Nissan Rogue Car Insurance Cost 2025
Getting insurance for a Nissan Rogue costs an average of $2,121 per year. However, the actual cost can vary based on factors such as your age, the model year of the car, and other considerations. You can use our quote tables below to get an estimate tailored to your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Nissan Rogue, one crucial aspect to consider is the insurance cost. Insurance plays a vital role in owning a car, so it’s essential to understand what you’re committing to before making your purchase. On average, insurance for a Nissan Rogue cost $2,121 per year.
Choosing the wrong car insurance policy can result in unexpected and potentially expensive bills in the future. It’s important to have adequate coverage in case of an accident to avoid facing significant out-of-pocket expenses. Additionally, if you’re deemed at fault in an accident, your insurance premiums could rise.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and even your location can significantly impact your insurance premiums.
How Much Does Nissan Rogue Car Insurance Cost?
Typically, Nissan Rogue drivers can find car insurance at an average rate of $2,121 per year.
The cost of car insurance can vary significantly depending on factors such as location, driving history, the model year of the vehicle, and coverage options selected. For example, maintaining a clean driving record can help lower your premiums, while accidents or traffic violations could increase your costs. Additionally, living in urban areas with heavy traffic often results in higher insurance rates compared to rural areas. Furthermore, opting for comprehensive insurance, which covers both comprehensive and collision, will generally lead to higher premiums compared to minimum liability coverage.
The insurance cost for a Nissan Rogue is typically cheaper compared to the average cost for all Nissan models, as well as the average cost for all cars. Insuranceopedia offers assistance in comparing quotes from various auto insurance companies to help you find the best rates for your specific needs.
| Vehicle | Average Monthly Premium |
| Nissan Rogue | $141 |
| All Nissans | $187 |
| All Cars | $175 |
Average Insurance Cost Of Nissan Rogue Model Year
| Model Year | Average Premium |
| 2024 Nissan Rogue | $1,392 |
| 2023 Nissan Rogue | $408 |
| 2022 Nissan Rogue | $865 |
| 2021 Nissan Rogue | $585 |
| 2020 Nissan Rogue | $790 |
| 2019 Nissan Rogue | $494 |
| 2018 Nissan Rogue | $496 |
| 2017 Nissan Rogue | $496 |
| 2016 Nissan Rogue | $437 |
| 2015 Nissan Rogue | $512 |
| 2014 Nissan Rogue | $599 |
| 2013 Nissan Rogue | $488 |
| 2012 Nissan Rogue | $548 |
| 2011 Nissan Rogue | $503 |
| 2010 Nissan Rogue | $563 |
2024 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2024 Nissan Rogue is $1,392. However, New York Central Mutual Fire offers the cheapest rates, averaging $662 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,164 |
| Georgia Farm Bureau | $1,865 |
| Mercury | $1,542 |
| 21st Century | $1,402 |
| New York Central Mutual Fire | $662 |
| USAA | $1,315 |
| Erie | $1,061 |
| California Capital | $1,671 |
| Travelers | $1,706 |
| Unitrin | $1,530 |
2023 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2023 Nissan Rogue is $408. However, Jupiter Auto Insurance offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $312 |
| New York Central Mutual Fire | $627 |
| Safeco | $434 |
| NatGen Custom 360 | $373 |
| Jupiter Auto Insurance | $150 |
| Kemper Auto | $373 |
| NatGen Advantage | $268 |
| NatGen PPA | $608 |
| Texas Farm Bureau Group | $666 |
| AssuranceAmerica Mobile Max | $408 |
2022 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2022 Nissan Rogue is $865. However, Safeco offers the cheapest rates, averaging $596 per year.
