Nissan Kicks Car Insurance Cost 2025

The average cost to insure a Nissan Kicks is $385 per year. However, your actual rate may vary depending on factors such as your age, the model year of your car, and other personal details. You can refer to our quote tables below to get a more accurate estimate based on your specific profile.

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Updated: 20 March 2025
Written by Bob Phillips
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If you’re thinking about buying a Nissan Kicks, you’ll need to factor in the cost of insurance as one of the many considerations. On average, insurance for a Nissan Kicks costs $385 per year. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making a decision.

Selecting the right car insurance is vital to avoid unexpected and potentially high expenses in the future. It’s crucial to ensure you have adequate coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve observed the considerable variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Nissan Kicks Car Insurance Cost?

On average, Nissan Kicks drivers can expect to pay around $385 per year for car insurance. However, individual rates may vary depending on factors such as age, location, driving history, and coverage options.

The average cost to insure a Nissan Kicks is around $385 per year, but your individual rate can vary based on several factors, including location, driving history, car model year, and coverage options. Drivers with a clean record typically pay lower premiums, while those with accidents or violations may see higher costs. Additionally, living in an urban area with heavy traffic can result in higher rates compared to rural areas. The type of coverage you choose also plays a role, as comprehensive insurance, which includes collision and other protections, is more expensive than basic liability coverage. While insurance for the Nissan Kicks is higher than the average cost of all Nissan models, it remains competitively priced compared to other vehicles. To secure the best rate, it’s always a good idea to compare quotes from multiple insurance providers.

Vehicle Average Monthly Premium
Nissan Kicks $187
All Mazdas $179
All Cars $175

Average Insurance Cost Of Nissan Kicks By Model Year

Model Year Average Premium
2024 Nissan Kicks $1,370
2023 Nissan Kicks $839
2022 Nissan Kicks $872
2021 Nissan Kicks $777
2020 Nissan Kicks $759
2019 Nissan Kicks $753
2018 Nissan Kicks $604

2024 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2024 Nissan Kicks is $1,370. However, Safeco offers the cheapest rates, averaging $385 per year.

Insurance Provider Average Annual Cost
Direct Auto $758
National General Value $1,860
21st Century $1,752
NatGen Custom 360 $1,497
Safeco $385
Capital Insurance Group $1,420
National General $704
California Capital $1,788
USAA $1,806
Unitrin $1,726

2023 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2023 Nissan Kicks is $839. However, Safeco offers the cheapest rates, averaging $292 per year.

Insurance Provider Average Annual Cost
Kemper Auto Premium $649
North Carolina Farm Bureau $1,008
West Bend Mutual $960
Titan $939
Safeco $292
Pekin Insurance $932
Mercury Insurance $595
Utica National Ins Group $1,003
PEMCO $1,022
New York Central Mutual Fire $988

2022 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2022 Nissan Kicks is $872. However, Safeco offers the cheapest rates, averaging $57 per year.

Insurance Provider Average Annual Cost
NatGen Value $603
Plymouth Rock Assurance $1,205
Texas Farm Bureau Group $1,181
American National P $960
Safeco $57
Mercury Insurance $767
AssuranceAmerica $403
Indiana Farmers Mutual Ins $1,201
Pekin Insurance $1,248
Titan $1,109

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2021 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2021 Nissan Kicks is $777. However, NatGen Custom 360 offers the cheapest rates, averaging $129 per year.

Insurance Provider Average Annual Cost
Safeco $325
Indiana Farmers Mutual Ins $1,135
Titan $1,018
American National P $907
NatGen Custom 360 $129
MMG Insurance Company $858
Kemper Auto Premium $252
Utica National Ins Group $1,096
Patriot Group $1,119
Mercury Insurance $935

2020 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2020 Nissan Kicks is $759. However, NatGen Custom 360 offers the cheapest rates, averaging $192 per year.

