Nissan Armada Car Insurance Cost 2025
Getting insurance for a Nissan Armada costs $2,895 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, location, and other individual considerations. To get a more accurate estimate, you can use our quote tables below to compare rates from different insurance providers tailored to your specific situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
Insuring a Nissan Armada in 2025 typically costs around $2,895 per year for full coverage, which comes out to about $241 per month.
This places the Armada on the higher end of the insurance cost spectrum due to its size, powerful engine, and above-average repair expenses. As a full-size SUV, it’s often more expensive to insure than smaller vehicles or sedans.
However, your actual rate can vary significantly depending on personal factors like your driving history, location, age, and credit score. Comparing quotes from multiple insurers is the best way to find affordable coverage tailored to your situation.
How Much Does Nissan Armada Car Insurance Cost?
Typically, Nissan Armada drivers can find car insurance at an average rate of $2,895 per year. However, the actual cost can vary based on factors such as your age, location, driving history, and the specific coverage options you choose.
It’s important to recognize that car insurance costs can vary significantly due to several factors, such as your location, driving history, the model year of your car, and the specific coverage options you choose. A clean driving record typically results in lower premiums, while accidents or traffic violations can drive up your costs. Additionally, where you live plays a role in insurance rates—urban areas with heavy traffic may lead to higher premiums, whereas rural areas with less traffic may have lower rates.
The type of coverage you select also impacts your premium. For example, comprehensive insurance, which covers both comprehensive and collision, is usually more expensive than basic liability coverage.
As indicated in the table below, the cost of insurance for a Nissan Armada is lower than the average for other Nissan models. However, it still tends to be cheaper than the average cost for all vehicles.
Insuranceopedia is available to help you compare quotes from different auto insurance companies to find the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| Nissan Armada | $163 |
| All Nissans | $181 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Armada By Model Year
| Model Year | Average Premium |
| 2025 Nissan Armada | $1,615 |
| 2024 Nissan Armada | $1,722 |
| 2023 Nissan Armada | $1,627 |
| 2022 Nissan Armada | $1,280 |
| 2021 Nissan Armada | $918 |
| 2020 Nissan Armada | $989 |
| 2019 Nissan Armada | $1,031 |
| 2018 Nissan Armada | $810 |
| 2017 Nissan Armada | $826 |
| 2015 Nissan Armada | $981 |
| 2014 Nissan Armada | $870 |
| 2013 Nissan Armada | $842 |
| 2012 Nissan Armada | $709 |
| 2011 Nissan Armada | $530 |
| 2010 Nissan Armada | $674 |
2025 Nissan Armada Insurance Rates
The average annual insurance cost for a 2025 Nissan Armada is $1,615. However, Nationwide offers the cheapest rates, averaging $1,140 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,660 |
| GEICO | $1,610 |
| Allstate | $1,820 |
| Nationwide | $1,140 |
| Liberty Mutual | $1,890 |
| Progressive | $1,580 |
| State Farm | $1,470 |
| Farmers Insurance | $1,750 |
| Travelers | $1,700 |
| American Family Insurance | $1,530 |
2024 Nissan Armada Insurance Rates
