Nissan Maxima Car Insurance Cost

Getting insurance coverage for a Nissan Maxima typically amounts to about $395 annually through Safeco. However, the specific costs can vary based on factors such as age, the year of the car model, and other relevant considerations. Utilize our quote tables below to estimate the potential cost tailored to your circumstances.

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Updated: 31 March 2024
Written by
Bob Phillips
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If you’re thinking about buying a Nissan Maxima, you’ll need to factor in the cost of insurance among other considerations. Insurance is a significant aspect of car ownership, so it’s essential to understand its implications before making a purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Nissan Maxima Car Insurance Cost?

Typically, Safeco provides the most competitive average rate, amounting to $395 per year, for full coverage insurance on a 2023 Nissan Maxima.

While Safeco’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal possible.

2023 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $395
Direct Auto $1,131
Texas Farm Bureau Group $1,382
AssuranceAmerica Economy $1,733
National General Value $1,816
21st Century $2,057
AssuranceAmerica Elite $2,047
California Capital $2,037
Penn National $2,103
New Jersey Manufacturers $2,151

2022 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $234
Mercury Insurance $571
Pekin Insurance $799
Hastings Mutual Insurance Co $847
Victoria $1,090
SECURA Insurance $1,164
Titan $1,194
Utica National Ins Group $1,256
Capital Insurance Group $1,258
Texas Farm Bureau Group $1,418

2021 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $115
American National P $825
Victoria $1,184
Virginia Farm Bureau $1,355
Direct Auto $1,405
Titan $1,488
Farm Bureau Mutual (IA Group) $1,514
SECURA Insurance $1,529
Texas Farm Bureau Group $1,594
Tennessee Farmers $1,612

2020 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $626
Kemper Personal Insurance $648
American National P&C $728
American National P $809
AssuranceAmerica Mobile Max $1,108
Indiana Farmers Mutual Ins $1,139
NatGen Custom 360 $1,202
Titan $1,237
Virginia Farm Bureau $1,361
Texas Farm Bureau Group $1,450

2019 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $266
Mercury Insurance $674
American National P&C $697
American National P $846
SAFECO $843
Kemper Auto Premium $1,176
Capital Insurance Group $1,165
Clearcover $1,190
Texas Farm Bureau Group $1,232
PEMCO $1,262

2018 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $363
Dairyland Broadform $412
SAFECO $523
Concord Group $732
Jupiter Auto Insurance $717
American National P $1,070
Bear River $1,260
Titan $1,257
MMG Insurance Company $1,342

2017 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $191
Kemper Personal Insurance $324
Infinity Special $567
SAFECO $580
Jupiter Auto Insurance $590
Dairyland Broadform $638
Concord Group $808
NatGen PPA $843
Dairyland FR Bond $852
Kemper Auto Premier $917

2016 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $467
SAFECO $526
American National P&C $644
NatGen Custom 360 $678
Kemper Auto Premier $722
Jupiter Auto Insurance $767
American National P $882
Ameriprise Group $942
Dairyland FR Bond $1,024
Rural Mutual Insurance $1,056

2014 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $241
Jupiter Auto Insurance $340
SAFECO $511
Dairyland FR Bond $518
Dairyland Broadform $590
Mercury Insurance $672
Kemper Auto Premium $769
American National P&C $797
Kemper Personal Insurance $834
Kemper Auto Premier $939

2013 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $375
SAFECO $489
Mercury Insurance $585
American National P&C $625
AssuranceAmerica Mobile Max $668
NatGen Custom 360 $709
Kemper Auto Premium $762
Ameriprise Group $868
American National P $959
Countryway Insurance $1,067

2012 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
SAFECO $564
Mercury Insurance $592
Dairyland Broadform $627
Concord Group $882
American National P $913
American National P&C $938
NatGen PPA $1,079
Buckeye Insurance Group $1,137
Clearcover $1,115
Kemper Auto Premium $1,189