Insurance Provider Average Annual Cost
American National P $682
Tennessee Farmers $1,112
Titan $947
Kemper Auto Premium $767
NatGen Custom 360 $192
AssuranceAmerica Mobile Max $674
Safeco $235
Utica National Ins Group $1,031
Texas Farm Bureau Group $1,073
Buckeye Insurance Group $873

2019 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2019 Nissan Kicks is $753. However, Safeco offers the cheapest rates, averaging $261 per year.

Insurance Provider Average Annual Cost
NatGen PPA $660
NatGen Advantage $958
MMG Insurance Company $887
Partners Mutual Insurance Co $801
Safeco $261
American National P $766
Dairyland Broadform $481
Kemper Personal Insurance $965
North Carolina Farm Bureau $948
Mercury Insurance $803

2018 Nissan Kicks Insurance Rates

The average annual insurance cost for a 2018 Nissan Kicks is $604. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $215 per year.

Insurance Provider Average Annual Cost
Kemper Auto $273
Utica National Ins Group $897
Buckeye Insurance Group $796
American National P $648
Safeco $242
MMG Insurance Company $628
AssuranceAmerica Mobile Max $215
National General RAD $821
Commerce Group Inc $845
Concord Group $672

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Is A Nissan Kicks Expensive To Insure?

The cost to insure a Nissan Kicks is generally higher than the average for all cars, but the exact amount you’ll pay depends on several factors. Your age, location, driving history, and the car’s model year all play a role in determining your premium. Additionally, the level of coverage you choose, whether basic liability or full coverage, will impact the overall cost. To find the best rate, it’s essential to compare quotes from multiple insurance providers and explore available discounts.

Cost of Nissan Kicks Car Insurance By Age

Age is a key factor in determining car insurance rates, as insurers assess risk based on driving experience and accident statistics. Teenagers generally face the highest premiums due to their higher likelihood of accidents, while older, more experienced drivers benefit from lower rates. As drivers gain experience and maintain a clean driving record, their insurance costs typically decrease, reflecting their reduced risk on the road.

Driver Age Good Driver Recent Accident Poor Credit
17 $7,321 $10,736 $12,608
18 $6,843 $10,007 $11,741
19 $6,050 $8,889 $10,399
20 $5,272 $7,738 $9,046
21 $4,423 $6,528 $7,590
22 $4,299 $6,320 $7,405
23 $3,769 $5,512 $6,488
24 $3,595 $5,219 $6,187
25 $3,106 $4,547 $5,285
30 $2,395 $3,527 $4,120
35 $2,246 $3,315 $3,854
40 $2,158 $3,178 $3,687
45 $2,076 $3,118 $3,607
55 $1,941 $2,842 $3,297
65 $2,006 $2,942 $3,444
75 $2,541 $3,702 $4,350

Nissan Kicks Car Insurance Rates By State

Your location plays a crucial role in determining car insurance rates, as insurers assess factors such as state regulations, climate conditions, and local crime statistics. For instance, states like Michigan tend to have higher premiums due to mandated coverage levels, while areas prone to extreme weather events, such as hurricanes or flooding, may also see increased costs. Additionally, regions with higher rates of car thefts, accidents, and vehicle-related fatalities often result in more expensive insurance premiums. All these location-based factors influence how much you’ll pay to insure your Nissan Kicks.