| Insurance Provider | Average Annual Cost |
| Western National | $773 |
| NatGen Advantage | $1,018 |
| Indiana Farmers Mutual Ins | $919 |
| Kemper Auto | Infinity | $892 |
| Safeco | $596 |
| Buckeye Insurance Group | $822 |
| NatGen Value | $743 |
| Texas Farm Bureau Group | $949 |
| Plymouth Rock Assurance | $1,009 |
| Mercury Insurance | $930 |
2021 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2021 Nissan Rogue is $585. However, NatGen Custom 360 offers the cheapest rates, averaging $181 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $467 |
| Countryway Insurance | $962 |
| American National P | $690 |
| AssuranceAmerica Mobile Max | $567 |
| Dairyland FR Bond | $160 |
| Kemper Auto Premium | $500 |
| NatGen Custom 360 | $181 |
| Mercury Insurance | $864 |
| Titan | $869 |
| Safeco | $590 |
2020 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2020 Nissan Rogue is $790. However, Safeco offers the cheapest rates, averaging $315 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $676 |
| North Carolina Farm Bureau | $996 |
| Texas Farm Bureau Group | $993 |
| Mercury Insurance | $794 |
| Safeco | $315 |
| NatGen Advantage | $735 |
| AssuranceAmerica Mobile Max | $620 |
| Titan | $1,011 |
| SafeAuto | $993 |
| Dairyland FR Bond | $762 |
2019 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2019 Nissan Rogue is $494. However, NatGen Custom 360 offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $202 |
| Concord Group | $900 |
| Elephant Insurance | $748 |
| Mercury Insurance | $424 |
| NatGen Custom 360 | $73 |
| Safeco | $275 |
| Kemper Personal Insurance | $127 |
| American National P | $817 |
| AssuranceAmerica Mobile Max | $834 |
| NatGen PPA | $544 |
2018 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2018 Nissan Rogue is $496. However, Dairyland Auto offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $239 |
| Concord Group | $951 |
| Mercury Insurance | $595 |
| AssuranceAmerica Mobile Max | $349 |
| Dairyland Auto | $150 |
| NatGen Custom 360 | $293 |
| Kemper Personal Insurance | $226 |
| Dairyland Broadform | $811 |
| SECURA Insurance | $873 |
| American National P&C | $476 |
2017 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2017 Nissan Rogue is $496. However, Safeco offers the cheapest rates, averaging $229 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $259 |
| Infinity Special | $822 |
| Mercury Insurance | $684 |
| AssuranceAmerica Mobile Max | $353 |
| Dairyland Auto 1 Month | $220 |
| Kemper Personal Insurance | $340 |
| Safeco | $229 |
| American National P | $710 |
| Concord Group | $822 |
| Direct General | $517 |
2016 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2016 Nissan Rogue is $437. However, Safeco offers the cheapest rates, averaging $267 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $270 |
| Mercury Insurance | $720 |
| Kemper Auto Premium | $560 |
| Dairyland FR Bond | $390 |
| Kemper Personal Insurance | $115 |
| AssuranceAmerica Mobile Max | $337 |
| Safeco | $267 |
| American National P | $627 |
| Bear River | $664 |
| American National P&C | $420 |
2015 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2015 Nissan Rogue is $512. However, NatGen Custom 360 offers the cheapest rates, averaging $59 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $336 |
| Union Mutual Fire Group | $877 |
| American National P | $641 |
| GAINSCO Auto Insurance | $438 |
| NatGen Custom 360 | $59 |
| Mercury Insurance | $336 |
| Safeco | $223 |
| AssuranceAmerica Mobile Max | $732 |
| North Carolina Farm Bureau | $914 |
| Direct General | $559 |
2014 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2014 Nissan Rogue is $599. However, Safeco offers the cheapest rates, averaging $149 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $459 |
| North Carolina Farm Bureau | $893 |
| Dairyland FR Bond | $754 |
| Dairyland Broadform | $631 |
| Safeco | $149 |
| AssuranceAmerica Mobile Max | $526 |
| Mercury Insurance | $200 |
| PEMCO | $762 |
| IMT Insurance Company | $898 |
| American National P | $718 |
2013 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2013 Nissan Rogue is $488. However, NatGen Custom 360 offers the cheapest rates, averaging $165 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $205 |
| Concord Group | $874 |
| American National P | $649 |
| Kemper Personal Insurance | $448 |
| AssuranceAmerica Mobile Max | $166 |
| Dairyland FR Bond | $166 |
| NatGen Custom 360 | $165 |
| Nodak Mutual | $808 |
| North Carolina Farm Bureau | $855 |
| Mercury Insurance | $539 |
2012 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2012 Nissan Rogue is $548. However, Kemper Personal Insurance offers the cheapest rates, averaging $96 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $331 |
| North Carolina Farm Bureau | $886 |
| Farmers Mutual of Nebraska | $787 |
| Kemper Auto Premium | $503 |
| Kemper Personal Insurance | $96 |
| AssuranceAmerica Mobile Max | $348 |
| Safeco | $175 |
| Union Mutual Fire Group | $805 |
| Texas Farm Bureau Group | $846 |
| Utica National Ins Group | $704 |
2011 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2011 Nissan Rogue is $503. However, Kemper Personal Insurance offers the cheapest rates, averaging $44 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $162 |
| Kemper Auto Premier | $785 |
| Buckeye Insurance Group | $712 |
| Concord Group | $610 |
| Kemper Personal Insurance | $44 |
| NatGen Custom 360 | $307 |
| Mercury Insurance | $160 |
| Patriot Group | $796 |
| Utica National Ins Group | $797 |
| MMG Insurance Company | $653 |
2010 Nissan Rogue Insurance Rates
The average annual insurance cost for a 2010 Nissan Rogue is $563. However, NatGen Custom 360 offers the cheapest rates, averaging $57 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $408 |
| Farmers Mutual of Nebraska | $817 |
| Utica National Ins Group | $687 |
| Concord Group | $662 |
| NatGen Custom 360 | $57 |
| MMG Insurance Company | $627 |
| Safeco | $167 |
| Countryway Insurance | $734 |
| Direct Auto | $782 |
| Patriot Group | $687 |
Find Affordable Nissan Rogue Car Insurance Rates
Is A Nissan Rogue Car Insurance Expensive To Insure?