The average annual insurance cost for a 2024 Nissan Armada is $1,722. However, Nationwide offers the cheapest rates, averaging $562 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $562 |
| Texas Farm Bureau Group | $1,268 |
| State Farm | $1,563 |
| Direct Auto | $1,856 |
| Allied | $1,988 |
| USAA | $1,587 |
| Mercury | $1,750 |
| Liberty Mutual | $1,898 |
| Esurance | $2,521 |
| Mercury Insurance | $2,225 |
2023 Nissan Armada Insurance Rates
The average annual insurance cost for a 2023 Nissan Armada is $1,627. However, Nationwide offers the cheapest rates, averaging $493 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $493 |
| Texas Farm Bureau Group | $1,108 |
| State Farm | $1,413 |
| Direct Auto | $1,656 |
| Allied | $1,758 |
| USAA | $1,847 |
| Mercury | $1,850 |
| Liberty Mutual | $1,978 |
| Esurance | $2,051 |
| Mercury Insurance | $2,115 |
2022 Nissan Armada Insurance Rates
The average annual insurance cost for a 2022 Nissan Armada is $1,280. However, American National P offers the cheapest rates, averaging $851 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $851 |
| Oregon Mutual | $983 |
| Virginia Farm Bureau | $1,002 |
| ACCC Insurance Company | $1,245 |
| Farm Bureau Mutual (IA Group) | $1,269 |
| Texas Farm Bureau Group | $1,410 |
| Mississippi Farm Bureau | $1,438 |
| Mutual Of Enumclaw | $1,508 |
| Pekin Insurance | $1,524 |
| Country | $1,572 |
2021 Nissan Armada Insurance Rates
The average annual insurance cost for a 2021 Nissan Armada is $918. However, Victoria offers the cheapest rates, averaging $352 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $352 |
| Safeco | $373 |
| American National P | $577 |
| Pekin Insurance | $868 |
| Clearcover | $1,052 |
| Titan | $1,088 |
| Tennessee Farmers | $1,129 |
| Buckeye Insurance Group | $1,139 |
| Texas Farm Bureau Group | $1,221 |
| Atlantic States Insurance | $1,384 |
2020 Nissan Armada Insurance Rates
The average annual insurance cost for a 2020 Nissan Armada is $989. However, Safeco offers the cheapest rates, averaging $393 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $393 |
| American National P | $903 |
| Tennessee Farmers | $933 |
| Pekin Insurance | $962 |
| Titan | $967 |
| EMC Insurance | $1,045 |
| Hastings Mutual Insurance Co | $1,106 |
| Virginia Farm Bureau | $1,171 |
| Wolverine Mutual | $1,184 |
| Buckeye Insurance Group | $1,227 |
2019 Nissan Armada Insurance Rates
The average annual insurance cost for a 2019 Nissan Armada is $1,031. However, National General Value offers the cheapest rates, averaging $660 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $660 |
| American National P | $667 |
| NatGen Value | $741 |
| Titan | $1,000 |
| Hastings Mutual Insurance Co | $1,156 |
| Mercury Insurance Company | $1,173 |
| Tennessee Farmers | $1,235 |
| Utica National Ins Group | $1,221 |
| North Carolina Farm Bureau | $1,219 |
| Wolverine Mutual | $1,235 |
2018 Nissan Armada Insurance Rates
The average annual insurance cost for a 2018 Nissan Armada is $810. However, SAFECO offers the cheapest rates, averaging $158 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $158 |
| American National P&C | $518 |
| NatGen Value | $701 |
| Mercury Insurance | $781 |
| Buckeye Insurance Group | $779 |
| American National P | $927 |
| Virginia Farm Bureau | $1,026 |
| PEMCO | $1,033 |
| Pekin Insurance | $1,066 |
| Indiana Farmers Mutual Ins | $1,109 |
2017 Nissan Armada Insurance Rates
The average annual insurance cost for a 2017 Nissan Armada is $826. However, SAFECO offers the cheapest rates, averaging $194 per year.
