Nissan Maxima Car Insurance Cost
Getting insurance coverage for a Nissan Maxima typically amounts to about $395 annually through Safeco. However, the specific costs can vary based on factors such as age, the year of the car model, and other relevant considerations. Utilize our quote tables below to estimate the potential cost tailored to your circumstances.
If you’re thinking about buying a Nissan Maxima, you’ll need to factor in the cost of insurance among other considerations. Insurance is a significant aspect of car ownership, so it’s essential to understand its implications before making a purchase.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Nissan Maxima Car Insurance Cost?
Typically, Safeco provides the most competitive average rate, amounting to $395 per year, for full coverage insurance on a 2023 Nissan Maxima.
While Safeco’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal possible.
2023 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $395 |
| Direct Auto | $1,131 |
| Texas Farm Bureau Group | $1,382 |
| AssuranceAmerica Economy | $1,733 |
| National General Value | $1,816 |
| 21st Century | $2,057 |
| AssuranceAmerica Elite | $2,047 |
| California Capital | $2,037 |
| Penn National | $2,103 |
| New Jersey Manufacturers | $2,151 |
2022 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $234 |
| Mercury Insurance | $571 |
| Pekin Insurance | $799 |
| Hastings Mutual Insurance Co | $847 |
| Victoria | $1,090 |
| SECURA Insurance | $1,164 |
| Titan | $1,194 |
| Utica National Ins Group | $1,256 |
| Capital Insurance Group | $1,258 |
| Texas Farm Bureau Group | $1,418 |
2021 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $115 |
| American National P | $825 |
| Victoria | $1,184 |
| Virginia Farm Bureau | $1,355 |
| Direct Auto | $1,405 |
| Titan | $1,488 |
| Farm Bureau Mutual (IA Group) | $1,514 |
| SECURA Insurance | $1,529 |
| Texas Farm Bureau Group | $1,594 |
| Tennessee Farmers | $1,612 |
2020 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $626 |
| Kemper Personal Insurance | $648 |
| American National P&C | $728 |
| American National P | $809 |
| AssuranceAmerica Mobile Max | $1,108 |
| Indiana Farmers Mutual Ins | $1,139 |
| NatGen Custom 360 | $1,202 |
| Titan | $1,237 |
| Virginia Farm Bureau | $1,361 |
| Texas Farm Bureau Group | $1,450 |
2019 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $266 |
| Mercury Insurance | $674 |
| American National P&C | $697 |
| American National P | $846 |
| SAFECO | $843 |
| Kemper Auto Premium | $1,176 |
| Capital Insurance Group | $1,165 |
| Clearcover | $1,190 |
| Texas Farm Bureau Group | $1,232 |
| PEMCO | $1,262 |
2018 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $363 |
| Dairyland Broadform | $412 |
| SAFECO | $523 |
| Concord Group | $732 |
| Jupiter Auto Insurance | $717 |
| American National P | $1,070 |
| Bear River | $1,260 |
| Titan | $1,257 |
| MMG Insurance Company | $1,342 |
2017 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $191 |
| Kemper Personal Insurance | $324 |
| Infinity Special | $567 |
| SAFECO | $580 |
| Jupiter Auto Insurance | $590 |
| Dairyland Broadform | $638 |
| Concord Group | $808 |
| NatGen PPA | $843 |
| Dairyland FR Bond | $852 |
| Kemper Auto Premier | $917 |
2016 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $467 |
| SAFECO | $526 |
| American National P&C | $644 |
| NatGen Custom 360 | $678 |
| Kemper Auto Premier | $722 |
| Jupiter Auto Insurance | $767 |
| American National P | $882 |
| Ameriprise Group | $942 |
| Dairyland FR Bond | $1,024 |
| Rural Mutual Insurance | $1,056 |
2014 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $241 |
| Jupiter Auto Insurance | $340 |
| SAFECO | $511 |
| Dairyland FR Bond | $518 |
| Dairyland Broadform | $590 |
| Mercury Insurance | $672 |
| Kemper Auto Premium | $769 |
| American National P&C | $797 |
| Kemper Personal Insurance | $834 |
| Kemper Auto Premier | $939 |
2013 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $375 |
| SAFECO | $489 |
| Mercury Insurance | $585 |
| American National P&C | $625 |
| AssuranceAmerica Mobile Max | $668 |
| NatGen Custom 360 | $709 |
| Kemper Auto Premium | $762 |
| Ameriprise Group | $868 |
| American National P | $959 |