The cost to insure a Nissan Rogue is lower than the overall average for all cars. However, the exact amount you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other personal details.
Cost of Nissan Rogue Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally pay the highest premiums due to their higher likelihood of being involved in accidents. As drivers gain more experience and establish a clean driving record, their insurance costs typically decrease, reflecting their lower risk profile.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,436 | $9,497 | $11,111 |
| 18 | $6,027 | $8,870 | $10,354 |
| 19 | $5,324 | $7,797 | $9,116 |
| 20 | $4,652 | $6,836 | $7,983 |
| 21 | $3,890 | $5,715 | $6,648 |
| 22 | $3,784 | $5,560 | $6,503 |
| 23 | $3,298 | $4,845 | $5,700 |
| 24 | $3,135 | $4,593 | $5,413 |
| 25 | $2,706 | $3,982 | $4,623 |
| 30 | $2,109 | $3,107 | $3,625 |
| 35 | $1,989 | $2,878 | $3,448 |
| 40 | $1,888 | $2,802 | $3,260 |
| 45 | $1,862 | $2,719 | $3,218 |
| 55 | $1,708 | $2,487 | $2,914 |
| 65 | $1,762 | $2,594 | $3,040 |
| 75 | $2,245 | $3,277 | $3,830 |
Nissan Rogue Car Insurance Rates By State
Your location significantly impacts how insurance companies determine rates. Each state has its own regulations, which can lead to varying premium costs. For example, Michigan drivers often pay higher rates due to mandatory high coverage levels. Additionally, climate conditions play a role—states prone to hurricanes, storms, or flooding may have higher insurance costs. Crime and accident statistics in your area, such as vehicle thefts and crash rates, also influence the price of your Nissan Rogue insurance. Insurers consider all these factors when calculating your specific rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,003 | $2,955 | $3,774 |
| Alaska | $1,699 | $2,310 | $2,249 |
| Arizona | $1,885 | $2,713 | $4,051 |
| Arkansas | $2,067 | $3,263 | $3,603 |
| California | $2,316 | $4,077 | $2,310 |
| Colorado | $2,107 | $3,012 | $3,837 |
| Connecticut | $2,753 | $4,304 | $5,379 |
| Delaware | $2,264 | $3,033 | $3,929 |
| Florida | $2,707 | $3,758 | $4,891 |
| Hawaii | $851 | $1,187 | $841 |
| Idaho | $1,530 | $2,071 | $2,436 |
| Illinois | $1,569 | $2,416 | $2,744 |
| Indiana | $1,672 | $2,560 | $2,849 |
| Iowa | $1,307 | $1,780 | $2,111 |
| Kansas | $1,746 | $2,485 | $2,944 |
| Kentucky | $2,539 | $3,692 | $4,354 |
| Louisiana | $3,196 | $4,866 | $5,298 |
| Maine | $1,183 | $1,671 | $2,462 |
| Maryland | $1,997 | $2,900 | $3,199 |
| Massachusetts | $1,575 | $2,753 | $1,595 |
| Michigan | $3,842 | $5,827 | $9,163 |
| Minnesota | $1,570 | $2,106 | $2,956 |
| Mississippi | $1,896 | $2,696 | $2,721 |
| Missouri | $1,786 | $2,527 | $3,327 |
| Montana | $1,804 | $2,579 | $2,975 |
| Nebraska | $1,501 | $2,291 | $2,472 |
| Nevada | $2,530 | $3,779 | $3,988 |
| New Hampshire | $1,766 | $2,753 | $3,562 |
| New Jersey | $1,944 | $3,037 | $4,002 |
| New Mexico | $2,030 | $2,967 | $3,098 |
| New York | $1,831 | $2,324 | $3,846 |
| North Carolina | $1,120 | $1,958 | $1,401 |
| North Dakota | $1,562 | $2,361 | $2,793 |
| Ohio | $1,375 | $2,114 | $2,167 |
| Oklahoma | $2,228 | $3,183 | $3,576 |
| Oregon | $2,040 | $2,735 | $3,281 |
| Pennsylvania | $1,735 | $2,502 | $2,921 |
| Rhode Island | $2,844 | $4,128 | $4,713 |
| South Carolina | $1,916 | $2,662 | $3,698 |
| South Dakota | $1,697 | $2,486 | $2,899 |
| Tennessee | $2,008 | $3,005 | $3,960 |
| Texas | $2,085 | $2,985 | $3,666 |
| Utah | $1,745 | $2,406 | $3,365 |
| Vermont | $1,313 | $2,094 | $2,178 |
| Virginia | $1,269 | $1,924 | $1,858 |
| Washington | $1,660 | $2,278 | $2,717 |
| West Virginia | $1,647 | $2,429 | $3,060 |
