Nissan GT-R Car Insurance Cost 2025
The average cost of insuring a Nissan GT-R is $2,350 per year. However, your actual rate may vary based on several factors, including your age, the model year of your car, and other personal details. To get a more accurate estimate of your insurance costs, you can refer to our quote tables below and compare rates from different providers.
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The average cost to insure a 2025 Nissan GT-R is approximately $2,350 per year, or around $195 per month for full coverage. As a high-performance sports car, the GT-R tends to carry higher insurance premiums than standard vehicles.
This is largely due to its powerful engine, expensive parts, and the increased risk of theft or accident associated with performance models.
While rates are generally higher, your final cost depends on factors like your age, driving record, zip code, and the type of coverage you choose. Comparing quotes from several providers can help you find the most competitive rate.
How Much Does Nissan GT-R Car Insurance Cost?
On average, Nissan GT-R drivers can expect to pay around $2,350 per year for car insurance. However, actual rates may vary depending on factors such as age, location, driving history, and coverage options. Comparing quotes from different providers can help you find the best rate for your specific profile.
While California Capital’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record usually results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you secure the most favorable deal.
Average Insurance Cost Of Nissan GT-R Model Year
| Model Year | Average Premium |
| 2025 Nissan GT-R | $2,548 |
| 2024 Nissan GT-R | $4,917 |
| 2023 Nissan GT-R | $14,053 |
| 2022 Nissan GT-R | $4,140 |
| 2021 Nissan GT-R | $4,227 |
| 2020 Nissan GT-R | $4,244 |
| 2019 Nissan GT-R | $2,676 |
| 2018 Nissan GT-R | $2,059 |
| 2017 Nissan GT-R | $2,327 |
| 2016 Nissan GT-R | $1,707 |
| 2015 Nissan GT-R | $1,900 |
| 2014 Nissan GT-R | $1,419 |
| 2013 Nissan GT-R | $2,068 |
| 2012 Nissan GT-R | $2,991 |
| 2011 Nissan GT-R | $1,646 |
| 2010 Nissan GT-R | $3,988 |
2025 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2025 Nissan GT-R is $2,548. However, Auto-Owners Insurance offers the cheapest rates, averaging $1,845 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,997 |
| GEICO | $2,230 |
| USAA | $2,316 |
| Nationwide | $2,168 |
| Travelers | $2,420 |
| Farmers Insurance | $2,779 |
| Progressive | $2,899 |
| Allstate | $3,777 |
| Auto-Owners Insurance | $1,845 |
| Kemper | $3,050 |
2024 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2024 Nissan GT-R is $4,917. However, California Capital offers the cheapest rates, averaging $1,794 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $4,029 |
| Alliance United | $7,214 |
| Farmers | $5,262 |
| Hartford | $4,950 |
| California Capital | $1,794 |
| Auto Club | $4,687 |
| Esurance | $3,048 |
| 21st Century | $6,391 |
| Nationwide | $6,719 |
| Unitrin | $5,079 |
2023 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2023 Nissan GT-R is $14,053. However, Direct Auto offers the cheapest rates, averaging $2,140 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,140 |
| National General Value | $25,965 |
2022 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2022 Nissan GT-R is $4,140. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,471 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $3,028 |
| Hartford | $6,266 |
| New Jersey Manufacturers | $4,868 |
| California Capital | $3,658 |
| Texas Farm Bureau Group | $1,471 |
| National General | $3,571 |
| Unitrin | $2,630 |
| Esurance | $5,722 |
| Chubb | $6,207 |
| Republic Indemnity | $3,983 |
2021 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2021 Nissan GT-R is $4,227. However, Dairyland Auto offers the cheapest rates, averaging $1,139 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $2,548 |
| Liberty Mutual | $5,984 |
| American Family | $5,147 |
| Travelers | $4,844 |
| Dairyland Auto | $1,139 |
| California Capital | $4,410 |
| National General | $1,368 |
| Country | $5,953 |