| Countryway Insurance | $1,067 |
2012 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $564 |
| Mercury Insurance | $592 |
| Dairyland Broadform | $627 |
| Concord Group | $882 |
| American National P | $913 |
| American National P&C | $938 |
| NatGen PPA | $1,079 |
| Buckeye Insurance Group | $1,137 |
| Clearcover | $1,115 |
| Kemper Auto Premium | $1,189 |
2011 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $176 |
| Kemper Personal Insurance | $208 |
| NatGen Custom 360 | $307 |
| Kemper Auto Premium | $421 |
| Bear River | $466 |
| American National P&C | $608 |
| American National P | $775 |
| Dairyland Broadform | $855 |
| Utica National Ins Group | $885 |
| North Carolina Farm Bureau | $960 |
2010 Nissan Maxima Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $209 |
| Union Mutual Fire Group | $436 |
| Infinity Special | $451 |
| American National P&C | $555 |
| AssuranceAmerica Mobile Max | $575 |
| SAFECO | $622 |
| Dairyland Broadform | $650 |
| Concord Group | $724 |
| MMG Insurance Company | $758 |
| American National P | $787 |
Cost of Nissan Maxima Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,615 | $11,185 | $13,062 |
| 18 | $7,110 | $10,427 | $12,191 |
| 19 | $6,278 | $9,220 | $10,763 |
| 20 | $5,455 | $8,041 | $9,402 |
| 21 | $4,575 | $6,740 | $7,863 |
| 22 | $4,456 | $6,537 | $7,661 |
| 23 | $3,901 | $5,743 | $6,693 |
| 24 | $3,704 | $5,439 | $6,360 |
| 25 | $3,188 | $4,688 | $5,482 |
| 30 | $2,513 | $3,651 | $4,273 |
| 35 | $2,322 | $3,434 | $4,027 |
| 40 | $2,259 | $3,306 | $3,859 |
| 45 | $2,205 | $3,227 | $3,755 |
| 55 | $1,998 | $2,935 | $3,436 |
| 65 | $2,086 | $3,077 | $3,584 |
| 75 | $2,622 | $3,883 | $4,540 |
Nissan Maxima Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,379 | $3,472 | $4,401 |
| Alaska | $1,961 | $2,743 | $2,634 |
| Arizona | $2,247 | $3,237 | $4,749 |
| Arkansas | $2,428 | $3,854 | $4,203 |
| California | $2,721 | $4,791 | $2,737 |
| Colorado | $2,544 | $3,535 | $4,491 |
| Connecticut | $3,248 | $5,035 | $6,360 |
| Delaware | $2,672 | $3,565 | $4,583 |
| Florida | $3,209 | $4,425 | $5,746 |
| Hawaii | $1,041 | $1,427 | $1,024 |
| Idaho | $1,813 | $2,416 | $2,925 |
| Illinois | $1,910 | $2,863 | $3,261 |
| Indiana | $1,926 | $2,991 | $3,349 |
| Iowa | $1,521 | $2,122 | $2,491 |
| Kansas | $2,056 | $2,978 | $3,477 |
| Kentucky | $2,967 | $4,334 | $5,145 |
| Louisiana | $3,788 | $5,755 | $6,246 |
| Maine | $1,454 | $1,978 | $2,951 |
| Maryland | $2,318 | $3,386 | $3,739 |
| Massachusetts | $1,845 | $3,260 | $1,847 |
| Michigan | $4,495 | $6,842 | $10,819 |
| Minnesota | $1,855 | $2,482 | $3,463 |
| Mississippi | $2,222 | $3,193 | $3,213 |
| Missouri | $2,101 | $3,017 | $3,958 |
| Montana | $2,123 | $2,995 | $3,459 |
| Nebraska | $1,825 | $2,696 | $2,910 |
| Nevada | $2,990 | $4,436 | $4,696 |
| New Hampshire | $2,083 | $3,284 | $4,150 |
| New Jersey | $2,273 | $3,571 | $4,707 |
| New Mexico | $2,320 | $3,473 | $3,623 |
| New York | $2,145 | $2,729 | $4,537 |
| North Carolina | $1,338 | $2,295 | $1,643 |
| North Dakota | $1,847 | $2,805 | $3,282 |
| Ohio | $1,647 | $2,520 | $2,587 |
| Oklahoma | $2,600 | $3,742 | $4,223 |
| Oregon | $2,376 | $3,175 | $3,806 |
| Pennsylvania | $2,006 | $2,953 | $3,443 |
| Rhode Island | $3,357 | $4,889 | $5,541 |
| South Carolina | $2,268 | $3,146 | $4,345 |
| South Dakota | $2,030 | $2,949 | $3,411 |
| Tennessee | $2,401 | $3,521 | $4,692 |
| Texas | $2,425 | $3,482 | $4,346 |
| Utah | $2,072 | $2,890 | $3,952 |
| Vermont | $1,602 | $2,427 | $2,580 |
| Virginia | $1,507 | $2,268 | $2,257 |
| Washington | $1,988 | $2,657 | $3,213 |
| West Virginia | $1,976 | $2,839 | $3,577 |
| Wisconsin | $1,990 | $3,074 | $3,531 |
| Wyoming | $1,862 | $2,567 | $2,757 |
| Georgia | $2,616 | $3,889 | $3,914 |
Compare Nissan Maxima To Other Nissan Models
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FAQs
Who has the cheapest car insurance for a Nissan Maxima?
For the 2023 model year, Safeco offers the most affordable car insurance for the Nissan Maxima.
Which company offers the best car insurance for a Nissan Maxima?
Considering their combination of low rates, comprehensive coverage, and highly rated customer service, we believe Safeco provides the best car insurance option for a Nissan Maxima.