| Insurance Provider | Average Annual Cost |
| SAFECO | $194 |
| Mercury Insurance | $746 |
| National General Value | $824 |
| American National P | $830 |
| Direct Auto | $837 |
| Concord Group | $862 |
| Buckeye Insurance Group | $911 |
| PEMCO | $957 |
| Kemper Auto Premium | $1,032 |
| Utica National Ins Group | $1,069 |
Find Affordable Nissan Armada Insurance Rates
2015 Nissan Armada Insurance Rates
The average annual insurance cost for a 2015 Nissan Armada is $826. However, American National P offers the cheapest rates, averaging $448 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $448 |
| Safeco | $710 |
| Kemper Auto | Infinity | $849 |
| North Carolina Farm Bureau | $1,029 |
| Virginia Farm Bureau | $1,037 |
| Utica National Ins Group | $1,132 |
| MO Farm Bureau Services | $1,125 |
| Texas Farm Bureau Group | $1,152 |
| First Chicago Insurance | $1,174 |
| Direct Auto | $1,157 |
2014 Nissan Armada Insurance Rates
The average annual insurance cost for a 2014 Nissan Armada is $870. However, National General Value offers the cheapest rates, averaging $375 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $375 |
| Pekin Insurance | $573 |
| American National P | $568 |
| SECURA Insurance | $780 |
| Rockford Mutual Insurance | $1,017 |
| New Jersey Manufacturers | $1,027 |
| First Chicago Insurance | $1,043 |
| Texas Farm Bureau Group | $1,096 |
| North Carolina Farm Bureau | $1,107 |
| Farm Bureau Mutual (IA Group) | $1,118 |
2013 Nissan Armada Insurance Rates
The average annual insurance cost for a 2013 Nissan Armada is $842. However, American National P offers the cheapest rates, averaging $496 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $496 |
| Mercury Insurance | $622 |
| Buckeye Insurance Group | $663 |
| National General Value | $733 |
| PEMCO | $855 |
| Clearcover | $858 |
| Indiana Farmers Mutual Ins | $1,033 |
| IMT Insurance Company | $1,035 |
| Western Reserve | $1,050 |
| Virginia Farm Bureau | $1,075 |
2012 Nissan Armada Insurance Rates
The average annual insurance cost for a 2012 Nissan Armada is $709. However, National General Value offers the cheapest rates, averaging $368 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $368 |
| Kemper Auto | $530 |
| American National P | $495 |
| Buckeye Insurance Group | $575 |
| SAFECO | $579 |
| Clearcover | $867 |
| PEMCO | $895 |
| Indiana Farmers Mutual Ins | $929 |
| Western Reserve | $924 |
| Pekin Insurance | $927 |
2011 Nissan Armada Insurance Rates
The average annual insurance cost for a 2011 Nissan Armada is $530. However, National General Value offers the cheapest rates, averaging $301 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $301 |
| AssuranceAmerica Economy | $405 |
| NatGen Value | $440 |
| Dairyland Auto 1 Month | $426 |
| SAFECO | $451 |
| Jupiter Auto Insurance | $590 |
| Bear River | $595 |
| Mercury Insurance | $651 |
| PEMCO | $667 |
| NatGen Custom 360 | $777 |
2010 Nissan Armada Insurance Rates
The average annual insurance cost for a 2010 Nissan Armada is $674. However, National General Value offers the cheapest rates, averaging $320 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $320 |
| American National P&C | $400 |
| American National P | $517 |
| Mercury Insurance | $560 |
| Buckeye Insurance Group | $682 |
| PEMCO | $804 |
| North Carolina Farm Bureau | $821 |
| Utica National Ins Group | $823 |
| Virginia Farm Bureau | $891 |
| Mississippi Farm Bureau | $918 |
Find Affordable Nissan Armada Insurance Rates
Are Nissan Armadas Expensive To Insure?
Insuring a 2025 Nissan Armada can be relatively costly compared to other vehicles. On average, full coverage insurance for the Armada is estimated at approximately $2,895 per year, or $241 per month. This higher premium is attributed to factors such as the vehicle’s size, powerful engine, and the potential costs associated with repairs and replacements. Additionally, the Armada’s classification as a full-size SUV means it may be involved in more severe accidents, leading to higher claims. However, rates can vary based on individual factors like driving history, location, and chosen coverage levels. To obtain the most accurate and competitive rates, it’s advisable for drivers to compare quotes from multiple insurance providers.
