Nissan Titan XD Car Insurance Cost 2025
The average annual cost to insure a Nissan Titan XD is $1,503. However, your actual rate may vary depending on factors like your age, the model year of your vehicle, and other personal details. Check out our quote tables below to get a more accurate estimate based on your specific profile.
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If you’re thinking about buying a Nissan Titan XD, one crucial aspect to consider is the insurance expense. On average, insurance for a Nissan Titan XD costs $1,503 per year. Insurance plays a significant role in owning a car, and it’s important to understand the costs before making a decision.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s crucial to have sufficient coverage in case of an accident to avoid substantial out-of-pocket costs. Additionally, being inadequately covered in an accident could lead to increased premiums.
With more than ten years of experience analyzing car insurance rates, I’ve observed significant variations in costs. Factors such as your age, driving history, and location can greatly impact your insurance premiums.
How Much Does Nissan Titan XD Car Insurance Cost?
On average, Nissan Titan XD drivers can expect to pay around $1,503 per year for car insurance. However, individual rates may vary based on factors such as location, driving history, and coverage choices.
While Liberty Mutual’s rate provides a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a history of accidents or traffic violations could raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; full coverage insurance, which encompasses comprehensive and collision coverage, will be more costly than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
Average Insurance Cost Of Nissan Titan XD By Model Year
| Model Year | Average Premium |
| 2024 Nissan Titan XD | $2,072 |
| 2022 Nissan Titan XD | $1,773 |
| 2021 Nissan Titan XD | $1,537 |
| 2020 Nissan Titan XD | $1,474 |
| 2019 Nissan Titan XD | $1,182 |
| 2018 Nissan Titan XD | $1,110 |
| 2017 Nissan Titan XD | $845 |
| 2016 Nissan Titan XD | $871 |
2024 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2024 Nissan Titan XD is $2,072. However, Liberty Mutual offers the cheapest rates, averaging $1,503 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,787 |
| Central Mutual Insurance Co | $2,323 |
| Country | $2,556 |
| Auto-Owners Insurance Co | $1,568 |
| Liberty Mutual | $1,503 |
| Grange Mutual | $1,847 |
| Penn National | $1,959 |
| Allied | $2,373 |
| USAA | $2,301 |
| Tennessee Farmers | $2,506 |
2022 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2022 Nissan Titan XD is $1,773. However, Liberty Mutual offers the cheapest rates, averaging $1,103 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,488 |
| Central Mutual Insurance Co | $2,134 |
| Country | $2,048 |
| Auto-Owners Insurance Co | $1,768 |
| Liberty Mutual | $1,103 |
| Grange Mutual | $1,647 |
| Penn National | $1,459 |
| Allied | $2,073 |
| USAA | $2,101 |
| Tennessee Farmers | $1,906 |
2021 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2021 Nissan Titan XD is $1,537. However, American National P offers the cheapest rates, averaging $681 per year.
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,508 |
| Farmers | $1,930 |
| Esurance | $1,718 |
| Auto-Owners Insurance Co | $1,584 |
| American National P | $681 |
| Alliance United | $1,542 |
| USAA | $1,294 |
| Mercury | $1,714 |
| California Capital | $1,782 |
| State Farm | $1,612 |
2020 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2020 Nissan Titan XD is $1,474. However, American National P offers the cheapest rates, averaging $914 per year.
