | $10,442 |
| 19 | $5,385 | $7,903 | $9,241 |
| 20 | $4,673 | $6,879 | $8,066 |
| 21 | $3,927 | $5,760 | $6,738 |
| 22 | $3,824 | $5,632 | $6,575 |
| 23 | $3,352 | $4,924 | $5,748 |
| 24 | $3,165 | $4,677 | $5,482 |
| 25 | $2,747 | $4,036 | $4,714 |
| 30 | $2,159 | $3,157 | $3,658 |
| 35 | $2,021 | $2,926 | $3,458 |
| 40 | $1,938 | $2,849 | $3,293 |
| 45 | $1,855 | $2,771 | $3,206 |
| 55 | $1,709 | $2,529 | $2,935 |
| 65 | $1,802 | $2,627 | $3,064 |
| 75 | $2,265 | $3,338 | $3,876 |
Nissan Armada Car Insurance Rates By State
Where you live significantly affects how insurance companies determine your rates. Different states have their own regulations for auto insurance, which can lead to varying premiums. For example, Michigan drivers often pay higher premiums due to the state’s requirement for higher coverage limits. Additionally, the climate in your area plays a role; states prone to extreme weather such as hurricanes, storms, or flooding generally have higher insurance rates due to the increased risk of damage.
Local statistics, such as the frequency of car accidents, crime rates, car thefts, and vehicle fatalities, are also factored into the equation. Insurance companies assess these factors to determine the likelihood of a claim, which influences your Nissan Armada’s insurance cost.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,053 | $2,957 | $3,792 |
| Alaska | $1,669 | $2,340 | $2,262 |
| Arizona | $1,894 | $2,748 | $4,082 |
| Arkansas | $2,099 | $3,295 | $3,622 |
| California | $2,314 | $4,134 | $2,350 |
| Colorado | $2,179 | $3,036 | $3,877 |
| Connecticut | $2,770 | $4,321 | $5,465 |
| Delaware | $2,321 | $3,065 | $3,922 |
| Florida | $2,748 | $3,798 | $4,926 |
| Hawaii | $906 | $1,209 | $874 |
| Idaho | $1,537 | $2,053 | $2,505 |
| Illinois | $1,622 | $2,437 | $2,782 |
| Indiana | $1,685 | $2,563 | $2,867 |
| Iowa | $1,330 | $1,803 | $2,114 |
| Kansas | $1,750 | $2,547 | $3,004 |
| Kentucky | $2,535 | $3,707 | $4,421 |
| Louisiana | $3,243 | $4,939 | $5,352 |
| Maine | $1,234 | $1,696 | $2,529 |
| Maryland | $2,010 | $2,888 | $3,244 |
| Massachusetts | $1,591 | $2,793 | $1,603 |
| Michigan | $3,875 | $5,894 | $9,275 |
| Minnesota | $1,604 | $2,116 | $2,964 |
| Mississippi | $1,933 | $2,721 | $2,751 |
| Missouri | $1,820 | $2,587 | $3,398 |
| Montana | $1,854 | $2,551 | $2,992 |
| Nebraska | $1,569 | $2,276 | $2,478 |
| Nevada | $2,559 | $3,810 | $4,005 |
| New Hampshire | $1,798 | $2,814 | $3,557 |
| New Jersey | $1,943 | $3,099 | $4,020 |
| New Mexico | $1,998 | $2,993 | $3,114 |
| New York | $1,870 | $2,344 | $3,906 |
| North Carolina | $1,166 | $1,984 | $1,422 |
| North Dakota | $1,563 | $2,395 | $2,847 |
| Ohio | $1,420 | $2,175 | $2,214 |
| Oklahoma | $2,242 | $3,211 | $3,628 |
| Oregon | $2,044 | $2,751 | $3,262 |
| Pennsylvania | $1,703 | $2,520 | $2,965 |
| Rhode Island | $2,886 | $4,211 | $4,758 |
| South Carolina | $1,970 | $2,716 | $3,737 |
| South Dakota | $1,760 | $2,536 | $2,887 |
| Tennessee | $2,074 | $3,015 | $4,053 |
| Texas | $2,051 | $2,978 | $3,703 |
| Utah | $1,771 | $2,465 | $3,395 |
| Vermont | $1,361 | $2,083 | $2,197 |
| Virginia | $1,279 | $1,959 | $1,941 |
| Washington | $1,702 | $2,284 | $2,746 |
| West Virginia | $1,705 | $2,446 | $3,035 |
| Wisconsin | $1,698 | $2,645 | $3,042 |
| Wyoming | $1,599 | $2,208 | $2,357 |
| Georgia | $2,224 | $3,355 | $3,370 |
Find Affordable Nissan Armada Insurance Rates
Cheapest Car Insurance Companies For A Nissan Armada
If you’re looking for the most affordable car insurance for your Nissan Armada, Hugo offers the lowest premium at $19 per month on average, making them the cheapest provider. However, it’s important to keep in mind that rates can vary depending on your specific driver profile. Factors such as your age, driving history, and location can influence the final premium. To get the best deal for you, it’s a good idea to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Hugo | $19 |
| Shelter Mutual | $31 |
| Infinity | $28 |
| Good2Go | $34 |
| Foremost | $35 |
Common Nissan Armada Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Many auto insurance providers offer various discounts, and here are some common ones you may be eligible for:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often get you a discounted rate.
- Pay annually: Opting to pay your premium all at once instead of monthly payments may result in savings.
- Defensive driving: Completing a defensive driving course from a certified institution can qualify you for a discount.
There may also be other discounts available to you. It’s a good idea to speak with your insurance agent, who can help you find discounts you’re eligible for.
Ways To Save On Nissan Armada Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Nissan Armada insurance costs low. Getting a speeding ticket or being involved in an accident can increase your premiums. For example, Nissan Armada drivers with a ticket on their record can expect to pay about $100 per month, while those with multiple accidents may pay around $122 per month. Avoiding these incidents can help you keep your insurance costs down.
Additionally, drivers who have lower annual mileage typically pay less for insurance. This is because drivers who spend less time on the road are less likely to be involved in accidents, making them a lower risk to insure. Nissan Armada drivers who drive between 5,001-7,500 miles per year will pay around $85 per month for insurance. In contrast, drivers who exceed 10,000 miles per year will pay about the same, $85 per month.
Compare Nissan Armada To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
- Nissan Frontier Car Insurance
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- Nissan Leaf Car Insurance
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- Nissan Rogue Car Insurance
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- Nissan Titan Car Insurance
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Our Methodology
To calculate the average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures provided in this guide may differ from the rates you would receive based on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Armada?
Yes, you’ll need to provide proof of insurance before you can drive your Nissan Armada off the dealership lot. The best approach is to purchase an insurance policy in advance and inform your insurance company about your upcoming car purchase. This way, you can ensure your car is covered from the moment you drive it, rather than relying on dealership insurance options.
How Can You Get The Cheapest Insurance For Your Nissan Armada?
The best way to find the cheapest rates for your Nissan Armada is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easy for you to find the best deal for your needs.