| USAA | $5,972 |
| Esurance | $4,903 |
2020 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2020 Nissan GT-R is $4,244. However, North Carolina Farm Bureau offers the cheapest rates, averaging $2,809 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $3,703 |
| Travelers | $5,357 |
| American Family | $4,983 |
| Allied | $3,960 |
| North Carolina Farm Bureau | $2,809 |
| GMAC Insurance Group | $3,750 |
| California Capital | $3,319 |
| Country | $5,004 |
| Farm Bureau Mutual (IA Group) | $5,317 |
| Penn National | $4,233 |
2019 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2019 Nissan GT-R is $2,676. However, Country offers the cheapest rates, averaging $1,621 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $2,639 |
| Erie | $3,019 |
| Atlantic States Insurance | $2,837 |
| Central Mutual Insurance Co | $2,822 |
| Country | $1,621 |
| Esurance | $2,739 |
| Penn National | $2,330 |
| Texas Farm Bureau Group | $2,928 |
| Mississippi Farm Bureau | $2,990 |
| Liberty Mutual | $2,830 |
2018 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2018 Nissan GT-R is $2,059. However, Penn National offers the cheapest rates, averaging $1,131 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $1,761 |
| National General Value | $2,690 |
| Auto-Owners Insurance Co | $2,491 |
| New York Central Mutual Fire | $2,151 |
| Penn National | $1,131 |
| Erie | $1,865 |
| SafeAuto | $1,143 |
| Travelers | $2,511 |
| Esurance | $2,549 |
| Cameron Mutual Group | $2,294 |
2017 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2017 Nissan GT-R is $2,327. However, SafeAuto offers the cheapest rates, averaging $1,166 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,976 |
| Mercury | $3,388 |
| American Family | $2,659 |
| GMAC Insurance Group | $2,336 |
| SafeAuto | $1,166 |
| Auto Club Group | $2,289 |
| Esurance | $1,334 |
| SECURA Insurance | $2,740 |
| Atlantic States Insurance | $2,837 |
| Penn National | $2,542 |
Find Affordable Nissan GT-R Car Insurance Rates
2016 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2016 Nissan GT-R is $1,707. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $796 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,125 |
| GMAC Insurance Group | $2,506 |
| Rockford Mutual Insurance | $2,037 |
| Auto Club Group | $1,718 |
| Hastings Mutual Insurance Co | $796 |
| Country | $1,612 |
| Grange Mutual | $1,015 |
| Travelers | $2,127 |
| SECURA Insurance | $2,262 |
| North Carolina Farm Bureau | $1,871 |
2015 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2015 Nissan GT-R is $1,900. However, Grange Mutual offers the cheapest rates, averaging $1,408 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,518 |
| Westfield | $2,400 |
| United Farm Bureau of IN Group | $2,111 |
| Hastings Mutual Insurance Co | $1,909 |
| Grange Mutual | $1,408 |
| Pekin Insurance | $1,607 |
| Indiana Farmers Mutual Ins | $1,451 |
| Buckeye Insurance Group | $2,344 |
| Auto-Owners Insurance Co | $2,334 |
| Country | $1,917 |
2014 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2014 Nissan GT-R is $1,419. However, Pekin Insurance offers the cheapest rates, averaging $847 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,116 |
| Rockford Mutual Insurance | $1,785 |
| Auto Club Group | $1,630 |
| Country | $1,478 |
| Pekin Insurance | $847 |
| Oregon Mutual | $1,217 |
| Hastings Mutual Insurance Co | $1,029 |
| Sentry | $1,722 |
| Mutual Of Enumclaw | $1,786 |
| Unitrin | $1,581 |
2013 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2013 Nissan GT-R is $2,068. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,042 per year.
| Insurance Provider | Average Annual Cost |
| Country | $1,735 |
| Donegal Mutual Insurance Co | $3,051 |
| Auto-Owners Insurance Co | $2,286 |
| Grange Mutual | $1,970 |
| Virginia Farm Bureau | $1,042 |
| Allied | $1,903 |
| Penn National | $1,262 |
| Mercury | $2,654 |
| SECURA Insurance | $2,674 |
| New Jersey Manufacturers | $2,105 |
2012 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2012 Nissan GT-R is $2,991. However, Texas Farm Bureau Group offers the cheapest rates, averaging $920 per year.