Cost of Nissan Armada Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers often face the highest premiums because they are statistically more likely to be involved in accidents compared to other age groups. As you age and gain more driving experience, your premiums typically decrease because you are considered a lower risk by insurance companies.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,530 | $9,577 | $11,214 |
| 18 | $6,066 | $8,929 | $10,442 |
| 19 | $5,385 | $7,903 | $9,241 |
| 20 | $4,673 | $6,879 | $8,066 |
| 21 | $3,927 | $5,760 | $6,738 |
| 22 | $3,824 | $5,632 | $6,575 |
| 23 | $3,352 | $4,924 | $5,748 |
| 24 | $3,165 | $4,677 | $5,482 |
| 25 | $2,747 | $4,036 | $4,714 |
| 30 | $2,159 | $3,157 | $3,658 |
| 35 | $2,021 | $2,926 | $3,458 |
| 40 | $1,938 | $2,849 | $3,293 |
| 45 | $1,855 | $2,771 | $3,206 |
| 55 | $1,709 | $2,529 | $2,935 |
| 65 | $1,802 | $2,627 | $3,064 |
| 75 | $2,265 | $3,338 | $3,876 |
Nissan Armada Car Insurance Rates By State
Where you live significantly affects how insurance companies determine your rates. Different states have their own regulations for auto insurance, which can lead to varying premiums. For example, Michigan drivers often pay higher premiums due to the state’s requirement for higher coverage limits. Additionally, the climate in your area plays a role; states prone to extreme weather such as hurricanes, storms, or flooding generally have higher insurance rates due to the increased risk of damage.
Local statistics, such as the frequency of car accidents, crime rates, car thefts, and vehicle fatalities, are also factored into the equation. Insurance companies assess these factors to determine the likelihood of a claim, which influences your Nissan Armada’s insurance cost.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,053 | $2,957 | $3,792 |
| Alaska | $1,669 | $2,340 | $2,262 |
| Arizona | $1,894 | $2,748 | $4,082 |
| Arkansas | $2,099 | $3,295 | $3,622 |
| California | $2,314 | $4,134 | $2,350 |
| Colorado | $2,179 | $3,036 | $3,877 |
| Connecticut | $2,770 | $4,321 | $5,465 |
| Delaware | $2,321 | $3,065 | $3,922 |
| Florida | $2,748 | $3,798 | $4,926 |
| Hawaii | $906 | $1,209 | $874 |
| Idaho | $1,537 | $2,053 | $2,505 |
| Illinois | $1,622 | $2,437 | $2,782 |
| Indiana | $1,685 | $2,563 | $2,867 |
| Iowa | $1,330 | $1,803 | $2,114 |
| Kansas | $1,750 | $2,547 | $3,004 |
| Kentucky | $2,535 | $3,707 | $4,421 |
| Louisiana | $3,243 | $4,939 | $5,352 |
| Maine | $1,234 | $1,696 | $2,529 |
| Maryland | $2,010 | $2,888 | $3,244 |
| Massachusetts | $1,591 | $2,793 | $1,603 |
| Michigan | $3,875 | $5,894 | $9,275 |
| Minnesota | $1,604 | $2,116 | $2,964 |
| Mississippi | $1,933 | $2,721 | $2,751 |
| Missouri | $1,820 | $2,587 | $3,398 |
| Montana | $1,854 | $2,551 | $2,992 |
| Nebraska | $1,569 | $2,276 | $2,478 |
| Nevada | $2,559 | $3,810 | $4,005 |
| New Hampshire | $1,798 | $2,814 | $3,557 |
| New Jersey | $1,943 | $3,099 | $4,020 |
| New Mexico | $1,998 | $2,993 | $3,114 |
| New York | $1,870 | $2,344 | $3,906 |
| North Carolina | $1,166 | $1,984 | $1,422 |
| North Dakota | $1,563 | $2,395 | $2,847 |
| Ohio | $1,420 | $2,175 | $2,214 |
| Oklahoma | $2,242 | $3,211 | $3,628 |
| Oregon | $2,044 | $2,751 | $3,262 |
| Pennsylvania | $1,703 | $2,520 | $2,965 |
| Rhode Island | $2,886 | $4,211 | $4,758 |
| South Carolina | $1,970 | $2,716 | $3,737 |
| South Dakota | $1,760 | $2,536 | $2,887 |
| Tennessee | $2,074 | $3,015 | $4,053 |
| Texas | $2,051 | $2,978 | $3,703 |
| Utah | $1,771 | $2,465 | $3,395 |
| Vermont | $1,361 | $2,083 | $2,197 |
| Virginia | $1,279 | $1,959 | $1,941 |
| Washington | $1,702 | $2,284 | $2,746 |
| West Virginia | $1,705 | $2,446 | $3,035 |
| Wisconsin | $1,698 | $2,645 | $3,042 |
| Wyoming | $1,599 | $2,208 | $2,357 |
| Georgia | $2,224 | $3,355 | $3,370 |
Find Affordable Nissan Armada Insurance Rates