State Good Driver Recent Accident Poor Credit
Alabama $2,321 $3,355 $4,233
Alaska $1,898 $2,654 $2,576
Arizona $2,165 $3,120 $4,546
Arkansas $2,354 $3,704 $4,036
California $2,598 $4,673 $2,615
Colorado $2,467 $3,386 $4,364
Connecticut $3,101 $4,855 $6,185
Delaware $2,628 $3,438 $4,401
Florida $3,039 $4,252 $5,526
Hawaii $1,002 $1,368 $1,036
Idaho $1,750 $2,306 $2,786
Illinois $1,789 $2,759 $3,175
Indiana $1,894 $2,870 $3,205
Iowa $1,488 $2,009 $2,427
Kansas $2,000 $2,859 $3,312
Kentucky $2,843 $4,176 $4,960
Louisiana $3,660 $5,558 $5,961
Maine $1,405 $1,914 $2,803
Maryland $2,224 $3,268 $3,656
Massachusetts $1,780 $3,162 $1,805
Michigan $4,341 $6,608 $10,432
Minnesota $1,782 $2,386 $3,307
Mississippi $2,112 $3,058 $3,099
Missouri $2,019 $2,879 $3,819
Montana $2,023 $2,903 $3,396
Nebraska $1,770 $2,606 $2,850
Nevada $2,865 $4,280 $4,516
New Hampshire $1,972 $3,200 $3,985
New Jersey $2,234 $3,429 $4,522
New Mexico $2,246 $3,350 $3,489
New York $2,104 $2,612 $4,386
North Carolina $1,291 $2,209 $1,596
North Dakota $1,765 $2,673 $3,158
Ohio $1,589 $2,422 $2,493
Oklahoma $2,509 $3,624 $4,066
Oregon $2,311 $3,067 $3,660
Pennsylvania $1,918 $2,855 $3,318
Rhode Island $3,221 $4,704 $5,311
South Carolina $2,174 $3,021 $4,205
South Dakota $1,989 $2,838 $3,248
Tennessee $2,312 $3,394 $4,522
Texas $2,331 $3,356 $4,186
Utah $1,983 $2,781 $3,841
Vermont $1,521 $2,376 $2,482
Virginia $1,439 $2,248 $2,172
Washington $1,920 $2,564 $3,059
West Virginia $1,924 $2,749 $3,442
Wisconsin $1,927 $2,957 $3,397
Wyoming $1,766 $2,524 $2,616
Georgia $2,506 $3,787 $3,799

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Cheapest Car Insurance Companies For A Nissan Kicks

If you’re searching for the most affordable car insurance for your Nissan Kicks, TwentyFirstCentury offers the lowest average premium at $35 per month. However, insurance rates can vary based on factors such as your driving history, location, and coverage preferences. Since this is just an estimated average, the best way to find the most cost-effective policy for your specific profile is to compare quotes from multiple insurance providers. Shopping around ensures you get the best coverage at the most competitive rate.

Company Average Monthly Rate
TwentyFirstCentury $35
American Family $37
Shelter Mutual $49
StateAuto $49
Clearcover $50

Common Nissan Kicks Insurance Discounts

Here are some common discounts that can help lower your car insurance costs:

  • Multi-policy discount – Bundle your home and auto insurance with the same provider to receive a lower rate.
  • Pay annually – Paying your premium in full instead of monthly can lead to savings.
  • Defensive driving discount – Completing a certified defensive driving course can make you eligible for reduced rates.
  • Good driver discount – Maintaining a clean driving record without accidents or violations can help lower your premiums.
  • Low mileage discount – If you drive fewer miles annually, you may qualify for a lower rate.
  • Student or good grades discount – Young drivers with good academic performance may receive discounts from some providers.

Since each insurance company offers different discounts, it’s best to consult with your agent to find all the savings you qualify for.

Ways To Save On Nissan Kicks Insurance Costs

Maintaining a clean driving record is one of the most effective ways to keep your Nissan Kicks insurance costs low. A single speeding ticket can increase your premium, with drivers paying around $167 per month on average, while those with multiple accidents may see their rates rise to approximately $135 per month. Additionally, annual mileage plays a significant role in determining insurance costs. Drivers who travel between 5,001 and 7,500 miles per year can expect to pay around $112 per month, whereas those who drive over 10,000 miles per year will pay approximately $94 per month. By practicing safe driving habits and limiting time on the road, you can effectively reduce your insurance expenses.

Our Methodology

To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was based on a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, actual insurance costs may vary depending on individual factors such as age, location, driving history, and selected coverage options.

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FAQs

Do You Need Insurance Before You Can Purchase A Nissan Kicks?

Yes, you must provide proof of insurance before driving your Nissan Kicks off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance company about your upcoming vehicle purchase. This ensures you have the necessary coverage without relying on dealership-provided insurance, which may be more expensive or offer limited options.

How Can You Get The Cheapest Insurance For Your Nissan Kicks?

The most effective way to find the cheapest insurance rates for your Nissan Kicks is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on their website, helping you secure the best deal for your needs.

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