| Insurance Provider | Average Annual Cost |
| California Capital | $2,681 |
| USAA | $4,280 |
| Mercury | $3,434 |
| Esurance | $3,085 |
| Texas Farm Bureau Group | $920 |
| Republic Indemnity | $2,663 |
| National General | $1,932 |
| Encompass | $3,606 |
| State Farm | $4,140 |
| Chubb | $3,172 |
2011 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2011 Nissan GT-R is $1,646. However, State Farm offers the cheapest rates, averaging $1,041 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,288 |
| Travelers | $2,243 |
| American Family | $1,898 |
| Oregon Mutual | $1,558 |
| Country | $1,044 |
| USAA | $1,429 |
| State Farm | $1,041 |
| Sentry | $1,956 |
| Encompass | $2,242 |
| Unitrin | $1,765 |
2010 Nissan GT-R Insurance Rates
The average annual insurance cost for a 2010 Nissan GT-R is $3,988. However, Texas Farm Bureau Group offers the cheapest rates, averaging $2,106 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,930 |
| Encompass | $5,494 |
| United Automobile Ins Group | $4,218 |
| USAA | $3,953 |
| Texas Farm Bureau Group | $2,106 |
| Allied | $3,601 |
| State Farm | $2,512 |
| Republic Indemnity | $5,383 |
| AIG | $5,517 |
| National General RAD | $4,167 |
Find Affordable Nissan GT-R Car Insurance Rates
Are Nissan GT-Rs Expensive To Insure?
Insuring a 2025 Nissan GT-R is generally more expensive than covering standard vehicles. On average, full coverage costs approximately $2,358 annually, equating to about $196 per month. This elevated premium is attributed to the GT-R’s high-performance capabilities, costly parts, and increased risk factors associated with sports cars. However, actual insurance rates can vary based on individual factors such as driving history, location, age, and chosen coverage levels. To obtain the most accurate and competitive rates, it’s advisable for drivers to compare quotes from multiple insurance providers.
Cost of Nissan GT-R Car Insurance By Age
Age is a crucial factor in determining car insurance rates for any vehicle. Teenagers generally face the highest premiums since they are statistically more likely to be involved in accidents. As drivers gain experience and demonstrate safer driving habits, their insurance costs tend to decrease, making older drivers a lower risk for insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $20,138 | $29,517 | $34,553 |
| 18 | $18,758 | $27,559 | $32,225 |
| 19 | $16,597 | $24,334 | $28,487 |
| 20 | $14,482 | $21,259 | $24,830 |
| 21 | $12,096 | $17,808 | $20,827 |
| 22 | $11,800 | $17,319 | $20,300 |
| 23 | $10,331 | $15,197 | $17,707 |
| 24 | $9,826 | $14,404 | $16,882 |
| 25 | $8,461 | $12,395 | $14,539 |
| 30 | $6,595 | $9,685 | $11,335 |
| 35 | $6,185 | $9,036 | $10,635 |
| 40 | $5,938 | $8,715 | $10,211 |
| 45 | $5,763 | $8,505 | $9,899 |
| 55 | $5,309 | $7,784 | $9,154 |
| 65 | $5,535 | $8,120 | $9,503 |
| 75 | $6,983 | $10,262 | $11,986 |
Nissan GT-R Car Insurance Rates By State
Your location significantly influences how insurance companies determine rates. Each state has its own regulations for auto insurance, which can impact premium costs. For example, Michigan drivers often pay higher rates due to the state’s requirement for more extensive coverage. Additionally, local climate conditions play a role—areas prone to hurricanes, storms, or flooding may face increased insurance costs. Crime and accident statistics also affect rates, as locations with higher instances of car thefts, crashes, or vehicle fatalities pose greater risks to insurers. All these factors contribute to the specific insurance rate for your Nissan GT-R.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $6,291 | $9,143 | $11,674 |
| Alaska | $5,202 | $7,221 | $7,016 |
| Arizona | $5,906 | $8,521 | $12,548 |
| Arkansas | $6,497 | $10,126 | $11,177 |
| California | $7,183 | $12,713 | $7,206 |
| Colorado | $6,719 | $9,368 | $11,900 |