Cheapest Car Insurance Companies For A Nissan Armada
The table above highlights the five most affordable car insurance providers for the 2025 Nissan Armada, based on current estimates. Nationwide stands out as the cheapest option, with an estimated annual premium of $1,190, which breaks down to about $99 per month. Allied follows closely with a yearly rate of $1,300, or approximately $108 per month. USAA, GEICO, and American Family Insurance also offer competitive premiums, ranging from $1,530 to $1,610 annually, translating to monthly payments between $128 and $134.
| Insurance Company | Average Monthly |
| Nationwide | $99 |
| Allied | $108 |
| USAA | $134 |
| GEICO | $128 |
| American Family Insurance | $128 |
Common Nissan Armada Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Many auto insurance providers offer various discounts, and here are some common ones you may be eligible for:
- Multi-policy: Bundling your home and auto insurance policies with one provider can often get you a discounted rate.
- Pay annually: Opting to pay your premium all at once instead of monthly payments may result in savings.
- Defensive driving: Completing a defensive driving course from a certified institution can qualify you for a discount.
There may also be other discounts available to you. It’s a good idea to speak with your insurance agent, who can help you find discounts you’re eligible for.
Ways To Save On Nissan Armada Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Nissan Armada insurance costs low. Getting a speeding ticket or being involved in an accident can increase your premiums. For example, Nissan Armada drivers with a ticket on their record can expect to pay about $100 per month, while those with multiple accidents may pay around $122 per month. Avoiding these incidents can help you keep your insurance costs down.
Additionally, drivers who have lower annual mileage typically pay less for insurance. This is because drivers who spend less time on the road are less likely to be involved in accidents, making them a lower risk to insure. Nissan Armada drivers who drive between 5,001-7,500 miles per year will pay around $85 per month for insurance. In contrast, drivers who exceed 10,000 miles per year will pay about the same, $85 per month.
Compare Nissan Armada To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
- Nissan Frontier Car Insurance
- Nissan GT-R Car Insurance
- Nissan Kicks Car Insurance
- Nissan Leaf Car Insurance
- Nissan Maxima Car Insurance
- Nissan Murano Car Insurance
- Nissan NV200 Car Insurance
- Nissan Pathfinder Car Insurance
- Nissan Rogue Car Insurance
- Nissan Rogue Sport Car Insurance
- Nissan Sentra Car Insurance
- Nissan Titan Car Insurance
- Nissan Titan XD Car Insurance
- Nissan Versa Car Insurance
- Nissan NV Car Insurance
Our Methodology
To calculate the average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, it's important to note that the figures provided in this guide may differ from the rates you would receive based on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Armada?
Yes, you’ll need to provide proof of insurance before you can drive your Nissan Armada off the dealership lot. The best approach is to purchase an insurance policy in advance and inform your insurance company about your upcoming car purchase. This way, you can ensure your car is covered from the moment you drive it, rather than relying on dealership insurance options.
How Can You Get The Cheapest Insurance For Your Nissan Armada?
The best way to find the cheapest rates for your Nissan Armada is by shopping around and comparing quotes from different auto insurance companies. Luckily, Insuranceopedia allows you to compare quotes from multiple providers directly on our website, making it easy for you to find the best deal for your needs.