| Insurance Provider | Average Annual Cost |
| Auto-Owners Insurance Co | $1,273 |
| Mercury | $1,974 |
| Sentry | $1,728 |
| Grange Mutual | $1,350 |
| Penn National | $929 |
| Tennessee Farmers | $1,296 |
| American National P | $914 |
| Allied | $1,893 |
| Westfield | $1,920 |
| State Farm | $1,461 |
Find Affordable Nissan Titan XD Insurance Rates
2019 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2019 Nissan Titan XD is $1,182. However, Erie offers the cheapest rates, averaging $956 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,003 |
| Westfield | $1,423 |
| State Farm | $1,280 |
| Colorado Farm Bureau Mutual | $1,129 |
| Tennessee Farmers | $978 |
| Texas Farm Bureau Group | $1,132 |
| Erie | $956 |
| Penn National | $1,295 |
| Grange Mutual | $1,355 |
| North Carolina Farm Bureau | $1,265 |
2018 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2018 Nissan Titan XD is $1,110. However, Direct Auto offers the cheapest rates, averaging $877 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $975 |
| Auto-Owners Insurance Co | $1,344 |
| Erie | $1,194 |
| PEMCO | $1,074 |
| Direct Auto | $877 |
| Capital Insurance Group | $977 |
| Kemper Auto | Infinity | $956 |
| Farm Bureau Mutual (IA Group) | $1,211 |
| Texas Farm Bureau Group | $1,253 |
| Penn National | $1,239 |
2017 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2017 Nissan Titan XD is $845. However, Mercury Insurance offers the cheapest rates, averaging $385 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $688 |
| Virginia Farm Bureau | $1,051 |
| Wolverine Mutual | $966 |
| SECURA Insurance | $909 |
| Mercury Insurance | $385 |
| Pekin Insurance | $928 |
| Safeco | $490 |
| Farm Bureau Mutual (IA Group) | $1,029 |
| Erie | $1,084 |
| Direct Auto | $921 |
2016 Nissan Titan XD Insurance Rates
The average annual insurance cost for a 2016 Nissan Titan XD is $871. However, Safeco offers the cheapest rates, averaging $342 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $720 |
| Texas Farm Bureau Group | $1,165 |
| North Carolina Farm Bureau | $992 |
| Hastings Mutual Insurance Co | $834 |
| Safeco | $342 |
| Capital Insurance Group | $780 |
| Buckeye Insurance Group | $695 |
| SECURA Insurance | $1,129 |
| American National P | $1,150 |
| PEMCO | $901 |
Find Affordable Nissan Titan XD Insurance Rates
Cost of Nissan Titan XD Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers tend to face the highest premiums since they are statistically more likely to be involved in accidents. As drivers gain experience and maintain a clean record over time, their insurance costs generally decrease due to a lower risk profile.
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,365 | $12,287 | $14,358 |
| 18 | $7,806 | $11,455 | $13,381 |
| 19 | $6,887 | $10,122 | $11,835 |
| 20 | $6,035 | $8,830 | $10,327 |
| 21 | $5,028 | $7,413 | $8,676 |
| 22 | $4,952 | $7,205 | $8,424 |
| 23 | $4,308 | $6,278 | $7,414 |
| 24 | $4,072 | $6,012 | $7,016 |
| 25 | $3,549 | $5,187 | $6,060 |
| 30 | $2,717 | $4,010 | $4,694 |
| 35 | $2,568 | $3,742 | $4,415 |
| 40 | $2,493 | $3,640 | $4,231 |
| 45 | $2,384 | $3,555 | $4,135 |
| 55 | $2,249 | $3,258 | $3,821 |
| 65 | $2,334 | $3,374 | $3,956 |
| 75 | $2,901 | $4,248 | $4,973 |
Nissan Titan XD Car Insurance Rates By State
Your location is a major factor in determining car insurance rates. Each state has its own regulations for auto insurance, which can affect costs. For example, Michigan tends to have higher premiums due to its stricter coverage requirements. Additionally, local climate conditions play a role, as areas prone to extreme weather events like hurricanes, storms, or flooding may see increased rates.