| Connecticut | $8,570 | $13,288 | $16,837 |
| Delaware | $7,071 | $9,454 | $12,141 |
| Florida | $8,476 | $11,690 | $15,223 |
| Hawaii | $2,771 | $3,715 | $2,793 |
| Idaho | $4,808 | $6,351 | $7,707 |
| Illinois | $5,022 | $7,588 | $8,631 |
| Indiana | $5,122 | $7,830 | $8,780 |
| Iowa | $4,083 | $5,578 | $6,552 |
| Kansas | $5,376 | $7,883 | $9,228 |
| Kentucky | $7,855 | $11,493 | $13,562 |
| Louisiana | $10,038 | $15,189 | $16,479 |
| Maine | $3,792 | $5,256 | $7,751 |
| Maryland | $6,177 | $8,927 | $9,909 |
| Massachusetts | $4,916 | $8,603 | $4,964 |
| Michigan | $11,877 | $18,140 | $28,628 |
| Minnesota | $4,875 | $6,552 | $9,189 |
| Mississippi | $5,910 | $8,430 | $8,510 |
| Missouri | $5,557 | $7,977 | $10,474 |
| Montana | $5,622 | $7,931 | $9,206 |
| Nebraska | $4,796 | $7,096 | $7,682 |
| Nevada | $7,875 | $11,711 | $12,424 |
| New Hampshire | $5,468 | $8,691 | $10,974 |
| New Jersey | $6,096 | $9,520 | $12,455 |
| New Mexico | $6,162 | $9,180 | $9,537 |
| New York | $5,707 | $7,235 | $12,036 |
| North Carolina | $3,534 | $6,122 | $4,368 |
| North Dakota | $4,844 | $7,398 | $8,725 |
| Ohio | $4,315 | $6,676 | $6,875 |
| Oklahoma | $6,875 | $9,908 | $11,142 |
| Oregon | $6,276 | $8,444 | $10,065 |
| Pennsylvania | $5,299 | $7,814 | $9,146 |
| Rhode Island | $8,887 | $12,982 | $14,631 |
| South Carolina | $5,996 | $8,304 | $11,506 |
| South Dakota | $5,378 | $7,751 | $8,982 |
| Tennessee | $6,347 | $9,346 | $12,427 |
| Texas | $6,375 | $9,221 | $11,471 |
| Utah | $5,414 | $7,615 | $10,483 |
| Vermont | $4,197 | $6,433 | $6,820 |
| Virginia | $3,941 | $6,046 | $5,953 |
| Washington | $5,215 | $7,099 | $8,467 |
| West Virginia | $5,236 | $7,497 | $9,413 |
| Wisconsin | $5,193 | $8,173 | $9,319 |
| Wyoming | $4,861 | $6,808 | $7,294 |
| Georgia | $6,880 | $10,300 | $10,388 |
Cheapest Car Insurance Companies For A Nissan GT-R
These estimates are based on a standard driver profile and may vary depending on individual factors such as driving history, location, coverage options, and available discounts. Auto-Owners Insurance offers the most competitive annual premium, estimated at $1,845, translating to approximately $154 per month. State Farm follows closely with an annual premium of $1,997, or about $166 monthly. GEICO, USAA, and Nationwide offer premiums ranging from $2,168 to $2,316 annually, equating to monthly payments between $181 and $193.
| Insurance Company | Average Monthly |
| Auto-Owners Insurance | $154 |
| State Farm | $166 |
| GEICO | $186 |
| USAA | $193 |
| Nationwide | $181 |
Common Nissan GT-R Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each insurance provider offers unique discounts, there are common ones you may qualify for:
- Multi-policy: Bundling your home and auto insurance with the same provider can often result in lower rates.
- Pay annually: Paying your premium in full rather than in monthly installments can lead to savings.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for a discount.
Additional discounts may be available, so it’s best to consult with your insurance agent to find out which ones apply to you.
Compare Nissan GT-R To Other Nissan Models
Looking for other Nissan model insurance costs?
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was a 40-year-old male driver purchasing full-coverage insurance with the following limits: **$100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible**. However, actual rates may vary based on your unique driver profile, location, and coverage choices.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan GT-R?
Yes, you must provide proof of insurance before driving your Nissan GT-R off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan GT-R?
The most effective way to find the cheapest rates for your Nissan GT-R is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on their website.