| Wisconsin | $1,652 | $2,656 | $3,018 |
| Wyoming | $1,545 | $2,173 | $2,314 |
| Georgia | $2,216 | $3,308 | $3,333 |
Find Affordable Nissan Rogue Car Insurance Rates
Cheapest Car Insurance Companies For A Nissan Rogue
If you’re looking to purchase a new car insurance policy for your Nissan Rogue, you may be interested in finding the cheapest providers. ACG offers the most affordable policy, with an average premium of $18 per month. However, insurance rates vary based on factors such as your driving history, location, and coverage needs. To find the best rate for your specific profile, it’s always a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| ACG | $18 |
| Hugo | $50 |
| Kemper Personal Insurance | $36 |
| WesternStar | $57 |
| Encompass | $45 |
Common Nissan Rogue Insurance Discounts
Discounts can help lower your car insurance costs, and most providers offer a variety of options. Some common discounts include:
- Multi-policy: Bundling your home and auto insurance with the same provider can result in a lower rate.
- Pay annually: Paying your premium in full instead of monthly can lead to savings.
- Defensive driving: Completing a certified defensive driving course may qualify you for a discount.
Other discounts may also be available based on your driving history, vehicle safety features, or membership in certain organizations. It’s best to check with your insurance agent to see which discounts you qualify for.
Ways To Save On Nissan Rogue Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Nissan Rogue insurance costs low. Traffic violations and accidents can significantly increase your premiums.
For example, Nissan Rogue drivers with a speeding ticket can expect to pay around $103 per month, while those with multiple accidents may see rates averaging $145 per month. Avoiding these incidents helps keep insurance costs down.
Additionally, low-mileage drivers often receive lower insurance rates since they spend less time on the road, reducing their accident risk. Those driving between 5,000 and 7,500 miles per year typically pay about $97 per month, while those exceeding 10,000 miles annually may pay around $106 per month.
Compare Nissan Rogue To Other Nissan Models
Looking for other Nissan model insurance costs?
- Nissan 370Z Car Insurance
- Nissan Altima Car Insurance
- Nissan Armada Car Insurance
- Nissan Frontier Car Insurance
- Nissan GT-R Car Insurance
- Nissan Kicks Car Insurance
- Nissan Leaf Car Insurance
- Nissan Maxima Car Insurance
- Nissan Murano Car Insurance
- Nissan NV200 Car Insurance
- Nissan Pathfinder Car Insurance
- Nissan Rogue Sport Car Insurance
- Nissan Sentra Car Insurance
- Nissan Titan Car Insurance
- Nissan Titan XD Car Insurance
- Nissan Versa Car Insurance
- Nissan NV Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for this analysis represents a 40-year-old male driver purchasing full-coverage car insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on individual factors such as age, location, driving history, and coverage selections.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Nissan Rogue?
Yes, you must provide proof of insurance before driving your Nissan Rogue off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company about your upcoming car purchase rather than opting for insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan Rogue?
The most effective way to find the lowest insurance rates for your Nissan Rogue is by shopping around and comparing quotes from different providers. Insuranceopedia makes this process easy by allowing you to compare multiple quotes directly on their website.
