Nissan Maxima Car Insurance Cost 2025
The average cost of insurance for a Nissan Maxima is $2,947 per year. However, the actual price you pay may vary depending on factors like your age, the model year of your car, and other personal considerations. To get a more accurate estimate tailored to your situation, you can use our quote tables below to compare options.
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If you’re thinking about buying a Nissan Maxima, you’ll need to factor in the cost of insurance among other considerations. Insurance is a significant aspect of car ownership, so it’s essential to understand its implications before making a purchase. On average, insurance for a Nissan Maxima cost $2,947 per year.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Nissan Maxima Car Insurance Cost?
Nissan Maxima drivers typically pay an average of $2,947 per year for car insurance.
The cost of car insurance varies based on several factors, including location, driving history, car model year, and coverage options. A clean driving record can help lower premiums, while accidents or traffic violations may increase costs.
Urban areas with heavy traffic tend to have higher insurance rates than rural areas. Additionally, comprehensive coverage, which includes collision and other protections, generally costs more than minimum liability coverage.
According to the table below, Nissan Maxima insurance is cheaper than the average for all Nissan models and the overall average for all cars.
Insuranceopedia can help you compare quotes from different providers to find the best rate for your needs.
| Vehicle | Average Monthly Premium |
| Nissan Maxima | $141 |
| All Nissans | $187 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Maxima Model Year
| Model Year | Average Premium |
| 2024 Nissan Maxima | $1,796 |
| 2023 Nissan Maxima | $1,677 |
| 2022 Nissan Maxima | $1,130 |
| 2021 Nissan Maxima | $1,194 |
| 2020 Nissan Maxima | $992 |
| 2019 Nissan Maxima | $1,064 |
| 2018 Nissan Maxima | $883 |
| 2017 Nissan Maxima | $603 |
| 2016 Nissan Maxima | $820 |
| 2014 Nissan Maxima | $820 |
| 2013 Nissan Maxima | $809 |
| 2012 Nissan Maxima | $771 |
| 2011 Nissan Maxima | $675 |
| 2010 Nissan Maxima | $689 |
2024 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2024 Nissan Maxima is $1,796. However, Safeco offers the cheapest rates, averaging $510 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $510 |
| Direct Auto | $1,235 |
| Texas Farm Bureau Group | $1,561 |
| AssuranceAmerica Economy | $1,905 |
| National General Value | $1,910 |
| 21st Century | $2,130 |
| AssuranceAmerica Elite | $2,123 |
| California Capital | $2,130 |
| Penn National | $2,230 |
| New Jersey Manufacturers | $2,230 |
2023 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2023 Nissan Maxima is $1,677. However, Safeco offers the cheapest rates, averaging $407 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,388 |
| New Jersey Manufacturers | $2,108 |
| AssuranceAmerica Elite | $2,069 |
| National General Value | $1,794 |
| Safeco | $407 |
| AssuranceAmerica Economy | $1,715 |
| Direct Auto | $1,154 |
| California Capital | $2,052 |
| Penn National | $2,063 |
| 21st Century | $2,021 |
2022 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2022 Nissan Maxima is $1,130. However, Safeco offers the cheapest rates, averaging $45 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $796 |
| Direct Auto | $1,680 |
| Rockford Mutual Insurance | $1,484 |
| SECURA Insurance | $1,145 |
| Safeco | $45 |
| Hastings Mutual Insurance Co | $852 |
| Mercury Insurance | $566 |
| Grange Mutual | $1,668 |
| New Jersey Manufacturers | $1,737 |
| Plymouth Rock Assurance | $1,328 |
2021 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2021 Nissan Maxima is $1,194. However, Safeco offers the cheapest rates, averaging $157 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $979 |
| Texas Farm Bureau Group | $1,757 |
| North Carolina Farm Bureau | $1,457 |
| Utica National Ins Group | $1,058 |
| Safeco | $157 |
| Titan | $1,034 |
| Kemper Auto | Infinity | $966 |
| Farm Bureau Mutual (IA Group) | $1,573 |
| Tennessee Farmers | $1,704 |
| SECURA Insurance | $1,250 |
2020 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2020 Nissan Maxima is $992. However, Safeco offers the cheapest rates, averaging $222 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $712 |
| Farm Bureau Mutual (IA Group) | $1,373 |
| Tennessee Farmers | $1,203 |
| SafeAuto | $1,097 |
| Safeco | $222 |
| Mercury Insurance | $978 |
| American National P | $704 |
| NatGen Custom 360 | $1,192 |