2011 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $176
Kemper Personal Insurance $208
NatGen Custom 360 $307
Kemper Auto Premium $421
Bear River $466
American National P&C $608
American National P $775
Dairyland Broadform $855
Utica National Ins Group $885
North Carolina Farm Bureau $960

2010 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Jupiter Auto Insurance $209
Union Mutual Fire Group $436
Infinity Special $451
American National P&C $555
AssuranceAmerica Mobile Max $575
SAFECO $622
Dairyland Broadform $650
Concord Group $724
MMG Insurance Company $758
American National P $787

Cost of Nissan Maxima Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,615 $11,185 $13,062
18 $7,110 $10,427 $12,191
19 $6,278 $9,220 $10,763
20 $5,455 $8,041 $9,402
21 $4,575 $6,740 $7,863
22 $4,456 $6,537 $7,661
23 $3,901 $5,743 $6,693
24 $3,704 $5,439 $6,360
25 $3,188 $4,688 $5,482
30 $2,513 $3,651 $4,273
35 $2,322 $3,434 $4,027
40 $2,259 $3,306 $3,859
45 $2,205 $3,227 $3,755
55 $1,998 $2,935 $3,436
65 $2,086 $3,077 $3,584
75 $2,622 $3,883 $4,540

Nissan Maxima Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,379 $3,472 $4,401
Alaska $1,961 $2,743 $2,634
Arizona $2,247 $3,237 $4,749
Arkansas $2,428 $3,854 $4,203
California $2,721 $4,791 $2,737
Colorado $2,544 $3,535 $4,491
Connecticut $3,248 $5,035 $6,360
Delaware $2,672 $3,565 $4,583
Florida $3,209 $4,425 $5,746
Hawaii $1,041 $1,427 $1,024
Idaho $1,813 $2,416 $2,925
Illinois $1,910 $2,863 $3,261
Indiana $1,926 $2,991 $3,349
Iowa $1,521 $2,122 $2,491
Kansas $2,056 $2,978 $3,477
Kentucky $2,967 $4,334 $5,145
Louisiana $3,788 $5,755 $6,246
Maine $1,454 $1,978 $2,951
Maryland $2,318 $3,386 $3,739
Massachusetts $1,845 $3,260 $1,847
Michigan $4,495 $6,842 $10,819
Minnesota $1,855 $2,482 $3,463
Mississippi $2,222 $3,193 $3,213
Missouri $2,101 $3,017 $3,958
Montana $2,123 $2,995 $3,459
Nebraska $1,825 $2,696 $2,910
Nevada $2,990 $4,436 $4,696
New Hampshire $2,083 $3,284 $4,150
New Jersey $2,273 $3,571 $4,707
New Mexico $2,320 $3,473 $3,623
New York $2,145 $2,729 $4,537
North Carolina $1,338 $2,295 $1,643
North Dakota $1,847 $2,805 $3,282
Ohio $1,647 $2,520 $2,587
Oklahoma $2,600 $3,742 $4,223
Oregon $2,376 $3,175 $3,806
Pennsylvania $2,006 $2,953 $3,443
Rhode Island $3,357 $4,889 $5,541
South Carolina $2,268 $3,146 $4,345
South Dakota $2,030 $2,949 $3,411
Tennessee $2,401 $3,521 $4,692
Texas $2,425 $3,482 $4,346
Utah $2,072 $2,890 $3,952
Vermont $1,602 $2,427 $2,580
Virginia $1,507 $2,268 $2,257
Washington $1,988 $2,657 $3,213
West Virginia $1,976 $2,839 $3,577
Wisconsin $1,990 $3,074 $3,531
Wyoming $1,862 $2,567 $2,757
Georgia $2,616 $3,889 $3,914

FAQs

Who has the cheapest car insurance for a Nissan Maxima?

For the 2023 model year, Safeco offers the most affordable car insurance for the Nissan Maxima.

Which company offers the best car insurance for a Nissan Maxima?

Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe Safeco provides the best car insurance option for a Nissan Maxima.

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