Crime and accident statistics in your area also influence insurance costs. Places with higher rates of car theft, crashes, or vehicle-related fatalities often lead to higher premiums. Insurers take all these factors into account when determining the cost of insuring your Nissan Titan XD.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,600 | $3,799 | $4,837 |
| Alaska | $2,162 | $3,007 | $2,911 |
| Arizona | $2,455 | $3,540 | $5,220 |
| Arkansas | $2,663 | $4,208 | $4,641 |
| California | $2,995 | $5,324 | $2,980 |
| Colorado | $2,786 | $3,880 | $4,973 |
| Connecticut | $3,564 | $5,548 | $6,995 |
| Delaware | $2,955 | $3,939 | $5,049 |
| Florida | $3,528 | $4,856 | $6,344 |
| Hawaii | $1,136 | $1,548 | $1,172 |
| Idaho | $1,950 | $2,617 | $3,163 |
| Illinois | $2,078 | $3,174 | $3,594 |
| Indiana | $2,147 | $3,265 | $3,695 |
| Iowa | $1,712 | $2,348 | $2,711 |
| Kansas | $2,232 | $3,260 | $3,848 |
| Kentucky | $3,254 | $4,753 | $5,643 |
| Louisiana | $4,215 | $6,349 | $6,833 |
| Maine | $1,570 | $2,174 | $3,186 |
| Maryland | $2,547 | $3,740 | $4,122 |
| Massachusetts | $2,062 | $3,555 | $2,053 |
| Michigan | $4,924 | $7,551 | $11,875 |
| Minnesota | $2,034 | $2,697 | $3,823 |
| Mississippi | $2,505 | $3,500 | $3,528 |
| Missouri | $2,301 | $3,310 | $4,374 |
| Montana | $2,358 | $3,260 | $3,813 |
| Nebraska | $2,006 | $2,947 | $3,163 |
| Nevada | $3,276 | $4,873 | $5,174 |
| New Hampshire | $2,280 | $3,613 | $4,551 |
| New Jersey | $2,505 | $3,945 | $5,194 |
| New Mexico | $2,559 | $3,812 | $3,965 |
| New York | $2,402 | $2,978 | $5,032 |
| North Carolina | $1,455 | $2,568 | $1,819 |
| North Dakota | $2,002 | $3,094 | $3,631 |
| Ohio | $1,844 | $2,780 | $2,860 |
| Oklahoma | $2,855 | $4,121 | $4,609 |
| Oregon | $2,611 | $3,518 | $4,189 |
| Pennsylvania | $2,193 | $3,212 | $3,785 |
| Rhode Island | $3,684 | $5,394 | $6,074 |
| South Carolina | $2,533 | $3,429 | $4,782 |
| South Dakota | $2,255 | $3,211 | $3,746 |
| Tennessee | $2,662 | $3,883 | $5,136 |
| Texas | $2,666 | $3,820 | $4,775 |
| Utah | $2,246 | $3,190 | $4,348 |
| Vermont | $1,721 | $2,673 | $2,819 |
| Virginia | $1,660 | $2,479 | $2,468 |
| Washington | $2,184 | $2,947 | $3,534 |
| West Virginia | $2,186 | $3,117 | $3,930 |
| Wisconsin | $2,154 | $3,357 | $3,893 |
| Wyoming | $2,044 | $2,838 | $3,005 |
| Georgia | $2,882 | $4,289 | $4,299 |
Find Affordable Nissan Titan XD Insurance Rates
Common Nissan Titan XD Insurance Discounts
Taking advantage of discounts can help lower your car insurance costs. While each insurer offers its own set of discounts, some common ones you may qualify for include:
- Multi-policy discount: If you bundle your auto and home insurance with the same provider, you can often receive a lower rate.
- Pay-in-full discount: Paying your premium in one lump sum instead of monthly can help reduce costs.
- Defensive driving discount: Completing a certified defensive driving course may make you eligible for a discount.
Additional savings opportunities may be available based on your specific situation. Speaking with your insurance provider can help you identify which discounts you qualify for.
Compare Nissan Titan XD To Other Nissan Models
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations was a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, these figures are based on a standardized profile, and your actual insurance rates may vary depending on your unique circumstances.
Quotes Analyzed
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FAQs
Do You Need Insurance Before You Can Purchase A Nissan Titan XD?
You must provide proof of insurance before driving your Nissan Titan XD off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming vehicle purchase, rather than opting for coverage through the dealership.
How Can You Get The Cheapest Insurance For Your Nissan Titan XD?
To secure the most affordable insurance rates for your Nissan Titan XD, it’s essential to compare quotes from various auto insurance providers. Fortunately, Insuranceopedia makes this process easy by allowing you to compare multiple offers directly on their website.