| Indiana Farmers Mutual Ins | $1,356 |
| AssuranceAmerica Mobile Max | $1,079 |
2019 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2019 Nissan Maxima is $1,064. However, Mercury Insurance offers the cheapest rates, averaging $681 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $794 |
| Tennessee Farmers | $1,448 |
| Hastings Mutual Insurance Co | $1,307 |
| SafeAuto | $1,204 |
| Safeco | $121 |
| Texas Farm Bureau Group | $999 |
| Mercury Insurance | $681 |
| Farm Bureau Mutual (IA Group) | $1,379 |
| Pekin Insurance | $1,427 |
| SECURA Insurance | $1,281 |
2018 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2018 Nissan Maxima is $883. However, Safeco offers the cheapest rates, averaging $162 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $486 |
| North Carolina Farm Bureau | $1,393 |
| Infinity Special | $1,085 |
| American National P | $1,007 |
| Safeco | $162 |
| Dairyland Broadform | $568 |
| AssuranceAmerica Mobile Max | $350 |
| SECURA Insurance | $1,327 |
| NatGen PPA | $1,407 |
| Kemper Auto Premium | $1,045 |
2017 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2017 Nissan Maxima is $603. However, Safeco offers the cheapest rates, averaging $144 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $323 |
| American National P | $993 |
| NatGen PPA | $764 |
| Infinity Special | $531 |
| Safeco | $144 |
| Dairyland FR Bond | $517 |
| NatGen Custom 360 | $174 |
| Mercury Insurance | $923 |
| Kemper Auto Premier | $939 |
| Dairyland Broadform | $724 |
2016 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2016 Nissan Maxima is $820. However, Safeco offers the cheapest rates, averaging $43 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $525 |
| Pekin Insurance | $1,168 |
| Dairyland FR Bond | $1,035 |
| Kemper Auto Premier | $992 |
| Safeco | $43 |
| American National P | $729 |
| AssuranceAmerica Mobile Max | $504 |
| Infinity Special | $1,091 |
| Dairyland Broadform | $1,112 |
| Utica National Ins Group | $1,002 |
2014 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2014 Nissan Maxima is $642. However, Kemper Auto Premium offers the cheapest rates, averaging $108 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $245 |
| Nationwide ThreeSixZero | $1,124 |
| Kemper Personal Insurance | $903 |
| Dairyland FR Bond | $602 |
| Kemper Auto Premium | $108 |
| Mercury Insurance | $464 |
| AssuranceAmerica Mobile Max | $211 |
| Kemper Auto Premier | $1,051 |
| PEMCO | $1,088 |
| Dairyland Broadform | $623 |
2013 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2013 Nissan Maxima is $809. However, Kemper Auto Premium offers the cheapest rates, averaging $155 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $653 |
| Plymouth Rock Assurance | $1,284 |
| PEMCO | $1,025 |
| NatGen Custom 360 | $694 |
| Kemper Auto Premium | $155 |
| AssuranceAmerica Mobile Max | $681 |
| Safeco | $391 |
| Indiana Farmers Mutual Ins | $1,025 |
| Kemper Auto | Infinity | $1,206 |
| American National P | $977 |
2012 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2012 Nissan Maxima is $771. However, Safeco offers the cheapest rates, averaging $126 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $630 |
| Kentucky Farm Bureau | $1,184 |
| Concord Group | $959 |
| American National P | $868 |
| Safeco | $126 |
| Kemper Auto Premium | $715 |
| Mercury Insurance | $271 |
| Buckeye Insurance Group | $987 |
| NatGen PPA | $1,074 |
| Utica National Ins Group | $894 |
2011 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2011 Nissan Maxima is $675. However, Kemper Personal Insurance offers the cheapest rates, averaging $180 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $257 |
| Farmers Mutual of Nebraska | $1,138 |
| Dairyland Broadform | $889 |
| NatGen Advantage | $634 |
| Kemper Personal Insurance | $180 |
| American National P | $572 |
| NatGen Custom 360 | $216 |
| Texas Farm Bureau Group | $983 |
| Direct Administration | $1,011 |
| Mercury Insurance | $870 |
2010 Nissan Maxima Insurance Rates
The average annual insurance cost for a 2010 Nissan Maxima is $689. However, Safeco offers the cheapest rates, averaging $135 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $519 |
| American National P | $1,004 |
| Farmers Mutual of Nebraska | $933 |
| Mercury Insurance | $523 |
| Safeco | $135 |
| AssuranceAmerica Mobile Max | $515 |
| Infinity Special | $467 |
| ACCC Insurance Company | $933 |
| Indiana Farmers Mutual Ins | $944 |
| Kemper Personal Insurance | $919 |
Find Affordable Nissan Maxima Car Insurance Rates
Is A Nissan Maxima Car Insurance Expensive To Insure?
The cost to insure a Nissan Maxima is lower than the overall average for all cars. However, the actual amount you pay for car insurance depends on various factors, such as your age, your car’s age, location, and more.
Cost of Nissan Maxima Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers typically face the highest premiums since they are statistically more likely to be involved in accidents. However, as you get older and become a lower insurance risk, your premiums tend to decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,881 | $14,539 | $17,027 |
| 18 | $9,229 | $13,571 | $15,870 |
| 19 | $8,182 | $11,991 | $14,036 |
| 20 | $7,160 | $10,467 | $12,228 |
| 21 | $5,949 | $8,747 | $10,297 |
| 22 | $5,839 | $8,538 | $10,002 |
| 23 | $5,115 | $7,465 | $8,710 |
| 24 | $4,817 | $7,124 | $8,292 |
| 25 | $4,161 | $6,110 | $7,148 |
| 30 | $3,233 | $4,794 | $5,552 |
| 35 | $3,029 | $4,476 | $5,192 |
| 40 | $2,933 | $4,301 | $5,041 |
| 45 | $2,858 | $4,195 | $4,860 |
| 55 | $2,604 | $3,848 | $4,490 |
| 65 | $2,720 | $3,997 | $4,676 |
| 75 | $3,438 | $5,081 | $5,900 |
Nissan Maxima Car Insurance Rates By State
Your location significantly impacts how insurance companies calculate rates. Each state regulates auto insurance differently; for example, Michigan drivers often face higher premiums due to mandated higher coverage levels. Additionally, local climate conditions play a role—states prone to extreme weather, such as hurricanes, storms, and flooding, may see higher insurance costs.
Crime and accident statistics in your area also influence rates, including car thefts, crashes, and vehicle fatality rates. Insurance providers take all these factors into account when determining your Nissan Maxima’s insurance costs.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,071 | $4,526 | $5,781 |
| Alaska | $2,535 | $3,545 | $3,492 |
| Arizona | $2,891 | $4,234 | $6,153 |
| Arkansas | $3,192 | $4,989 | $5,502 |
| California | $3,577 | $6,295 | $3,493 |
| Colorado | $3,335 | $4,609 | $5,857 |
| Connecticut | $4,203 | $6,547 | $8,315 |
| Delaware | $3,482 | $4,667 | $5,990 |
| Florida | $4,122 | $5,741 | $7,526 |
| Hawaii | $1,330 | $1,810 | $1,390 |
| Idaho | $2,391 | $3,094 | $3,790 |
| Illinois | $2,466 | $3,734 | $4,251 |
| Indiana | $2,507 | $3,858 | $4,327 |
| Iowa | $1,968 | $2,733 | $3,237 |
| Kansas | $2,654 | $3,883 | $4,544 |
| Kentucky | $3,854 | $5,636 | $6,696 |
| Louisiana | $4,928 | $7,507 | $8,096 |
| Maine | $1,856 | $2,586 | $3,819 |
| Maryland | $3,018 | $4,420 | $4,895 |
| Massachusetts | $2,423 | $4,241 | $2,413 |
| Michigan | $5,848 | $8,954 | $14,101 |
| Minnesota | $2,439 | $3,199 | $4,562 |
| Mississippi | $2,907 | $4,187 | $4,190 |
| Missouri | $2,765 | $3,905 | $5,123 |
| Montana | $2,831 | $3,897 | $4,514 |
| Nebraska | $2,348 | $3,481 | $3,802 |
| Nevada | $3,890 | $5,768 | $6,099 |
| New Hampshire | $2,735 | $4,278 | $5,416 |
| New Jersey | $3,002 | $4,633 | $6,084 |
| New Mexico | $3,043 | $4,553 | $4,736 |
| New York | $2,842 | $3,540 | $5,924 |
| North Carolina | $1,748 | $3,033 | $2,130 |
| North Dakota | $2,394 | $3,642 | $4,308 |
| Ohio | $2,120 | $3,279 | $3,340 |
| Oklahoma | $3,422 | $4,878 | $5,503 |
| Oregon | $3,097 | $4,164 | $4,993 |
| Pennsylvania | $2,602 | $3,845 | $4,532 |
| Rhode Island | $4,332 | $6,382 | $7,200 |
| South Carolina | $2,940 | $4,139 | $5,635 |
| South Dakota | $2,674 | $3,849 | $4,402 |
| Tennessee | $3,102 | $4,612 | $6,122 |
| Texas | $3,134 | $4,540 | $5,653 |
| Utah | $2,636 | $3,732 | $5,187 |
| Vermont | $2,094 | $3,186 | $3,355 |
| Virginia | $1,963 | $2,982 | $2,956 |
| Washington | $2,577 | $3,489 | $4,215 |
| West Virginia | $2,629 | $3,665 | $4,640 |
| Wisconsin | $2,584 | $4,042 | $4,606 |
| Wyoming | $2,401 | $3,365 | $3,585 |
| Georgia | $3,409 | $5,069 | $5,145 |
Find Affordable Nissan Maxima Car Insurance Rates
Cheapest Car Insurance Companies For A Nissan Maxima
If you’re looking for a new car insurance policy for your Nissan Maxima, you might be interested in finding the most affordable providers. Ohio Mutual offers the lowest rate at $29 per month, making it the cheapest option for insuring a Nissan Maxima. However, insurance rates vary depending on your personal profile, including factors like driving history and location. To find the best rate for your specific situation, it’s always a good idea to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Ohio Mutual | $29 |
| Fiesta | $58 |
| Hugo | $47 |
| NationalGeneral | $56 |
| MetroMile | $54 |
Common Nissan Maxima Insurance Discounts
Taking advantage of discounts is a great way to lower your car insurance costs. While each provider offers different savings opportunities, here are some common discounts you may qualify for:
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Multi-policy: Bundling your auto and home insurance with the same provider can earn you a discounted rate.
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Pay in full: Paying your premium annually instead of monthly can help you save money.
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Defensive driving: Completing a certified defensive driving course may make you eligible for lower rates.
Other discounts may also be available depending on your insurer. To maximize your savings, consult with your insurance agent to find out which discounts apply to you.
Ways To Save On Nissan Maxima Insurance Costs
Maintaining a clean driving record is one of the most effective ways to lower your Nissan Maxima insurance costs. Traffic violations and accidents can cause your premiums to rise significantly. Drivers with a ticket on their record can expect to pay around $92 per month, while those with multiple accidents may see their rates increase to an average of $157 per month.
Lower annual mileage can also help reduce insurance costs since spending less time on the road means a lower risk of accidents. Nissan Maxima drivers who log between 5,000 and 7,500 miles per year typically pay around $99 per month, whereas those who drive over 10,000 miles per year may pay approximately $108 per month.
By maintaining a clean record and limiting your mileage, you can keep your insurance rates as low as possible.
Compare Nissan Maxima To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for this calculation represents a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual insurance rates may vary based on individual factors such as age, location, driving history, and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Maxima?
You must provide proof of insurance before driving your Nissan Maxima off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming car purchase, rather than opting for coverage through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan Maxima?
The most effective way to find the cheapest insurance rates for your Nissan Maxima is by shopping around and comparing quotes from various auto insurance companies. Luckily, Insuranceopedia offers a platform where you can easily compare quotes from multiple providers to help you find the best deal.
